This portfolio assessment tool helps users identify how well their money is protected from three wealth killers: market risk, fees and commissions, and taxes. It also determines how completely the portfolio benefits from five money needs: safety, growth, income, liquidity, and tax efficiency. After completing the assessment, users can see if their portfolio aligns with their aspirations for their money, retirement, and family legacy. The tool recommends consulting a WealthSmart America Advisor if the current strategy does not eliminate the wealth killers or deliver the money needs.

1. Portfolio Assessment Tool
This tool is designed to help you identify:
How well protected your money is from the 3 Wealth Killers
How completely it benefits from the 5 Money Needs
Whether adjustments are necessary
Whether to make corrections that better serve your aspirations
The 3 Wealth Killers
What % of my
money is safe
from:
What % of my
money do I want
to be safe from:
PRIORITY
1 = HIGH
10 = LOW
1. Market Risk
The possibility of loss
2. Fees & Commissions
Exposure to total portfolio costs greater than 1%
3. Taxes
Exposure to current or future income or capital gains taxation
The 5 Money Needs
What % of my
money benefits
from:
What % of my
money do I want
to benefit from:
PRIORITY
1 = HIGH
10 = LOW
1. Safety
Immune from market risk due to market loss
2. Growth
Certainty of year-to-year, locked-in growth potential
3. Income
Certainty of permanent and maximum income in retirement
4. Liquidity
Ability to access money when you want without tax penalty
5. Tax - Efficiency
Protection from taxation at future, unknown tax rules
After completing this assessment, you will be able to determine if your portfolio is in alignment with the
aspirations you have for your money, retirement, and family legacy.
If your current strategydoes not eliminate the 3 Wealth Killers and deliver the 5 Money Needs, we
encourage you to ask a WealthSmart America Advisor to show how you how our plan might work for you.
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