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The ABC’s of Buying a House
This document provides information about the home buying process. It discusses getting a credit report and establishing good credit by paying bills on time and using secured credit cards. It explains how credit is scored according to factors like payment history, debt levels, credit history, new credit applications, and credit mix. The five C's of credit that lenders consider are also outlined as character, capacity, capital, conditions, and collateral. The roles of real estate agents in helping buyers but prioritizing sellers who pay their commission is covered. The steps in getting a mortgage through a bank are pre-approval, application, offer, credit report, providing documents, purchase/sale agreement, appraisal, and closing.
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Learn the basics of credit in this easy-to-follow, introductory course that includes:
- What credit is and the different types of credit available
- How credit reports and credit scores work and the factors that go into building them
- Common options for building credit
And more!
Click through the slideshare to start your credit-education now.
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Credit
This document discusses credit and managing personal finances responsibly. It covers key topics like the advantages and disadvantages of using credit, applying for and establishing credit, maintaining a good credit history and credit report, and the consequences of excessive debt. Specific areas covered include different types of credit (credit cards, loans, mortgages), understanding interest rates and fees, building creditworthiness, checking your credit report and score, and the risks of poor credit management.
Credit Management - Presentation - FINAL.pptx
It is hardly true that financial inclusion gaps forced countries around the world to explore the potential of digital financial services and fintech companies allow leapfrogging of traditional brick-and-mortar banking services. As per the study conducted by the World Bank, access to affordable financial services is critical for poverty reduction and economic growth. At the macro level, countries with deeper, more developed financial systems can allocate capital and risks more efficiently and consequently enjoy higher economic growth and larger reductions in poverty and income inequality. At the micro level, financial inclusions—access to and use of basic financial services—can reduce poverty, increase resilience and improve the lives of the poor. Digital financial services bridge the financial inclusion gaps and enhance economic growth. Fueled by the explosive growth of mobile phones, digital financial services (DFS) leverage technology to offer new forms of financial accounts that provide secure options for storing, transferring, and accumulating money. Hence, digital financial services are becoming accessible and affordable to all individuals and businesses through digital financial channels which ultimately boosts financial inclusion.
The contribution of digital financial service in alleviating constraints to financial access is quite immense. The emergence of mobile money, platform eco systems and open application programming interfaces (APIs) uplifted the digital financial service at the global level and impacted the level of financial inclusion. Yet in many emerging economies today, the majority of individuals and small businesses lack access to even basic savings and credit products, which hinders economic growth and perpetuates poverty. Financial exclusion is at the forefront in the list of the challenges which inhibit the growth of many economies around the globe.
Digital financial services enable financial institutions to provide convenient self-service saving and credit products. Traditional saving and lending processes are being replaced by quick and painless digital processes and helps to enhance digital customer centric experience.
Looking the relevance of digital financial service to financial inclusion, the government of Ethiopia is undertaking digital transformation to boost the economy and the necessary regulations have been crafted to create conducive environment. As per the study conducted by national bank of Ethiopia, only 35% of the population is financially included and the remaining 65% of the population is excluded from financial service. Needless to mention, digital financial services would allow financial institutions to outreach financially excluded segments of the population. Increasing digital adoption, digital payment offerings, ease of regulation to attract new entrants, and a growing fintech community are the main drivers of digital transformation in Ethiopia. As part of easing regulations, the government of
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However, with limited knowledge of financial products, he is not sure of how to go about it. Tarun is not alone. Many people like Tarun find it difficult to comprehend financial products in terms of features, benefits, eligibility requirements, and needed documents. If you too are in the same spot, then this article is for you. Here is a step-by-step guide to obtaining an unsecured personal loan. But before we get going, let us first understand what an unsecured personal loan is.
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The ABC’s of Buying a House
This document provides information about the home buying process. It discusses getting a credit report and establishing good credit by paying bills on time and using secured credit cards. It explains how credit is scored according to factors like payment history, debt levels, credit history, new credit applications, and credit mix. The five C's of credit that lenders consider are also outlined as character, capacity, capital, conditions, and collateral. The roles of real estate agents in helping buyers but prioritizing sellers who pay their commission is covered. The steps in getting a mortgage through a bank are pre-approval, application, offer, credit report, providing documents, purchase/sale agreement, appraisal, and closing.
Intro to Credit
Learn the basics of credit in this easy-to-follow, introductory course that includes:
- What credit is and the different types of credit available
- How credit reports and credit scores work and the factors that go into building them
- Common options for building credit
And more!
Click through the slideshare to start your credit-education now.
Understanding Your Credit Report
Understanding Your Credit Report & Score provides information about credit reports, credit scores, and how to positively impact your credit. It explains that credit reports are compiled by three major credit bureaus and include your payment history, accounts, inquiries and public records. Your credit score, or FICO score, is calculated based on your credit report and influences your ability to get loans, credit cards, apartments and more. The article provides tips for building credit, checking your credit report and score, disputing errors, and factors that affect your credit score.
Credit
This document discusses credit and managing personal finances responsibly. It covers key topics like the advantages and disadvantages of using credit, applying for and establishing credit, maintaining a good credit history and credit report, and the consequences of excessive debt. Specific areas covered include different types of credit (credit cards, loans, mortgages), understanding interest rates and fees, building creditworthiness, checking your credit report and score, and the risks of poor credit management.
Credit Management - Presentation - FINAL.pptx
It is hardly true that financial inclusion gaps forced countries around the world to explore the potential of digital financial services and fintech companies allow leapfrogging of traditional brick-and-mortar banking services. As per the study conducted by the World Bank, access to affordable financial services is critical for poverty reduction and economic growth. At the macro level, countries with deeper, more developed financial systems can allocate capital and risks more efficiently and consequently enjoy higher economic growth and larger reductions in poverty and income inequality. At the micro level, financial inclusions—access to and use of basic financial services—can reduce poverty, increase resilience and improve the lives of the poor. Digital financial services bridge the financial inclusion gaps and enhance economic growth. Fueled by the explosive growth of mobile phones, digital financial services (DFS) leverage technology to offer new forms of financial accounts that provide secure options for storing, transferring, and accumulating money. Hence, digital financial services are becoming accessible and affordable to all individuals and businesses through digital financial channels which ultimately boosts financial inclusion.
The contribution of digital financial service in alleviating constraints to financial access is quite immense. The emergence of mobile money, platform eco systems and open application programming interfaces (APIs) uplifted the digital financial service at the global level and impacted the level of financial inclusion. Yet in many emerging economies today, the majority of individuals and small businesses lack access to even basic savings and credit products, which hinders economic growth and perpetuates poverty. Financial exclusion is at the forefront in the list of the challenges which inhibit the growth of many economies around the globe.
Digital financial services enable financial institutions to provide convenient self-service saving and credit products. Traditional saving and lending processes are being replaced by quick and painless digital processes and helps to enhance digital customer centric experience.
Looking the relevance of digital financial service to financial inclusion, the government of Ethiopia is undertaking digital transformation to boost the economy and the necessary regulations have been crafted to create conducive environment. As per the study conducted by national bank of Ethiopia, only 35% of the population is financially included and the remaining 65% of the population is excluded from financial service. Needless to mention, digital financial services would allow financial institutions to outreach financially excluded segments of the population. Increasing digital adoption, digital payment offerings, ease of regulation to attract new entrants, and a growing fintech community are the main drivers of digital transformation in Ethiopia. As part of easing regulations, the government of
A quick guide to getting a personal loan
However, with limited knowledge of financial products, he is not sure of how to go about it. Tarun is not alone. Many people like Tarun find it difficult to comprehend financial products in terms of features, benefits, eligibility requirements, and needed documents. If you too are in the same spot, then this article is for you. Here is a step-by-step guide to obtaining an unsecured personal loan. But before we get going, let us first understand what an unsecured personal loan is.
Credit Scores - what are they?
Discover the new world of credit. In this PowerPoint developed for high school students, be introduced to the vocabulary of credit, what it is, and why it is important to maintain a good credit score.
TENANT SCREENING REPORT SERVICES How Tenant Screening Reports Work
All the features you need to professionally and efficiently manage your rentals – in one place.
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All about Credit Repair
NEG Credit Solutions has been providing credit repair services for over 8 years. They help clients improve their credit reports and scores within 90 days by disputing negative items like late payments, collections, and bankruptcies. Credit repair can help remove these items and increase a client's credit score, leading to lower interest rates and improved creditworthiness. While some claim credit repair is a scam, NEG has a proven track record of success and their services are competitively priced compared to other companies.
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VA Loans for Vets NMLS#184169
5050 North 40th Street, Ste 260
Phoenix, AZ 85018
602-908-5849
Jimmy Vercellino is one of the nation’s top VA Home Loan mortgage originators. A Marine veteran, he and his team work hard to help veterans take advantage of their VA loan benefit and become homeowners. From start to finish, they guide their clients through the process and make it as smooth and stress-free as possible. Visit the site at https://www.valoansforvets.com
Credit Scores - How Much Do They Matter with A Mortgage
Jimmy Vercellino is one of the nation’s top VA Home Loan mortgage originators. A Marine veteran, he and his team work hard to help veterans take advantage of their VA loan benefit and become homeowners. From start to finish, they guide their clients through the process and make it as smooth and stress-free as possible. Visit the site at https://www.valoansforvets.com
VA Loans for Vets NMLS#184169
5050 North 40th Street, Ste 260
Phoenix, AZ 85018
(602) 908-5849
HOW TO GET A LOAN and learn how to improve loan
This document provides information about Onroad Shop, a financial advisor that helps connect customers with banks and loans. It discusses the types of loans Onroad Shop deals with, including home loans, vehicle loans, business loans, and personal loans. It also outlines the loan application process and documents required for different loan types. Key rules for taking a loan are presented, such as keeping the EMI affordable, maintaining a short loan tenure to reduce interest costs, taking insurance for large loans, and considering switching lenders for better interest rates. Overall loan procedures and Onroad Shop's banking partners are summarized.
The basic Understanding of Credit ppt.ppt
The applicant must be active users of CBE Birr for at least three months, have a minimum deposit of ¼ of the loan to be taken, score the minimum requirement, pay a 7% credit / facilitation fee, repay the loan within a month, extend the repayment for an additional 30 days, charge an additional facilitation fee of 7% plus 2% penalty charge per month on the outstanding loan balance, and have a maximum amount of loan of Birr 30,000. The credit amount and facilitation fee shall be deducted automatically when the customer account is credited with any amount from cash-in or receive money P2P (Peer- to- Peer) transfer.
Business loans as a product is customer friendly, and easy to execute with
Minimum documentation in a certain time frame .
if you Don’t have any marketable property, or amount required is not justified against the market value of property this is the right product
For you. This is the only product where end use of funds can be flexible as per your business needs .This is suitable also for rapidly growing businesses
Requiring funds to scale up to next level.
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
With:
• Minimum Turnover of Rs. 40 Lakhs.
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Business must be profit making for the last 2 years
• Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.
• Age of Applicant: Min 21 years & Max. 65 years at the time of loan maturity.
The applicant must be active users of CBE Birr for at least three months, have a minimum deposit of ¼ of the loan to be taken, score the minimum requirement, pay a 7% credit / facilitation fee, repay the loan within a month, extend the repayment for an additional 30 days, charge an additional facilitation fee of 7% plus 2% penalty charge per month on the outstanding loan balance, and have a maximum amount of loan of Birr 30,000. The credit amount and facilitation fee shall be deducted automatically when the customer account is credited with any amount from cash-in or receive money P2P (Peer- to- Peer) transfer.
Business loans as a product is customer friendly, and easy to execute with
Minimum documentation in a certain time frame .
if you Don’t have any marketable property, or amount required is not justified against the market value of property this is the right product
For you. This is the only product where end use of funds can be flexible as per your business needs .This is suitable also for rapidly growing businesses
Requiring funds to scale up to next level.
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
With:
• Minimum Turnover of Rs. 40 Lakhs.
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Business must be profit maki
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Personal Loan .pptx
A personal loan eligibility calculator is a tool provided by financial institutions or online lending platforms to help individuals estimate their eligibility for a personal loan
Credit Scores and Reports
This document discusses credit scores, reports, and managing debt. It provides information on calculating credit scores based on payment history, amounts owed, credit history length, new credit, and credit types used. It advises that a score above 760 receives the best rates from lenders. The document also outlines how to check your credit report and score annually, correct inaccurate information, and recover from debt through budgeting and payment plans.
The Power of Credit
This document discusses the importance of credit and how credit scores are determined. A good credit score can help with obtaining credit cards, mortgages, auto loans, renting apartments, and jobs. Payment history, credit utilization ratio, length of credit history, and type of accounts all factor into credit scores. Payment history alone accounts for 35% of a credit score, while credit utilization ratio accounts for 30% and length of history and new accounts make up 25%. Maintaining good payment history, low credit utilization, and an established credit history will help achieve higher credit scores.
LOAN Ppt on loan and how to take loans.
The document provides an overview of loans in India, including their history and definitions. It discusses key loan concepts like secured vs unsecured loans and highlights various loan types like personal loans, business loans, home loans, car loans, agriculture loans, and education loans. It outlines eligibility and documentation requirements for these loan categories. The document also discusses major loan providers in India like banks and non-banking financial companies. It concludes by covering some key RBI regulations around loan applications, verification processes, interest rates, and KYC guidelines.
Cash Advance
Cash advances provide quick access to funds for emergency situations. Loan approval is fast, often within 30 minutes to 24 hours, allowing borrowers to access money immediately. While some criticize payday loans for high interest rates, they can help people repair their credit scores by paying the loans back on time. The loans are also discreet and easy to obtain online without lengthy wait times or credit checks. However, not all lenders are the same, and laws now better protect borrowers from predatory practices like rollovers. Cash advances come in different forms, including payday loans and title loans using a vehicle as collateral. They provide emergency funds when unexpected expenses arise.
Major project presentation
This document provides an overview of credit and credit cards. It discusses the basics of credit, the advantages and disadvantages of credit cards, credit card terminology, tips for responsible credit card use, and how to build and maintain good credit. Key topics covered include the different types of credit, factors that affect credit scores, how to read credit reports, and steps to take to dispute errors or rebuild poor credit.
Credit Score and Debt basics 2nd edition
Jeff Wilson II, a personal finance counselor and CPA, presented on understanding credit reports and credit scores. He discussed what is included in a credit report, how credit scores are calculated, and factors that affect credit scores like payment history and credit utilization. He also provided tips for disputing errors, building credit, dealing with debt collectors, and help determining if bankruptcy is the right option. The presentation aimed to help participants better understand their credit and take steps to improve their financial prosperity.
Avoid six mistakes-maria arrua
The document outlines six common mistakes people make when applying for a mortgage: 1) forgetting to check your credit score beforehand, 2) withholding any personal or financial information from loan documents, 3) making large deposits into your bank account right before applying, 4) not getting pre-approved for a loan amount, 5) not shopping around for the best mortgage deal, and 6) changing jobs during the application process. The document provides tips to avoid each mistake such as checking your credit early, being fully transparent, maintaining consistent bank deposits, getting pre-approved, comparing multiple lender offers, and waiting to change jobs until after closing.
Understanding Credit Reports
A credit report is used as the basis for many decisions in a person's financial life, including approval for credit cards and loans, buying cars, and renting homes. Learn more about the basics of credit reports.
Understanding Your Personal Credit
This document provides an overview of personal credit and credit scores. It defines credit as borrowing money that must be repaid over time, with interest. The benefits of credit include purchasing power and establishing a credit history, while risks include debt, fees, and damage to one's credit if not repaid. The "four C's" that lenders evaluate are credit history, collateral, capacity to repay, and current conditions. It also discusses credit reports, credit scores, responsible credit management, and why maintaining good credit is important.
Debt Traps: Payday Loans, Car Title Loans, Tax Refund Anticipation Loan
This document discusses predatory lending practices and provides consumer protection information. It summarizes types of predatory loans like payday loans, car title loans, and refund anticipation loans. It describes common predatory loan terms and tactics to trap borrowers, as well as consumers' rights. The document advises seeking alternatives to high-cost loans and provides contact information for consumer assistance agencies.
Buyers Guide | Home Purchasing
- Buying a home is a major financial decision and commitment that requires navigating a complicated process. The document provides guidance to help buyers feel informed and prepared.
- It outlines preliminary financing concerns like estimating purchasing power based on income, credit, expenses, down payment, and interest rates. It also provides steps to review credit reports, financial documents, and to talk to a lender.
- The document reviews mortgage types, terms, fees, and questions for buyers to ask lenders to better understand financing options and select the best loan. It also discusses down payment amounts and private mortgage insurance.
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Are you struggling to get finance? Do you keep being declined, and you’re not sure why? Our handy top 5 tips to improve your credit rating could help you.
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
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10 steps to_improved_credit
Steps you were unaware of what may be hurting your Credit Score and 10 easy steps to increase your score over 100 pts in less tan 90 days.
All about Credit Repair
NEG Credit Solutions has been providing credit repair services for over 8 years. They help clients improve their credit reports and scores within 90 days by disputing negative items like late payments, collections, and bankruptcies. Credit repair can help remove these items and increase a client's credit score, leading to lower interest rates and improved creditworthiness. While some claim credit repair is a scam, NEG has a proven track record of success and their services are competitively priced compared to other companies.
Credit Scores – How Much do They Matter with a Mortgage?
VA Loans for Vets NMLS#184169
5050 North 40th Street, Ste 260
Phoenix, AZ 85018
602-908-5849
Jimmy Vercellino is one of the nation’s top VA Home Loan mortgage originators. A Marine veteran, he and his team work hard to help veterans take advantage of their VA loan benefit and become homeowners. From start to finish, they guide their clients through the process and make it as smooth and stress-free as possible. Visit the site at https://www.valoansforvets.com
Credit Scores - How Much Do They Matter with A Mortgage
Jimmy Vercellino is one of the nation’s top VA Home Loan mortgage originators. A Marine veteran, he and his team work hard to help veterans take advantage of their VA loan benefit and become homeowners. From start to finish, they guide their clients through the process and make it as smooth and stress-free as possible. Visit the site at https://www.valoansforvets.com
VA Loans for Vets NMLS#184169
5050 North 40th Street, Ste 260
Phoenix, AZ 85018
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This document provides information about Onroad Shop, a financial advisor that helps connect customers with banks and loans. It discusses the types of loans Onroad Shop deals with, including home loans, vehicle loans, business loans, and personal loans. It also outlines the loan application process and documents required for different loan types. Key rules for taking a loan are presented, such as keeping the EMI affordable, maintaining a short loan tenure to reduce interest costs, taking insurance for large loans, and considering switching lenders for better interest rates. Overall loan procedures and Onroad Shop's banking partners are summarized.
The basic Understanding of Credit ppt.ppt
The applicant must be active users of CBE Birr for at least three months, have a minimum deposit of ¼ of the loan to be taken, score the minimum requirement, pay a 7% credit / facilitation fee, repay the loan within a month, extend the repayment for an additional 30 days, charge an additional facilitation fee of 7% plus 2% penalty charge per month on the outstanding loan balance, and have a maximum amount of loan of Birr 30,000. The credit amount and facilitation fee shall be deducted automatically when the customer account is credited with any amount from cash-in or receive money P2P (Peer- to- Peer) transfer.
Business loans as a product is customer friendly, and easy to execute with
Minimum documentation in a certain time frame .
if you Don’t have any marketable property, or amount required is not justified against the market value of property this is the right product
For you. This is the only product where end use of funds can be flexible as per your business needs .This is suitable also for rapidly growing businesses
Requiring funds to scale up to next level.
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
With:
• Minimum Turnover of Rs. 40 Lakhs.
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Business must be profit making for the last 2 years
• Minimum Annual Income (ITR): Rs. 1.5 Lakhs p.a.
• Age of Applicant: Min 21 years & Max. 65 years at the time of loan maturity.
The applicant must be active users of CBE Birr for at least three months, have a minimum deposit of ¼ of the loan to be taken, score the minimum requirement, pay a 7% credit / facilitation fee, repay the loan within a month, extend the repayment for an additional 30 days, charge an additional facilitation fee of 7% plus 2% penalty charge per month on the outstanding loan balance, and have a maximum amount of loan of Birr 30,000. The credit amount and facilitation fee shall be deducted automatically when the customer account is credited with any amount from cash-in or receive money P2P (Peer- to- Peer) transfer.
Business loans as a product is customer friendly, and easy to execute with
Minimum documentation in a certain time frame .
if you Don’t have any marketable property, or amount required is not justified against the market value of property this is the right product
For you. This is the only product where end use of funds can be flexible as per your business needs .This is suitable also for rapidly growing businesses
Requiring funds to scale up to next level.
Self Employed including Individual Proprietors, Private Ltd. Co. and Partnership Firms involved in the Business of Manufacturing, Trading or Services.
With:
• Minimum Turnover of Rs. 40 Lakhs.
• Years in business: Minimum of 3 years in current business and 5 years total business experience
• Business must be profit maki
Top 7-benefits-payday-loans
Payday loan is a small, short-term loan that is typically due on your next payday. Payday lending institutions exist in every state and can help you.
Personal Loan .pptx
A personal loan eligibility calculator is a tool provided by financial institutions or online lending platforms to help individuals estimate their eligibility for a personal loan
Credit Scores and Reports
This document discusses credit scores, reports, and managing debt. It provides information on calculating credit scores based on payment history, amounts owed, credit history length, new credit, and credit types used. It advises that a score above 760 receives the best rates from lenders. The document also outlines how to check your credit report and score annually, correct inaccurate information, and recover from debt through budgeting and payment plans.
The Power of Credit
This document discusses the importance of credit and how credit scores are determined. A good credit score can help with obtaining credit cards, mortgages, auto loans, renting apartments, and jobs. Payment history, credit utilization ratio, length of credit history, and type of accounts all factor into credit scores. Payment history alone accounts for 35% of a credit score, while credit utilization ratio accounts for 30% and length of history and new accounts make up 25%. Maintaining good payment history, low credit utilization, and an established credit history will help achieve higher credit scores.
LOAN Ppt on loan and how to take loans.
The document provides an overview of loans in India, including their history and definitions. It discusses key loan concepts like secured vs unsecured loans and highlights various loan types like personal loans, business loans, home loans, car loans, agriculture loans, and education loans. It outlines eligibility and documentation requirements for these loan categories. The document also discusses major loan providers in India like banks and non-banking financial companies. It concludes by covering some key RBI regulations around loan applications, verification processes, interest rates, and KYC guidelines.
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3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
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1、在校期间，因各种原因未能顺利毕业，拿不到官方毕业证+微信95270640
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5、回国马上就要找工作，办给用人单位看；
6、企事业单位必须要求办理的；
面向美国乔治城大学毕业留学生提供以下服务:
【★帝国理工大学帝国理工大学毕业证学历书毕业证、成绩单等全套材料，从防伪到印刷，从水印到钢印烫金，与学校100%相同】
【★真实使馆认证（留学人员回国证明），使馆存档可通过大使馆查询确认】
【★真实教育部认证，教育部存档，教育部留服网站可查】
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我们从事工作十余年的有着丰富经验的业务顾问，熟悉海外各国大学的学制及教育体系，并且以挂科生解决毕业材料不全问题为基础，为客户量身定制1对1方案，未能毕业的回国留学生成功搭建回国顺利发展所需的桥梁。我们一直努力以高品质的教育为起点，以诚信、专业、高效、创新作为一切的行动宗旨，始终把“诚信为主、质量为本、客户第一”作为我们全部工作的出发点和归宿点。同时为海内外留学生提供大学毕业证购买、补办成绩单及各类分数修改等服务；归国认证方面，提供《留信网入库》申请、《国外学历学位认证》申请以及真实学籍办理等服务，帮助众多莘莘学子实现了一个又一个梦想。
专业服务，请勿犹豫联系我
如果您真实毕业回国，对于学历认证无从下手，请联系我，我们免费帮您递交
诚招代理：本公司诚聘当地代理人员，如果你有业余时间，或者你有同学朋友需要，有兴趣就请联系我
你赢我赢，共创双赢
你做代理，可以帮助帝国理工大学同学朋友
你做代理，可以拯救帝国理工大学失足青年
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本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
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Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.falcon-invoice-discounting-a-strategic-approach-to-optimize-investments
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The Impact of GST Payments on Loan Approvals
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
Using Online job postings and survey data to understand labour market trends
Using Online job postings and survey data to understand labour market trendsLabour Market Information Council | Conseil de l’information sur le marché du travail
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...
falcon-invoice-discounting-a-premier-investment-platform-for-superior-returns...Falcon Invoice Discounting
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.Independent Study - College of Wooster Research (2023-2024)
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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Untitled presentation for econ and finance
- 1. credit
- 2. What is credit ● Credit is a tool for buying something now and paying for it later. Types of credit ● Card ● Loans - car , business , real estate ● Mortgage - like a home
- 3. Is credit good or bad ● Why are you borrowing ? - need or want ● What are you going to get from it
- 9. More terms Apr maturity date Loan term Grace period
- 10. What will you get from it ● Its convenient
- 11. +
- 12. Examples of good and bad uses of credit Wen is it ok Car House stuff like that Big things
- 13. Cost of borrowing Revolving credit - credit card ● Annual fee ●
- 14. BE AWARE OF MINIMUM OF PAYMENTS
- 15. Be aware of compound interest
- 16. Dangers of debt ● Overspending ● Overwhelming debt ● You're interest on balances not paid off ● Legal actions ● Taking your property ● Garnish wages ● Id theft and fraud
- 17. Credit options ● Revolving credit ● Borrow but don't go over the limit ● try to repay all each month ● [ Build credit ● [ Instalment / close ended ( student /house ) ● Service credit ( phone and utill and stuff ) ● Requires a down payment ● Cash loan ( largest interest)
- 18. Be a shrewd borrower ● Dissave ● Shrewd ● S - need or want ● H- happy to pay for it ● R- room in budget ● E- extra coast ● W- wait some times ● D- discipline yourself
- 19. Whos responsible for debt ● User ● Joint account holder ● Co signer ●
- 20. 5 c’s of credit ● Capital - how much money do you have ● capacity - how much money is coming in ● Character - reputation for paying ● Collateral - what can they take ● Condoshions - special circumstances
- 21. 20/10 rule Total debt <20 total annual net income Total debt <10 total monthly net income
- 22. What basic info is needed for a credit/loan application You're full name Current addy and # Date of birth Ssn Current employer Monthey sal Bank name and acc number Monthey rent/mortgage
- 23. Credit report Credit report - a history of how a person has used credit in the passed Fed student loans do not require a credit report What lenders check ● Where you live ● Credit acc amounts ● Payment history ● Goes back for 7 years ● How many times have you tried to borrow money ● If you file bankruptcy 7/10
- 24. Credit score ● 700 or > its good ● 600 -700 thats ok may get a loan ● 600 or < noooo gooood antonio
- 25. How to get report and the score Annualcreditreport.com ● One report for free from 3 different agencies ● Credit agencies are ○ Equalax ○ Experian ○ Transunion ● Who provides the people with what info ○ Lenders ○ Banks ○ landlords ○ Employers ○ etc
- 26. Good vs bad score Good ● Better chance of getting a loan ● Better chance of getting a lower interest rate Bad ● Rejections on apartments cell phones cards loans jobs ● Larger deposits when starting up accs ● Higher insurance ● Considered a subprime borrower
- 27. How to help your score 1. Pay your bills on time 2. Don't open many credit cards in a short period of time and max them out 3. Get a cc and use it wisely 4. Don't move cc balances around 5. Do get a cc while you have a student loan it builds credit
- 28. The contracts ● CC instalment student loans are all contracts What is a contract ● Agreement between 2 parties ● Offer ● Acceptance - when both people sign ● Genuine agreement - from both parties ● Legal liability to say or or agreement ● Must be 18+ - and a legal transaction ● Oral or written / notarized
- 29. Ignorance is no excuse You have to know what is expected of you know what you're doing ● Need to know how much it is and the interest ● Need to know the dates ● Know the consequences ● Watch for undates ● How to notifi about changes in personal info ● What to do if thare is a problem
- 30. What are your rights Right to see the apr and any other fees before sighing The right to be notified of any changes The right to know how lenders use your personal info The right to know why you was denied or offered less
- 31. Who can help you if something goes wrong ● The (FTC) they prohibit unfair deceptive acts ● Also the (CFPB) ● The (ECOA) that they can't discriminate ● (FCRA) ● (FCBA) ● Truth in lending
- 32. Who else can help you ● (FDCA) ● (CCA) - CC ACT OF 2009 ●