The document discusses reasons why people put off writing a will, noting that many think they are too young, busy, or poor to do so. However, not having a formal will means one's estate will be distributed according to intestacy laws, which may not fully reflect one's wishes and could leave loved ones grieving. While some believe writing a will is expensive, the document notes it is likely cheaper than an iPhone and is important to have in place rather than relying on intestacy laws alone.