David P. Devine provides lifestyle financial planning services focused on helping clients achieve clarity about their financial future and what they need to do to secure it. His approach involves three stages: 1) life planning to identify priorities and lifestyle goals, 2) financial planning to analyze finances and project financial futures, and 3) financial advice to implement recommendations and regularly review progress towards goals as life changes. He is highly qualified and aims to help clients visualize and achieve their goals through a client-centered approach.
Financial Planning is most important for any country or any organization, so here today we come up with some information regarding the financial planning which will help you to understand the financial planning...
Kirang Gandhi is a Private Financial Mentor having experience of more than 23 years in the financial market.
Apart from developing Financial Plans and guiding clients meet their Financial Goals; Kirang keeps interest in research & analysis of various financial products. His Articles are regularly published.
He believes that Financial Mentoring is the only way through which people can achieve their Financial Goals. However, in an Indian context, the term “Financial Planning” & “Financial Planner” has been misused to sell Financial Products. The planning part is completely overlooked, and that adds to the confusion.
Safety & risk, True Financial freedom, Concept of passive income, Building Financial freedom fund, Steps to achieve financial freedom, How to build financial freedom faster?
Market risk, Inflation risk, Safety of value of money
Unit one of Floyd Saunders' Personal Money Management Seminars - Learn the basics of budgeting and why managing your money starts with controlling spending. This is the first unit in a series of six that include: buying your first home, credit cards, living on your own, handling credit and savings/investing. Contact me for the instructor's guide and participant workbooks.
In our guide, we consider the questions you may need to ask to shape your future. As we all know and experience, there are usually bumps in the road on every journey. Even the best financial plans and most experienced investors can’t always predict the complexities of life.
Budgeting and Savings with ING Driect and ACCION USAACCION East
Make sure to look out for the next workshop that ACCION and ING wil host at http://www.accionusa.org/home/small-business-loans/financial-education-resources/workshop-calendar.aspx
Planning for your financial goals must start from an age as early as possible. You need to be specific about all long-term financial goals. One of them outlines a proper and stable planning for your after retirement life since the income or wage that you earn on monthly or daily basis is not enough to sustain after you retire.
Financial Planning is most important for any country or any organization, so here today we come up with some information regarding the financial planning which will help you to understand the financial planning...
Kirang Gandhi is a Private Financial Mentor having experience of more than 23 years in the financial market.
Apart from developing Financial Plans and guiding clients meet their Financial Goals; Kirang keeps interest in research & analysis of various financial products. His Articles are regularly published.
He believes that Financial Mentoring is the only way through which people can achieve their Financial Goals. However, in an Indian context, the term “Financial Planning” & “Financial Planner” has been misused to sell Financial Products. The planning part is completely overlooked, and that adds to the confusion.
Safety & risk, True Financial freedom, Concept of passive income, Building Financial freedom fund, Steps to achieve financial freedom, How to build financial freedom faster?
Market risk, Inflation risk, Safety of value of money
Unit one of Floyd Saunders' Personal Money Management Seminars - Learn the basics of budgeting and why managing your money starts with controlling spending. This is the first unit in a series of six that include: buying your first home, credit cards, living on your own, handling credit and savings/investing. Contact me for the instructor's guide and participant workbooks.
In our guide, we consider the questions you may need to ask to shape your future. As we all know and experience, there are usually bumps in the road on every journey. Even the best financial plans and most experienced investors can’t always predict the complexities of life.
Budgeting and Savings with ING Driect and ACCION USAACCION East
Make sure to look out for the next workshop that ACCION and ING wil host at http://www.accionusa.org/home/small-business-loans/financial-education-resources/workshop-calendar.aspx
Planning for your financial goals must start from an age as early as possible. You need to be specific about all long-term financial goals. One of them outlines a proper and stable planning for your after retirement life since the income or wage that you earn on monthly or daily basis is not enough to sustain after you retire.
Planning is bringing the future into the present, so that you can do something about it now. Wise money management can take a lot of worry out of your life.
Know some amazing and important Financial planning tips.
Financial Planning - Helping You Sail Successfully into the FutureFrank Wiginton
This is a short e-book I wrote to help dispel some of the myths about financial planning and educate the public on what financial planning really is and what it can do and provide.
A financial planner offers the advice and guidance needed to stay on budget. SilverLake Financial has helped thousands of people resolve financial struggles.
Goal setting for a better financial future.Conrad Francis
Goal setting is an important principle when it comes to financial matters - but how do you know what goals to set, let alone where to start...so here's a few tips!
K.Gandhi Present
Financial Literacy through Financial Planning and knowledge Coaching through Seminars And Article
Financial Literacy in India is very low
People invested there Harden money through mediators like Agents, Brokers , Banker’s Cross sell or Advt. world like T.V.,News paper, tips or own understanding through on line search, past track records etc.. etc.. Due to lack of time.
But when it realizes on later half then its too much late. To avoid this kind of situations with there harden money or trial and error method needs financial planning and update with financial literacy.
Similar to What is Lifestyle Financial Planning? (20)
1. David P. Devine CFP®
CERTIFIED FINANCIAL PLANNER™Professional
2. People don’t want or need products or investments!
Now more than ever…
• They need clarity.
• They need to hear the truth .
• They need to know where they stand.
• They need to know where they are heading.
• They need to know what their financial future looks like.
• They need to know what they must do to secure their
future.
3. • Lifestyle Financial Planning helps answer the ‘What ifs?’.
• Lifestyle Financial Planning helps YOU to identify, achieve
and maintain your desired lifestyle.
• Lifestyle Financial Planning is not about products or
investments – They are just tools in the bag - used only
when required to get the job done.
4. • More than 15 years experience involved in and
running various businesses with 5 years involved in
financial services.
• Client solution centred and not product orientated.
• Highly qualified having attained QFA (Qualified
Financial Advisor), MIIPM (Member of the Irish
Institute of Pension Management) and the CFP®
(Certified Financial Planner) qualifications and a
Graduate Diploma in Financial Planning from UCD.
• Biggest reward is helping clients visualise their goals
and helping them towards achieving them.
5. Lifestyle Financial Planning requires a three
stage approach.
1. Life Planning
2. Financial Planning
3. Financial Advice
6. • Focuses on getting to know you.
• Helps you identify what is important.
• Understanding the lifestyle you want to
enjoy now and in the future.
7. • Gathering your ‘hard facts’ and crunching the
numbers.
• Producing a picture of your financial future based
on the way you are handling your finances today.
• This information empowers you to make decisions
about what to do with your finances in order to
achieve your goals.
8. • Recommendations are made and your plan is
implemented.
• Incorporates a review strategy to monitor the progress
of your plan to your goals.
• One guarantee is that life will change, as will your plans
so a good plan should be able adapt to these changes.
• Having regular meetings at pre-agreed stages you will
be able assess what changes can be made to stay on
course.
9. • Lifestyle Financial Planning will help you to see
how the reality of your financial future lines up
with the image in your mind.
• Lifestyle Financial Planning will help you establish
what really is important to you and then use your
finances in a way that lines up with those goals
and values.
Editor's Notes
Often a specific event or need will trigger the desire for professional financial planning guidance. Bringing all the pieces of your financial life together is a challenging task.Now more than ever, a Certified Financial Planner™ professional is an essential resource. From budgeting, to planning for retirement, to saving for education, to managing your taxes and your insurance coverage, “finances” doesn’t mean just one thing for most people—and “financialplanning” means much more than just investing.
Knowledge of business ownership and the difficulties faced building and running a business.Experience of working with and helping business owners with their personal finances. First hand experience of product sellers and the effects of bad advice.Belief in proper financial planning and the benefits it can bring.Value on the importance of managing your personal finances while you are focusing on your business. WHY CHOOSE A CFP®PROFESSIONAL?Most people think all financial planners are “certified,” but this isn’t true. Anyone can use the title “financial planner.” Only those who have fulfilled the certification and renewal requirements of the FPSB can display the CFP® certification trademarks which represent a high level of competency, ethics and professionalism. And because they are held to a fiduciary standard of care, a CFP® professional is required to act in your best interest at all times.
Myapproach to financial planning is refreshingly different, extremely effective, and yet very simple: I listen.I spend time working with you to discover what you want, determining the probability of achieving it, before creating your personalised financial plan which we implement together.LFP enables youto identify and visualise the life they intend to lead, helping you to plan and manage your finances in the best way to realise your individual goals.
Identifying current lifestyle costs. Examining your income and expenditure in detail and showing where you actually spend money right now.Once a lifestyle target is identified a capital amount can be calculated that will provide future desired income.Working with what you have in order to get to where you want to be.Use of state of the art software to model different financial scenarios.Use of sophisticated behavioural analysis tools to determine your attitude to investment’.Help you understand that your financial decisions are inter-related.
It is only ever at this stageis product discussed.Financial planning is a dynamic long-termprocess. Your financial goals may change over the years due to changes in your lifestyle or circumstances, such as an inheritance, marriage, birth, house purchase or change of job status. By revisiting and revising your financial plan as time goes you can reflect on these changes so that you stay on track with your long-term goals.
You benefit from an objective, third-party perspective on what are often emotional, difficult decisions. In today's hectic world, having a financial planning expert helps you make sure you stay focused and follow through with your financial plans. Procrastination is the greatest enemy of financial independence, using a financial planner will help keep you on track.