3 Retirement Savings Tips for NewlywedsPOP Creative
Most newlyweds don't give much thought to retirement since it is so far away. There's bills and loans to pay, the thought of a baby and his education and of course the cost of a honeymoon. Yet retirement should be on the minds of newlyweds because a couple can't grow old together in a comfortable manner unless they are financially sound.
The reality is there is no link between what you earn and how well you manage your money. That is good news for everybody. It simply means that regardless of our earning levels, we can all learn good money management habits and we can all aspire to a good level of financial security. Indeed, we can do more than just aspire; we can actually do something to achieve that financial security during our lifetimes.
Success in investing leads to increased wealth and security. Success in investing comes from making sound decisions, paying attention, and taking the time to learn about what t invest in and how to invest. Here are our thoughts about considerations when investing.
https://youtu.be/kZcssfIoQEg
Things you can do, apart from the obvious lifestyle changes that will help you take better care of your finances.
Visit http:/blog.guarented.com for more useful content.
3 Retirement Savings Tips for NewlywedsPOP Creative
Most newlyweds don't give much thought to retirement since it is so far away. There's bills and loans to pay, the thought of a baby and his education and of course the cost of a honeymoon. Yet retirement should be on the minds of newlyweds because a couple can't grow old together in a comfortable manner unless they are financially sound.
The reality is there is no link between what you earn and how well you manage your money. That is good news for everybody. It simply means that regardless of our earning levels, we can all learn good money management habits and we can all aspire to a good level of financial security. Indeed, we can do more than just aspire; we can actually do something to achieve that financial security during our lifetimes.
Success in investing leads to increased wealth and security. Success in investing comes from making sound decisions, paying attention, and taking the time to learn about what t invest in and how to invest. Here are our thoughts about considerations when investing.
https://youtu.be/kZcssfIoQEg
Things you can do, apart from the obvious lifestyle changes that will help you take better care of your finances.
Visit http:/blog.guarented.com for more useful content.
“Getting Rich is not a function of investing a lot of money ; it is a result of investing regularly for long periods of time.” Save for a better future!
Getting Started with Financial Security Module 1 Floyd Saunders
The seminars are available to anyone including financial planners, and other professionals in the financial services industry who would like a set of the materials, participant's workbooks or the Family Financial Freedom book (discounts for volume purchases)You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
Saving for retirement can be challenging when your paycheques just barely cover your day-to-day expenses. But it can be done with proper planning and starting early. These tips can help.
Retirement opens up a seemingly limitless world of possibilities. But all those choices can be a bit intimidating. The good news is with a bit of care, forethought and preparation, you can not only plot out a successful, fulfilling retirement, but also ensure you’ll have the funds on hand to pay for it.
The following tips can help.
This informative and entertaining seminar will show you how to take control of your finances by learning to budget your paycheck - before you spend it.
Duncan Presant of Assante Wealth Management provides affordable financial advice, wealth management and much more! Visit his website to learn more, http://www.assante.com/advisors/dpresant/.
this ppt will help all people in general to understanad about finance insurance retriemnt plans etc
it will get clear ideas about how to plan future finance.this will defineatively help to minimize loss in the lond run even if followed 50% its effort to educate people about future finance
because school collages dont teach future finances planning
“Getting Rich is not a function of investing a lot of money ; it is a result of investing regularly for long periods of time.” Save for a better future!
Getting Started with Financial Security Module 1 Floyd Saunders
The seminars are available to anyone including financial planners, and other professionals in the financial services industry who would like a set of the materials, participant's workbooks or the Family Financial Freedom book (discounts for volume purchases)You can now view the presentation here, order the Family Financial Freedom book from any of the ebook sites for iPhone, iPad, Kindle, Nook, Kobo reader etc. contact me at floyd.saunders@yahoo.com for a copy of the presentation or more information on how to get seminar materials.
Saving for retirement can be challenging when your paycheques just barely cover your day-to-day expenses. But it can be done with proper planning and starting early. These tips can help.
Retirement opens up a seemingly limitless world of possibilities. But all those choices can be a bit intimidating. The good news is with a bit of care, forethought and preparation, you can not only plot out a successful, fulfilling retirement, but also ensure you’ll have the funds on hand to pay for it.
The following tips can help.
This informative and entertaining seminar will show you how to take control of your finances by learning to budget your paycheck - before you spend it.
Duncan Presant of Assante Wealth Management provides affordable financial advice, wealth management and much more! Visit his website to learn more, http://www.assante.com/advisors/dpresant/.
this ppt will help all people in general to understanad about finance insurance retriemnt plans etc
it will get clear ideas about how to plan future finance.this will defineatively help to minimize loss in the lond run even if followed 50% its effort to educate people about future finance
because school collages dont teach future finances planning
For Those Who Want to Prosper & Thrive in Retirementfreddysaamy
http://ekinsurance.com/financial/retirement/
Our core capital should be designed to outlive us. In fact, it’s important for you to start thinking about your money in terms of it outliving you, not the other way around. You don’t want to outlive your money.
6 step simple personal finance planning dont read if you plan your personal f...Vinod Pottayil
Personal finance is managing your finance for achieving your short and long term financial goals.
It means the application of self-discipline on your income to plan and secure your future. Personal finance planning only will lead you to the ultimate financial freedom.
The IRS expects that more than 70% of taxpayers will receive a refund in 2017. 1 What you do with a tax refund is up to you, but here are some ideas that may make your refund twice as valuable.
Ready to Quit Your Job? Here are 4 Steps to Get Financial Comfort after Leavi...Myriam Borg
Whatsoever is the reason, the golden rule is to save at least three to six months’ worth of your fixed living expenses before leaving, according to Refund Consulting Australia. Having these financial plans gives you financial comfort when leaving a job so that going forward you can pursue the notion of living your true values.
Retirement planning should be a key part of your overall financial planning. A major challenge in preparing for retirement involves planning for life many years into the future, sometimes four or five decades from now. Unfortunately, people often get so overwhelmed at the prospect of saving or preparing for an unknown future that many end up not doing anything at all. Think about the kind of life you might want in the future. How do you want to live after you retire? Take a moment and write down your hopes and goals. Remember, having realistic expectations will help you define what you need in the future, particularly the size of your retirement portfolio. Taking the time and effort to master several financial planning principles will be worth the effort if you want a healthy financial future.
Snam 2023-27 Industrial Plan - Financial Presentation
Use your bonus wisely
1. Momentum Collective Investments (RF) (Pty) Ltd
268 West Avenue Centurion 0157 PO Box 7400 Centurion 0046
Client service 0860 111 899 T + 27 (0)12 671 8911 F +27 (0)12 675 3889 ci.clientservice@momentum.co.za momentum.co.za/collectiveinvestments
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Momentum Collective Investments (RF) (Pty) Ltd is part of Momentum Metropolitan Life Limited, an authorised financial services and credit provider (FSP6406)
Momentum Metropolitan Holdings Limited is a full member of the Association for Savings and Investment SA
Use your bonus wisely
By Paul Nixon
It is bonus and increase time and many people spend their bonus before it even hits their
accounts. Before you start spending you bonus, having a plan to ensure that you use your bonus
wisely will go a long way to securing you financially for 2019 and beyond. Planning for your
financial future is complicated. There are many saving and investment options to choose from
when thinking about putting an extra bit away every month. Therefore, we recommend you meet
a financial adviser.
Here are some simple suggestions to follow:
1. Have a plan
Your plan should take your expenses into account, proportion your bonus according to debt,
savings and spending. The best way is to split your bonus on percentages and not rand values. This
will ensure that regardless of the bonus amount, you can ensure that you use a percentage on
reducing debt, a percentage on saving and the remainder on spending.
2. Pay off/down your short term debt
It is a good idea that a sizeable portion of your bonus goes towards paying off/down any short
term debt you have. These loans which can include credit cards, store cards or personal loans,
usually have a high interest rate and are quite expensive. Although it might be difficult, aimto
spend most of your bonus paying off this type of debt, just think how much extra money you will
save every month if you don’t have to pay instalments on this expensive debt.
3. Consider putting money intoyourhome loan.
It is also a good idea to put money into your home loan, where reducing the outstanding balance
on your home loan can result in paying off your home sooner, or having access to the funds in the
future if you need them.
2. Page 2 of 2Momentum Investments | Use your bonus wisely | December 2019
4. Set aside a portion for short-term savings
There will be other expenses you might be faced with that will crop up in the rest of the year
which could be expected or unexpected. It is a good idea to put money aside for those to avoid
going into debt should these incidences occur. These could include planned holidays, home or car
maintenance, emergencies resulting in unexpected costs or even that ridiculously low price shoe
sale that comes along once in a life time.
5. Plan to look after your future self
You also need to look after your future self, beyond this year. This means putting away some
money that you won’t touch until retirement
Important: Hopefully you have a retirement plan of some sort, if you don’t, look at getting on it
immediately and a financial adviser will be readily available to assist you.
6. Have a bit of fun
It is obviously unreasonable to expect that you won’t spend some of your bonus money on
yourself or having fun with friends and family. So once you’ve allocated money toward clearing
your debt, savings, and securing your future, there could be a little left over for frivolous spending.
