The Consumer Finance (CF) market has witnessed significant growth of 59% annually over the period of 2014-2018. The last year has been particularly eventful, with at least four new entrants to the market (VietCredit, EasyCredit, Lotte Finance, SHB Finance), putting pressure on the market shares of the Big Four (FE Credit, Home Credit, HD Saison and Prudential Finance). M&A market was also active, as companies with CF license became hot targets for acquisitions. Overall, given the market’s growth potential, interest from domestic and international were heightened significantly.
However, as more competitors enter the market, more concerns have been raised regarding some of the high-risk products such as unsecured cash loans, as well as social impact from debt collection activities. The State Bank of Vietnam (SBV) has tightened its supervision and monitoring on FinCos’ operations and lending activities, such as the draft for amendment of Circular 43/2016/TT-NHNN, putting a limit on the percentage of cash loans in FinCos’ portfolios, and restrictions on debt collecting activities to protect consumers from unprofessional debt collectors.
Download pdf here: https://bit.ly/2NjOmlw
After a period of strong loan book growth during 2013-2017, Vietnam has witnessed a slowdown - the national loan book grew by 14% in 2018 compared to 18% in 2017. Concerns about aggressive lending practices, and the possible risk in the real estate and non-production sectors have resulted in a tightening of regulations by the State Bank of Vietnam (SBV). Additionally, the focus was on resolving the legacy bad debt with the resulting non-performing loans ratio (NPL) at only 1.89% by YE2018. Considering these events, the SBV also set a modest target of 14% YoY credit growth for 2019.
The strongest driver for credit growth, the consumer finance market, has been maturing after several years of exponential growth. In 2018, CF increased its contribution to the national loan book, at 19.7%, compared to 16.7% in 2017. At the same time, although the market has been growing at 59% YoY for the last five years, in 2018, the overall growth registered at 30.4%. The slowdown is attributed to the market’s development, growing from a larger base, the increasing exposure to real estate loans, as well as the saturation of some of CF key products such as installment loans for home appliances and consumer electronics.
Download pdf here: https://bit.ly/2RDrUm3
Vietnam Consumer Finance Report 2020: Challenges and opportunities for getting ahead
The 2019 has been particularly eventful, with the revival of at least two previously inactive FinCos to the market (PTFinance, FCCOM), putting pressure on the market shares of the incumbents. CF increased its contribution to national loan book to 20.5% in 2019, up from the 19.6% in 2018. Given the current market size, CF penetration in Vietnam is currently considered slow compared to its regional peers, signifying an attractive growth prospect.
Assess to our FULL REPORT: http://fiinresearch.vn/Reports/20AA1-vietnam-consumer-finance-report-2020-.html
StoxPlus is pleased to introduce our first issue of Vietnam Bank Card report. This issue is expected to be released annually, covering most up-to-date card data on the market.
This issue details how the card market has developed exponentially since 2002, after the introduction of card system in Vietnam. The competitive dynamics have been thoroughly ratified. This picture with domination of debit card has not changed, but is expected to gradually shift with the changes in consumer behavior. Technology and infrastructure have become more critical, therefore, the report also highlights the rise of infrastructure and technology advancement and its applications in bank card market. To gain a deeper understanding of the attributes that customers value, we surveyed the products offered by selected financial institutions.
Below are the most critical findings in our first issue:
1) The number of bank cards in circulation in Vietnam has recorded a double-digit growth rate in the past 6 years, and reached 90.4 million at YE2015. Total card number is growing exponentially at CAGR of 26.56%, with debit card being the dominant type. State-owned commercial banks (SOCBs) make up 66% of total cards circulating in Vietnam. Among SOCBs, Vietinbank is the most popular card issuer with over 19.3million cards by all types.
2) ATM and POS systems have been growing extensively at two-digit in the past 5 years. The growth rate of ATM and POS system has been 25 – 30% in the past 5 years, reaching 16,855 ATM and over 217,000 Point of Sales (“POS”) by YE2015. However, the distribution and coverage of ATM and POS system are still far below our peer countries.
See more at: https://biinform.com/Reports/185-vietnam-bank-card-report-2016-8350.html
This is the third half-year version in addition to the full-year review report series for Vietnam Consumer Finance Market. Our report provides updated information with emphasis on in-depth analysis of market share and financial performance amongst key players, the development of each product segment, prominent product trends as well as new market entrants’ movements.
FULL Report: https://fiinresearch.vn/Store/ReportDetails?id=149705
Consumer Finance in Vietnam - First-Half 2020 ReviewFiinGroup JSC
Consumer finance in Vietnam, 1H2020 review
For the first time in a decade, Vietnam consumer finance market experienced a single-digit growth rate (9.2% YoY in the first half of 2020), following aggressive credit growth over the past few year. This is attributed to the dual challenge posed by COVID-19 pandemic and tightening regulations on cash loans disbursement prescribed at Circular 18/2019. However, despite the modest growth rate, Vietnam consumer finance maintained a contribution of over 20% of the country loan book.
Access our FULL Report at: http://fiinresearch.vn/Reports/21597-consumer-finance-in-vietnam-first-half-2020-review--.html
#consumerfinance #fincos #vietnam #marketresearch #industryreport #1H2020 #FiinGroup #FiinResearch
FiinResearch is pleased to introduce Vietnam Banking Report 2021, a report that covers banking performance review, market trends, policy & regulatory framework updates.
What’s new?
2021 remained a tough year with the emergence of the fourth wave since the end of April, which has shuttered major manufacturing hubs and disrupted supply chains. In turn, credit demand and repayment abilities of both firms and individuals diminished, which exposed the banking system to deterioration in financial performance and risks of increased defaults.
Download Full Report: https://bit.ly/Vietnam-Banking-Report-2021
INFOGRAPHIC: Consumer Finance in Vietnam - First-Half 2020 ReviewFiinGroup JSC
For the first time in a decade, Vietnam consumer finance market experienced a single-digit growth rate (9.2% YoY in the first half of 2020), following aggressive credit growth over the past few year. This is attributed to the dual challenge posed by COVID-19 pandemic and tightening regulations on cash loans disbursement prescribed at Circular 18/2019. However, despite the modest growth rate, Vietnam consumer finance maintained a contribution of over 20% of the country loan book.
After a period of strong loan book growth during 2013-2017, Vietnam has witnessed a slowdown - the national loan book grew by 14% in 2018 compared to 18% in 2017. Concerns about aggressive lending practices, and the possible risk in the real estate and non-production sectors have resulted in a tightening of regulations by the State Bank of Vietnam (SBV). Additionally, the focus was on resolving the legacy bad debt with the resulting non-performing loans ratio (NPL) at only 1.89% by YE2018. Considering these events, the SBV also set a modest target of 14% YoY credit growth for 2019.
The strongest driver for credit growth, the consumer finance market, has been maturing after several years of exponential growth. In 2018, CF increased its contribution to the national loan book, at 19.7%, compared to 16.7% in 2017. At the same time, although the market has been growing at 59% YoY for the last five years, in 2018, the overall growth registered at 30.4%. The slowdown is attributed to the market’s development, growing from a larger base, the increasing exposure to real estate loans, as well as the saturation of some of CF key products such as installment loans for home appliances and consumer electronics.
Download pdf here: https://bit.ly/2RDrUm3
Vietnam Consumer Finance Report 2020: Challenges and opportunities for getting ahead
The 2019 has been particularly eventful, with the revival of at least two previously inactive FinCos to the market (PTFinance, FCCOM), putting pressure on the market shares of the incumbents. CF increased its contribution to national loan book to 20.5% in 2019, up from the 19.6% in 2018. Given the current market size, CF penetration in Vietnam is currently considered slow compared to its regional peers, signifying an attractive growth prospect.
Assess to our FULL REPORT: http://fiinresearch.vn/Reports/20AA1-vietnam-consumer-finance-report-2020-.html
StoxPlus is pleased to introduce our first issue of Vietnam Bank Card report. This issue is expected to be released annually, covering most up-to-date card data on the market.
This issue details how the card market has developed exponentially since 2002, after the introduction of card system in Vietnam. The competitive dynamics have been thoroughly ratified. This picture with domination of debit card has not changed, but is expected to gradually shift with the changes in consumer behavior. Technology and infrastructure have become more critical, therefore, the report also highlights the rise of infrastructure and technology advancement and its applications in bank card market. To gain a deeper understanding of the attributes that customers value, we surveyed the products offered by selected financial institutions.
Below are the most critical findings in our first issue:
1) The number of bank cards in circulation in Vietnam has recorded a double-digit growth rate in the past 6 years, and reached 90.4 million at YE2015. Total card number is growing exponentially at CAGR of 26.56%, with debit card being the dominant type. State-owned commercial banks (SOCBs) make up 66% of total cards circulating in Vietnam. Among SOCBs, Vietinbank is the most popular card issuer with over 19.3million cards by all types.
2) ATM and POS systems have been growing extensively at two-digit in the past 5 years. The growth rate of ATM and POS system has been 25 – 30% in the past 5 years, reaching 16,855 ATM and over 217,000 Point of Sales (“POS”) by YE2015. However, the distribution and coverage of ATM and POS system are still far below our peer countries.
See more at: https://biinform.com/Reports/185-vietnam-bank-card-report-2016-8350.html
This is the third half-year version in addition to the full-year review report series for Vietnam Consumer Finance Market. Our report provides updated information with emphasis on in-depth analysis of market share and financial performance amongst key players, the development of each product segment, prominent product trends as well as new market entrants’ movements.
FULL Report: https://fiinresearch.vn/Store/ReportDetails?id=149705
Consumer Finance in Vietnam - First-Half 2020 ReviewFiinGroup JSC
Consumer finance in Vietnam, 1H2020 review
For the first time in a decade, Vietnam consumer finance market experienced a single-digit growth rate (9.2% YoY in the first half of 2020), following aggressive credit growth over the past few year. This is attributed to the dual challenge posed by COVID-19 pandemic and tightening regulations on cash loans disbursement prescribed at Circular 18/2019. However, despite the modest growth rate, Vietnam consumer finance maintained a contribution of over 20% of the country loan book.
Access our FULL Report at: http://fiinresearch.vn/Reports/21597-consumer-finance-in-vietnam-first-half-2020-review--.html
#consumerfinance #fincos #vietnam #marketresearch #industryreport #1H2020 #FiinGroup #FiinResearch
FiinResearch is pleased to introduce Vietnam Banking Report 2021, a report that covers banking performance review, market trends, policy & regulatory framework updates.
What’s new?
2021 remained a tough year with the emergence of the fourth wave since the end of April, which has shuttered major manufacturing hubs and disrupted supply chains. In turn, credit demand and repayment abilities of both firms and individuals diminished, which exposed the banking system to deterioration in financial performance and risks of increased defaults.
Download Full Report: https://bit.ly/Vietnam-Banking-Report-2021
INFOGRAPHIC: Consumer Finance in Vietnam - First-Half 2020 ReviewFiinGroup JSC
For the first time in a decade, Vietnam consumer finance market experienced a single-digit growth rate (9.2% YoY in the first half of 2020), following aggressive credit growth over the past few year. This is attributed to the dual challenge posed by COVID-19 pandemic and tightening regulations on cash loans disbursement prescribed at Circular 18/2019. However, despite the modest growth rate, Vietnam consumer finance maintained a contribution of over 20% of the country loan book.
FiinGroup is pleased to introduce Vietnam Cement Market Report 2020, the first and most comprehensive issue on Vietnam cement industry. This report presents a board range of topics, both sector-specific and crosscutting market issues.
What’s New? The growth momentum of Vietnam cement industry in 2019 has slowed down significantly for both domestic and export market. Despite the slowdown in sales growth, local cement manufacturers managed to achieve an improvement in profitability with EBITDA margin from 16.3 percent in 2018 to 16.9 percent in 2019 thanks to good cost management & the increase in retail cement price.
This 2020 issue provides the latest information on current supply – demand situation in Vietnam cement sector with the in-depth analysis on key growth drivers, outlook for 2020 as well as forecast analysis until 2030. Especially, the analysis on retail bagged cement price for PCB30 and PCB40 by region and key brands is also included in this report.
See more here: http://bit.ly/3d8Imoo
Download Preview and Full Report at: http://bit.ly/2t88ESB
StoxPlus is pleased to introduce Consumer Finance Vietnam 2018 Report.
The research provides the latest information on the current market, competitive landscape, and key players. Via this report, industry attractiveness is revealed, along with the key threats and opportunities in upcoming years.
FiinResearch - Consumer Finance in Vietnam First-half 2021 ReviewFiinGroup JSC
This Consumer Finance Report provides in-depth analysis of market share and financial performance amongst key players, the development of each product segment, prominent product trends as well as new market entrants’ movements
The consumer finance market of Vietnam has not yet recovered from the COVID-19 shock. The market expanded by 7% YTD in 1H2021, mainly driven by banks, as FinCos’s were hit harder due to massive closure of POS network following lock-down and social distancing orders in many cities and provinces.
Download FULL report: https://bit.ly/Consumer-Finance-Vietnam-1H2021
FiinPro Digest #3: Covid-19 Pandemic: Assessing the Impacts from Corporate Fi...FiinGroup JSC
This Report is part of “FiinPro Data Digest” series and prepared
primarily for subscribers of FiinGroup’s financial information and
data platforms. As noted in previous issues, FiinPro Data Digest
focuses on analyzing financial data to give commentaries and
findings with specific data-driven evidence in order to provide
independent and in-depth perspective on securities and financial
issues.
Download:
VIE version: https://bit.ly/3ezcM31
EN version: https://bit.ly/3gRUbkW
Vietnam M&A Research Report 2019 - FiinResearchFiinGroup JSC
FiinGroup is pleased to present our intensive report of Vietnam M&A 2019, the 9th issue of this report. This report presents the extensive data mining of M&A deals in Vietnam in the reviewed period, as well as analysis by key investors and industries where we recognize potential investment opportunities in the near future.
The research provides latest information on market activities as well as competition landscape of M&A in Vietnam. Three main segments of M&A categories including (i) Inbound M&A, which is when a foreign company merges with or acquires a domestic company) (ii) Domestic M&A, which is when two domestic companies merge with or acquire other (iii) Outbound, which is when a domestic company merges with or acquires a foreign company.
https://biinform.com/Reports/DD5-vietnam-consumer-finance-market-report-2017-.html
We are delighted to present Vietnam Consumer Finance Report 2017, our fifth issue on this sector. The first issue was released in 2013 which was the first in-depth sector research for consumer finance in Vietnam. Fast forward to this new edition of our report, StoxPlus provided an updated and comprehensive analysis on the industry.
What’s new in this issue? We provide a detailed analysis on the growth of Consumer Finance (CF), including the performance of Banks and CF Companies. Furthermore, a holistic breakdown on performance in different loan sectors of CF Companies is also provided. Based on the analysis, the size, growth and prospect of each loan sector is revealed together with the share performance of players in each sector. The report also sheds light on other aspects of performance of CF Companies such as their customers’ satisfaction (analysed based on our survey on 950 samples in Hanoi, Ho Chi Minh city and Danang), comparing financial performance of key players.The different analyses on these companies’ performance is synthesized in a section investigating current CF models to give a hint on advantages and disadvantages each model may have.
Following the Government’s implementation of effective COVID-19 containment measures, in the first half of 2020, Vietnam economy witnessed GDP growth falling to 1.81%, the lowest first-half growth for the last 10 years. The pandemic has disrupted global trade and supply chains leading to deterioration in corporate earnings and individual income, which eventually weakens credit demand and asset quality of the banking sector in Vietnam.
Access to our FULL REPORT: http://fiinresearch.vn/Reports/2125D-vietnam-banking-report-2020-.html
In this Banking Report 2020, we provide in-depth analysis of the impact of COVID-19 on every aspect of the banking sector and individual banks, including credit growth, asset quality, earning quality, liquidity, profitability, and operation efficiency. Development trends and regulations in response to the pandemic are also covered.
Vietnam’s consumer finance (CF) market (by commercial banks & FinCos) has dipped to low double-digit growth (10.7%YoY, 2020) after a year of hardship. However, despite the headwinds, Vietnam CF managed to secure over 20% of the country loan book.
The unprecedented COVID-19 outbreak accelerated the following key trends in the CF market:
The pandemic prompted the acceleration of the digital transformation of customer journey amongst FinCos
The launch of mobile money and the booming of digital payment brought both challenges and opportunities for FinCos, especially their credit card business
M&A emerged as the game-changer to foster future growth given the strong growth potential of the CF market and the Government’s policies that support sector consolidation and expansion of FinCos to repel black credit market.
Download FULL report: https://bit.ly/vietnam-consumer-finance-report-2021
Hoang Vinh Insights for US Banks in Vietnam 2014Vinh Hoang
Vinh Hoang has analyzed key economic driving components for U.S. banks' CEOs and global business operations directors to review and make right decision. He has also suggested why U.S. banks are supposed to invest more in Vietnam to anticipate Vietnam's GDP growth of $1 trillion in 2043.
The latest logistics news and updates in Vietnam and the outlook for 2021. Don’t miss this chance to get informed and connect with us at info@mplogistics.vn
FiinGroup is pleased to present our intensive report of Vietnam M&A 2019, the 9th issue of this report. This report presents the extensive data mining of M&A deals in Vietnam in the reviewed period, as well as analysis by key investors and industries where we recognize potential investment opportunities in the near future.
The research provides latest information on market activities as well as competition landscape of M&A in Vietnam. Three main segments of M&A categories including (i) Inbound M&A, which is when a foreign company merges with or acquires a domestic company) (ii) Domestic M&A, which is when two domestic companies merge with or acquire other (iii) Outbound, which is when a domestic company merges with or acquires a foreign company. In addition, we provide in-depth review for the 4 outstanding sectors: Real estate, Industrial goods & Services and Food & Beverage and banks and 3 trendy sectors: Health Care, Education and Utilities.
Download pdf here: http://bit.ly/Vietnam_M_A_Research_Report_2019
Based on data from 894/1615 Listed Companies officially announced 2Q2019 business results on 3 Exchanges, (645/766 Companies on HoSE and HNX), we summarized and updated as follows:
Overview: Revenue growth is 6.7% and Total Attribute to parents company’s growth is 10.4% over the same period. However, the rate excluding Banks and Insurance sector are only 4.7% and 4.9% respectively.
By Industry: Sectors with highest Attribute to parents company growth over the same period were: Real Estate (67.13%), Telecommunications (42.11%), Retail (39.52%), Banks (25.9%).
Real estate: After VIC and VHM (accounting for 69% of total real estate capitalization) published their report with the growth rate of Attribute to parents company of 687.5% and 75.3% respectively, The whole real estate industry grew up to 67.1%, on top of the market. If VHM and VIC are not included, the real estate industry has net profit growth of only 24.5% over the same period. In addition, the industry EBITDA also increased by 72.8% over the same period.
Bank: All listed banks published report. Total Attribute to parents company of listed banks announced an increase of 25.9% compared to the same period last year.
Oil and gas: Profit growth was only 8.29% over the same period. The main reason is that PLX (accounting for nearly 72% of the industry's capitalization) slightly decreased by 3.42% of Attribute to parents company compared to the same period.
Insurance: A special case when the largest company in the industry BVH (accounting for over 70% of the industry cap) decreased by 23% compared to the same period, as a result, the industry growth went down from 66.5% to only 12.29%
Retail: Retail sector has impressive growth of 39.52% thanks to major companies like MWG, DGW with high profit growth of 47.44% and 55.1% respectively.
[FiinPro Data] Kết quả Kinh doanh Q2 - 2019 FiinGroup JSC
Theo thống kê từ hệ thống FiinPro, tính đến ngày 05/08/2019, đã có tổng cộng 894 doanh nghiệp công bố BCTC (chiếm 89.8% vốn hóa trên 3 sàn). Chúng tôi tiếp tục tổng hợp và cập nhật nhanh kết quả như sau:
Tổng quan: Tăng trưởng doanh thu ở mức 6.7% và lợi nhuận cổ đông công ty mẹ ở mức 10.4% so với cùng kỳ. Tuy nhiên, tính riêng khu vực doanh nghiệp (không tính ngân hàng và bảo hiểm) thì chỉ ở mức tương ứng 4.7% và 4.9%.
Theo ngành: Các ngành có tăng trưởng Lợi nhuận Cổ đông lớn nhất so với cùng kỳ là: Bất động sản (67.1%), Viễn thông (42.1%), Bán lẻ (39.5%), Ngân hàng (25.9%).
Nếu quý khách có nhu cầu download thông tin chi tiết, vui lòng liên hệ với chúng tôi theo thông tin bên dưới để được hỗ trợ thêm:
Hà Nội:
Đỗ Thị Lan
Email: lan.do@fiingroup.vn
Tel: 024 3562 6962 (số máy lẻ: 103)
TP. HCM:
Lý Thị Hiền
Email: hien.ly@fiingroup.vn
Tel: 028 3933 3585 (số máy lẻ: 203)
Vietnam Foreign Investment Outlook for 2022 and beyondFiinGroup JSC
Vietnam: Foreign Investment Outlook 2022 and beyond
Common Requests in Sourcing Reliable Business Information and
Market Insights in Vietnam and FiinGroup's Solutions
FREE PREVIEW OF VIETNAM INSURANCE REPORT 2018
DOWNLOAD PREVIEW: https://bit.ly/2QhNE8s
Explore Vietnam Insurance Report with free preview including key players, overview of market value and performance
IDENTIFYING THE POSSIBLE LIMITATIONS AND CHALLENGES FACED BY THE NON-BANKING FINANCIAL INSTITUTIONS (NBFI) ON IMPROVING THE DEMAND FOR PERSONAL LOANS
by Nulaim Nuwaiz
FiinGroup is pleased to introduce Vietnam Cement Market Report 2020, the first and most comprehensive issue on Vietnam cement industry. This report presents a board range of topics, both sector-specific and crosscutting market issues.
What’s New? The growth momentum of Vietnam cement industry in 2019 has slowed down significantly for both domestic and export market. Despite the slowdown in sales growth, local cement manufacturers managed to achieve an improvement in profitability with EBITDA margin from 16.3 percent in 2018 to 16.9 percent in 2019 thanks to good cost management & the increase in retail cement price.
This 2020 issue provides the latest information on current supply – demand situation in Vietnam cement sector with the in-depth analysis on key growth drivers, outlook for 2020 as well as forecast analysis until 2030. Especially, the analysis on retail bagged cement price for PCB30 and PCB40 by region and key brands is also included in this report.
See more here: http://bit.ly/3d8Imoo
Download Preview and Full Report at: http://bit.ly/2t88ESB
StoxPlus is pleased to introduce Consumer Finance Vietnam 2018 Report.
The research provides the latest information on the current market, competitive landscape, and key players. Via this report, industry attractiveness is revealed, along with the key threats and opportunities in upcoming years.
FiinResearch - Consumer Finance in Vietnam First-half 2021 ReviewFiinGroup JSC
This Consumer Finance Report provides in-depth analysis of market share and financial performance amongst key players, the development of each product segment, prominent product trends as well as new market entrants’ movements
The consumer finance market of Vietnam has not yet recovered from the COVID-19 shock. The market expanded by 7% YTD in 1H2021, mainly driven by banks, as FinCos’s were hit harder due to massive closure of POS network following lock-down and social distancing orders in many cities and provinces.
Download FULL report: https://bit.ly/Consumer-Finance-Vietnam-1H2021
FiinPro Digest #3: Covid-19 Pandemic: Assessing the Impacts from Corporate Fi...FiinGroup JSC
This Report is part of “FiinPro Data Digest” series and prepared
primarily for subscribers of FiinGroup’s financial information and
data platforms. As noted in previous issues, FiinPro Data Digest
focuses on analyzing financial data to give commentaries and
findings with specific data-driven evidence in order to provide
independent and in-depth perspective on securities and financial
issues.
Download:
VIE version: https://bit.ly/3ezcM31
EN version: https://bit.ly/3gRUbkW
Vietnam M&A Research Report 2019 - FiinResearchFiinGroup JSC
FiinGroup is pleased to present our intensive report of Vietnam M&A 2019, the 9th issue of this report. This report presents the extensive data mining of M&A deals in Vietnam in the reviewed period, as well as analysis by key investors and industries where we recognize potential investment opportunities in the near future.
The research provides latest information on market activities as well as competition landscape of M&A in Vietnam. Three main segments of M&A categories including (i) Inbound M&A, which is when a foreign company merges with or acquires a domestic company) (ii) Domestic M&A, which is when two domestic companies merge with or acquire other (iii) Outbound, which is when a domestic company merges with or acquires a foreign company.
https://biinform.com/Reports/DD5-vietnam-consumer-finance-market-report-2017-.html
We are delighted to present Vietnam Consumer Finance Report 2017, our fifth issue on this sector. The first issue was released in 2013 which was the first in-depth sector research for consumer finance in Vietnam. Fast forward to this new edition of our report, StoxPlus provided an updated and comprehensive analysis on the industry.
What’s new in this issue? We provide a detailed analysis on the growth of Consumer Finance (CF), including the performance of Banks and CF Companies. Furthermore, a holistic breakdown on performance in different loan sectors of CF Companies is also provided. Based on the analysis, the size, growth and prospect of each loan sector is revealed together with the share performance of players in each sector. The report also sheds light on other aspects of performance of CF Companies such as their customers’ satisfaction (analysed based on our survey on 950 samples in Hanoi, Ho Chi Minh city and Danang), comparing financial performance of key players.The different analyses on these companies’ performance is synthesized in a section investigating current CF models to give a hint on advantages and disadvantages each model may have.
Following the Government’s implementation of effective COVID-19 containment measures, in the first half of 2020, Vietnam economy witnessed GDP growth falling to 1.81%, the lowest first-half growth for the last 10 years. The pandemic has disrupted global trade and supply chains leading to deterioration in corporate earnings and individual income, which eventually weakens credit demand and asset quality of the banking sector in Vietnam.
Access to our FULL REPORT: http://fiinresearch.vn/Reports/2125D-vietnam-banking-report-2020-.html
In this Banking Report 2020, we provide in-depth analysis of the impact of COVID-19 on every aspect of the banking sector and individual banks, including credit growth, asset quality, earning quality, liquidity, profitability, and operation efficiency. Development trends and regulations in response to the pandemic are also covered.
Vietnam’s consumer finance (CF) market (by commercial banks & FinCos) has dipped to low double-digit growth (10.7%YoY, 2020) after a year of hardship. However, despite the headwinds, Vietnam CF managed to secure over 20% of the country loan book.
The unprecedented COVID-19 outbreak accelerated the following key trends in the CF market:
The pandemic prompted the acceleration of the digital transformation of customer journey amongst FinCos
The launch of mobile money and the booming of digital payment brought both challenges and opportunities for FinCos, especially their credit card business
M&A emerged as the game-changer to foster future growth given the strong growth potential of the CF market and the Government’s policies that support sector consolidation and expansion of FinCos to repel black credit market.
Download FULL report: https://bit.ly/vietnam-consumer-finance-report-2021
Hoang Vinh Insights for US Banks in Vietnam 2014Vinh Hoang
Vinh Hoang has analyzed key economic driving components for U.S. banks' CEOs and global business operations directors to review and make right decision. He has also suggested why U.S. banks are supposed to invest more in Vietnam to anticipate Vietnam's GDP growth of $1 trillion in 2043.
The latest logistics news and updates in Vietnam and the outlook for 2021. Don’t miss this chance to get informed and connect with us at info@mplogistics.vn
FiinGroup is pleased to present our intensive report of Vietnam M&A 2019, the 9th issue of this report. This report presents the extensive data mining of M&A deals in Vietnam in the reviewed period, as well as analysis by key investors and industries where we recognize potential investment opportunities in the near future.
The research provides latest information on market activities as well as competition landscape of M&A in Vietnam. Three main segments of M&A categories including (i) Inbound M&A, which is when a foreign company merges with or acquires a domestic company) (ii) Domestic M&A, which is when two domestic companies merge with or acquire other (iii) Outbound, which is when a domestic company merges with or acquires a foreign company. In addition, we provide in-depth review for the 4 outstanding sectors: Real estate, Industrial goods & Services and Food & Beverage and banks and 3 trendy sectors: Health Care, Education and Utilities.
Download pdf here: http://bit.ly/Vietnam_M_A_Research_Report_2019
Based on data from 894/1615 Listed Companies officially announced 2Q2019 business results on 3 Exchanges, (645/766 Companies on HoSE and HNX), we summarized and updated as follows:
Overview: Revenue growth is 6.7% and Total Attribute to parents company’s growth is 10.4% over the same period. However, the rate excluding Banks and Insurance sector are only 4.7% and 4.9% respectively.
By Industry: Sectors with highest Attribute to parents company growth over the same period were: Real Estate (67.13%), Telecommunications (42.11%), Retail (39.52%), Banks (25.9%).
Real estate: After VIC and VHM (accounting for 69% of total real estate capitalization) published their report with the growth rate of Attribute to parents company of 687.5% and 75.3% respectively, The whole real estate industry grew up to 67.1%, on top of the market. If VHM and VIC are not included, the real estate industry has net profit growth of only 24.5% over the same period. In addition, the industry EBITDA also increased by 72.8% over the same period.
Bank: All listed banks published report. Total Attribute to parents company of listed banks announced an increase of 25.9% compared to the same period last year.
Oil and gas: Profit growth was only 8.29% over the same period. The main reason is that PLX (accounting for nearly 72% of the industry's capitalization) slightly decreased by 3.42% of Attribute to parents company compared to the same period.
Insurance: A special case when the largest company in the industry BVH (accounting for over 70% of the industry cap) decreased by 23% compared to the same period, as a result, the industry growth went down from 66.5% to only 12.29%
Retail: Retail sector has impressive growth of 39.52% thanks to major companies like MWG, DGW with high profit growth of 47.44% and 55.1% respectively.
[FiinPro Data] Kết quả Kinh doanh Q2 - 2019 FiinGroup JSC
Theo thống kê từ hệ thống FiinPro, tính đến ngày 05/08/2019, đã có tổng cộng 894 doanh nghiệp công bố BCTC (chiếm 89.8% vốn hóa trên 3 sàn). Chúng tôi tiếp tục tổng hợp và cập nhật nhanh kết quả như sau:
Tổng quan: Tăng trưởng doanh thu ở mức 6.7% và lợi nhuận cổ đông công ty mẹ ở mức 10.4% so với cùng kỳ. Tuy nhiên, tính riêng khu vực doanh nghiệp (không tính ngân hàng và bảo hiểm) thì chỉ ở mức tương ứng 4.7% và 4.9%.
Theo ngành: Các ngành có tăng trưởng Lợi nhuận Cổ đông lớn nhất so với cùng kỳ là: Bất động sản (67.1%), Viễn thông (42.1%), Bán lẻ (39.5%), Ngân hàng (25.9%).
Nếu quý khách có nhu cầu download thông tin chi tiết, vui lòng liên hệ với chúng tôi theo thông tin bên dưới để được hỗ trợ thêm:
Hà Nội:
Đỗ Thị Lan
Email: lan.do@fiingroup.vn
Tel: 024 3562 6962 (số máy lẻ: 103)
TP. HCM:
Lý Thị Hiền
Email: hien.ly@fiingroup.vn
Tel: 028 3933 3585 (số máy lẻ: 203)
Vietnam Foreign Investment Outlook for 2022 and beyondFiinGroup JSC
Vietnam: Foreign Investment Outlook 2022 and beyond
Common Requests in Sourcing Reliable Business Information and
Market Insights in Vietnam and FiinGroup's Solutions
FREE PREVIEW OF VIETNAM INSURANCE REPORT 2018
DOWNLOAD PREVIEW: https://bit.ly/2QhNE8s
Explore Vietnam Insurance Report with free preview including key players, overview of market value and performance
IDENTIFYING THE POSSIBLE LIMITATIONS AND CHALLENGES FACED BY THE NON-BANKING FINANCIAL INSTITUTIONS (NBFI) ON IMPROVING THE DEMAND FOR PERSONAL LOANS
by Nulaim Nuwaiz
Data Digest #9: Vietnam Stock Market: Embracing New Normal amidst COVID!FiinGroup JSC
COVID-related impacts on the Value could be somehow predictable. In this Report, we conduct an in-depth analysis on factors determining SUPPLY in correlation with DEMAND, instead of purely analyzing corporate fundamentals like before. Under the current circumstance, factors determining DEMAND or affecting money flow and investor sentiment, in our view, are the most important and need taking into serious consideration.
We are trying to make a plenty of data-driven comparisons on impacts of different COVID waves (the first in Q1-2020 and the fourth now) to support you in having assessments on your own. Accordingly, this Report aims to give in-depth analysis and data-driven findings on which sectors or companies could be beneficiaries from the pandemic, especially once the “Embracing the Covid-19” strategy is confirmed.
Download our full report: https://bit.ly/FiinPro-Digest-9-EN
Sample Report: Southeast Asia B2C E-Commerce Market 2019yStats.com
Free Report Samples for our publication "Southeast Asia B2C E-Commerce Market 2019".
Find the old 2019 full report available for purchase at: https://bit.ly/3GtJ0fw
Find the new 2021 full report at: https://bit.ly/3NHtqiz
StoxPlus is pleased to introduce our third issue on Vietnam Consumer Finance (“CF”) Market report 2015. Our first issue was released in 2013, covering consumer finance (“CF”) market data up to 31/12/2011. Our 2013 report was the first in-depth sector research for consumer finance in Vietnam. Fast forward to this new edition of our report, StoxPlus provided an updated and comprehensive analysis on the small but fast-growing consumer finance market in Vietnam. - See more at: http://stoxresearch.com/Reports/152-vietnam-consumer-finance-report-2015.aspx#sthash.KukBjr96.dpuf
Data Digest #8: Vietnam Stock Market in the New Normal: Expensive or Relative...FiinGroup JSC
FiinGroup is pleased to present to you FiinPro Digest Report #8, published on 10 June 2021.
The stock market has been heating up over the past two months with the VNIndex breaking through both technical resistance and psychological mark of 1,100 and most recently at 1,350. Market momentum is driven by strong cash inflows from local retail investors while foreign institutions remain net sellers and share offering plans to raise capital given the booming market.
Concerns have been raised about the "rational" or "irrational" of the current market performance amid recent rallies of stocks of different sectors, including bank and brokerage stocks. As a data and information provider, FiinGroup would like to give a data-driven perspective to provide independent, objective and timely information in order to assist our customers in investment operation and portfolio management.
Download our full report: https://bit.ly/FiinPro-Digest-8-ENG
Interesting material about the market of financial consumer products. Margins, profitability, customer behavior, service models. What will matter and what will not.
MEDICI’s new ‘Open Banking’ report is a detailed analysis of the Open Banking landscape. Read about the evolution of Open Banking, the regulatory landscape, critical factors affecting the implementation of Open Banking, partnerships, market dynamics, and more!
Vietnam Consumer Finance Report 2022: Time to change the gameFiinGroup JSC
It is turning out to be another eventful year in Vietnam consumer finance (CF) market. After some glimmers of recovery by early 2021, the sector underwent around 6 months of disruption due to the COVID-19’s fourth wave by Mid-April. However, the growth momentum rallied throughout the last quarter as pandemic pressures eased. This challenging time is also a good game changer that saw the rise of late comers threatening the market share of the elders. While concern about FinCos’ asset quality is still there, 2022 is expected to be a good year for the CF market, characterized by post-pandemic robust growth, diversification of product portfolio and distribution channels associated with digitalization, M&A activities led by foreign investors, and heightened competition forces from alternative lenders such as pawnshops, fintech players.
Find more in-depth analysis of market share and financial performance among key players, the development of each product segment, prominent trends in our full report: https://bit.ly/vietnam-consumer-finance-2022
Vietnam Cement Market Report 2022: Ready for a modest recovery aheadFiinGroup JSC
FiinResearch is pleased to introduce Vietnam Cement Market Report 2022, the first and most comprehensive issue on the Vietnam cement industry.
This 2022 issue provides the latest information on the current supply-demand situation in Vietnam cement industry, covering industry data & operational information up to the first five months of 2022. This report also provides the in-depth analysis of key growth drivers, market outlook for 2022 and supply-demand forecast until 2030. Especially, the analysis of retail bagged cement prices for PCB30 and PCB40 by region, key brands and production cost are also included in this report.
Details: https://bit.ly/vietnam-cement-market-report-2022
Vietnam Banking Report 2022: Leading the post-pandemic growthFiinGroup JSC
FiinResearch is pleased to present our Vietnam Banking Report 2022. In this report, we updated the performance of Vietnam banking sector with an emphasis on the credit growth, liquidity, asset quality, earnings quality and operational efficiency of the sector and individual banks in the post pandemic context. In-depth analysis of key development trends and regulatory framework in the sector are also covered in the report.
FULL REPORT: https://bit.ly/vietnam-banking-report-2022
Data Digest #8: Chứng khoán Việt Nam hiện đắt hay rẻ trong điều kiện bình thư...FiinGroup JSC
Chúng tôi hân hạnh gửi đến Quý khách hàng Báo cáo FiinPro Digest #8 của FiinGroup được phát hành hôm nay, ngày 10/6//2021.
Thị trường chứng khoán thực sự sôi động trong hai tháng gần đây. VN-Index lần lượt vượt các ngưỡng cả về kỹ thuật và tâm lý ở mức 1.100 và gần đây nhất là 1.350 sau khi chứng kiến sự gia tăng mạnh mẽ của dòng tiền mới nhất từ nhà đầu tư cá nhân trong nước trong khi khối ngoại vẫn bán ròng mạnh mẽ và lãnh đạo doanh nghiệp đẩy mạnh bán ròng cổ phiếu của họ cũng như thông qua dự kiến phát hành cổ phiếu nhằm huy động vốn trong bối cảnh sôi động của TTCK.
Nhiều ý kiến gửi đến chúng tôi đặt câu hỏi về sự “hợp lý” hay “phi lý” của diễn biến hiện nay khi cổ phiếu nhiều ngành đã tăng trưởng rất mạnh trong thời gian qua và gần đây nhất là ngân hàng và chứng khoán. Chúng tôi, với vai trò là đơn vị chuyên về cung cấp dữ liệu và thông tin, mong muốn đưa ra một góc nhìn dựa trên dữ liệu nhằm cung cấp thông tin độc lập, khách quan và kịp thời với mong muốn có thể hỗ trợ khách hàng trong hoạt động quản lý đầu tư và quản trị danh mục của mình.
Báo cáo đầy đủ: https://bit.ly/FiinPro-Digest-8
Data Digest #11: Triển vọng Tăng trưởng Lợi nhuận và Cơ hội Đầu tư 2022FiinGroup JSC
Tiếp nối các báo cáo trước, Báo cáo Data Digest #11 cung cấp góc nhìn độc lập và mang tính dự báo về triển vọng lợi nhuận doanh nghiệp năm 2022 và đánh giá sự vận động của dòng tiền trên TTCK nhằm hỗ trợ Quý khách hàng trong việc tìm kiếm và chọn lọc cơ hội đầu tư.
Báo cáo Data Digest #11 sẽ được chia thành bốn phần với lịch phát hành như sau:
- Phần 1 – Bức tranh lợi nhuận Q4-2021 – Phát hành ngày 28/3/2022
- Phần 2 – Bối cảnh thị trường – Phát hành ngày 28/3/2022
- Phần 3 – Triển vọng Lợi nhuận 2022 – Phát hành ngày 28/3/2022
- Phần 4 – Ý tưởng đầu tư 2022 – Dự kiến phát hành ngày trong tuần này
Quý khách hàng vui lòng download chi tiết Phần 1-2-3 của báo cáo này tại đây: https://bit.ly/FiinGroup-FiinPro-Data-Digest-11
FiinGroup Invest Summit: Investment Outlook 2022FiinGroup JSC
Content:
- Vietnam Stock Market Outlook 2022
- Guidance on investing in Bond market for individual investor
- Which real estate segment still has potential?
Full document: https://fiingroup.vn/upload/docs/fiingroup-invest-summit-2022-investment-outlook.pdf
FiinGroup is pleased to introduce Vietnam Plastic Packaging Market Report 2021, the first and most comprehensive issue on Vietnam plastic packaging industry including flexible packaging and rigid packaging. This report presents a board range of topics, both sector-specific and crosscutting market issues.
This 2021 issue provides the latest updates on Vietnam plastic packaging market including market structure, value chain, market size, competitive landscape and key development trends with the focus on two main segments namely flexible packaging and rigid plastic packaging. In addition, in-depth analysis on plastic packaging outlook from food & non-food sectors is also included in this report.
Full Report: https://fiinresearch.vn/Store/ReportDetails?id=145978
FiinGroup is pleased to introduce Vietnam Cement Market Report 2021, the first and most comprehensive issue on Vietnam cement industry. This report presents a board range of topics, both sector-specific and crosscutting market issues.
What’s New? Vietnam cement industry expanded by 0.9% in 2020, mainly driven by buoyant clinker and cement export activities while domestic sales recorded deceleration due to negative impact of COVID-19. Given weakened domestic demand & the rise in fuel cost, list cement manufacturers recorded a deteriorated average EBITDA margin from 17.0% in 2019 to only 15.8% in 2020.
This 2021 issue provides the latest information on current supply – demand situation in Vietnam cement sector with the in-depth analysis on key growth drivers, outlook for 2021 as well as forecast analysis until 2030. Especially, the analysis on retail bagged cement price for PCB30 and PCB40 by region and key brands is also included in this report.
FULL Report: https://fiinresearch.vn/Store/ReportDetails?id=145237
This 2020 issue provides the latest information on current supply – demand situation in Vietnam cement sector with the in-depth analysis on key growth drivers, outlook for 2020 as well as forecast analysis until 2030. Especially, the analysis on retail bagged cement price for PCB30 and PCB40 by region and key brands is also included in this report.
FiinPro Digest #7: Lợi nhuận doanh nghiệp khẳng định chu kỳ tăng trưởng mớiFiinGroup JSC
Báo cáo nhằm cung cấp bức tranh toàn cảnh lợi nhuận năm 2020, phân tích triển vọng 2021 và đưa ra các ý tưởng đầu tư cụ thể dựa trên năng lực phân tích dữ liệu tài chính - chứng khoán của chúng tôi.
Báo cáo này nằm trong chuỗi báo cáo phân tích dữ liệu nhằm phục vụ các khách hàng thuê bao các hệ thống dữ liệu của FiinGroup. Cũng như các báo cáo trước, FiinPro Digest #7 tập trung vào phân tích dữ liệu tài chính để đưa ra các nhận định và
phát hiện với bằng chứng dữ liệu cụ thể nhằm cung cấp góc nhìn độc lập và chuyên sâu về các vấn đề liên quan đến tài chính và chứng khoán.
Báo cáo này được soạn lập bởi nhóm Phân tích Dữ liệu thuộc khối dịch vụ Thông tin Tài chính của FiinGroup. Chúng tôi cam kết đảm bảo tính độc lập và khách quan trong việc đưa ra các ý kiến, nhận định cũng như phân tích về ngành và cả các cổ phiếu cụ thể.
Chúng tôi hân hạnh gửi đến Quý khách hàng Báo cáo FiinPro Digest #6 của FiinGroup về chất lượng và triển vọng lợi nhuận khối doanh nghiệp niêm yết 9T2020 và dự báo cả năm 2020 này.
Năm 2020 đang dần khép lại và trong lúc chờ các công bố kết quả kinh doanh Q4-2020 sẽ sớm diễn ra, chúng tôi muốn đưa ra các phân tích nhằm chỉ ra hiện tốc độ và mức độ hồi phục sau Covid-19 ra sao dựa trên số liệu thực tế cho giai đoạn 9T2020.
Với mục tiêu hỗ trợ quý khách hàng không chỉ nắm bắt được thực tế tình hình tăng trưởng và chất lượng lợi nhuận doanh nghiệp trong giai đoạn 9T2020 trong bối cảnh dịch bệnh Covid19 mà còn hỗ trợ quý khách hàng xây dựng quan điểm đầu tư cho cả năm 2021 tới đây. Do đó, chúng tôi cũng nỗ lực để dự báo cho quý cuối cùng của năm Q4-2020 và triển vọng cả năm 2020 nhằm cung cấp một tầm nhìn dài hơn.
FiinPro Digest #5: Chất lượng Lợi nhuận Doanh nghiệp trong Bối cảnh Covid-19FiinGroup JSC
Chúng tôi hân hạnh gửi đến Quý khách hàng Báo cáo FiinPro Digest #5 của FiinGroup cập nhật và phân tích về chất lượng và triển vọng lợi nhuận khối doanh nghiệp niêm yết nửa đầu năm 2020 và triển vọng cả năm 2020 này.
Dịch Covid-19 đang quay trở lại và mang đến những thách thức mới cho các doanh nghiệp nói riêng và nền kinh tế nói chung. Nhiều câu hỏi được đặt ra về chất lượng lợi nhuận Q2-2020 của các doanh nghiệp niêm yết cũng như triển vọng tăng trưởng năm 2020 trong bối cảnh dịch Covid-19 vẫn chưa được khống chế hoàn toàn. Đó là động lực và mục tiêu để chúng tôi tiến hành thực hiện Báo cáo FiinPro Data Digest #5 với mong muốn giúp khách hàng và cộng đồng đầu tư làm sáng tỏ các vấn đề ở góc độ phân tích Dữ liệu.
Trước đó, Báo cáo FiinPro Digest #4 đã được chúng tôi cập nhật hai lần trong vòng 1 tháng qua nhằm cung cấp số liệu mới nhất và đầy đủ nhất về tình hình hoạt động kinh doanh của các doanh nghiệp niêm yết sau khi dịch Covid-19 tạm thời qua đi và nền kinh tế bắt đầu trạng thái “bình thường mới”.
Báo cáo FiinPro Digest #5 tập trung vào đánh giá sức khỏe tài chính và triển vọng lợi nhuận của các doanh nghiệp dưới tác động của dịch Covid-19 với những phân tích dựa trên dữ liệu đầy đủ và cập nhật nhất đến thời điểm hiện nay khi mà phần lớn các doanh nghiệp đã công bố kết quả kinh doanh quý 2 và nửa đầu năm 2020.
FiinPro Digest #4: Doanh nghiệp sau giai đoạn Covid-19: Triển vọng lợi nhuận...FiinGroup JSC
Sau khi dịch Covid-19 tạm thời qua đi, nền kinh tế đang ở trạng thái “bình thường mới” và có thêm nhiều doanh nghiệp niêm yết trên 3 sàn HOSE, HNX và UPCoM mạnh dạn đưa ra kế hoạch kinh doanh tăng trưởng cho năm 2020 nhiều biến động này, và đây cũng là thời điểm bắt đầu mùa công bố kết quả kinh doanh quý 2/2020.
Nhiều câu hỏi được đặt ra về triển vọng lợi nhuận năm 2020, ngành nào sẽ duy trì được tăng trưởng hoặc tiếp tục lún sâu vào suy giảm do ảnh hưởng của Covid-19 ở bên ngoài Việt Nam, nhóm cổ phiếu nào đã tăng hoặc triển vọng lợi nhuận tốt mà giá cổ phiếu chưa phản ánh, v.v.. Đó là động lưc và mục tiêu để chúng tôi tiến hành thực hiện Báo cáo FiinPro Data Digest #4 này với mong muốn sẽ giúp khách hàng và cộng đồng đầu tư làm sáng tỏ các vấn đề đó ở góc độ phân tích Dữ liệu.
Riêng ấn bản FiinPro Data Digest số 4 lần này sẽ được chúng tôi cập nhật hàng tuần nhằm cung cấp góc nhìn chuyên sâu về tình hình hoạt động của doanh nghiệp khi kết quả kinh doanh quý 2 và 6 tháng đầu năm 2020 được công bố nhiều hơn qua thời gian.
FiinPro Digest #2: Đánh giá Chất lượng Lợi nhuận Doanh nghiệp năm 2019 và Tri...FiinGroup JSC
Chúng tôi hân hạnh gửi đến Quý khách hàng Báo cáo FiinPro Data Digest #2 của nhóm Phân tích Dữ liệu thuộc FiinGroup.
Đây là giai đoạn quan trọng của TTCKVN trước bối cảnh môi trường kinh doanh có nhiều thay đổi tác động đến hoạt động kinh doanh của doanh nghiệp cũng như hành vi của nhà đầu tư. Năm 2020 cũng là năm bản lề sau chu kỳ 10 năm kể từ giai đoạn khủng hoảng lần gần nhất bắt đầu từ 2008 và được xem là kết thúc theo đáy hình chữ U (thay vì chữ V) đến tận cuối năm 2013.
Đây là báo cáo nằm trong chuỗi báo cáo “FiinPro Data Digest” mà chúng tôi đang thực hiện trong 2020 nhằm cung cấp góc nhìn độc lập và chuyên sâu về các vấn đề liên quan đến tài chính chứng khoán.
This 2021 issue provides the latest information on current supply – demand situation in Vietnam cement sector with the in-depth analysis on key growth drivers, outlook for 2021 as well as forecast analysis until 2030. Especially, the analysis on retail bagged cement price for PCB30 and PCB40 by region and key brands is also included in this report.
You can access this link to get FULL report: http://bit.ly/vietnam-cement-market-report-2021
Vietnam Plastics Packaging Market 2021 Preview wrapped up key information about the market including market size and segmentation (Vietnam flexible packaging and rigid packaging), competition dynamics by segmentation, and multi-layered flexible packaging competition landscape.
Covid-19 đã tác động rất mạnh đến tăng trưởng và chất lượng lợi nhuận của các công ty đại chúng Việt Nam. FiinGroup ước tính lợi nhuận khối doanh nghiệp phi tài chính và nhóm Ngân hàng đang niêm yết sẽ suy giảm ở khoảng 12% trong năm 2020 sau khi đã giảm rất mạnh trong quý 1 vừa qua và dự kiến cả quý 2 này. Phân tích chuyên sâu dựa trên các bằng chứng dữ liệu và chỉ có ở FiinPro Data Digest #3. Quý vị vui lòng tải miễn phí báo cáo đầy đủ tại đây:
VIE version: https://bit.ly/3ezcM31
EN version: https://bit.ly/3gRUbkW
The digital marketing industry is changing faster than ever and those who don’t adapt with the times are losing market share. Where should marketers be focusing their efforts? What strategies are the experts seeing get the best results? Get up-to-speed with the latest industry insights, trends and predictions for the future in this panel discussion with some leading digital marketing experts.
For too many years marketing and sales have operated in silos...while in some forward thinking companies, the two organizations work together to drive new opportunity development and revenue. This session will explore the lessons learned in that beautiful dance that can occur when marketing and sales work together...to drive new opportunity development, account expansion and customer satisfaction.
No, this is not a conversation about MQLs and SQLs. Instead we will focus on a framework that allows the two organizations to drive company success together.
Digital Commerce Lecture for Advanced Digital & Social Media Strategy at UCLA...Valters Lauzums
E-commerce in 2024 is characterized by a dynamic blend of opportunities and significant challenges. Supply chain disruptions and inventory shortages are critical issues, leading to increased shipping delays and rising costs, which impact timely delivery and squeeze profit margins. Efficient logistics management is essential, yet it is often hampered by these external factors. Payment processing, while needing to ensure security and user convenience, grapples with preventing fraud and integrating diverse payment methods, adding another layer of complexity. Furthermore, fulfillment operations require a streamlined approach to handle volume spikes and maintain accuracy in order picking, packing, and shipping, all while meeting customers' heightened expectations for faster delivery times.
Amid these operational challenges, customer data has emerged as an important strategy. By focusing on personalization and enhancing customer experience from historical behavior, businesses can deliver improved website and brand experienced, better product recommendations, optimal promotions, and content to meet individual preferences. Better data analytics can also help in effectively creating marketing campaigns, improving customer retention, and driving product development and inventory management.
Innovative formats such as social commerce and live shopping are beginning to impact the digital commerce landscape, offering new ways to engage with customers and drive sales, and may provide opportunity for brands that have been priced out or seen a downturn with post-pandemic shopping behavior. Social commerce integrates shopping experiences directly into social media platforms, tapping into the massive user bases of these networks to increase reach and engagement. Live shopping, on the other hand, combines entertainment and real-time interaction, providing a dynamic platform for showcasing products and encouraging immediate purchases. These innovations not only enhance customer engagement but also provide valuable data for businesses to refine their strategies and deliver superior shopping experiences.
The e-commerce sector is evolving rapidly, and businesses that effectively manage operational challenges and implement innovative strategies are best positioned for long-term success.
5 big bets to drive growth in 2024 without one additional marketing dollar AND how to adapt to the biggest shifting eCommerce trend- AI.
1) Romance Your Customers - Retention
2) ‘Alternative’ Lead Gen - Advocacy
3) The Beautiful Basics - Conversion Rate Optimization
4) Land that Bottom Line - Profitability
5) Roll the Dice - New Business Models
Videos are more engaging, more memorable, and more popular than any other type of content out there. That’s why it’s estimated that 82% of consumer traffic will come from videos by 2025.
And with videos evolving from landscape to portrait and experts promoting shorter clips, one thing remains constant – our brains LOVE videos.
So is there science behind what makes people absolutely irresistible on camera?
The answer: definitely yes.
In this jam-packed session with Stephanie Garcia, you’ll get your hands on a steal-worthy guide that uncovers the art and science to being irresistible on camera. From body language to words that convert, she’ll show you how to captivate on command so that viewers are excited and ready to take action.
A.I. (artificial intelligence) platforms are popping up all the time, and many of them can and should be used to help grow your brand, increase your sales and decrease your marketing costs.In this presentation:We will review some of the best AI platforms that are available for you to use.We will interact with some of the platforms in real-time, so attendees can see how they work.We will also look at some current brands that are using AI to help them create marketing messages, saving them time and money in the process. Lastly, we will discuss the pros and cons of using AI in marketing & branding and have a lively conversation that includes comments from the audience.
Key Takeaways:
Attendees will learn about LLM platforms, like ChatGPT, and how they work, with preset examples and real time interactions with the platform. Attendees will learn about other AI platforms that are creating graphic design elements at the push of a button...pre-set examples and real-time interactions.Attendees will discuss the pros & cons of AI in marketing + branding and share their perspectives with one another. Attendees will learn about the cost savings and the time savings associated with using AI, should they choose to.
The Secret to Engaging Modern Consumers: Journey Mapping and Personalization
In today's digital landscape, understanding the customer's journey and delivering personalized experiences are paramount. This masterclass delves into the art of consumer journey mapping, a powerful technique that visualizes the entire customer experience across touchpoints. Attendees will learn how to create detailed journey maps, identify pain points, and uncover opportunities for optimization. The presentation also explores personalization strategies that leverage data and technology to tailor content, products, and experiences to individual customers. From real-time personalization to predictive analytics, attendees will gain insights into cutting-edge approaches that drive engagement and loyalty.
Key Takeaways:
Current consumer landscape; Steps to mapping an effective consumer journey; Understanding the value of personalization; Integrating mapping and personalization for success; Brands that are getting It right!; Best Practices; Future Trends
The session includes a brief history of the evolution of search before diving into the roles technology, content, and links play in developing a powerful SEO strategy in a world of Generative AI and social search. Discover how to optimize for TikTok searches, Google's Gemini, and Search Generative Experience while developing a powerful arsenal of tools and templates to help maximize the effectiveness of your SEO initiatives.
Key Takeaways:
Understand how search engines work
Be able to find out where your users search
Know what is required for each discipline of SEO
Feel confident creating an SEO Plan
Confidently measure SEO performance
Digital marketing is the art and science of promoting products or services using digital channels to reach and engage with potential customers. It encompasses a wide range of online tactics and strategies aimed at increasing brand visibility, driving website traffic, generating leads, and ultimately, converting those leads into customers.
https://nidmindia.com/
Mastering Multi-Touchpoint Content Strategy: Navigate Fragmented User JourneysSearch Engine Journal
Digital platforms are constantly multiplying, and with that, user engagement is becoming more intricate and fragmented.
So how do you effectively navigate distributing and tailoring your content across these various touchpoints?
Watch this webinar as we dive into the evolving landscape of content strategy tailored for today's fragmented user journeys. Understanding how to deliver your content to your users is more crucial than ever, and we’ll provide actionable tips for navigating these intricate challenges.
You’ll learn:
- How today’s users engage with content across various channels and devices.
- The latest methodologies for identifying and addressing content gaps to keep your content strategy proactive and relevant.
- What digital shelf space is and how your content strategy needs to pivot.
With Wayne Cichanski, we’ll explore innovative strategies to map out and meet the diverse needs of your audience, ensuring every piece of content resonates and connects, regardless of where or how it is consumed.
Most small businesses struggle to see marketing results. In this session, we will eliminate any confusion about what to do next, solving your marketing problems so your business can thrive. You’ll learn how to create a foundational marketing OS (operating system) based on neuroscience and backed by real-world results. You’ll be taught how to develop deep customer connections, and how to have your CRM dynamically segment and sell at any stage in the customer’s journey. By the end of the session, you’ll remove confusion and chaos and replace it with clarity and confidence for long-term marketing success.
Key Takeaways:
• Uncover the power of a foundational marketing system that dynamically communicates with prospects and customers on autopilot.
• Harness neuroscience and Tribal Alignment to transform your communication strategies, turning potential clients into fans and those fans into loyal customers.
• Discover the art of automated segmentation, pinpointing your most lucrative customers and identifying the optimal moments for successful conversions.
• Streamline your business with a content production plan that eliminates guesswork, wasted time, and money.
SEO as the Backbone of Digital MarketingFelipe Bazon
In this talk Felipe Bazon will share how him and his team at Hedgehog Digital share our journey of making C-Levels alike, specially CMOS realize that SEO is the backbone of digital marketing by showing how SEO can contribute to brand awareness, reputation and authority and above all how to use SEO to create more robust global marketing strategies.
Mastering Local SEO for Service Businesses in the AI Era is tailored specifically for local service providers like plumbers, dentists, and others seeking to dominate their local search landscape. This session delves into leveraging AI advancements to enhance your online visibility and search rankings through the Content Factory model, designed for creating high-impact, SEO-driven content. Discover the Dollar-a-Day advertising strategy, a cost-effective approach to boost your local SEO efforts and attract more customers with minimal investment. Gain practical insights on optimizing your online presence to meet the specific needs of local service seekers, ensuring your business not only appears but stands out in local searches. This concise, action-oriented workshop is your roadmap to navigating the complexities of digital marketing in the AI age, driving more leads, conversions, and ultimately, success for your local service business.
Key Takeaways:
Embrace AI for Local SEO: Learn to harness the power of AI technologies to optimize your website and content for local search. Understand the pivotal role AI plays in analyzing search trends and consumer behavior, enabling you to tailor your SEO strategies to meet the specific demands of your target local audience. Leverage the Content Factory Model: Discover the step-by-step process of creating SEO-optimized content at scale. This approach ensures a steady stream of high-quality content that engages local customers and boosts your search rankings. Get an action guide on implementing this model, complete with templates and scheduling strategies to maintain a consistent online presence. Maximize ROI with Dollar-a-Day Advertising: Dive into the cost-effective Dollar-a-Day advertising strategy that amplifies your visibility in local searches without breaking the bank. Learn how to strategically allocate your budget across platforms to target potential local customers effectively. The session includes an action guide on setting up, monitoring, and optimizing your ad campaigns to ensure maximum impact with minimal investment.
The What, Why & How of 3D and AR in Digital CommercePushON Ltd
Vladimir Mulhem has over 20 years of experience in commercialising cutting edge creative technology across construction, marketing and retail.
Previously the founder and Tech and Innovation Director of Creative Content Works working with the likes of Next, John Lewis and JD Sport, he now helps retailers, brands and agencies solve challenges of applying the emerging technologies 3D, AR, VR and Gen AI to real-world problems.
In this webinar, Vladimir will be covering the following topics:
Applications of 3D and AR in Digital Commerce,
Benefits of 3D and AR,
Tools to create, manage and publish 3D and AR in Digital Commerce.
Financial curveballs sent many American families reeling in 2023. Household budgets were squeezed by rising interest rates, surging prices on everyday goods, and a stagnating housing market. Consumers were feeling strapped. That sentiment, however, appears to be waning. The question is, to what extent?
To take the pulse of consumers’ feelings about their financial well-being ahead of a highly anticipated election, ThinkNow conducted a nationally representative quantitative survey. The survey highlights consumers’ hopes and anxieties as we move into 2024. Let's unpack the key findings to gain insights about where we stand.
The Forgotten Secret Weapon of Digital Marketing: Email
Digital marketing is a rapidly changing, ever evolving industry--Influencers, Threads, X, AI, etc. But one of the most effective digital marketing tools is also one of the oldest: Email. Find out from two Houston-based digital experts how to maximize your results from email.
Key Takeaways:
Email has the best ROI of any digital tactic
It can be used at any stage of the customer journey
It is increasingly important as the cookie-less future gets closer and closer
Top 3 Ways to Align Sales and Marketing Teams for Rapid GrowthDemandbase
In this session, Demandbase’s Stephanie Quinn, Sr. Director of Integrated and Digital Marketing, Devin Rosenberg, Director of Sales, and Kevin Rooney, Senior Director of Sales Development will share how sales and marketing shapes their day-to-day and what key areas are needed for true alignment.
2. NO . ACRONYM STANDS FOR
1 CAGR Compounded annual growth rate
2 CF Consumer finance
3 DSA Direct sales agents
4 FinCo Finance Company
5 GDP Gross domestic product
6 NFSC National Financial Supervision Commission
7 NIM Net interest margin
8 NPL Non-performing loan
9 P2P Peer to peer
10 POS Point of sales
11 SBV State Bank of Vietnam
12 SMS Text messaging
13 YoY Year over year
2Financial Information - Business Information - Research and Consulting
Abbreviation
3. PART CONTENT PAGE PART CONTENT PAGE
Executive Summary 4 4 Company ranking
1 Overview of Vietnam CF market 4.1 Overall company performance 44
1.1 Sector structure 7 4.2 Company ranked by satisfaction factors 54
1.2 Market size and growth 9 Appendices
1.3 Market segmentation 11 1 Demographic of booster group 57
1.4 Market share of CF companies 15 2 Survey methodology 61
2 General findings 3 Questionnaire 63
2.1 Awareness 18 4 Selected FinCos’ profiles 77
2.2 Knowledge 22
3 Customer decision journey
3.1 Consideration factors before borrowing 27
3.2 Decision drivers 34
3.3 Customer’s overall satisfaction 39
3Financial Information - Business Information - Research and Consulting
TABLE OF CONTENTS
6. Contents
6Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Part Content Page
1.1 Sector structure 7
1.2 Market size and growth 8
1.3 Market Segmentation 11
1.4 Market share of CF companies 15
7. Table 1: Main groups of Consumer Finance products and services in Vietnam
7Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Sector structure
8. Contents
8Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Part Content Page
1.1 Sector structure 7
1.2 Market size and growth 8
1.3 Market Segmentation 11
1.4 Market share of CF companies 15
9. Figure 1: Market Size (VNDbn) of total CF market (banks & FinCos) Figure 2: Consumer Loan/GDP in Asian countries, 2017
9Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Market size and growth
10. Contents
10Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Part Content Page
1.1 Sector structure 7
1.2 Market size and growth 8
1.3 Market Segmentation 11
1.4 Market share of CF companies 15
11. Figure 3: Loanbook of Banks vs. FinCos in Consumer Finance
11Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Market segmentation
12. Figure 4: Market Size (VNDbn) of banks’ CF loans
12* According to VIB’s Annual Report 2018Financial Information - Business Information - Research and Consulting
Table 2: Top Retail Banks in Main CF Product Categories
Section 1: Overview of Vietnam Consumer Finance Market
Market segmentation
13. Figure 5: Market Size (VNDbn) of FinCo’s loans
13Financial Information - Business Information - Research and Consulting
Figure 6: Growth YoY (%) of FinCos vs. Banks
Section 1: Overview of Vietnam Consumer Finance Market
Market segmentation
14. Contents
14Financial Information - Business Information - Research and Consulting
Section 1: Overview of Vietnam Consumer Finance Market
Part Content Page
1.1 Sector structure 7
1.2 Market size and growth 8
1.3 Market Segmentation 11
1.4 Market share of CF companies 15
15. Figure 7: Market Share by FinCos 2017 vs. 2018
15Financial Information - Business Information - Research and Consulting
Figure 8: Market Size by FinCos (VNDbn)
Section 1: Overview of Vietnam Consumer Finance Market
Market share of Fincos
16. Figure 9: Comparison in loan book growth of FinCos
16Financial Information - Business Information - Research and Consulting
Table 2: Loan book growth of selected FinCos
Section 1: Overview of Vietnam Consumer Finance Market
Market share of Fincos
17. Contents
17Financial Information - Business Information - Research and Consulting
Section 2: General Findings
Part Content Page
2.1 Awareness 18
2.2 Knowledge 22
18. Section 2: General Findings
Awareness
18Financial Information - Business Information - Research and Consulting
Figure 11: Percentage of surveyed people who know more than
one CF product, 2017 vs 2019
Figure 10: Percentage of surveyed people who are aware of CF,
2017 vs 2019
19. Section 2: General Findings
Awareness - Regions and Occupation
19Financial Information - Business Information - Research and Consulting
Figure 12: Percentage of people aware of CF by regions, 2019 Figure 13: Percentage of people aware of CF by occupation, 2019
20. Section 2: General Findings
Awareness - Products
20Financial Information - Business Information - Research and Consulting
Figure 14: Most recognized CF products, 2017 vs 2019
21. Contents
21Financial Information - Business Information - Research and Consulting
Section 2: General Findings
Part Content Page
2.1 Awareness 18
2.2 Knowledge 22
22. Section 2: General Findings
Knowledge – Impression
Figure 15: Positive opinions of CF
HCMC
22Financial Information - Business Information - Research and Consulting
DN
HN
23. Section 2: General Findings
Knowledge – Impression
Figure 16: Negative opinions of CF
HCMC
23Financial Information - Business Information - Research and Consulting
DN
HN
24. Section 2: General Findings
Knowledge - Channels
24Financial Information - Business Information - Research and Consulting
Figure 17: Most popular channels used to learn about
CF products
Figure 18: Most popular channels used to learn about CF
products by occupation
25. Section 2: General Findings
Knowledge – Mobile lending app
25Financial Information - Business Information - Research and Consulting
Table 3: Conversion rate
Figure 19: Number of people who knew mobile lending apps for mobile phones, 2019
26. Contents
26Financial Information - Business Information - Research and Consulting
Section 3: Customer Decision Journey
Part Content Page
3.1 Consideration factors before borrowing 27
3.2 Decision drivers 34
3.3 Customer’s overall satisfaction 39
27. Section 3: Customer decision journey
Important factors – Funding source priorities
27Financial Information - Business Information - Research and Consulting
Figure 20: Customers ranking of their priority in financing sources by purpose
28. Section 3: Customer decision journey
Important factors – Awareness
28Financial Information - Business Information - Research and Consulting
Figure 21: Most recognized CF products, 2019
Figure 22: Most recognized CF products in HN
Figure 23: Most recognized CF products in DN
Figure 24: Most recognized CF products in HCMC
Source: FiinGroup CF Customer Survey 2019
29. Section 3: Customer decision journey
Important factors – Reasons to use
29Financial Information - Business Information - Research and Consulting
Figure 26: Reasons to use CF products breakdown by productsFigure 25: Reasons to use CF products
30. Section 3: Customer decision journey
Important factors – Top 5 important factors
30Financial Information - Business Information - Research and Consulting
POTENTIALCUSTOMERS
Figure 27: Top 5 important factors affecting potential
customers’ decision to use CF
Figure 28: Top 5 important factors affecting potential
customers’ decision to use CF, breakdown by products
31. Section 3: Customer decision journey
Important factors – Top 5 important factors
31Financial Information - Business Information - Research and Consulting
EXISTING CUSTOMERS
Figure 29: Top 5 important factors affecting customers’
decision to use CF
Figure 30: Top 5 important factors affecting customers’
decision to use CF, breakdown by products
32. Section 3: Customer decision journey
Important factors – Spending of Income
32Financial Information - Business Information - Research and Consulting
Figure 31: Percentage of monthly salary allocated to financing CF products
33. Contents
33Financial Information - Business Information - Research and Consulting
Section 3: Customer Decision Journey
Part Content Page
3.1 Consideration factors before borrowing 27
3.2 Decision drivers 34
3.3 Customer’s overall satisfaction 39
34. Section 3: Customer decision journey
The impact of marketing channels
34Financial Information - Business Information - Research and Consulting
Figure 32: Channels utilized to learn about CF products
Figure 33: Channels utilized to learn about CF products, customers
Figure 34: Channels utilized to learn about CF products, potential
customers
Figure 35: Channels utilized to learn about CF products, non-
customers
35. Section 3: Customer decision journey
Decision moments
35Financial Information - Business Information - Research and Consulting
Figure 37: Decision moments breakdown by productsFigure 36: Decision moment
36. Section 3: Customer decision journey
Alternative borrowing sources
36Financial Information - Business Information - Research and Consulting
Figure 38: Alternative borrowing sources Figure 39: Reasons not to use CF products
37. Section 3: Customer decision journey
The impact of promotions
37Financial Information - Business Information - Research and Consulting
Figure 40: Most important promotions, 2019 Figure 41: Most important promotions breakdown by occupation
38. Contents
38Financial Information - Business Information - Research and Consulting
Section 3: Customer Decision Journey
Part Content Page
3.1 Consideration factors before borrowing 27
3.2 Decision drivers 34
3.3 Customer’s overall satisfaction 39
39. Section 3: Customer decision journey
Customer’s satisfaction with CF experience
39Financial Information - Business Information - Research and Consulting
Figure 42: Customer’s satisfaction with their CF experience, with 1-Very Dissatisfied to 5-Very Satisfied by %,
40. Figure 43: Customer’s satisfaction breakdown by regions
40Financial Information - Business Information - Research and Consulting
Section 3: Customer decision journey
Customer’s satisfaction breakdown by regions
41. Section 4: Company ranking
Customer’s satisfaction - Improvement
41Financial Information - Business Information - Research and Consulting
Figure 44: Improvement suggestion during
approval and signing process
Figure 45: Improvement suggestion
during disbursement process
Figure 46: Improvement suggestion during
debt collection process
42. Figure 47: Customer recommendations
42Financial Information - Business Information - Research and Consulting
Section 3: Customer decision journey
Customer’s satisfaction - Recommendations
Figure 48: Customer recommendations breakdown by Fincos
43. Contents
43Financial Information - Business Information - Research and Consulting
Section 4: Company ranking
Part Content Page
4.1 Overall company performance 44
4.2 Company ranked by satisfaction factors 54
44. Section 4: Company ranking
Company performance - Awareness
44Financial Information - Business Information - Research and Consulting
Figure 50: Most recognized Fincos breakdown by regionsFigure 49: Most recognized Fincos
45. Section 4: Company ranking
Company performance – Overall Customer’s satisfaction ratings
45Financial Information - Business Information - Research and Consulting
Figure 51: Customer Satisfaction Ratings 2019
46. Section 4: Company ranking
Company performance – FE Credit
46Financial Information - Business Information - Research and Consulting
Figure 53: Improvement for FE Credit’s approval and signing process
Figure 54: Improvement for FE Credit’s disbursement process
Figure 55: Improvement for FE Credit’s debt collection process
Figure 52: Ratings for FE Credit
47. Section 4: Company ranking
Company performance – Home Credit
47Financial Information - Business Information - Research and Consulting
Figure 57: Improvement for Home Credit’s approval and signing
process
Figure 58: Improvement for Home Credit’s disbursement process
Figure 59: Improvement for Home Credit’s debt collection process
Figure 56: Ratings for Home Credit
48. Section 4: Company ranking
Company performance – HD Saison
48Financial Information - Business Information - Research and Consulting
Figure 62: Improvement for HD Saison’s disbursement process
Figure 63: Improvement for HD Saison’s debt collection process
Figure 60: Ratings for HD Saison
Figure 61: Improvement for HD Saison’s approval and signing process
49. Section 4: Company ranking
Company performance – Prudential Finance
49Financial Information - Business Information - Research and Consulting
Figure 65: Improvement for Prudential Finance’s approval and
signing process
Figure 66: Improvement for Prudential Finance’s disbursement process
Figure 67: Improvement for Prudential Finance’s debt collection process
Figure 64: Ratings for Prudential Finance
50. Section 4: Company ranking
Company performance - MCredit
50Financial Information - Business Information - Research and Consulting
Figure 69: Improvement for Mcredit’s approval and signing process
Figure 70: Improvement for Mcredit’s disbursement process
Figure 71: Improvement for Mcredit’s debt collection process
Figure 68: Ratings for Mcredit
51. Section 4: Company ranking
Company performance – Switch to new FinCo
51Financial Information - Business Information - Research and Consulting
Figure 72: Customers who will change CF companies Figure 73: Reasons to change CF companies
52. Section 4: Company ranking
Company performance – Switch to new FinCo
52Financial Information - Business Information - Research and Consulting
Figure 74: Number of customers changing to new CF companies (right -> down)
53. Contents
53Financial Information - Business Information - Research and Consulting
Section 4: Company ranking
Part Content Page
4.1 Overall company performance 44
4.2 Company ranked by satisfaction factors 54
54. Section 4: Company ranking
Customer’s satisfaction ratings – Interest rate
54Financial Information - Business Information - Research and Consulting
Figure 75: Satisfaction of CF companies by Interest rates Figure 76: Satisfaction of CF companies by Appraisal process
55. Section 4: Company ranking
Customer’s satisfaction ratings – Procedures
55Financial Information - Business Information - Research and Consulting
Figure 77: Satisfaction of CF companies by Procedures Figure 78: Satisfaction of CF companies by Contract Terms
56. Financial Information - Business Information - Market Research 56
For further inquiries and comment, please
contact our Financial Sector Specialist
team at FiinGroup
Dong Le, CFA
Director
Research & Consulting
+84 (024) 3562 69 62 (Ext.110)
+84 (0) 912 057529
dong.le@fiingroup.vn
Head Office
5th Floor, Anh Minh Building
36 Hoang Cau Street
Hanoi, Vietnam
+ 84 (24) 3562 6962
Ho Chi Minh City Branch
3rd Floor, Profomilk Plaza Building
51 - 53 Vo Van Tan, District3
Ho Chi Minh City, Vietnam
+ 84 (28) 3933 3586
Dung Vu
Assistant Manager, Financial Services Sector
Research & Consulting
+84 (024) 3562 69 62
+84 (0) 903 574 800
dung.vu@fiingroup.vn