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We’re living in the future
Today anyone can: 
Buy goods 
online 
Transfer 
money 
Accept 
credit cards
IN THEIR 
PAJAMAS
But what financial apps 
are people really using?
To answer that question, we looked at actual 
usage data across thousands of apps for 
13 million people 
Here are the top 10 personal finance 
apps based on that data
1. 
You may know PayPal as the way you buy and sell stuff 
on eBay, but did you know you can also transfer money 
to friends and pay for in-store purchases at retailers 
such as Home Depot and Toys “R” Us.
2. 
Mint is an online budgeting and expense tracking 
tool that automatically pulls in data from banks 
and investment accounts, giving you a complete 
picture of spending, assets, and debt.
3. 
With Square, anyone can accept credit card 
payments using a free card reader that attaches 
to a smartphone or tablet, and, with Square Cash, 
you can send money to friends and family for free.
4. 
Xoom allows you to conveniently and securely 
transfer money to friends and family in other 
countries, and recipients do not need a bank 
account or internet connection to receive funds.
5. 
There are a lot of questionable credit reporting sites, 
but myFICO is from the people who invented the credit 
score. You get scores from all 3 credit reporting 
agencies and are alerted to changes.
6. 
Coinbase offers a way to easily buy bitcoin, 
securely store bitcoin, and make purchases using 
bitcoin at 36,000 merchants including Dell, 
Expedia, Overstock.com, and Budweiser.
7. 
Never haggle with roommates or friends again 
about splitting expenses. Splitwise makes it easy 
to divide up and track IOUs with friendly email 
reminders to make sure people pay up.
8. 
Like Mint, Personal Capital lets you graph and 
analyze your money and spending, but it goes 
much deeper into analyzing your portfolio and 
gives you access to online investment advisors.
9. 
Billguard tracks spending across your accounts, 
automatically alerts you to suspicious charges, 
and lets you report the charge from within the 
app to get your money back.
10. 
Check is a mobile app that tracks your bills and 
gives you one central place to pay them, helping 
you avoid late fees and bank overdrafts while 
eliminating envelopes, stamps, and paper checks.
Top 10 Most Popular Personal Finance Apps

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Top 10 Most Popular Personal Finance Apps

  • 1.
  • 2. We’re living in the future
  • 3. Today anyone can: Buy goods online Transfer money Accept credit cards
  • 5. But what financial apps are people really using?
  • 6. To answer that question, we looked at actual usage data across thousands of apps for 13 million people Here are the top 10 personal finance apps based on that data
  • 7. 1. You may know PayPal as the way you buy and sell stuff on eBay, but did you know you can also transfer money to friends and pay for in-store purchases at retailers such as Home Depot and Toys “R” Us.
  • 8. 2. Mint is an online budgeting and expense tracking tool that automatically pulls in data from banks and investment accounts, giving you a complete picture of spending, assets, and debt.
  • 9. 3. With Square, anyone can accept credit card payments using a free card reader that attaches to a smartphone or tablet, and, with Square Cash, you can send money to friends and family for free.
  • 10. 4. Xoom allows you to conveniently and securely transfer money to friends and family in other countries, and recipients do not need a bank account or internet connection to receive funds.
  • 11. 5. There are a lot of questionable credit reporting sites, but myFICO is from the people who invented the credit score. You get scores from all 3 credit reporting agencies and are alerted to changes.
  • 12. 6. Coinbase offers a way to easily buy bitcoin, securely store bitcoin, and make purchases using bitcoin at 36,000 merchants including Dell, Expedia, Overstock.com, and Budweiser.
  • 13. 7. Never haggle with roommates or friends again about splitting expenses. Splitwise makes it easy to divide up and track IOUs with friendly email reminders to make sure people pay up.
  • 14. 8. Like Mint, Personal Capital lets you graph and analyze your money and spending, but it goes much deeper into analyzing your portfolio and gives you access to online investment advisors.
  • 15. 9. Billguard tracks spending across your accounts, automatically alerts you to suspicious charges, and lets you report the charge from within the app to get your money back.
  • 16. 10. Check is a mobile app that tracks your bills and gives you one central place to pay them, helping you avoid late fees and bank overdrafts while eliminating envelopes, stamps, and paper checks.