The document contains charts analyzing the Toronto housing market from February 2013. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios over previous years. The charts indicate seasonal patterns and compare current monthly data to prior years. The document also analyzes long-term trends using moving averages to smooth fluctuations. Affordability is addressed by charting income shares spent on mortgages, taxes and utilities for average-priced homes.
Los 4 Hábitos Vitales para Tener Éxito - Coaching Crecimiento Personal Empren...VENDOPOR Inmobiliarias
Mostramos los 4 hábitos vitales para tener éxito en la vida...
Las personas más exitosas en este mundo mantienen y dominan los buenos hábitos. Saben lo que deben hacer todos los días y que su energía debe estar dirigida hacia lo que de verdad importa cuando se trata de alcanzar sus metas.
Las malas noticias son que la mayoría de la gente no tiene buenos hábitos. Las buenas noticias son que si eres infeliz por tu situación actual puedes cambiar gradualmente la trayectoria alterando lo que haces diariamente. Para alcanzar altos niveles de éxito debes comenzar a desarrollar hábitos de los más exitosos.
Abajo encontrarás cuatro hábitos que te ayudarán a maximizar los resultados que has estado produciendo para que tengas la vida de tus sueños.
1. Enfoca tu energía... (Continua en vídeo)
2. Ten la habilidad de priorizar... (Continua en vídeo)
3. Proyecta y completa las tareas... (Continua en vídeo)
4. Piensa positivamente... (Continua en vídeo)
No importa dónde estés en tu vida, siempre habrá algo que puedas alcanzar. Cuando buscas ser una mejor persona e inviertes en tu futuro y habilidades creces como individuo, lo que provocará que tu valor y éxito aumenten.
¡Gracias por visualizar el vídeo!
¿Alguno más a contemplar? ¿Quieres #trabajar con nosotros? ¿Quieres ser Dueño de tu Tiempo e Ingresos? ¡Nosotros te Ayudaremos! Visita http://www.vendopor.com/empleo para apuntarte en nuestra sección de empleo...
Para inscribirte a nuestra empresa para recibir novedades, promociones y servicios inmobiliarios tienen que visitar: http://eepurl.com/bas00b
#Formación
#Empleo
#Trabajo
#Barcelona
#Eixample
#Inmobiliarios
#Emprendedores
#BarcelonaActiva
Cuando le preguntan por una Agencia Inmobiliaria de Barcelona y que sean expertos en los Barrios de Nou Barris y Eixample de Barcelona en España ¿Tiene alguna en mente? ¿Quiere conocer la experiencia de algunos de nuestros clientes del Mundo? Somos expertos en gestionar todo tipo de propiedades en la ciudad de Barcelona (Spain) donde puede vivir con total tranquilidad y tenemos experiencia trabajando con personas del Mundo Entero con alto grado de satisfacción, de ahi nuestra formación continua obteniendo titulaciones y homologaciones siendo las principales el estar homologado por la Generalitat de Catalunya con AICAT nº 2887 Agencias Inmobiliarias de Catalunya + CRM Consultores en Mercados Residenciales + Spain Realtors + CRS Council Residential Specialist + Peritos Judiciales + Expertos en Garantias de Alquiler junto a nuestros servicios profesionales de Gestión de Patrimonios + Gestión de Comunidades + Servicios Técnicos + Servicios Juridicos + Gestión Integral de Arrendamientos + Gestión Integral de Comunidades Vecinales + Tasaciones de Propiedades + Certificados Energéticos + Cedulas de Habitabilidad + Periciales Judiciales + Gestión de Herencias + Servicio de Albacea Testamentario + Gestión Hipotecas Inversas + Home Sta
Aprenda o que diferencia as pessoas empáticas de todo o resto e, coloque essas atitudes em prática no dia-a-dia
Se você acha que está ouvindo a palavra empatia por toda parte, você está certo. E agora, o termo está na boca de cientistas e líderes empresariais, especialistas em educação e ativistas políticos.
Mas há uma questão vital que poucas pessoas perguntam: como posso expandir o meu próprio potencial empático?
A empatia não é apenas uma maneira de estender os limites do seu universo moral. Segundo pesquisa, essa é um hábito que se pode cultivar para melhorar a qualidade de nossas próprias vidas.
Mas o que é empatia? É a capacidade de se colocar no lugar de outra pessoa, com o objetivo de entender seus sentimentos e perspectivas, e usar esse conhecimento para orientar nossas ações.
These charts give a great three year view of the changes in the Real Estate market in Toronto providing a much better perspective than month by month figures for the Toronto Real Estate Market.
Here are the ,most recent Housing Market Charts from the Toronto Real Estate Board. June is down but still strong in relationship to the last few years.
Los 4 Hábitos Vitales para Tener Éxito - Coaching Crecimiento Personal Empren...VENDOPOR Inmobiliarias
Mostramos los 4 hábitos vitales para tener éxito en la vida...
Las personas más exitosas en este mundo mantienen y dominan los buenos hábitos. Saben lo que deben hacer todos los días y que su energía debe estar dirigida hacia lo que de verdad importa cuando se trata de alcanzar sus metas.
Las malas noticias son que la mayoría de la gente no tiene buenos hábitos. Las buenas noticias son que si eres infeliz por tu situación actual puedes cambiar gradualmente la trayectoria alterando lo que haces diariamente. Para alcanzar altos niveles de éxito debes comenzar a desarrollar hábitos de los más exitosos.
Abajo encontrarás cuatro hábitos que te ayudarán a maximizar los resultados que has estado produciendo para que tengas la vida de tus sueños.
1. Enfoca tu energía... (Continua en vídeo)
2. Ten la habilidad de priorizar... (Continua en vídeo)
3. Proyecta y completa las tareas... (Continua en vídeo)
4. Piensa positivamente... (Continua en vídeo)
No importa dónde estés en tu vida, siempre habrá algo que puedas alcanzar. Cuando buscas ser una mejor persona e inviertes en tu futuro y habilidades creces como individuo, lo que provocará que tu valor y éxito aumenten.
¡Gracias por visualizar el vídeo!
¿Alguno más a contemplar? ¿Quieres #trabajar con nosotros? ¿Quieres ser Dueño de tu Tiempo e Ingresos? ¡Nosotros te Ayudaremos! Visita http://www.vendopor.com/empleo para apuntarte en nuestra sección de empleo...
Para inscribirte a nuestra empresa para recibir novedades, promociones y servicios inmobiliarios tienen que visitar: http://eepurl.com/bas00b
#Formación
#Empleo
#Trabajo
#Barcelona
#Eixample
#Inmobiliarios
#Emprendedores
#BarcelonaActiva
Cuando le preguntan por una Agencia Inmobiliaria de Barcelona y que sean expertos en los Barrios de Nou Barris y Eixample de Barcelona en España ¿Tiene alguna en mente? ¿Quiere conocer la experiencia de algunos de nuestros clientes del Mundo? Somos expertos en gestionar todo tipo de propiedades en la ciudad de Barcelona (Spain) donde puede vivir con total tranquilidad y tenemos experiencia trabajando con personas del Mundo Entero con alto grado de satisfacción, de ahi nuestra formación continua obteniendo titulaciones y homologaciones siendo las principales el estar homologado por la Generalitat de Catalunya con AICAT nº 2887 Agencias Inmobiliarias de Catalunya + CRM Consultores en Mercados Residenciales + Spain Realtors + CRS Council Residential Specialist + Peritos Judiciales + Expertos en Garantias de Alquiler junto a nuestros servicios profesionales de Gestión de Patrimonios + Gestión de Comunidades + Servicios Técnicos + Servicios Juridicos + Gestión Integral de Arrendamientos + Gestión Integral de Comunidades Vecinales + Tasaciones de Propiedades + Certificados Energéticos + Cedulas de Habitabilidad + Periciales Judiciales + Gestión de Herencias + Servicio de Albacea Testamentario + Gestión Hipotecas Inversas + Home Sta
Aprenda o que diferencia as pessoas empáticas de todo o resto e, coloque essas atitudes em prática no dia-a-dia
Se você acha que está ouvindo a palavra empatia por toda parte, você está certo. E agora, o termo está na boca de cientistas e líderes empresariais, especialistas em educação e ativistas políticos.
Mas há uma questão vital que poucas pessoas perguntam: como posso expandir o meu próprio potencial empático?
A empatia não é apenas uma maneira de estender os limites do seu universo moral. Segundo pesquisa, essa é um hábito que se pode cultivar para melhorar a qualidade de nossas próprias vidas.
Mas o que é empatia? É a capacidade de se colocar no lugar de outra pessoa, com o objetivo de entender seus sentimentos e perspectivas, e usar esse conhecimento para orientar nossas ações.
These charts give a great three year view of the changes in the Real Estate market in Toronto providing a much better perspective than month by month figures for the Toronto Real Estate Market.
Here are the ,most recent Housing Market Charts from the Toronto Real Estate Board. June is down but still strong in relationship to the last few years.
Strong Sales & Price Growth in August
The MLS® Home Price Index (HPI) Composite Benchmark for August 2016 was up by 17.2 per cent on a year-over-year basis. Similarly, the average selling price for all home types combined
was up by 17.7 per cent on an annual basis to $710,410. Both the MLS® HPI benchmarks and average prices for low-rise home types were up by double digits percentage-wise.
“Whether we’re talking about existing homeowners or people looking to purchase for the first time, there is no shortage of buyers in the marketplace today. So, while the record number of home sales through the first five months of 2016 is not necessarily
surprising, it does sometimes mask the larger story in the GTA: the shortage of listings, which has resulted in strong upward pressure on home prices,” said Mr. McLean.
“It is clear that many GTA households remain upbeat about home ownership because owning a home represents a high quality, long-term investment. We will see a big, new record this year for home sales reported through TREB’s MLS® System,” said Mr. McLean.
This is great news for everyone indeed. A healthy market is beneficial for the greater economy and to every single client we deal with.
"We are on track for record home sales reported through TREB's MLS® System this year. Barring a drastic shift in the economy over the next three months, total transactions reported by TREB Members in 2015 are expected to be at or near the 100,000 mark. This is a testament to the importance that GTA households put on home ownership as a long-term investment," said Mr. McLean.
Even with the record low temperatures last month, we still saw an increase in the number of people purchasing homes in the GTA. This speaks to the importance households place on home ownership and the fact that buyers continue to view ownership housing as a quality long-term investment in which they can live.
Strong Start to 2015
The January results represented good news on multiple fronts. First, strong sales growth suggests home buyers continue to see housing as a quality long-term
investment, despite the recent period of economic uncertainty. Second, the fact that new listings grew at a faster pace than sales suggests that it has become easier for
some people to find a home that meets their needs.
As a growing number of homebuyers, many of whom put their purchase on hold due to stricter lending guidelines, now reactivate their search, the expectation is for
renewed growth in home sales in the second half of 2013,"
The average selling price for April 2013 transactions was $526,335
–
up by two per cent
in comparison to April 2012. The MLS® HPI Composite Benchmark Price was up by 2.9
per cent
These are the averages obviously. In some areas of the city condos are actually selling better than in other areas due to the demand by buyers. While the non-scared sellers are cashing in on the low inventory and higher prices.
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2. TorontoMLS Sales
Monthly with Three Previous Years for Comparison
12,000 2010 2011 2012 2013
10,000
8,000
6,000
4,000
2,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales for the current year and the previous three years. The
recurring seasonal trend can be examined along with comparisons to previous years for each month.
3. TorontoMLS New Listings
Monthly with Three Previous Years for Comparison
25,000
2010 2011 2012 2013
20,000
15,000
10,000
5,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings for the current year and the previous three
years. The recurring seasonal trend can be examined along with comparisons to previous years for each
month.
4. TorontoMLS Sales-to-New Listings Ratio
Monthly with Three Previous Years for Comparison
1.10 2010 2011 2012 2013
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
0.00
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® sales-to-new listings ratio (SNLR) for the current year and the previous
three years. The recurring seasonal trend can be examined along with comparisons to previous years for each month.
When the SNLR moves higher, annual average price growth generally increases – often at a rate well above inflation.
When the SNLR moves lower, annual average price growth generally declines and can become negative.
5. TorontoMLS Average Resale Home Price
Monthly with Three Previous Years for Comparison
$550,000 2010 2011 2012 2013
$500,000
$450,000
$400,000
$350,000
$300,000
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® average home price for the current year and the
previous three years. The recurring seasonal trend can be examined along with comparisons to previous
years for each month.
6. TorontoMLS Sales
Monthly Time Series with Trend Line
12,000
Actual MLS® Sales
10,000
Trend (12-Month Moving Average)
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales since January 1995. The blue line shows actual sales. The brown
line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual sales must occur to change the direction of the trend.
7. TorontoMLS New Listings
Monthly Time Series with Trend Line
22,000
20,000 Actual MLS® New Listings
18,000 Trend (12-Month Moving Average)
16,000
14,000
12,000
10,000
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings since January 1995. The blue line shows actual new listings.
The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual new listings must occur to change the direction of the trend.
8. TorontoMLS Average Price
Monthly Time Series with Trend Line
575,000
Actual MLS® Average Price
525,000
475,000 Trend (12-Month Moving Average)
425,000
375,000
325,000
275,000
225,000
175,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® average price since January 1995. The blue line shows the actual average
price. The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or
other irregular fluctuations. A substantial change in actual average price must occur to change the direction of the
trend.
9. TorontoMLS Sales-to-New Listings Ratio Compared to
Average Annual Per Cent Change in Home Price
Average Price Annual Per Cent Change
Sales-to-New Listings Ratio
1.20 25%
Sales-to-New Listings Ratio
Average Price Annual Per Cent Change
1.00 20%
15%
(Brown Line)
0.80
(Blue Line)
10%
0.60 5%
0.40 0%
-5%
0.20 -10%
0.00 -15%
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly sales-to-new listings ratio (blue line) with year-over-year average annual per
cent price change (brown line). When the sales-to-new listings ratio moves higher, average annual per cent change in
home prices generally trends higher. When the sales-to-new listings ratio moves lower, average annual per cent change
in home prices generally trends lower.
10. TREB Affordability Indicator
Share of Average Household Income Used for Mortgage Principal and Interest,
Property Taxes and Utilities on the Averaged Priced GTA Resale Home
55%
50%
45%
40%
35%
30%
25%
Source: Toronto Real Estate Board Data and Calculation; Statistics Canada
Explanation: This chart plots the share of average household income that goes toward mortgage principal and interest, property taxes and utilities
for the average priced home in the GTA subject to the following assumptions:
1. Average annual or year-to-date home price as reported by TREB
2. 20 per cent down payment
3. Average 5-year fixed mortgage rate (Statistics Canada); 25-year amortization
4. Average property tax rate reported by/estimated from the Statistics Canada Survey of Household Spending
5. Average utilities cost reported by/estimated from the Statistics Canada Survey of Household Spending and components of the Consumer Price Index
6. Average household income reported by the Census of Canada. Years in between Censuses estimated using interpolation (years up to 2005) or annual growth in average weekly earnings reported by
Statistics Canada in the Labour Force Survey (2006 onward).