Umesh Jagadal is an experienced Cluster Manager with over 1 year of experience managing 4 branches and a portfolio of 17-25 Cr. He has a Master's in Business Administration from Visvesvaraya Technological University and a Bachelor's in Business Administration from Rani Channamma University. His experience includes working as a Cluster Manager for Spandana Sphoorty Financial Ltd from 2015-2016, where he delivered targets, controlled costs and quality, and prevented fraud. He has also done a 1-month internship at PricewaterhouseCoopers in risk advisory. His skills include leadership, problem solving, communication, strategic thinking, time management, accounting fundamentals, and presenting. He

1. Umesh Jagadal
+918147964053 | umeshjagadal@gmail.com
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PROFILE
An experienced as Cluster Manager (Operations) over 1 year in controlling four branches with
portfolio of 17-25 Cr, A leader of multiple successful outcomes .Proficient many reports in all
weekly & monthly target and achievements as well professional environment .Well rounded and
educated professional striving to contribute a tireless work ethic and skills to the benefit of a
company in a full time role.
EDUCATION
Visvesvaraya Technological University Dayananda Sagar Institution,
Master of Business Administration 2015
I did finance specializations within Master of Business Administration (MBA) programs. An
MBA in Finance offers benefits to working professionals in a variety of industries.
Rani Channamma University STC College of Business Administration
Bachelor of Business Administration 2013
A degree program that culminates in a Bachelor of Business Administration in Finance provided
future financiers with an in-depth understanding of the many ways in which financial
professionals handle stocks and bonds, domestic issues, international finance issues and
currency risk.
EXPERIENCE
Spandana Sphoorty Financial Ltd. (NBFC) Hyderabad, AP
Cluster Manager/Regional Manager 2015 – 2016
 To deliver the top Line targets for the region through efficient execution of the business
plan, containing costs, while controlling the quality of portfolio, monitoring branches to
improve their performance, and prevent any kind of frauds. 

 Effective team management, providing support to team, optimizing resources
utilization, seeking new talent for growth 
KEY BUSINESS DEVELOPMENT
 Makes visits to un-explored areas / villages / slums within the 25– 30 kms radius, not
penetrating into fellow regional area 
 Do initial surveys to assess the number of potential members and competition 
 Assess the kind of risks possible from operating in such new areas 
 Introduce Spandana, our policies / schemes, methodology & target customers 
 Draw a recruitment plan for his region in line with growth plan for his region. 
 Manage risks from money lenders, politicians, and local administration 

2. PricewaterhouseCoopers Pvt. Ltd
Retainer– Risk Advisory 1-Month
Internship placements are offered by Pwc for students with strong academic achievements,
good communication skills, and have a keen interest to experience working in a professional
services environment
KEY Skills:
 Leadership, Teamwork
 Problem solving and analytical skills, Interpersonal and communication skills
 Strategic thinking and planning abilities
 Time management and project management skills, Quantitative skills
 Basic understanding of accounting and financial management principles
 Ability to interpret numbers and draw conclusions from results of various financial
strategy changes
 Ability to handle a wide variety of tasks
 Strong presentation, communication, and interpersonal skills
 Mentoring/coaching experience
 Management skills, Analytical skills
 Aggressiveness, strong internal motivation and ambition
 Ability to coordinate with departments and individuals not under your control
 Ability to initiate and implement major projects.
Professional Accomplishments
 Presented various technical papers in the field of financial management in some of the
reputed institutions offering post graduate business management courses like SJBIT,
SSMRV and DSAT 

 Participated in Management Fests organized by various reputed institutions like RNSIT,
SJBIT, RVIM, BMSCE and represented DSATM in various technical, management and
cultural Events. 

 Participated actively in various academia oriented additional learning Workshops
organized by various reputed institutions like MSRIT (Portfolio Management), PESIT
(Finance Conclave), DSATM (IFRS) and beneficiary of the proceeds 

Personal Hobbies

Cycling, Photography , Traveling


Reading ,Listening to Music

Personal Accomplishments
• Coordinator for Cultural and Sports Events in UG and PG courses.
• Participated in Various fests for Finance Events in-house and external organizations for
enhanced practical learning.

3. Personal Details
Date of Birth: 21.08.1992
Father’s Name: Mr. Parappa Jagadal
Occupation: Agriculturist
Nationality: Indian
Gender: Male Marital
Status: Single
Languages: English, Kannada, Hindi
Permanent Address: S/O Parappa Jagadal
A/P: Kalatippi,
TQ: Jamakhandi, Dist: Bagalkot –Karnatak-587315
Declaration:
I hereby declare that the above written particulars are true to the best of my knowledge and
belief.
Place: Bangalore
Date
Yours Faithfully
Umesh Jagadal