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In this policy, the investment risk in the investment portfolio is borne by the policyholder.
The Linked Insurance product...
Our generation will live longer
due to improved healthcare
facilities, implying the need to
gather enough funds that can
s...
The employer or government
funded pension schemes are
less likely to sustain the income
needs post retirement. Many
indivi...
In spite of family support,
many retirees don’t prefer
depending on the relatives or
children for meeting post
retirement ...
There is no social security
system in our country. Hence
one has to plan to build their
entire corpus to help meet the
reg...
The inevitable want to
contribute to the family, by
providing and supporting the
kids or grandkids at milestones
of their ...
After fulfilling all your
responsibilities, you may want
to build a retirement corpus to
go on holidays, pursue a hobby,
e...
After you retire, your regular
stream of income, i.e. your
salary, will not be available. Opt
for HDFC Life Click 2 Retire...
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI clarifies to public that
• IRDAI or its officials do...
Importance of Retirement Planning
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Importance of Retirement Planning

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Listing out the importance of timely planning your Retirement, as it may come sooner than you imagine.

Published in: Economy & Finance
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Importance of Retirement Planning

  1. 1. In this policy, the investment risk in the investment portfolio is borne by the policyholder. The Linked Insurance products do not offer any liquidity during the first five years of the contract. The policyholders will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of fifth year.
  2. 2. Our generation will live longer due to improved healthcare facilities, implying the need to gather enough funds that can sustain for more number of years. Source: http://data.worldbank.org/indicator/SP.DYN.LEOO.FE.IN?end=2014&locations=IN&start=2001
  3. 3. The employer or government funded pension schemes are less likely to sustain the income needs post retirement. Many individuals supplement the above with self-funded instruments to secure their future.
  4. 4. In spite of family support, many retirees don’t prefer depending on the relatives or children for meeting post retirement expenses. Maintaining an independent lifestyle is sustainable only when backed with a financial cushion
  5. 5. There is no social security system in our country. Hence one has to plan to build their entire corpus to help meet the regular income or any contingency post retirement.
  6. 6. The inevitable want to contribute to the family, by providing and supporting the kids or grandkids at milestones of their life, remains even after retirement. Starting an independent venture can be fulfilled only when one is financially self-reliant.
  7. 7. After fulfilling all your responsibilities, you may want to build a retirement corpus to go on holidays, pursue a hobby, etc.
  8. 8. After you retire, your regular stream of income, i.e. your salary, will not be available. Opt for HDFC Life Click 2 Retire to plan your retirement that helps you receive adequate funds during the post-retirement age
  9. 9. BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS IRDAI clarifies to public that • IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. • IRDAI does not announce any bonus. • Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number. HDFC Standard Life Insurance Company Limited. In partnership with Standard Life Plc. CIN: U99999MH2000PLC128245, IRDAI Reg. No. 101 Registered Office: HDFC Standard Life Insurance Company Limited, Lodha Excelus, 13th Floor, Apollo Mills Compound, N.M. Joshi Marg, Mahalaxmi, Mumbai 400 011. Email: Buyonline@HDFCLife.in, Tel No: 1800-266-9777 (9 am to 9 pm). Life Insurance Coverage is available in this product. For more details on risk factors, associated terms and conditions and exclusions please read sales brochure carefully before concluding a sale. HDFC Life Click 2 Retire (UIN No: 101L108V01, Form No: P501-131) is a Unit linked online pension plan. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. HDFC Standard Life Insurance Company Limited is only the name of the Insurance Company, HDFC Life is only the name of the brand and HDFC Life Click 2 Retire (UIN No: 101L108V01, Form No: P501- 131) is only the name of the unit linked life insurance contract. The name of the company, name of the brand and name of the contract does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document of the insurer. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. "The name/letters "HDFC" in the name/logo of the Company belongs to Housing Development Finance Corporation Limited and is used by HDFC Life under a license/agreement." ARN:MC/04/2016/7811

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