Start-up Stage - Fintech & Payment - Presentation by Thomas Bloch, Founder and Co-CEO of Vaamo at the NOAH 2015 Conference in London, Old Billingsgate on the 13th of November 2015.

1. Building the leading
pan-Euro(pean)
automated savings and
investment platform
Presentation for
NOAH Conference
London, 13 November 2015
Dr. Thomas Bloch, Co-CEO and CFO
M: +49 163 362 3822
E: thomas.bloch@vaamo.de
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3. Germans’ traditional savings and (life) insurance products are
economically unsustainable
0.2%Average interest earned
on €1.0tr deposits with daily maturity
Source: Bundesbank

4. vs.
But many Germans struggle when it comes to investing in capital
markets…
45%of Germans consider
investing in equities
Source: DAI
13%of Germans
invested in equities
vs.

5. … and at the same time they do not want to seek personal financial
advice
60%of young professionals in Germany want to
invest online without personal (offline)
financial advice
Source: FOM

6. Existing online offerings cater for the experienced, semi-
professional investor
Source: Deutsche Bank, Cortal Consors

7. vaamo’s automated investment platform provides retail customers
with easy and intuitive access to capital markets
Focus on your personal financial goals
instead of complex financial products
Receive relevant personalized advice at
your finger tips
Save time and effort through full
automation of all processes affecting your
personal investments
Invest smarter by pursuing proven
professional low-cost investment strategies
with long-term expected returns of 4-6% p.a.
Cost control through one simple all-inclusive
service fee starting as low as 0.49% p.a.
Save and invest your money and start to
build wealth with just 3 clicks

8. vaamo charges one transparent all-inclusive service fee starting as
low as 0.49% p.a.
Unlimited transactions
Unlimited automated savings plans
Annual rebalancing
Smart rebalancing
Automatic reinvestment of dividends
All account charges
Includes
No minimum fee,
investment or term

9. vaamo is recognized as the leading automated investment platform
in Germany
“Is this the bank of the future?”
“The real achievement of
the founders is the complete
simplification of the investment
process.”
“A true highlight. A new way
to invest money. Promising
prospects of success.”
“Saving can be fun again.”
“The approach is convincing
in any case: Finally the
customers’ needs and require-
ments are considered (…).”

10. Proven business model with attractive customer economics poised
to accelerate growth
Almost €10,000 average investment
85% of customers with automated monthly
savings plan investing > €250 p.m.
>> 15 years customer life time
99% of customers would recommend vaamo
4 digit number of active customers

11. Strong pipeline of strategic partnerships to significantly accelerate
vaamo’s growth in Germany (and beyond)…
Stay tuned!

12. Germany represents a perfect launch country to create the first pan-
European automated investment platform
82mn
€44k
66mn
€46k
47mn
€22k 60mn
€49k
Inhabitants
Net monetary assets per
capita (€)
Savings rate%
16%%
15%%
10%%
11%%
19
340mn
1
1
Countries
People
Single currency
Regulatory regime
Source: Eurostat, Allianz Wealth Report 2014

13. vaamo is run by a passionate team with long-standing experience
and backed by senior executives from the financial services space
Business Development,
Customer Service/Operations,
Finance, Legal & HR
8+ years financial institutions
investment banking at
J.P. Morgan
2 years apprenticeship at
Deutsche Bank London
Co-founder of GREEN finance
consulting
Marketing, PR, Product
Management and IT
8+ years financial institutions
strategy consulting at
McKinsey
2 years apprenticeship
at Deutsche Bank
Co-founder of GREEN finance
consulting
Marketing
4+ years strategy consulting
at Roland Berger
6 years FMCG marketing
at Danone and Mondelez
International
IT development
10+ years in software
development as well as
building and leading
development teams
Dr. Oliver Vins
Co-Founder, Co-CEO
Carolyn Breitenstein
CMO
Benjamin Reitzammer
CTO
Dr. Thomas Bloch
Co-Founder, Co-CEO

14. Investing made simple

15. Focus on Leading European Internet companies
Covering over 400 companies across 25
online verticals, a broad range of over 500
investors as well as 100+ online-focused
corporates
Deep understanding of industry dynamics
Ability to add value beyond banking advice
Facilitates overall process and minimizes
management distraction
NOAH Advisors is globally well connected
and has direct access to virtually all key
players in the industry
Knowledge of and strong relationships
with potential buyers’ key decision makers
Proactively finds and unlocks attractive
investment opportunities for leading
investors
Annual NOAH Conference in its 8th year
Over 40 years of combined relevant M&A
experience
Routine execution of M&A and financing
transactions with sizes of several billion
euros
22 successfully completed NOAH Advisors
transactions underline successful transfer of
M&A competencies to the Internet sector
Entrepreneurial mind-set, focused on growing the
business and establishing a reputation for
excellence
Ability to deliver top results in short time frames
Highly success-based compensation structures
align interests of clients and NOAH Advisors,
and demonstrate conviction to deliver top results
Creative deal solutions
September 2015 December 2014
September 2014October 2014
May 2014 February 2013
May 2012 April 2011
Sale of a 70% stake in
to
Exclusive Financial Advisor to
Drushim and its Shareholders
Sale of 100% of
for $800m to
Exclusive Financial Advisor to
Fotolia and the Selling Shareholders
Sale of 100% of
for €80m to
Exclusive Financial Advisor to
Trovit and its Shareholders
Sale of controlling stake in
to
Exclusive Financial Advisor to
Facile.it and its Shareholders
sold 100% of
for $228m to a joint venture between
Exclusive Financial Advisor to Yad2
and its Shareholders
Growth equity investment from
for a 30% stake alongside Softonic’s Founders
and Angel Investors at a valuation of €275m
Exclusive Financial Advisor to
Softonic and its shareholders
150 million growth equity investment from
for a 50% stake alongside Fotolia’s Founders and
Additional $150 million senior debt financing
Total $300 million investment
Financial Advisor to Fotolia and its Shareholders
have acquired a majority stake in
for $350m from
Exclusive Advisor to Summit Partners and TA Associates
Selected Completed
NOAH Transactions
Unique Industry Know-How
Unmatched Network and Relationships
Strong Investment Banking Competence
Full Commitment - We Are Entrepreneurs!
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