The document discusses alternative strategies for financing large purchases and saving for retirement compared to traditional bank loans and qualified retirement plans. It introduces the concept of an "IRC 7702(a) Private Plan", which allows savings to grow tax-free and be withdrawn tax-free, unlike qualified plans. The plan is presented as a way for baby boomers to better plan for retirement outside of the current system, which many have not saved enough through. Contact information is provided to learn more about setting up a private plan.

2. “ We know ‘The Banks’ have all of the money, so why aren’t we all in the banking business?” Rodney Gilbert (1971-?) CEO, United Life Financial LLC Question 1: Answer 1: We don’t know how!

3. Answer 2: "Banks lend by creating credit. They create the means of payment out of nothing." Ralph M. Hawtrey (1879-1975) Former Secretary of British Treasury Question 2: How did ‘The Banks’ get all of the money?

4. “ Financing” as a Wealth Creation Strategy Creating Your Personal Banking/Retirement System

8. Welcome Home to the Benefits of “Infinite Banking” We will teach you financial literacy and emphasize Liquidity, Use and Control of your Money . You will learn how to Think and Act like a Banker in order to recapture money that was unknowingly or unnecessarily being lost. Most Americans Borrow Because They HAVE to, Wealth Creators Borrow Because they WANT to.

9. The WAY You Finance Your Life Always Impacts Your Wealth. For Better … or For Worse .

10. The First Principle To Increasing Your Wealth Is To Understand The Power Of Your Cash Flow. Everything we buy involves financing . 1.We either borrow money and pay interest to someone else to use THEIR money or, 2.We pay cash and give up the interest we could have earned had we used that money somewhere else (“Lost Opportunity Cost”). Every financial decision we make, impacts every other financial decision. They are all tied together.

11. “ Those who understand interest earn it , those who don’t pay it .” “ Be the Bank.” -Robert Kiyosaki The Second Principle is Interest.

12. How Banks Work: The 3 Major Players Depositor Bank Borrower Earns 0 - 3% Interest from Bank. Loans out depositor’s money charging greater interest to borrower, keeping the difference. Gets loan from Bank and pays Bank back principle and interest.

13. Most people unfortunately are either the… Depositor Bank Borrower

14. Learn how to Recapture , Reuse and Recycle Your Money! Bank Depositor Borrower

15. “ How to Finance a Car , The Tale of Two Brothers” Michael John

16. Both brothers decide to buy a new SUV and finance with the same terms. $30,000 Loan, 6% Rate, $580 for 60 Months. Michael uses his local bank to finance the SUV, John however uses his IRC 7702.

17. Michael is left with only a depreciated car. The Local Bank keeps all his Principle & Interest.

18. John keeps the car & all his money! $30,000 Principle +$4,799 Interest +$5,000 Car $39,799 Total! Why… because he OWNS the Bank!

19. So When You Finance Your Next Car, You Will Either… Increase Your Net Worth or Decrease It. You Have A Choice !

20. Most Americans have been Trained, Taught, and Educated to build wealth through government promoted Qualified IRC plans like: 401(k)s, 403(b)s, 412(i)s, 457s, IRAs, Seps, Keoghs, etc.

22. 100% ROI in a Tax Free vs Taxable Environment.

24. Sample #1 IRC 7702

25. Sample #1 IRC 7702

26. Sample #2 IRC 7702

27. Sample #2 IRC 7702

28. (Qualified Savings & retirement plans: 403(b), 457, 401(k), IRA, SEP IRA are NOT TAX FREE!) The IRS 7702(a) Private Plan is a retirement savings plan. The savings earned in this plan – your retirement income - can be withdrawn totally tax-free, and it can be left to your heirs tax-free. This plan is IRS approved IRS Code Title 26 Section 7702 (a).

29. This is a unique plan giving your retirement savings safety and market returns on a tax-free basis. There are no contribution limits, no early IRS withdrawal penalties, no withdrawal requirements and no employer oversight.

30. Problem: Many Baby Boomers are having trouble planning for retirement. Most have almost no savings. Current qualified retirement plans are a failure and time is running out . Solution: A Private Plan 7702(a) may be the Last Chance for Retirement . Please contact us for more information on how a Private Plan can help you.

31. Thank You!

32. Rodney Gilbert, CLTC, MBA United Life Financial LLC 1-888-583-5070 [email_address] www.unitedlifefinancial.net