The document discusses the biblical perspective on debt. It argues that debt directly affects one's relationship with God and that possessions and money should not be the central focus of one's life. It notes that many Filipinos struggle with debt and outlines what needs to be taught about debt, including God's perspective, spiritual steps to get out of debt, and practical steps. It discusses several biblical passages that portray debt as slavery and a curse. It argues that debt presumes what the future will hold, denies God the opportunity to provide, and discusses the story of the Widow's Oil as an example.