1. SUPPLIER CREDIT
For many businesses, trade credit is an essential tool for
financing growth. Trade credit is the credit extended to
you by suppliers who let you buy now and pay later. Any
time you take delivery of materials, equipment or other
valuables without paying cash on the spot, you're using
trade credit.
Objective of TCE
 In summary, the main objective of this product is as follows:
o Enable greater access to trade credit from both domestic
and international suppliers
o Allow local companies to be in the database of the
world’s leading credit insurers
o Provide domestic players the opportunity of being
assessed by and graded by these international agencies
Methodology & Process
 It will involve provision of a detailed report covering the following:
o Business overview
o Environmental scan
 Economic and sector analysis
 Competition analysis
 SWOT Analysis
o Financial risk analysis
 Review of 5-year financial performance
 Financial analysis
 Ratio analysis
 Graphical analysis
o Future evolution
 Vision/Objectives
 Balanced Scorecard & strategies
 Financial forecasts
o Payment behaviour towards suppliers
 Payment track records
 Payment habit & behaviour
o Risk Assessment
 Industry risk
 Management risk
 Security risk
 Qualitative risk barometers
 Overall credit risk (insolvency risk and default risk)
 Credit scoring
o Credit risk opinion
 Credit worthiness
 Credit limit
 Payment terms
 Credit limit approval by leading credit insurers
o Recommendation to improve credit limit from credit insurers
(if required)
Partners
TRADE CREDIT
ENABLER (TCE)
Placing your business on
the world map
For additional information, visit www.strategicinsight.mu
Strategic Insight is a new company launched in 2015 by a group of experienced and respected professionals to provide value-added services to its clients especially in Risk Management, Strategic Planning & Business Development, Financial Advisory, Training &
Development and Account Services & Corporate Finance. In addition, the company offers an innovative and unique product to its customers namely Business Intelligence Reports on companies based in Mauritius and across the world. Our main objective is to optimise
our clients' potential by not only providing them with adaptive solutions for their requirements, but also to support them in their expansion. We aim to harness them with the tools to achieve their goals.
Additional information about Strategic Insight can be found at www.strategicinsight.mu.
© 2015 Strategic Insight Ltd. All rights reserved.