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1WHOLESOME CARE CONSULTANCY
WHOLESOME CARE
WELLNESS CENTER
proposal
2WHOLESOME CARE CONSULTANCY
EVOLVING
CHRONIC DISEASE
LANDSCAPE
 Humanity in the 21st century faces a global
pandemic of chronic diseases
 Undeniable shift away from acute conditions,
towards chronic health problems
Internationally
Ghana, West Africa
 Battling National chronic disease health crisis
 Health policymakers yet to implement
effective plan or policy for chronic disease
3WHOLESOME CARE CONSULTANCY
People in lower and middle income
countries in West Africa are in
desperate need of the right curative
measures for relief from chronic illness
4WHOLESOME CARE CONSULTANCY
HIGHLIGHTS &
STATISTICS
 1:8000 doctor to patient ration in Ghana as of 2017
 Overburdened health providers in need of
alternative solutions for relief
 Over 42% of deaths in Ghana caused by Non-
Communicable Diseases in 2014
 Global functional food and nutraceuticals market is
expected to grow at a steady CAGR of nearly 8% during
2016 -2020
 The wellness sectors which have seen the most significant
growth since 2010 are: Healthy Eating, Nutrition and
Weight Loss | Preventative and Personalised Health |
Complementary and Alternative Medicine
GHANA HEALTH CARE
GLOBAL WELLNESS ECONOMY
5WHOLESOME CARE CONSULTANCY
LOCAL MARKET
RESEARCH
 93% concerned with health and well-being on a regular
basis
 Reason for doctors visit: 30% chronic disease related
and 27% at risk for chronic disease
 82% know a family member or relative suffering from
chronic disease
 65% know a family member or relative who has died
from chronic disease
Accra, Ghana West Africa
6WHOLESOME CARE CONSULTANCY
BIG
OPPORTUNITY
Urbanisation, poor diets, ageing populations, globalisation
and weak health systems are factors contributing to chronic
disease risk, morbidity and mortality in Ghana. However,
people are abandoning treatment due to unwanted side
effects from drugs. There is also a growing need for
healthier treatment methods as orthodox methods
prescribed by doctors only manage chronic conditions.
7WHOLESOME CARE CONSULTANCY
With the advent of powerful drugs, many people suffering
from chronic disease manage to live with their condition.
However, drugs are expensive and do NOT cure chronic
disease!
THE PARADOX
How can Africa access collaborations within the health
and wellness sector that provide affordable solutions for
anyone suffering from chronic illness, creating value
beyond just managing chronic disease?
If orthodox medicine merely manages chronic symptoms,
then how can we cure this growing epidemic?
8WHOLESOME CARE CONSULTANCY
At Wholesome Care Wellness Centre we specialise in nutritional solutions for the treatment
and prevention of chronic diseases in West Africa. We also provide education and training
services to restore individuals back to optimal health. Our facility features an on-site
dispensary with our own brand of affordable, locally sourced health foods and products.
SOLUTION
9WHOLESOME CARE CONSULTANCY
 Unique Brand
 Nutraceutical Therapy
 Diagnostic Technology
 Nutritional Counselling
 Educational Seminars
 Cooking Lessons
SOLU
TION
 Adoption Of Healthy Lifestyle
 Health Foods
 One-stop Shop
 Community Outreach
 Partnerships With Ministry Of
Health
10WHOLESOME CARE CONSULTANCY
Bridging the gap between allopathic
and functional medicine to create an
effective solution to the chronic disease
health crisis in Ghana, West Africa
11WHOLESOME CARE CONSULTANCY
RPh, MTM, BSc Pharm, Wholesome Care CEO & Health Expert
A seasoned practitioner in combining orthodox drug therapies with
natural nutritional concepts to treat and ward off chronic diseases
Ms. Amoako received her Bachelor of Science in Pharmacy from the University of Texas
and has over 23 years of extensive experience in community retail and hospital
pharmacy in the United States. She has also worked with major Health Maintenance
Organisations in implementing effective medication management therapies for their
clients. Ms. Amoako is certified by reputable Alternative Medicine programs and
continues to keep abreast of the latest trends in the field by means of continuing
education.
ABOUT COMFORT AMOAKO
12WHOLESOME CARE CONSULTANCY
OUR MISSION
It is our mission to restore the wellness of
individuals suffering from chronic disease, to
examine the root cause of chronic health
issues and educate Africa on how to prevent
illness by means of correcting nutritional
imbalances in the human body.
13WHOLESOME CARE CONSULTANCY
WHOLESOME
CARE ATTRIBUTESBY CORRECTING
NUTRITIONAL
IMBALANCES, OUR
WELLNESS PROGRAMS
AND PRODUCTS
EFFECTIVELY
RESTORE HEALTH AND
SAVE LIVES
PRACTICAL AFFORDABLE CONVENIENT EFFECTIVE
14WHOLESOME CARE CONSULTANCY
OUR FACILITY
Offers nutritional health consultation services and
wellness programs that educate people on specific
nutritional choices to meet individual health challenges
 Overall Wellness Diagnostic Services
 Nutritional Consultation Services
 Private & Group Seminars on Chronic Disease
Awareness & Prevention
 General & Customised Cooking Lessons
 On-site Health Product Dispensary
15WHOLESOME CARE CONSULTANCY
DISPENSARY PRODUCTS
Introducing Natural Harvest Goods a new
range of healthy foods created by nutritionist
experts at Wholesome Care and instituted as
part of our wellness treatment to correct
nutritional imbalances
16WHOLESOME CARE CONSULTANCY
PRODUCT RANGE
Our products are locally sourced and packaged for convenience.
We offer healthy breakfast mixes, rice, grains, breads, snacks,
organic vegetables, herbs and more...
17WHOLESOME CARE CONSULTANCY
PRODUCT
OPPORTUNITIES
Improving health and preventing
disease by providing better food
choices for a healthier, balanced diet
Identify opportunities
to develop new
offerings that solve
key nutritional needs
of our patients
The need to maintain
good health and
reduce risk of illness
has caused increase
in the consumption of
healthier foods
Convenient,
affordable
alternatives for the
adoption of a
healthier lifestyle
Locally sourced
products offering the
highest nutritional
values
18WHOLESOME CARE CONSULTANCY
Educating the Community
HEALTH SEMINARS
EATING HEALTHY TO PREVENT CHRONIC DISEASE
The Power of Nutrition
How to identify and
prevent:
Breast Cancer
Prostate Cancer
Colon Cancer
Hypertension &
Cardiovascular Disease
Diabetes
Gout
19WHOLESOME CARE CONSULTANCY
MANAGEMENT STRUCTURE
CEO/Health
Expert
COO
Medical
Doctor
Nurse
Health
Assistant
Dispensary
Manager
Supportive
Personnel
Marketing
Manager
Supportive
Personnel
Accountant
Supportive
Personnel
20WHOLESOME CARE CONSULTANCY
CLARON HEALTH INTERNATIONAL
PROGRESSIVE HEALTH CENTRE
No service to
train clients in
proper cooking
techniques that
optimise
nutrition for
health
No direct
competitors
match our
services
No specialised
nutritional
counselling at
hand
Our list of
services make
Wholesome Care
the forerunner of
Wellness Centre’s
in Ghana
OBSERVING
THE
COMPETITION
WHOLESOME CARE CONSULTANCY
21WHOLESOME CARE CONSULTANCY
WHOLESOME
ADVOCACY
WITH SATISFIED PATIENTS
EXPERIENCING POSITIVE
RESULTS FROM OUR
WELLNESS PROGRAMS
22WHOLESOME CARE CONSULTANCY
PATIENT TESTIMONIALS
“A lower spinal injury and stress induced migraines caused me to take a lot of pain killers. This lead to kidney problems with a
filtration level of 42%! Dangerously close to the dialysis machine, Wholesome Care treated my conditions and in less than a
year my kidney filtration levels are up to 62%! My family and I are most grateful to Wholesome Care’s treatment through diet,
nutrition and exercise rather than more tablets.”
-Captain Budu Koomson (Rtd)
“Before treatment, I was on
several diabetic medications. My
blood sugar levels were between
12 -13, and I had limited food
choices. 8 months into the
program I feel energetic and my
medication has reduced to half!
My blood sugar is controlled and
stays between 6.5 -7 consistently.
I am a whole new person.”
-Diana Mensah, Business Woman
“I never knew food could cure the
body so well. I suffered from
repeated bouts of tonsillitis. Since
treatment I have been symptom
free for well over 5 months. I feel
stronger and healthier. I
recommend enrollment to my
parishioners for the health of the
church.”
-Pastor Holy, SDA District Pastor
“I’ve had high cholesterol, bad
blood pressure and left arm pain
for over 4 years. After 6 months,
the wellness program’s food and
dietary changes dropped my
cholesterol from 7.2 to 3.8! My
arm pain is gone, my blood
pressure is normal and I am not
taking medication anymore. I have
brought my husband, brother and
friends with similar issues for
treatment!
-Georgina Frimpong, Business
Woman
Efficacy of our wellness programs based upon monitored objective patient lab
reports and subjective patient’s well-being
23WHOLESOME CARE CONSULTANCY
Preventing Chronic Disease
Promoting Health and Wellness in
West Africa
24WHOLESOME CARE CONSULTANCY
MAKING A
DIFFERENCE
 Empowering communities in developing West
African Countries
 Supporting local food economy
 Creating job opportunities
25WHOLESOME CARE CONSULTANCY
01 Marketing Manager
02 Direct Mail & Business Directories
03 Local & Regional Health Seminars
04 Social & Traditional Media
05 Word of Mouth
GO TO
MARKET
STRATEGY
A P P R O A C H
26WHOLESOME CARE CONSULTANCY
Church
Health
Ministries
Ministry of
Defence
E-Health
Platforms
Physicians Hospitals
TARGET MARKET
Scientists and researchers have
identified and illuminated the
impact of nutrition on health
and in the treatment of chronic
disease.
In order to win and overcome
perception around nutrition and
wellness its not enough to just
educate people about adopting
healthier lifestyle changes.
We must align Wholesome Care
brand attributes, influencers,
product innovations and solutions
with people suffering from chronic
disease, also keeping in mind the
rest of the general public
concerned about overall health and
wellness.
Knowing who they are,
where they are and
what they need.
26
27WHOLESOME CARE CONSULTANCY
A PARTNERSHIP
that will create Health solutions for
Ghana
28WHOLESOME CARE CONSULTANCY
WHOLESOME CARE
COLLABORATION
Wholesome Care is a health and wellness expert that can provide
valuable service to healthcare policy makers in Ghana.
Wholesome Care specialises in wellness treatment that makes cost
and acquisition realistic to the average Ghanaian.
Wholesome Care can provide Ghana’s Ministry of Health a place at
our Wellness Centre to conduct research and gather statistical
evidence on the power of nutrition and its ability to restore the
Nation’s wellness.
Wholesome Care can also help Ghana’s Ministry of Health develop
National platforms with solutions that address Ghana’s chronic
disease health crisis.
Wholesome Care is committed to Improving the health of Ghana to
open up opportunities for the progress and prosperity West Africa.
29WHOLESOME CARE CONSULTANCY
Convenient position to serve the general public,
government and military personnel:
Situated in the capital of Ghana: East Legon, Accra
Easy access to all major districts and hospitals in and
around Accra
15 minutes from Military of Defence
Less than 20 minutes from Ministry of Health
Minutes away from 2 major highways: N4 (1 kilometre)
and N1 (3 kilometres
LOCATION
30WHOLESOME CARE CONSULTANCY
FINANCIAL PROJECTIONS
31WHOLESOME CARE CONSULTANCY
Gross
Profit Margin
Year 1
65%
Year 2
69%
Year 3
73%
Year 4
76%
Year 5
79%
EBITDA Margin 29% 37% 42% 48% 52%
Current Ratio 1.1 :1 2.0 :1 3.5 :1 7.0 :1 22.9 :1
KEY PERFORMANCE INDICATORS
32WHOLESOME CARE CONSULTANCY
Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵)
Total Revenue 788,750 907,063 1,043,122 1,199,590 1,379,529
Total Operating Expense 560,460 575,562 608,010 625,817 662,843
Earnings before Tax 228,290 331,501 435,112 573,773 716,686
Earnings after Tax 7,817 101,186 199,338 329,515 470,231
Return on Equity 42% 84% 62% 51% 42%
-
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
EXECUTIVE SUMMARY
33WHOLESOME CARE CONSULTANCY
Year 1 (USD) Year 2 (USD) Year 3 (USD) Year 4 (USD) Year 5 (USD)
Total Revenue 176,850 203,377 233,884 268,966 309,311
Total Operating Expense 125,664 129,050 136,325 140,318 148,619
Earnings before Tax 51,186 74,327 97,559 128,649 160,692
Earnings after Tax 1,753 22,688 44,695 73,882 105,433
Return on Equity 42% 84% 62% 51% 42%
-
200,000
400,000
EXECUTIVE SUMMARY
34WHOLESOME CARE CONSULTANCY
Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵)
TOTAL SALES 788,750 907,063 1,043,122 1,199,590 1,379,529
Total Direct Costs 274,800 277,392 280,023 282,693 285,404
GROSS PROFIT 513,950 629,671 763,099 916,897 1,094,125
EBITDA 228,290 331,501 435,112 573,773 716,686
Profit After Tax 7,817 101,186 199,338 329,515 470,231
-
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
FORECASTED PROFIT & LOSS
35WHOLESOME CARE CONSULTANCY
STATEMENT OF PROFIT & LOSS
GHS
Statementof Profitor Loss
Year1(GH₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵)
Revenue
Registration 48,000 55,200 63,480 73,002 83,952
Diagnosticreview 336,000 386,400 444,360 511,014 587,666
Consultancy 262,500 301,875 347,156 399,230 459,114
Seminar- Private 12,000 13,800 15,870 18,251 20,988
Seminar- Public 54,000 62,100 71,415 82,127 94,446
Cookingdemonstration 6,000 6,900 7,935 9,125 10,494
ProductSales 70,250 80,788 92,906 106,841 122,868
TOTALSALES 788,750 907,063 1,043,122 1,199,590 1,379,529
DIRECTCOST
SalariesandWages
ProductPurchases 102,000 102,000 102,000 102,000 102,000
TotalSalariesandWages 172,800 175,392 178,023 180,693 183,404
TotalDirectCosts 274,800 277,392 280,023 282,693 285,404
GROSSPROFIT 513,950 629,671 763,099 916,897 1,094,125
OPERATIONALCOST(OPEX)
Marketing& Advertising 60,000 66,000 72,600 79,860 87,846
Fuel (Car + Generator) 18,000 19,800 21,780 23,958 26,354
LeaseRental 160,560 160,560 176,616 176,616 194,280
Insurance(Car+ Business) 6,000 6,600 7,260 7,986 8,785
Maintenance 4,800 5,280 5,808 6,389 7,028
Utilities(Water/Elec/Gas) 24,000 26,400 29,040 31,944 35,138
Food/BeverageRestock 2,400 2,640 2,904 3,194 3,514
Paper ProductRestock 1,500 1,650 1,815 1,997 2,196
Telephone/InternetExpense 8,400 9,240 10,164 11,180 12,298
TOTALOPEX 285,660 298,170 327,987 343,124 377,439
EBITDA 228,290 331,501 435,112 573,773 716,686
TAX@25% 2,606 33,729 66,446 109,838 156,744
ProfitAfterTax 7,817 101,186 199,338 329,515 470,231
ReturnonEquity 42% 84% 62% 51% 42%
ReturnonAssets 1% 17% 29% 39% 42%
36WHOLESOME CARE CONSULTANCY
Year 1 (USD) Year 2 (USD) Year 3 (USD) Year 4 (USD) Year 5 (USD)
TOTAL SALES 176,850 203,377 233,884 268,966 309,311
Total Direct Costs 61,614 62,196 62,785 63,384 63,992
GROSS PROFIT 115,235 141,182 171,098 205,582 245,320
EBITDA 51,186 74,327 97,559 128,649 160,692
Profit After Tax 1,753 22,688 44,695 73,882 105,433
-
200,000
400,000
FORECASTED PROFIT & LOSS
37WHOLESOME CARE CONSULTANCY
STATEMENT OF PROFIT OR LOSS
USD
Statementof Profitor Loss
Year1(US$) Year 2 (US$) Year 3 (US$) Year 4 (US$) Year 5 (US$)
Revenue
Registration 10,762 12,377 14,233 16,368 18,823
Diagnosticreview 75,336 86,637 99,632 114,577 131,764
Consultancy 58,857 67,685 77,838 89,513 102,940
Seminar- Private 2,691 3,094 3,558 4,092 4,706
Seminar- Public 12,108 13,924 16,012 18,414 21,176
Cookingdemonstration 1,345 1,547 1,779 2,046 2,353
ProductSales 15,751 18,114 20,831 23,955 27,549
TOTALSALES 176,850 203,377 233,884 268,966 309,311
DIRECTCOST
ProductPurchases 22,870 22,870 22,870 22,870 22,870
SalariesandWages
TotalSalariesandWages 38,744 39,326 39,915 40,514 41,122
TotalDirectCosts 61,614 62,196 62,785 63,384 63,992
GROSSPROFIT 115,235 141,182 171,098 205,582 245,320
OPERATIONALCOST(OPEX)
Marketing& Advertising 13,453 14,798 16,278 17,906 19,696
Fuel (Car + Generator) 4,036 4,439 4,883 5,372 5,909
LeaseRental 36,000 36,000 39,600 39,600 43,561
Insurance(Car+ Business) 1,345 1,480 1,628 1,791 1,970
Maintenance 1,076 1,184 1,302 1,432 1,576
Utilities(Water/Elec/Gas) 5,381 5,919 6,511 7,162 7,879
Food/BeverageRestock 538 592 651 716 788
Paper ProductRestock 336 370 407 448 492
Telephone/InternetExpense 1,883 2,072 2,279 2,507 2,757
TOTALOPEX 64,049 66,854 73,540 76,934 84,628
EBITDA 49,975 73,099 96,311 127,383 159,407
TAX@25% 584 7,563 14,898 24,627 35,144
ProfitAfterTax 1,753 22,688 44,695 73,882 35,144
ReturnonEquity 42% 84% 62% 51% 42%
ReturnonAssets 1% 17% 29% 39% 42%
38WHOLESOME CARE CONSULTANCY
Year 1 Year 2 Year 3 Year 4 Year 5
CASH BALANCE 4,054 65,142 136,036 231,304 327,312
CLOSING BALANCE 4,054 69,196 205,232 436,536 763,849
TOTAL CASH INFLOW 1,384,416 907,063 1,043,122 0 1,379,529
TOTAL PAYMENT 636,270 672,654 732,359 785,075 866,810
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
1,600,000
CASH FLOW
GHS
39WHOLESOME CARE CONSULTANCY
STATEMENT OF CASHFLOW
Statement of Cash flow
Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵)
INFLOW
Capital Investment 660,476
Capital Increase 11,000 0 0 0 0
Sales 788,750 907,063 1,043,122 1,199,590 1,379,529
TOTAL CASH INFLOW 1,384,416 907,063 1,043,122 1,199,590 1,379,529
PAYMENT
Direct cost 274,800 277,392 280,023 282,693 285,404
Principal repayment 75,810 97,092 124,349 159,258 203,967
Operational cost 285,660 298,170 327,987 343,124 377,439
TOTAL PAYMENT 636,270 672,654 732,359 785,075 866,810
CAPITAL EXPENDITURE (CAPEX)
TOTAL CAPEX 610,476
CASH BALANCE 4,054 65,142 136,036 231,304 327,312
OPENING BALANCE - 4,054 69,196 205,232 436,536
CLOSING BALANCE 4,054 69,196 205,232 436,536 763,849
40WHOLESOME CARE CONSULTANCY
Year 1 Year 2 Year 3 Year 4 Year 5
CASH BALANCE 909 14,606 30,051 51,862 73,388
CLOSING BALANCE 909 15,515 46,016 97,878 171,267
TOTAL CASH INFLOW 327,405 203,377 233,884 268,966 309,311
TOTAL PAYMENT 142,661 150,820 164,206 176,026 194,352
0
200000
400000
CASH FLOW
USD
41WHOLESOME CARE CONSULTANCY
STATEMENT OF CASHFLOW
Statement of Cash flow
Year 1 (US $) Year 2 (US $) Year 3 (US $) Year 4 (US $) Year 5 (US $)
INFLOW
Capital Investment 148,089
Capital Increase 2,466 0 0 0 0
Sales 176,850 203,377 233,884 268,966 309,311
TOTAL CASH INFLOW 327,405 203,377 233,884 268,966 309,311
PAYMENT
Direct cost 61,614 62,196 62,785 63,384 63,992
Principal repayment 16,998 21,770 27,881 35,708 45,732
Operational cost 64,049 66,854 73,540 76,934 84,628
TOTAL PAYMENT 142,661 150,820 164,206 176,026 194,352
CAPITAL EXPENDITURE (CAPEX)
TOTAL CAPEX 136,878
CASH BALANCE 909 14,606 30,501 51,862 73,388
OPENING BALANCE - 909 15,515 46,016 97,878
CLOSING BALANCE 909 15,515 46,016 97,878 171,267
42WHOLESOME CARE CONSULTANCY
Year 1 Year 2 Year 3 Year 4 Year 5
TOTAL ASSETS 603,483 607,577 682,565 852,822 1,119,087
TOTAL CAPITAL & LIABILITIES 603,482 607,577 682,565 852,822 1,119,087
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
FINANCIAL POSITION
GHS
43WHOLESOME CARE CONSULTANCY
STATEMENT OF FINANCIAL POSITION
Statement of Financial position
Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵)
ASSETS
Capital Expidenture/Pre-Start Costs
549,429 488,381 427,333 366,286 305,238
Cash-in-hand 4,054 69,196 205,232 436,536 763,849
Inventories 50,000 50,000 50,000 50,000 50,000
Total Assets
603,483 607,577 682,565 852,822 1,119,087
CAPITAL & LIABILITY
Liabilities 584,666 487,574 363,225 203,967 -
Equity 18,817 18,817 18,817 18,817 18,817
Total Capital and Liabilities
603,483 607,577 682,565 852,822 1,119,087
44WHOLESOME CARE CONSULTANCY
Year 1 Year 2 Year 3 Year 4 Year 5
TOTAL ASSETS 135,310 136,228 153,042 191,216 250,916
TOTAL CAPITAL & LIABILITIES 135,310 136,228 153,042 191,216 250,916
0
200,000
400,000
FINANCIAL POSITION
USD
45WHOLESOME CARE CONSULTANCY
STATEMENT OF FINANCIAL POSITION
Statement of Financial position
Year 1 (US $) Year 2 (US $) Year 3 (US $) Year 4 (US $) Year 5 (US $)
ASSETS
Capital Expenditure/Pre-Start costs 123,190 109,502 95,815 82,127 68,438
Cash-in-hand 909 15,515 46,016 97,878 171,267
Inventories 11,211 11,211 11,211 11,211 11,211
Total Assets 135,310 136,228 153,042 191,216 250,916
CAPITAL & LIABILITY
Liabilities 131,091 109,321 81,441 45,733 -
Equity 4,219 26,907 71,601 145,483 250,916
Total Capital and Liabilities 135,310 136,228 153,042 191,216 250,916
46WHOLESOME CARE CONSULTANCY
STATUS TIMELINE
Open for BusinessPurchase Equipment
and Set Up
Obtain Licenses and
Certificates
Move-In to Location at
East Legon Hire Staff Start Advertising
2 months to set up
47WHOLESOME CARE CONSULTANCY
THAT
WILL
TRULY
A WELLNESS CENTER
Promote health and
wellness in West Africa
Identify and illuminate the
impact of nutrition in the
treatment of chronic
diseases
Offer a well-balanced
combination of
professional
expertise, education and
nutritional solutions
Be a renowned solution
provider and reliever of
Chronic Diseases in West
Africa
48WHOLESOME CARE CONSULTANCY
COMFORT AMOAKO & ANA HOFFMAN
Telephone: +1.832.867.2873 (US) |
+233.55.878.4871 (GH)
Email: info@wholesomecaregh.org
Website: wholesomecaregh.org
CONTACT US
49WHOLESOME CARE CONSULTANCY
THANK YOU

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Ghana's Chronic Disease Crisis

  • 1. 1WHOLESOME CARE CONSULTANCY WHOLESOME CARE WELLNESS CENTER proposal
  • 2. 2WHOLESOME CARE CONSULTANCY EVOLVING CHRONIC DISEASE LANDSCAPE  Humanity in the 21st century faces a global pandemic of chronic diseases  Undeniable shift away from acute conditions, towards chronic health problems Internationally Ghana, West Africa  Battling National chronic disease health crisis  Health policymakers yet to implement effective plan or policy for chronic disease
  • 3. 3WHOLESOME CARE CONSULTANCY People in lower and middle income countries in West Africa are in desperate need of the right curative measures for relief from chronic illness
  • 4. 4WHOLESOME CARE CONSULTANCY HIGHLIGHTS & STATISTICS  1:8000 doctor to patient ration in Ghana as of 2017  Overburdened health providers in need of alternative solutions for relief  Over 42% of deaths in Ghana caused by Non- Communicable Diseases in 2014  Global functional food and nutraceuticals market is expected to grow at a steady CAGR of nearly 8% during 2016 -2020  The wellness sectors which have seen the most significant growth since 2010 are: Healthy Eating, Nutrition and Weight Loss | Preventative and Personalised Health | Complementary and Alternative Medicine GHANA HEALTH CARE GLOBAL WELLNESS ECONOMY
  • 5. 5WHOLESOME CARE CONSULTANCY LOCAL MARKET RESEARCH  93% concerned with health and well-being on a regular basis  Reason for doctors visit: 30% chronic disease related and 27% at risk for chronic disease  82% know a family member or relative suffering from chronic disease  65% know a family member or relative who has died from chronic disease Accra, Ghana West Africa
  • 6. 6WHOLESOME CARE CONSULTANCY BIG OPPORTUNITY Urbanisation, poor diets, ageing populations, globalisation and weak health systems are factors contributing to chronic disease risk, morbidity and mortality in Ghana. However, people are abandoning treatment due to unwanted side effects from drugs. There is also a growing need for healthier treatment methods as orthodox methods prescribed by doctors only manage chronic conditions.
  • 7. 7WHOLESOME CARE CONSULTANCY With the advent of powerful drugs, many people suffering from chronic disease manage to live with their condition. However, drugs are expensive and do NOT cure chronic disease! THE PARADOX How can Africa access collaborations within the health and wellness sector that provide affordable solutions for anyone suffering from chronic illness, creating value beyond just managing chronic disease? If orthodox medicine merely manages chronic symptoms, then how can we cure this growing epidemic?
  • 8. 8WHOLESOME CARE CONSULTANCY At Wholesome Care Wellness Centre we specialise in nutritional solutions for the treatment and prevention of chronic diseases in West Africa. We also provide education and training services to restore individuals back to optimal health. Our facility features an on-site dispensary with our own brand of affordable, locally sourced health foods and products. SOLUTION
  • 9. 9WHOLESOME CARE CONSULTANCY  Unique Brand  Nutraceutical Therapy  Diagnostic Technology  Nutritional Counselling  Educational Seminars  Cooking Lessons SOLU TION  Adoption Of Healthy Lifestyle  Health Foods  One-stop Shop  Community Outreach  Partnerships With Ministry Of Health
  • 10. 10WHOLESOME CARE CONSULTANCY Bridging the gap between allopathic and functional medicine to create an effective solution to the chronic disease health crisis in Ghana, West Africa
  • 11. 11WHOLESOME CARE CONSULTANCY RPh, MTM, BSc Pharm, Wholesome Care CEO & Health Expert A seasoned practitioner in combining orthodox drug therapies with natural nutritional concepts to treat and ward off chronic diseases Ms. Amoako received her Bachelor of Science in Pharmacy from the University of Texas and has over 23 years of extensive experience in community retail and hospital pharmacy in the United States. She has also worked with major Health Maintenance Organisations in implementing effective medication management therapies for their clients. Ms. Amoako is certified by reputable Alternative Medicine programs and continues to keep abreast of the latest trends in the field by means of continuing education. ABOUT COMFORT AMOAKO
  • 12. 12WHOLESOME CARE CONSULTANCY OUR MISSION It is our mission to restore the wellness of individuals suffering from chronic disease, to examine the root cause of chronic health issues and educate Africa on how to prevent illness by means of correcting nutritional imbalances in the human body.
  • 13. 13WHOLESOME CARE CONSULTANCY WHOLESOME CARE ATTRIBUTESBY CORRECTING NUTRITIONAL IMBALANCES, OUR WELLNESS PROGRAMS AND PRODUCTS EFFECTIVELY RESTORE HEALTH AND SAVE LIVES PRACTICAL AFFORDABLE CONVENIENT EFFECTIVE
  • 14. 14WHOLESOME CARE CONSULTANCY OUR FACILITY Offers nutritional health consultation services and wellness programs that educate people on specific nutritional choices to meet individual health challenges  Overall Wellness Diagnostic Services  Nutritional Consultation Services  Private & Group Seminars on Chronic Disease Awareness & Prevention  General & Customised Cooking Lessons  On-site Health Product Dispensary
  • 15. 15WHOLESOME CARE CONSULTANCY DISPENSARY PRODUCTS Introducing Natural Harvest Goods a new range of healthy foods created by nutritionist experts at Wholesome Care and instituted as part of our wellness treatment to correct nutritional imbalances
  • 16. 16WHOLESOME CARE CONSULTANCY PRODUCT RANGE Our products are locally sourced and packaged for convenience. We offer healthy breakfast mixes, rice, grains, breads, snacks, organic vegetables, herbs and more...
  • 17. 17WHOLESOME CARE CONSULTANCY PRODUCT OPPORTUNITIES Improving health and preventing disease by providing better food choices for a healthier, balanced diet Identify opportunities to develop new offerings that solve key nutritional needs of our patients The need to maintain good health and reduce risk of illness has caused increase in the consumption of healthier foods Convenient, affordable alternatives for the adoption of a healthier lifestyle Locally sourced products offering the highest nutritional values
  • 18. 18WHOLESOME CARE CONSULTANCY Educating the Community HEALTH SEMINARS EATING HEALTHY TO PREVENT CHRONIC DISEASE The Power of Nutrition How to identify and prevent: Breast Cancer Prostate Cancer Colon Cancer Hypertension & Cardiovascular Disease Diabetes Gout
  • 19. 19WHOLESOME CARE CONSULTANCY MANAGEMENT STRUCTURE CEO/Health Expert COO Medical Doctor Nurse Health Assistant Dispensary Manager Supportive Personnel Marketing Manager Supportive Personnel Accountant Supportive Personnel
  • 20. 20WHOLESOME CARE CONSULTANCY CLARON HEALTH INTERNATIONAL PROGRESSIVE HEALTH CENTRE No service to train clients in proper cooking techniques that optimise nutrition for health No direct competitors match our services No specialised nutritional counselling at hand Our list of services make Wholesome Care the forerunner of Wellness Centre’s in Ghana OBSERVING THE COMPETITION WHOLESOME CARE CONSULTANCY
  • 21. 21WHOLESOME CARE CONSULTANCY WHOLESOME ADVOCACY WITH SATISFIED PATIENTS EXPERIENCING POSITIVE RESULTS FROM OUR WELLNESS PROGRAMS
  • 22. 22WHOLESOME CARE CONSULTANCY PATIENT TESTIMONIALS “A lower spinal injury and stress induced migraines caused me to take a lot of pain killers. This lead to kidney problems with a filtration level of 42%! Dangerously close to the dialysis machine, Wholesome Care treated my conditions and in less than a year my kidney filtration levels are up to 62%! My family and I are most grateful to Wholesome Care’s treatment through diet, nutrition and exercise rather than more tablets.” -Captain Budu Koomson (Rtd) “Before treatment, I was on several diabetic medications. My blood sugar levels were between 12 -13, and I had limited food choices. 8 months into the program I feel energetic and my medication has reduced to half! My blood sugar is controlled and stays between 6.5 -7 consistently. I am a whole new person.” -Diana Mensah, Business Woman “I never knew food could cure the body so well. I suffered from repeated bouts of tonsillitis. Since treatment I have been symptom free for well over 5 months. I feel stronger and healthier. I recommend enrollment to my parishioners for the health of the church.” -Pastor Holy, SDA District Pastor “I’ve had high cholesterol, bad blood pressure and left arm pain for over 4 years. After 6 months, the wellness program’s food and dietary changes dropped my cholesterol from 7.2 to 3.8! My arm pain is gone, my blood pressure is normal and I am not taking medication anymore. I have brought my husband, brother and friends with similar issues for treatment! -Georgina Frimpong, Business Woman Efficacy of our wellness programs based upon monitored objective patient lab reports and subjective patient’s well-being
  • 23. 23WHOLESOME CARE CONSULTANCY Preventing Chronic Disease Promoting Health and Wellness in West Africa
  • 24. 24WHOLESOME CARE CONSULTANCY MAKING A DIFFERENCE  Empowering communities in developing West African Countries  Supporting local food economy  Creating job opportunities
  • 25. 25WHOLESOME CARE CONSULTANCY 01 Marketing Manager 02 Direct Mail & Business Directories 03 Local & Regional Health Seminars 04 Social & Traditional Media 05 Word of Mouth GO TO MARKET STRATEGY A P P R O A C H
  • 26. 26WHOLESOME CARE CONSULTANCY Church Health Ministries Ministry of Defence E-Health Platforms Physicians Hospitals TARGET MARKET Scientists and researchers have identified and illuminated the impact of nutrition on health and in the treatment of chronic disease. In order to win and overcome perception around nutrition and wellness its not enough to just educate people about adopting healthier lifestyle changes. We must align Wholesome Care brand attributes, influencers, product innovations and solutions with people suffering from chronic disease, also keeping in mind the rest of the general public concerned about overall health and wellness. Knowing who they are, where they are and what they need. 26
  • 27. 27WHOLESOME CARE CONSULTANCY A PARTNERSHIP that will create Health solutions for Ghana
  • 28. 28WHOLESOME CARE CONSULTANCY WHOLESOME CARE COLLABORATION Wholesome Care is a health and wellness expert that can provide valuable service to healthcare policy makers in Ghana. Wholesome Care specialises in wellness treatment that makes cost and acquisition realistic to the average Ghanaian. Wholesome Care can provide Ghana’s Ministry of Health a place at our Wellness Centre to conduct research and gather statistical evidence on the power of nutrition and its ability to restore the Nation’s wellness. Wholesome Care can also help Ghana’s Ministry of Health develop National platforms with solutions that address Ghana’s chronic disease health crisis. Wholesome Care is committed to Improving the health of Ghana to open up opportunities for the progress and prosperity West Africa.
  • 29. 29WHOLESOME CARE CONSULTANCY Convenient position to serve the general public, government and military personnel: Situated in the capital of Ghana: East Legon, Accra Easy access to all major districts and hospitals in and around Accra 15 minutes from Military of Defence Less than 20 minutes from Ministry of Health Minutes away from 2 major highways: N4 (1 kilometre) and N1 (3 kilometres LOCATION
  • 31. 31WHOLESOME CARE CONSULTANCY Gross Profit Margin Year 1 65% Year 2 69% Year 3 73% Year 4 76% Year 5 79% EBITDA Margin 29% 37% 42% 48% 52% Current Ratio 1.1 :1 2.0 :1 3.5 :1 7.0 :1 22.9 :1 KEY PERFORMANCE INDICATORS
  • 32. 32WHOLESOME CARE CONSULTANCY Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵) Total Revenue 788,750 907,063 1,043,122 1,199,590 1,379,529 Total Operating Expense 560,460 575,562 608,010 625,817 662,843 Earnings before Tax 228,290 331,501 435,112 573,773 716,686 Earnings after Tax 7,817 101,186 199,338 329,515 470,231 Return on Equity 42% 84% 62% 51% 42% - 200,000 400,000 600,000 800,000 1,000,000 1,200,000 1,400,000 1,600,000 EXECUTIVE SUMMARY
  • 33. 33WHOLESOME CARE CONSULTANCY Year 1 (USD) Year 2 (USD) Year 3 (USD) Year 4 (USD) Year 5 (USD) Total Revenue 176,850 203,377 233,884 268,966 309,311 Total Operating Expense 125,664 129,050 136,325 140,318 148,619 Earnings before Tax 51,186 74,327 97,559 128,649 160,692 Earnings after Tax 1,753 22,688 44,695 73,882 105,433 Return on Equity 42% 84% 62% 51% 42% - 200,000 400,000 EXECUTIVE SUMMARY
  • 34. 34WHOLESOME CARE CONSULTANCY Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵) TOTAL SALES 788,750 907,063 1,043,122 1,199,590 1,379,529 Total Direct Costs 274,800 277,392 280,023 282,693 285,404 GROSS PROFIT 513,950 629,671 763,099 916,897 1,094,125 EBITDA 228,290 331,501 435,112 573,773 716,686 Profit After Tax 7,817 101,186 199,338 329,515 470,231 - 200,000 400,000 600,000 800,000 1,000,000 1,200,000 1,400,000 1,600,000 FORECASTED PROFIT & LOSS
  • 35. 35WHOLESOME CARE CONSULTANCY STATEMENT OF PROFIT & LOSS GHS Statementof Profitor Loss Year1(GH₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵) Revenue Registration 48,000 55,200 63,480 73,002 83,952 Diagnosticreview 336,000 386,400 444,360 511,014 587,666 Consultancy 262,500 301,875 347,156 399,230 459,114 Seminar- Private 12,000 13,800 15,870 18,251 20,988 Seminar- Public 54,000 62,100 71,415 82,127 94,446 Cookingdemonstration 6,000 6,900 7,935 9,125 10,494 ProductSales 70,250 80,788 92,906 106,841 122,868 TOTALSALES 788,750 907,063 1,043,122 1,199,590 1,379,529 DIRECTCOST SalariesandWages ProductPurchases 102,000 102,000 102,000 102,000 102,000 TotalSalariesandWages 172,800 175,392 178,023 180,693 183,404 TotalDirectCosts 274,800 277,392 280,023 282,693 285,404 GROSSPROFIT 513,950 629,671 763,099 916,897 1,094,125 OPERATIONALCOST(OPEX) Marketing& Advertising 60,000 66,000 72,600 79,860 87,846 Fuel (Car + Generator) 18,000 19,800 21,780 23,958 26,354 LeaseRental 160,560 160,560 176,616 176,616 194,280 Insurance(Car+ Business) 6,000 6,600 7,260 7,986 8,785 Maintenance 4,800 5,280 5,808 6,389 7,028 Utilities(Water/Elec/Gas) 24,000 26,400 29,040 31,944 35,138 Food/BeverageRestock 2,400 2,640 2,904 3,194 3,514 Paper ProductRestock 1,500 1,650 1,815 1,997 2,196 Telephone/InternetExpense 8,400 9,240 10,164 11,180 12,298 TOTALOPEX 285,660 298,170 327,987 343,124 377,439 EBITDA 228,290 331,501 435,112 573,773 716,686 TAX@25% 2,606 33,729 66,446 109,838 156,744 ProfitAfterTax 7,817 101,186 199,338 329,515 470,231 ReturnonEquity 42% 84% 62% 51% 42% ReturnonAssets 1% 17% 29% 39% 42%
  • 36. 36WHOLESOME CARE CONSULTANCY Year 1 (USD) Year 2 (USD) Year 3 (USD) Year 4 (USD) Year 5 (USD) TOTAL SALES 176,850 203,377 233,884 268,966 309,311 Total Direct Costs 61,614 62,196 62,785 63,384 63,992 GROSS PROFIT 115,235 141,182 171,098 205,582 245,320 EBITDA 51,186 74,327 97,559 128,649 160,692 Profit After Tax 1,753 22,688 44,695 73,882 105,433 - 200,000 400,000 FORECASTED PROFIT & LOSS
  • 37. 37WHOLESOME CARE CONSULTANCY STATEMENT OF PROFIT OR LOSS USD Statementof Profitor Loss Year1(US$) Year 2 (US$) Year 3 (US$) Year 4 (US$) Year 5 (US$) Revenue Registration 10,762 12,377 14,233 16,368 18,823 Diagnosticreview 75,336 86,637 99,632 114,577 131,764 Consultancy 58,857 67,685 77,838 89,513 102,940 Seminar- Private 2,691 3,094 3,558 4,092 4,706 Seminar- Public 12,108 13,924 16,012 18,414 21,176 Cookingdemonstration 1,345 1,547 1,779 2,046 2,353 ProductSales 15,751 18,114 20,831 23,955 27,549 TOTALSALES 176,850 203,377 233,884 268,966 309,311 DIRECTCOST ProductPurchases 22,870 22,870 22,870 22,870 22,870 SalariesandWages TotalSalariesandWages 38,744 39,326 39,915 40,514 41,122 TotalDirectCosts 61,614 62,196 62,785 63,384 63,992 GROSSPROFIT 115,235 141,182 171,098 205,582 245,320 OPERATIONALCOST(OPEX) Marketing& Advertising 13,453 14,798 16,278 17,906 19,696 Fuel (Car + Generator) 4,036 4,439 4,883 5,372 5,909 LeaseRental 36,000 36,000 39,600 39,600 43,561 Insurance(Car+ Business) 1,345 1,480 1,628 1,791 1,970 Maintenance 1,076 1,184 1,302 1,432 1,576 Utilities(Water/Elec/Gas) 5,381 5,919 6,511 7,162 7,879 Food/BeverageRestock 538 592 651 716 788 Paper ProductRestock 336 370 407 448 492 Telephone/InternetExpense 1,883 2,072 2,279 2,507 2,757 TOTALOPEX 64,049 66,854 73,540 76,934 84,628 EBITDA 49,975 73,099 96,311 127,383 159,407 TAX@25% 584 7,563 14,898 24,627 35,144 ProfitAfterTax 1,753 22,688 44,695 73,882 35,144 ReturnonEquity 42% 84% 62% 51% 42% ReturnonAssets 1% 17% 29% 39% 42%
  • 38. 38WHOLESOME CARE CONSULTANCY Year 1 Year 2 Year 3 Year 4 Year 5 CASH BALANCE 4,054 65,142 136,036 231,304 327,312 CLOSING BALANCE 4,054 69,196 205,232 436,536 763,849 TOTAL CASH INFLOW 1,384,416 907,063 1,043,122 0 1,379,529 TOTAL PAYMENT 636,270 672,654 732,359 785,075 866,810 0 200,000 400,000 600,000 800,000 1,000,000 1,200,000 1,400,000 1,600,000 CASH FLOW GHS
  • 39. 39WHOLESOME CARE CONSULTANCY STATEMENT OF CASHFLOW Statement of Cash flow Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵) INFLOW Capital Investment 660,476 Capital Increase 11,000 0 0 0 0 Sales 788,750 907,063 1,043,122 1,199,590 1,379,529 TOTAL CASH INFLOW 1,384,416 907,063 1,043,122 1,199,590 1,379,529 PAYMENT Direct cost 274,800 277,392 280,023 282,693 285,404 Principal repayment 75,810 97,092 124,349 159,258 203,967 Operational cost 285,660 298,170 327,987 343,124 377,439 TOTAL PAYMENT 636,270 672,654 732,359 785,075 866,810 CAPITAL EXPENDITURE (CAPEX) TOTAL CAPEX 610,476 CASH BALANCE 4,054 65,142 136,036 231,304 327,312 OPENING BALANCE - 4,054 69,196 205,232 436,536 CLOSING BALANCE 4,054 69,196 205,232 436,536 763,849
  • 40. 40WHOLESOME CARE CONSULTANCY Year 1 Year 2 Year 3 Year 4 Year 5 CASH BALANCE 909 14,606 30,051 51,862 73,388 CLOSING BALANCE 909 15,515 46,016 97,878 171,267 TOTAL CASH INFLOW 327,405 203,377 233,884 268,966 309,311 TOTAL PAYMENT 142,661 150,820 164,206 176,026 194,352 0 200000 400000 CASH FLOW USD
  • 41. 41WHOLESOME CARE CONSULTANCY STATEMENT OF CASHFLOW Statement of Cash flow Year 1 (US $) Year 2 (US $) Year 3 (US $) Year 4 (US $) Year 5 (US $) INFLOW Capital Investment 148,089 Capital Increase 2,466 0 0 0 0 Sales 176,850 203,377 233,884 268,966 309,311 TOTAL CASH INFLOW 327,405 203,377 233,884 268,966 309,311 PAYMENT Direct cost 61,614 62,196 62,785 63,384 63,992 Principal repayment 16,998 21,770 27,881 35,708 45,732 Operational cost 64,049 66,854 73,540 76,934 84,628 TOTAL PAYMENT 142,661 150,820 164,206 176,026 194,352 CAPITAL EXPENDITURE (CAPEX) TOTAL CAPEX 136,878 CASH BALANCE 909 14,606 30,501 51,862 73,388 OPENING BALANCE - 909 15,515 46,016 97,878 CLOSING BALANCE 909 15,515 46,016 97,878 171,267
  • 42. 42WHOLESOME CARE CONSULTANCY Year 1 Year 2 Year 3 Year 4 Year 5 TOTAL ASSETS 603,483 607,577 682,565 852,822 1,119,087 TOTAL CAPITAL & LIABILITIES 603,482 607,577 682,565 852,822 1,119,087 0 200,000 400,000 600,000 800,000 1,000,000 1,200,000 FINANCIAL POSITION GHS
  • 43. 43WHOLESOME CARE CONSULTANCY STATEMENT OF FINANCIAL POSITION Statement of Financial position Year 1 (GH ₵) Year 2 (GH ₵) Year 3 (GH ₵) Year 4 (GH ₵) Year 5 (GH ₵) ASSETS Capital Expidenture/Pre-Start Costs 549,429 488,381 427,333 366,286 305,238 Cash-in-hand 4,054 69,196 205,232 436,536 763,849 Inventories 50,000 50,000 50,000 50,000 50,000 Total Assets 603,483 607,577 682,565 852,822 1,119,087 CAPITAL & LIABILITY Liabilities 584,666 487,574 363,225 203,967 - Equity 18,817 18,817 18,817 18,817 18,817 Total Capital and Liabilities 603,483 607,577 682,565 852,822 1,119,087
  • 44. 44WHOLESOME CARE CONSULTANCY Year 1 Year 2 Year 3 Year 4 Year 5 TOTAL ASSETS 135,310 136,228 153,042 191,216 250,916 TOTAL CAPITAL & LIABILITIES 135,310 136,228 153,042 191,216 250,916 0 200,000 400,000 FINANCIAL POSITION USD
  • 45. 45WHOLESOME CARE CONSULTANCY STATEMENT OF FINANCIAL POSITION Statement of Financial position Year 1 (US $) Year 2 (US $) Year 3 (US $) Year 4 (US $) Year 5 (US $) ASSETS Capital Expenditure/Pre-Start costs 123,190 109,502 95,815 82,127 68,438 Cash-in-hand 909 15,515 46,016 97,878 171,267 Inventories 11,211 11,211 11,211 11,211 11,211 Total Assets 135,310 136,228 153,042 191,216 250,916 CAPITAL & LIABILITY Liabilities 131,091 109,321 81,441 45,733 - Equity 4,219 26,907 71,601 145,483 250,916 Total Capital and Liabilities 135,310 136,228 153,042 191,216 250,916
  • 46. 46WHOLESOME CARE CONSULTANCY STATUS TIMELINE Open for BusinessPurchase Equipment and Set Up Obtain Licenses and Certificates Move-In to Location at East Legon Hire Staff Start Advertising 2 months to set up
  • 47. 47WHOLESOME CARE CONSULTANCY THAT WILL TRULY A WELLNESS CENTER Promote health and wellness in West Africa Identify and illuminate the impact of nutrition in the treatment of chronic diseases Offer a well-balanced combination of professional expertise, education and nutritional solutions Be a renowned solution provider and reliever of Chronic Diseases in West Africa
  • 48. 48WHOLESOME CARE CONSULTANCY COMFORT AMOAKO & ANA HOFFMAN Telephone: +1.832.867.2873 (US) | +233.55.878.4871 (GH) Email: info@wholesomecaregh.org Website: wholesomecaregh.org CONTACT US