Volitility is the Driver of Future Returns Dr. Reana Saraceni, Senior Manager of Business Consulting with ATB Investor Services She is Registered Psychologist, and Advanced Hypnotherapist certified through the National Guild of Hypnotherapists Inc. She has a PHD in Counselling Psychology from the University of Calgary, and is a member of the College of Alberta Psychologists, the Alberta Psychological Association and the Canadian Psychological Association. Jason Longshaw, Senior Financial Advisor with ATB Investor Services. He is a Chartered Investment Manager and a Chartered Market Technician Brock Melnyk, Senior Financial Advisor with ATB Investor Services. I have a Bachelor of Management in Finance from the University of Lethbridge, I am a Certified Financial Planner and a Fellow of the Canadian Securities Institute.