The document discusses internet banking security challenges and the need for cooperation. It notes that while internet banking is popular and growing, it also presents risks as an attractive target for cybercrime. The document outlines how banks cooperate with each other and authorities to combat fraud and cybercrime through security systems, monitoring, intelligence sharing, and communication. It also emphasizes the need for customer education on maintaining computer security and being wary of potential scams. Overall, the summary emphasizes that internet banking security is a concern that requires cooperation between banks, government, and customers.
Semantic integration of authoritative and VGIJimena Martínez
This document discusses integrating authoritative and volunteered geographic information using an ontological approach. It presents the problems caused by semantic heterogeneity between different data sources. The proposed approach uses a domain ontology and R2RML mappings to provide a common conceptualization and allow flexible integration of datasets in RDF. Current work is analyzing semantic heterogeneity in OpenStreetMap tags by studying how tags used for real-world features vary over spatial scale and time. Future work includes developing the ontology further and creating a user interface for the R2RML mappings.
Challenges for a belgian financial sector at the service of citizens and the ...Febelfin
The document outlines a presentation given by Febelfin, Belgium's banking association, on the challenges facing Belgium's financial sector. The presentation covers:
1. The financial sector's three fundamental tasks of financing the economy, facilitating savings and investment, and organizing financial infrastructure.
2. Three key success factors for the financial sector: realism, cooperation with authorities, and maintaining sufficient profitability.
3. Four commitments from the financial sector: continuing to supply credit to the economy, assessing future financing capacity, exploring alternative financing methods, and engaging in dialogue.
4. Upcoming challenges for the sector including economic uncertainties and stringent new regulations.
Presentation Febelfin at the Play International Conference on Online VideoFebelfin
The document summarizes the efforts of Febelfin, a Belgian financial sector federation, to increase awareness of financial fraud through social media campaigns. It discusses two YouTube video campaigns launched in 2012 and 2013 that received millions of views and awards. The campaigns aimed to educate the public about phishing and how fraudsters operate. Febelfin also created a website and engaged in outreach to young people, families and the elderly. While internet and mobile banking popularity grew and initial fraud cases increased, fraud cases decreased in the later part of 2013, possibly due to the education efforts. Febelfin is planning another campaign in 2014 focusing on specific solutions and targeting different groups through television and other bank/organization channels.
The document discusses internet banking security challenges and the need for cooperation. It notes that while internet banking is popular and growing, it also presents risks as an attractive target for cybercrime. The document outlines how banks cooperate with each other and authorities to combat fraud and cybercrime through security systems, monitoring, intelligence sharing, and communication. It also emphasizes the need for customer education on maintaining computer security and being wary of potential scams. Overall, the summary emphasizes that internet banking security is a concern that requires cooperation between banks, government, and customers.
Semantic integration of authoritative and VGIJimena Martínez
This document discusses integrating authoritative and volunteered geographic information using an ontological approach. It presents the problems caused by semantic heterogeneity between different data sources. The proposed approach uses a domain ontology and R2RML mappings to provide a common conceptualization and allow flexible integration of datasets in RDF. Current work is analyzing semantic heterogeneity in OpenStreetMap tags by studying how tags used for real-world features vary over spatial scale and time. Future work includes developing the ontology further and creating a user interface for the R2RML mappings.
Challenges for a belgian financial sector at the service of citizens and the ...Febelfin
The document outlines a presentation given by Febelfin, Belgium's banking association, on the challenges facing Belgium's financial sector. The presentation covers:
1. The financial sector's three fundamental tasks of financing the economy, facilitating savings and investment, and organizing financial infrastructure.
2. Three key success factors for the financial sector: realism, cooperation with authorities, and maintaining sufficient profitability.
3. Four commitments from the financial sector: continuing to supply credit to the economy, assessing future financing capacity, exploring alternative financing methods, and engaging in dialogue.
4. Upcoming challenges for the sector including economic uncertainties and stringent new regulations.
Presentation Febelfin at the Play International Conference on Online VideoFebelfin
The document summarizes the efforts of Febelfin, a Belgian financial sector federation, to increase awareness of financial fraud through social media campaigns. It discusses two YouTube video campaigns launched in 2012 and 2013 that received millions of views and awards. The campaigns aimed to educate the public about phishing and how fraudsters operate. Febelfin also created a website and engaged in outreach to young people, families and the elderly. While internet and mobile banking popularity grew and initial fraud cases increased, fraud cases decreased in the later part of 2013, possibly due to the education efforts. Febelfin is planning another campaign in 2014 focusing on specific solutions and targeting different groups through television and other bank/organization channels.
The document discusses the changes affecting the European Union and the financial sector, including the sovereign debt crisis, economic crisis, and financial crisis (the "Unholy Trinity"). It outlines several main topics that will be covered, including the Banking Union, Eurobonds, fiscal union, financial regulations, and consumer protection. The conclusion section notes that banks have become a significant source of systemic risk due to their holdings of government debt, putting them in the center of the ongoing crisis.
E-learning SINFOGEO: a new e-learning paradigm in Geographic Information Tech...Jimena Martínez
E-learning SINFOGEO is an e-learning platform about Geographic Information Technologies, with the aim to offer a better, practical and useful knowledge of the Geo Technologies to our students.
Digital communication receivers synchronization, channel estimation, and si...Kuozram Lecak
This document provides an overview and table of contents for the book "Digital Communication Receivers: Synchronization, Channel Estimation, and Signal Processing" by Heinrich Meyr, Marc Moeneclaey, and Stefan A. Fechtel. The book covers topics such as baseband communications, passband transmission over time-invariant channels, synchronization algorithms, performance analysis of synchronizers, and frequency estimation. It is organized into 8 chapters across 4 parts that progress from basic concepts to more advanced synchronization and signal processing techniques.
Febelfin Recommendation on Sustainable Financial ProductsFebelfin
This document provides a recommendation for all Febelfin members on sustainable financial products. It establishes minimum criteria for financing policies, accountability, and transparency. The recommendation covers investment funds, savings products, and loans that are marketed as sustainable. It aims to provide clarity for consumers and ensure quality of sustainable products. Febelfin consulted stakeholders and experts to develop the recommendation, which members must comply with by January 2013. Non-compliant products will be removed from Febelfin's list and statistics of sustainable financial products.
The document discusses the changes affecting the European Union and the financial sector, including the sovereign debt crisis, economic crisis, and financial crisis (the "Unholy Trinity"). It outlines several main topics that will be covered, including the Banking Union, Eurobonds, fiscal union, financial regulations, and consumer protection. The conclusion section notes that banks have become a significant source of systemic risk due to their holdings of government debt, putting them in the center of the ongoing crisis.
E-learning SINFOGEO: a new e-learning paradigm in Geographic Information Tech...Jimena Martínez
E-learning SINFOGEO is an e-learning platform about Geographic Information Technologies, with the aim to offer a better, practical and useful knowledge of the Geo Technologies to our students.
Digital communication receivers synchronization, channel estimation, and si...Kuozram Lecak
This document provides an overview and table of contents for the book "Digital Communication Receivers: Synchronization, Channel Estimation, and Signal Processing" by Heinrich Meyr, Marc Moeneclaey, and Stefan A. Fechtel. The book covers topics such as baseband communications, passband transmission over time-invariant channels, synchronization algorithms, performance analysis of synchronizers, and frequency estimation. It is organized into 8 chapters across 4 parts that progress from basic concepts to more advanced synchronization and signal processing techniques.
Febelfin Recommendation on Sustainable Financial ProductsFebelfin
This document provides a recommendation for all Febelfin members on sustainable financial products. It establishes minimum criteria for financing policies, accountability, and transparency. The recommendation covers investment funds, savings products, and loans that are marketed as sustainable. It aims to provide clarity for consumers and ensure quality of sustainable products. Febelfin consulted stakeholders and experts to develop the recommendation, which members must comply with by January 2013. Non-compliant products will be removed from Febelfin's list and statistics of sustainable financial products.
3. Verhouding man/vrouw
In de bancaire sector werken er ongeveer evenveel vrouwen als mannen
(49,6% vrouwelijke personeelsleden per 1 januari 2012)
57.190
28.364 vrouwen 28.826 mannen
Evolutie percentage vrouwelijke personeelsleden
1995 2000 2005 2010 2012
40,3% 43,3% 45,5% 48,7% 49,6%
Bron: Febelfin
Febelfin |7 november 2012 3
4. Evolutie aanwervingen
Gemiddeld ongeveer 4.000 aanwervingen op jaarbasis
PC 310
Indienstnemingen van 2003 tot en met 2011
M V Totaal
2003 2.140 2.327 4.467
2004 2.203 2.166 4.369
2005 2.816 2.707 5.523
2006 3.023 3.126 6.149
2007 2.728 2.750 5.478
2008 1973 1990 3.963
2009 1.390 1.254 2.644
2010 2.187 2.101 4.288
2011
2.233 2.165 4.398
Bron: Febelfin
Febelfin |7 november 2012 4
5. Demografische realiteit
Meer dan 30% van de medewerkers in de
banksector is 51 jaar of ouder
Febelfin |7 november 2012 5
6. Opleidingsniveau
7 op 10 werknemers hebben diploma hoger onderwijs
(situatie eind 2011)
72,18%
Ter informatie:
• Vroeger was de situatie omgekeerd: in 1990 hadden de meeste personeelsleden (67,03%)
geen diploma hoger onderwijs.
• Wat betreft de nieuwe aanwervingen ligt het opleidingsniveau nog hoger: 80,97% van de in
2011 in dienst genomen medewerkers heeft een universitair/Master diploma (43,38%) of een
hoger niet-universitair/Bachelor diploma (37,59%)
Febelfin |7 november 2012 6
7. Vorming
Sector investeert in vorming werknemers &
gaat hierin verder dan wat voorzien is in Generatiepact
1,9% 1,52% 2,61%
Gemiddelde in Financiële
Generatiepact
België sector
Bron: NBB (% t.a.v. bruto-salarismassa) - 2009
Febelfin |7 november 2012 7
9. BESLUIT
• Ondanks dalende tewerkstelling, is & blijft de sector
aantrekkelijke werkgever
• Sector investeert sterk in vorming en gaat hierin verder
dan wat voorzien is in het Generatiepact
• Sector is goed voor duizenden aanwervingen
• Sector biedt ruime waaier jobopportuniteiten & functies
Febelfin |7 november 2012 9