This document is a curriculum vitae for Muhammad Owais. It includes his personal details like name, date of birth, nationality, contact information and permanent address. It outlines his objectives to utilize his skills and work in a competitive environment. It details his academic qualifications including a Bachelor's degree in Commerce. It lists his work experience in roles like Account Assistant, Grants Intern and Senior Accountant at various organizations. It also provides additional skills and qualifications in areas like accounting software, computer skills, languages and hobbies. References are available upon request.