The document contains charts analyzing the Toronto housing market from 2009-2012. It shows trends in MLS sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio indicates that higher prices generally occur when this ratio is higher. Charts also show trends over time and the affordability of homes for the average household income.
Election may 14 2013 marl carney economic outlook b of canada apr 27 2012ConstitutionTunnel
The document summarizes key points from a speech given by Mark Carney, Governor of the Bank of Canada, on the global economic outlook and its consequences for Canada. It discusses three major global forces that are shaping the global economy: the rise of emerging market economies, elevated commodity prices, and the ongoing process of deleveraging in developed nations. It then examines the implications of these forces for Canada, including how Canada was the first G7 nation to recover pre-recession GDP levels but is now experiencing one of the weakest export recoveries among major economies.
Purchasing Managers' Index Services - September 5, 2012Swedbank
The Services PMI dropped from 54.8 in July to 50.8 in August, moderating the rise seen in July. All component indices declined except supplier delivery times. The employment index dropped significantly to 44.1, indicating weaker staffing needs among service companies. Despite the decline, indices except employment remained above 50, in the growth zone. Service companies remain cautiously optimistic about continued economic growth as the planned business activity index rose slightly.
The document discusses an eMenu system created using .NET technologies. It describes issues with the previous system like exposing everything, redundancy of code, and lack of modularization. It then covers technologies used in the new system like MEF for building plug-in architecture, Entity Framework as the ORM, and patterns like singleton, facade, factory and MVVM. The document provides an overview of the new system's architecture and goals of addressing issues in the previous version.
Jackie Mould, director of Be Birmingham, presents the challenges for the future of the third sector in 2010 at the Third Sector Assembly Annual Conference.
Este documento describe tres disciplinas corporales: Tai Chi, Pilates y yoga. El Tai Chi se basa en movimientos circulares y lentos coordinados con la respiración, y se practica para mejorar la salud física y mental. Pilates se centra en ejercicios precisos y controlados usando máquinas para fortalecer los músculos y mejorar el control y la flexibilidad. El yoga combina posturas y movimientos con la respiración para conducir al practicante hacia el autoconocimiento y el bienestar físico, mental y espiritual
Election may 14 2013 marl carney economic outlook b of canada apr 27 2012ConstitutionTunnel
The document summarizes key points from a speech given by Mark Carney, Governor of the Bank of Canada, on the global economic outlook and its consequences for Canada. It discusses three major global forces that are shaping the global economy: the rise of emerging market economies, elevated commodity prices, and the ongoing process of deleveraging in developed nations. It then examines the implications of these forces for Canada, including how Canada was the first G7 nation to recover pre-recession GDP levels but is now experiencing one of the weakest export recoveries among major economies.
Purchasing Managers' Index Services - September 5, 2012Swedbank
The Services PMI dropped from 54.8 in July to 50.8 in August, moderating the rise seen in July. All component indices declined except supplier delivery times. The employment index dropped significantly to 44.1, indicating weaker staffing needs among service companies. Despite the decline, indices except employment remained above 50, in the growth zone. Service companies remain cautiously optimistic about continued economic growth as the planned business activity index rose slightly.
The document discusses an eMenu system created using .NET technologies. It describes issues with the previous system like exposing everything, redundancy of code, and lack of modularization. It then covers technologies used in the new system like MEF for building plug-in architecture, Entity Framework as the ORM, and patterns like singleton, facade, factory and MVVM. The document provides an overview of the new system's architecture and goals of addressing issues in the previous version.
Jackie Mould, director of Be Birmingham, presents the challenges for the future of the third sector in 2010 at the Third Sector Assembly Annual Conference.
Este documento describe tres disciplinas corporales: Tai Chi, Pilates y yoga. El Tai Chi se basa en movimientos circulares y lentos coordinados con la respiración, y se practica para mejorar la salud física y mental. Pilates se centra en ejercicios precisos y controlados usando máquinas para fortalecer los músculos y mejorar el control y la flexibilidad. El yoga combina posturas y movimientos con la respiración para conducir al practicante hacia el autoconocimiento y el bienestar físico, mental y espiritual
Compliance and practicalities of using CDSB's FrameworkCDSB
Slides of a webinar featuring reporting experts from climate change and corporate reporting to highlight possible issues and discuss solutions to communicate climate change in mainstream reports.
This document discusses Computer-Aided Software Engineering (CASE) tools and their role in supporting the systems development life cycle (SDLC). It describes how CASE tools can automate and facilitate SDLC activities to increase productivity and quality. The document outlines the typical components of CASE environments, including upper CASE tools for design, lower CASE tools for code generation, and cross life-cycle tools. It also discusses factors for and against organizations adopting CASE.
This document provides updates on various community events around Fort Riley for soldiers, families and friends. It includes information on upcoming events like a job fair, Halloween activities, lectures and volunteer opportunities. Web links are provided for additional details on each event.
This document provides information about the Anglican Church of St. Nicholas located in Toronto, including contact details, prayers for the week, upcoming events, and notices. It includes prayers for various areas of the world, church, and individuals in need as well as announcements about services, programs, and outreach initiatives at the church over the coming week and during the Advent and Christmas seasons.
The document contains several word problems related to calculating amounts and costs of flooring materials. It includes examples of finding the amount of concrete needed for a sidewalk and lumber needed to cut a piece of wood into equal pieces. It also provides a problem about finding the square yards of carpet needed and cost to carpet a bedroom of a certain size. The document serves as a worksheet for homework problems involving measurements and costs of flooring installation.
This prayer update document provides prayer concerns for several individuals dealing with illnesses. It also announces an upcoming beef stroganoff dinner and various other events to support HVAC project repairs at CUMC Johnston Hall between January and February 2014.
The document discusses accounting for property, plant, equipment, and intangible assets. It covers topics like cost allocation, depreciation methods, impairment testing, and accounting for changes and errors. The document provides examples and exercises to illustrate accounting for asset utilization and impairment.
In Q4 2011, the Greater Cincinnati retail market saw strong demand and absorption. Net absorption for the quarter was 78,540 square feet, bringing yearly net absorption to 630,236 square feet and lowering the overall vacancy rate to 12.8%. Several major development and redevelopment projects were underway, including The Banks mixed-use project in downtown Cincinnati. Looking ahead to 2012, demand is expected to remain strong with vacancy rates projected to continue declining slightly.
The document discusses several measurement and analysis tools provided by RIPE NCC, including RIPE Atlas, RIPEstat, and IPv6 RIPEness. RIPE NCC aims to engage network operators in using these tools and providing feedback to build a community around improving Internet measurements. Key tools discussed include RIPE Atlas for an Internet measurement network, RIPEstat for accessing statistics and status of IP addresses and ASNs, and IPv6 RIPEness for measuring IPv6 capabilities of networks. RIPE NCC encourages community involvement to further develop and utilize these tools.
This document discusses crisis communications and reputation management in the digital age. It outlines how social media has changed how consumers get their news and share information about brands. It then provides eight reasons why social media matters for businesses, such as the large numbers of people using platforms like Facebook, Twitter, YouTube, and blogs. It also gives examples of how advocacy groups, unions, and politicians are using social media. The document concludes with best practices for social media crisis management.
2 in 3 donors may never give again. The document discusses different strategies for converting single donors into monthly donors through mailings. It emphasizes that monthly donors give more and remain donors longer, helping fill the ocean drop by drop. A co-branded welcome package, thank you letter sharing a story, and brochure with a bank form are suggested to build the case for ongoing monthly contributions.
The document contains charts analyzing the Toronto housing market from February 2015. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2012-2015. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts analyzing the Toronto housing market from November 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2011-2014. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
Low Commission. Expert Advice.
Contact a Toronto Realtor who offers low 1% commission
full real estate services. I combine real estate
experience, knowledge and technology.
The document contains charts summarizing housing market trends in Toronto from 2014 and previous years, including MLS sales, new listings, average prices, sales to listing ratios, and affordability indicators. Trends are examined monthly and compared to prior years, with recurring seasonal patterns evident. Affordability is gauged by estimating the share of average household income needed for mortgage payments, property taxes and utilities on an average-priced home.
Andrew is an expert low commission Toronto, Etobicoke and GTA real estate agent with Royal LePage. He enjoys sharing his years of expertise and knowledge; both professionally and ethically. Andrew Doumont has Mississauga, Oakville, Downtown Toronto and Etobicoke listings and can help you buy or sell your home quickly and efficiently. With listings from all spectrums of the market he caters to each one distinctly, and with exceptional results.
Compliance and practicalities of using CDSB's FrameworkCDSB
Slides of a webinar featuring reporting experts from climate change and corporate reporting to highlight possible issues and discuss solutions to communicate climate change in mainstream reports.
This document discusses Computer-Aided Software Engineering (CASE) tools and their role in supporting the systems development life cycle (SDLC). It describes how CASE tools can automate and facilitate SDLC activities to increase productivity and quality. The document outlines the typical components of CASE environments, including upper CASE tools for design, lower CASE tools for code generation, and cross life-cycle tools. It also discusses factors for and against organizations adopting CASE.
This document provides updates on various community events around Fort Riley for soldiers, families and friends. It includes information on upcoming events like a job fair, Halloween activities, lectures and volunteer opportunities. Web links are provided for additional details on each event.
This document provides information about the Anglican Church of St. Nicholas located in Toronto, including contact details, prayers for the week, upcoming events, and notices. It includes prayers for various areas of the world, church, and individuals in need as well as announcements about services, programs, and outreach initiatives at the church over the coming week and during the Advent and Christmas seasons.
The document contains several word problems related to calculating amounts and costs of flooring materials. It includes examples of finding the amount of concrete needed for a sidewalk and lumber needed to cut a piece of wood into equal pieces. It also provides a problem about finding the square yards of carpet needed and cost to carpet a bedroom of a certain size. The document serves as a worksheet for homework problems involving measurements and costs of flooring installation.
This prayer update document provides prayer concerns for several individuals dealing with illnesses. It also announces an upcoming beef stroganoff dinner and various other events to support HVAC project repairs at CUMC Johnston Hall between January and February 2014.
The document discusses accounting for property, plant, equipment, and intangible assets. It covers topics like cost allocation, depreciation methods, impairment testing, and accounting for changes and errors. The document provides examples and exercises to illustrate accounting for asset utilization and impairment.
In Q4 2011, the Greater Cincinnati retail market saw strong demand and absorption. Net absorption for the quarter was 78,540 square feet, bringing yearly net absorption to 630,236 square feet and lowering the overall vacancy rate to 12.8%. Several major development and redevelopment projects were underway, including The Banks mixed-use project in downtown Cincinnati. Looking ahead to 2012, demand is expected to remain strong with vacancy rates projected to continue declining slightly.
The document discusses several measurement and analysis tools provided by RIPE NCC, including RIPE Atlas, RIPEstat, and IPv6 RIPEness. RIPE NCC aims to engage network operators in using these tools and providing feedback to build a community around improving Internet measurements. Key tools discussed include RIPE Atlas for an Internet measurement network, RIPEstat for accessing statistics and status of IP addresses and ASNs, and IPv6 RIPEness for measuring IPv6 capabilities of networks. RIPE NCC encourages community involvement to further develop and utilize these tools.
This document discusses crisis communications and reputation management in the digital age. It outlines how social media has changed how consumers get their news and share information about brands. It then provides eight reasons why social media matters for businesses, such as the large numbers of people using platforms like Facebook, Twitter, YouTube, and blogs. It also gives examples of how advocacy groups, unions, and politicians are using social media. The document concludes with best practices for social media crisis management.
2 in 3 donors may never give again. The document discusses different strategies for converting single donors into monthly donors through mailings. It emphasizes that monthly donors give more and remain donors longer, helping fill the ocean drop by drop. A co-branded welcome package, thank you letter sharing a story, and brochure with a bank form are suggested to build the case for ongoing monthly contributions.
The document contains charts analyzing the Toronto housing market from February 2015. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2012-2015. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The document contains charts analyzing the Toronto housing market from November 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for these metrics from 2011-2014. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the estimated share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
Low Commission. Expert Advice.
Contact a Toronto Realtor who offers low 1% commission
full real estate services. I combine real estate
experience, knowledge and technology.
The document contains charts summarizing housing market trends in Toronto from 2014 and previous years, including MLS sales, new listings, average prices, sales to listing ratios, and affordability indicators. Trends are examined monthly and compared to prior years, with recurring seasonal patterns evident. Affordability is gauged by estimating the share of average household income needed for mortgage payments, property taxes and utilities on an average-priced home.
Andrew is an expert low commission Toronto, Etobicoke and GTA real estate agent with Royal LePage. He enjoys sharing his years of expertise and knowledge; both professionally and ethically. Andrew Doumont has Mississauga, Oakville, Downtown Toronto and Etobicoke listings and can help you buy or sell your home quickly and efficiently. With listings from all spectrums of the market he caters to each one distinctly, and with exceptional results.
The document contains charts analyzing the Toronto housing market from June 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratios, average home prices for the current and previous three years. Additional charts show monthly sales, new listings and average prices over time from 1995 to present. The final chart shows the share of average household income used for mortgage payments, property taxes and utilities on the average priced GTA home.
The document contains charts analyzing the Toronto housing market from May 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratio, average home price, and trends over time for sales, new listings, and average price from 1995-2014. The final chart shows the share of average household income needed for mortgage payments, property taxes, and utilities on the average priced GTA home over time.
The document contains charts analyzing the Toronto housing market from April 2014. It includes charts showing monthly MLS sales, new listings, sales-to-new listings ratios, average home prices for the current and previous three years. Additional charts show monthly sales, new listings and average prices over time from 1995 to present. The final chart shows the share of average household income used for mortgage payments, property taxes and utilities on the average priced GTA home.
The document contains 8 charts analyzing the Toronto housing market from August 2013. The charts show:
1) Monthly MLS home sales for 2013 and the previous 3 years, showing seasonal trends.
2) Monthly new home listings for the same period.
3) The monthly sales-to-listings ratio, which influences price growth.
4) The average home price from 2010-2013.
5) Time series charts of sales, listings, and average price from 1995-2013 with trend lines.
6) A comparison of the sales ratio and average annual price change.
7) The estimated percentage of average household income needed for mortgage payments, taxes and utilities on an average priced home.
This document contains charts analyzing the Toronto housing market from April 2013. It includes charts showing monthly MLS sales, new listings, the sales-to-new listings ratio, average home prices, and trends over time for these metrics from 2010-2013. Additional charts analyze how the sales-to-new listings ratio correlates with annual price changes and the share of average household income needed for mortgage payments, property taxes and utilities on an average priced home in the GTA.
The condominium apartment market in the Greater Toronto Area remained well supplied in the first quarter of 2013, with sales and new listings down compared to the same period in 2012. While the average price declined slightly by 0.5% year-over-year, March results showed price growth of 2%. The oversupply has kept prices stable, but new listings declining suggests the market may tighten going forward. The Toronto area continues to see the majority of condo sales, with 71% of transactions.
The document contains charts analyzing the Toronto housing market from 2010-2013. It shows trends in home sales, new listings, average prices, and the ratio of sales to new listings. The sales to new listings ratio tends to correlate with annual price changes. Charts also show trends over time and the affordability of homes based on average household income.
The document contains charts summarizing housing market trends in Toronto from January 2010 to January 2013. It shows data on home sales, new listings, average prices, and sales to listing ratios. The trends are examined monthly and compared to prior years. The charts indicate seasonal patterns in the housing market and that 2012 saw higher sales, listings and prices than 2011.
The document contains charts summarizing housing market trends in Toronto from 2009-2012, including monthly MLS sales, new listings, sales-to-new listings ratio, and average home price. It also includes longer-term time series analysis and charts examining the relationship between the sales-to-new listings ratio and average annual price changes. The final chart shows the affordability indicator measuring the percentage of average household income required for mortgage payments, property taxes and utilities on an averaged priced home in the GTA.
Dedicated Services and Proven Results
With years of experience in the real estate industry I have been providing Toronto and the greater Toronto area with my expertise and knowledge; professionally and ethically throughout the years.
I believe that treating every customer with integrity and respect is an essential requirement of the business.
With listings from all spectrums of the market I cater to each one distinctly, and with exceptional results. For every listing and sale myself and my office work skillfully together to ensure every detail is fully taken care of, providing each and every customer with unparalleled service and results.
I'm happy to anounce that I've been awarded the Director's Platinum Award for 2011. This puts me in the top 5% in Canada for Royal LePage.
"Selling your home doesn't have to be expensive."
- Andrew Doumont
The document contains charts analyzing the Toronto housing market from 2009-2012. It shows trends in home sales, new listings, average prices, and sales to new listing ratios. The charts indicate seasonal patterns and compare current data to previous years. Higher sales to listing ratios generally correlate with greater price growth, while lower ratios correlate with declining or negative price growth. The final charts show how the ratio relates to average annual price changes and the percentage of household income required for mortgage payments, taxes and utilities on an average priced home.
The document contains charts summarizing housing market trends in Toronto from 2009-2012, including:
- Monthly MLS home sales, new listings, average prices, and the sales-to-new listings ratio.
- Trends are shown with previous year comparisons and moving averages to account for seasonality.
- Charts show the relationship between the sales-to-new listings ratio and average annual price changes.
- An affordability indicator shows the percentage of average household income required for mortgage payments, property taxes and utilities on an average priced home.
The document contains charts analyzing the Toronto housing market from August 2012. It shows trends in home sales, new listings, average prices, and sales-to-listing ratios over previous years. The charts indicate seasonal patterns and compare current monthly data to prior years. The document examines affordability by showing the percentage of average household income needed for a mortgage, taxes and utilities on an average-priced home.
The document contains charts analyzing the Toronto housing market from July 2012. It shows trends in home sales, new listings, average prices, and sales to new listings ratios over the past 3-4 years. Seasonal patterns are evident in the data. Higher sales to new listings ratios generally correlate with greater price growth. The final chart examines housing affordability based on average household income and costs of a average priced home.
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Andhra Pradesh, known for its strategic location on the southeastern coast of India, has emerged as a key player in India’s industrial landscape. Over the decades, the state has witnessed significant growth across various sectors,
Living in an UBER World - June '24 Sales MeetingTom Blefko
June 2024 Lancaster County Sales Meeting for Berkshire Hathaway HomeServices Homesale Realty covering the following topics: 1. VA Suspends Buyer Agent Payment Plan (article), 2. Frequently Used Terms in title, 3. Zillow Showcase Overview, 4. QuickBuy commission promotion, 5. Documenting Cooperative Compensation, 6. NAR's Code of Ethics - Mass Media Solicitations, 7. Is it really cheaper to rent? 8. Do's and Don't's when Terminating the Agreement of Sale, 9. Living in an UBER World
Anilesh Ahuja Pioneering a Paradigm Shift in Real Estate Success.pptxneilahuja668
Anilesh Ahuja journey is a testament to the power of vision, resilience, and unwavering determination. As a visionary leader, he continues to inspire and empower others to dream big and challenge the status quo. His legacy extends far beyond the realm of real estate, leaving an indelible mark on the industry and the world at large.
Why is Revit MEP Outsourcing considered an as good option for construction pr...MarsBIM1
Outsourcing MEP modeling services require effective collaboration and coordination amongst multiple engineering trades. The engineers and the designers often change the details of the MEP projects, but the work of Revit MEP drafting services is having the master plan and model of the complete project. To have proper coordination and installation, there is a need to execute the project effectively. Hence, the work of Revit family creation facilitates the MEP engineers.
Stark Builders: Where Quality Meets Craftsmanship!shuilykhatunnil
At Stark Builders our vision is to redefine the renovation experience by combining both stunning design and high quality construction skills. We believe that by delivering both these key aspects together we are able to achieve incredible results for our clients and ensure every project reflects their vision and enhances their lifestyle.
Although we are not all related by blood we have created a team of highly professional and hardworking individuals who share the common goal of delivering beautiful and functional renovated spaces. Our tight nit team are able to work together in a way where we pour our passion into each and every project as we have a love for what we do. Building is our life.
Signature Global TITANIUM SPR | 3.5 & 4.5BHK High rise Apartments in Gurgaonglobalsignature2022
Signature Global TITANIUM SPR launched a high rise apartments in Gurgaon . In this project Signature Global offers 3.5 & 4.5 BHK high rise Apartment at sector 71 Gurgaon SPR Road. Signature Global Titanium SPR is IGBC Gold certified, a testament to our commitment to sustainability.
36,778 sq. ft. building; Zoning: SE (Suburban Employment): The (SE) District allows numerous commercial site uses; Passenger elevator; Private and common restrooms; Fully sprinkled; Data center with a grounded floor and a specialized HVAC system; 60 KVA back-up generator; Building/pylon signage; Potential to purchase adjacent parcels; Sale Price: $4,413,360
Listing Turkey - Piyalepasa Istanbul CatalogListing Turkey
We are working around the clock to transform a long-time dream into reality. As a result, Piyalepasa Istanbul will be the largest privately developed urban regeneration project in Turkey.
THE NEIGHBORHOOD WE HAVE BEEN LONGING FOR IS COMING TO LIFE
The good old days of the Piyalepasa neighborhood are being brought back to life with Piyalepasa Istanbul houses, residences, offices, hotels and a pedestrianized shopping avenue.
The wide streets of this 82.000 square meter development conveniently face the main boulevard in a prime Beyoglu location. “Piyalepaşa İstanbul” stands out as the only project designed to offer a neighborhood lifestyle, complete with its grocers, bagel sellers and greengrocer. Piyalepasa Istanbul has all the values to make it an authentic neighborhood, our very own community.
A NEIGHBORHOOD FULL OF LIFE, IN THE HEART OF THE CITY!
“Piyalepaşa İstanbul” is a “mixed-use” concept containing all the elements for a vibrant social life with houses, residences, offices, hotels and high street shopping.
“Piyalepaşa İstanbul” will take the liveliness of Istanbul into its heart. The elegant sparkle of Nisantasi, the young and colorful Besiktas, the variety and multicultural heritage of Istiklal Street will all be contained within the streets of this neighborhood.
“Piyalepaşa İstanbul” bears traces of the most beautiful examples of Turkish architecture from the Seljuks to the Ottomans and from Anatolia to Rumelia. With its graded facades, wide eaves, bay windows, pools, and interior courtyard systems, it offers a new living space without disrupting the city’s silhouette and neighborhood.
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With its proximity to D-100 highway, connecting roads and tunnels, “Piyalepaşa İstanbul” is only minutes away from Kabatas, Besiktas, the Golden Horn and Karakoy.
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2. TorontoMLS Sales
Monthly with Three Previous Years for Comparison
12,000 2009 2010 2011 2012
10,000
8,000
6,000
4,000
2,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales for the current year and the previous three years. The
recurring seasonal trend can be examined along with comparisons to previous years for each month.
3. TorontoMLS New Listings
Monthly with Three Previous Years for Comparison
25,000
2009 2010 2011 2012
20,000
15,000
10,000
5,000
0
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings for the current year and the previous three
years. The recurring seasonal trend can be examined along with comparisons to previous years for each
month.
4. TorontoMLS Sales-to-New Listings Ratio
Monthly with Three Previous Years for Comparison
1.10 2009 2010 2011 2012
1.00
0.90
0.80
0.70
0.60
0.50
0.40
0.30
0.20
0.10
0.00
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® sales-to-new listings ratio (SNLR) for the current year and the previous
three years. The recurring seasonal trend can be examined along with comparisons to previous years for each month.
When the SNLR moves higher, annual average price growth generally increases – often at a rate well above inflation.
When the SNLR moves lower, annual average price growth generally declines and can become negative.
5. TorontoMLS Average Resale Home Price
Monthly with Three Previous Years for Comparison
$550,000 2009 2010 2011 2012
$500,000
$450,000
$400,000
$350,000
$300,000
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly MLS® average home price for the current year and the
previous three years. The recurring seasonal trend can be examined along with comparisons to previous
years for each month.
6. TorontoMLS Sales
Monthly Time Series with Trend Line
12,000
Actual MLS® Sales
10,000
Trend (12-Month Moving Average)
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® sales since January 1995. The blue line shows actual sales. The brown
line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual sales must occur to change the direction of the trend.
7. TorontoMLS New Listings
Monthly Time Series with Trend Line
22,000
20,000 Actual MLS® New Listings
18,000 Trend (12-Month Moving Average)
16,000
14,000
12,000
10,000
8,000
6,000
4,000
2,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® new listings since January 1995. The blue line shows actual new listings.
The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or other
irregular fluctuations. A substantial change in actual new listings must occur to change the direction of the trend.
8. TorontoMLS Average Price
Monthly Time Series with Trend Line
575,000
Actual MLS® Average Price
525,000
475,000 Trend (12-Month Moving Average)
425,000
375,000
325,000
275,000
225,000
175,000
Source: Toronto Real Estate Board
Explanation: This chart plots monthly MLS® average price since January 1995. The blue line shows the actual average
price. The brown line is the trend computed using a 12-month moving average, which exhibits no seasonal variations or
other irregular fluctuations. A substantial change in actual average price must occur to change the direction of the
trend.
9. TorontoMLS Sales-to-New Listings Ratio Compared to
Average Annual Per Cent Change in Home Price
Average Price Annual Per Cent Change
1.20 25%
Sales-to-New Listings Ratio
1.00 20%
15%
(Brown Line)
0.80
(Blue Line)
10%
0.60 5%
0.40 0%
Sales-to-New Listings Ratio -5%
0.20 -10%
Average Price Annual Per Cent Change
0.00 -15%
Source: Toronto Real Estate Board
Explanation: This chart plots the monthly sales-to-new listings ratio (blue line) with year-over-year average annual per
cent price change (brown line). When the sales-to-new listings ratio moves higher, average annual per cent change in
home prices generally trends higher. When the sales-to-new listings ratio moves lower, average annual per cent change
in home prices generally trends lower.
10. TREB Affordability Indicator
Share of Average Household Income Used for Mortgage Principal and Interest,
Property Taxes and Utilities on the Averaged Priced GTA Resale Home
55%
50%
45%
40%
35%
30%
25%
Source: Toronto Real Estate Board Data and Calculation; Statistics Canada
Explanation: This chart plots the share of average household income that goes toward mortgage principal and interest, property taxes and utilities
for the average priced home in the GTA subject to the following assumptions:
1. Average annual or year-to-date home price as reported by TREB
2. 20 per cent down payment
3. Average 5-year fixed mortgage rate (Statistics Canada); 25-year amortization
4. Average property tax rate reported by/estimated from the Statistics Canada Survey of Household Spending
5. Average utilities cost reported by/estimated from the Statistics Canada Survey of Household Spending and components of the Consumer Price Index
6. Average household income reported by the Census of Canada. Years in between Censuses estimated using interpolation (years up to 2005) or annual growth in average weekly earnings reported by
Statistics Canada in the Labour Force Survey (2006 onward).