KiwiSaver is a voluntary retirement savings program in New Zealand where the government and employers contribute to KiwiSaver accounts managed by providers. Over half of New Zealanders are members of KiwiSaver, with over 2.4 million total members and 1.5 million actively contributing. KiwiSaver balances totaled $33.8 billion in 2016 and helps Kiwis save for retirement while also allowing early withdrawals for hardship, illness, or first home purchases.
The Junior ISA is a new tax-efficient savings account for adults to save up to £3,000 per year for children under 18. Money grows tax-free and can only be withdrawn by the child at age 18. Family Investments will offer Junior ISAs starting November 1st, 2011, building on their experience managing over 1.2 million Child Trust Fund accounts. Unlike Child Trust Funds, Junior ISAs do not provide government contributions.
Consolidate superannuation from different funds into one fund for better management. Encourage parents to contribute to boost co-contributions for graduates. Salary sacrifice a month's salary or portions of later salaries to maximize superannuation savings over time. Seek financial planning by age 50 to pay off mortgage and salary sacrifice more into superannuation. Transition to retirement at age 60 by drawing income from superannuation while working part-time and salary sacrificing additional income to further boost superannuation savings.
The Investment Opportunity in the Growing Solar MarketIlyas Frenkel
Wunder Capital is a leading marketplace lender in the US solar financing market, providing asset-backed loans for solar projects. It has 112 channel partners across 27 states and finances over $5 billion in projects annually with zero investor fees. Solar energy has seen significant cost reductions and is now competitive with traditional electricity sources in most states by 2022 without additional government support. This represents a large market opportunity for financing the installation of solar systems below $1.5 million for most US businesses. Wunder aims to expand its financing products and grow its share of the expanding commercial solar market.
An Introduction to Solar Project Finance at Wunder Capital.Ilyas Frenkel
An Introduction to Solar Project Finance at Wunder Capital.
Hosted by Noah Kirsch, Financing Director at Wunder Capital.
With special guest, Bill Becker, Principal at Scout Solar
Wall Street's Recent Multi Million Dollar Solar SecularizationsIlyas Frenkel
This document discusses solar securitizations, which involve pooling together a large number of solar projects and selling ownership of the portfolio in a public offering. Securitizations allow "green field" investors who build solar portfolios to redeploy capital by selling the portfolios. While securitizations have grown rapidly for residential solar, commercial securitizations have been slower to develop due to challenges in building diversified commercial portfolios and lack of standardization. However, increased commercial securitizations could drive significant growth by accelerating the rate new solar projects are built. The company, Wunder Capital, aims to help advance commercial solar securitizations.
KiwiSaver is a voluntary retirement savings program in New Zealand where the government and employers contribute to KiwiSaver accounts managed by providers. Over half of New Zealanders are members of KiwiSaver, with over 2.4 million total members and 1.5 million actively contributing. KiwiSaver balances totaled $33.8 billion in 2016 and helps Kiwis save for retirement while also allowing early withdrawals for hardship, illness, or first home purchases.
The Junior ISA is a new tax-efficient savings account for adults to save up to £3,000 per year for children under 18. Money grows tax-free and can only be withdrawn by the child at age 18. Family Investments will offer Junior ISAs starting November 1st, 2011, building on their experience managing over 1.2 million Child Trust Fund accounts. Unlike Child Trust Funds, Junior ISAs do not provide government contributions.
Consolidate superannuation from different funds into one fund for better management. Encourage parents to contribute to boost co-contributions for graduates. Salary sacrifice a month's salary or portions of later salaries to maximize superannuation savings over time. Seek financial planning by age 50 to pay off mortgage and salary sacrifice more into superannuation. Transition to retirement at age 60 by drawing income from superannuation while working part-time and salary sacrificing additional income to further boost superannuation savings.
The Investment Opportunity in the Growing Solar MarketIlyas Frenkel
Wunder Capital is a leading marketplace lender in the US solar financing market, providing asset-backed loans for solar projects. It has 112 channel partners across 27 states and finances over $5 billion in projects annually with zero investor fees. Solar energy has seen significant cost reductions and is now competitive with traditional electricity sources in most states by 2022 without additional government support. This represents a large market opportunity for financing the installation of solar systems below $1.5 million for most US businesses. Wunder aims to expand its financing products and grow its share of the expanding commercial solar market.
An Introduction to Solar Project Finance at Wunder Capital.Ilyas Frenkel
An Introduction to Solar Project Finance at Wunder Capital.
Hosted by Noah Kirsch, Financing Director at Wunder Capital.
With special guest, Bill Becker, Principal at Scout Solar
Wall Street's Recent Multi Million Dollar Solar SecularizationsIlyas Frenkel
This document discusses solar securitizations, which involve pooling together a large number of solar projects and selling ownership of the portfolio in a public offering. Securitizations allow "green field" investors who build solar portfolios to redeploy capital by selling the portfolios. While securitizations have grown rapidly for residential solar, commercial securitizations have been slower to develop due to challenges in building diversified commercial portfolios and lack of standardization. However, increased commercial securitizations could drive significant growth by accelerating the rate new solar projects are built. The company, Wunder Capital, aims to help advance commercial solar securitizations.
Investing in Solar with a Self-Directed IRAIlyas Frenkel
In this presentation Wunder Capital along with SDIRA Services Inc. goes through the basics of investing in a Wunder Capital fund via a self-directed IRA.
Thames Water met with Policy in Practice to discuss tackling bad debt, supporting low-income households, and developing social tariffs. Key points discussed included building Thames Water's existing tariffs into a single assessment tool, licensing the tool for advisors to provide holistic support, and working with local authorities to use household data to target support tariffs to the most vulnerable consumers. The meeting aimed to ensure Thames Water meets its commitment to help 200,000 vulnerable people through effective use of data sharing and partnership with local governments.
3 Financial Things Every Young Woman Should DoScripbox Team
If you are a young woman professional, or you know one, these are the three financial actions that should be taken ASAP. http://scrpbx.in/3-thingswomen
This document provides money lessons for people at age 22, including saving regularly and letting savings compound over time, using tax-efficient investment vehicles like equity-linked savings schemes (ELSS) to save on taxes, investing regularly in equities for tax-free growth, and choosing equities over fixed deposits or insurance to beat inflation in the long run. The key recommendations are to start saving and investing early, take advantage of tax-benefits, and opt for growth assets like equities that can outpace inflation.
If you are on a low income or unemployed, you may be wondering what options you have to make ends meet while you are looking for a job. The UK government offers Universal Credit to those who meet their criteria. Here’s everything you need to know about Universal Credit, including how to work out if you are eligible, how much you will get and your responsibilities.
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.
This document provides information about retirement income and finances in New Zealand. It discusses:
1) NZ Super, the pension paid by the state to most New Zealand residents from age 65, and eligibility requirements. Rates range from $330-550 per week depending on relationship status.
2) Other potential sources of retirement income including savings, pensions from overseas, work, business activities, and housing equity.
3) Assistance programs for extra costs like disability and housing that some retirees may qualify for.
4) Ways to save on expenses like healthcare and transportation using the SuperGold Card and Community Services Card.
Presentation on superannuation and retirement income for people age 50 plusEquipsuper
1) The document provides information about retirement planning and income options from Equipsuper, an Australian superannuation fund and financial services provider.
2) It discusses strategies for increasing retirement savings like salary sacrificing, making extra contributions, and using a transition to retirement pension.
3) The document also covers converting superannuation into retirement income streams like account-based pensions, and managing investments and withdrawals over the course of retirement.
Queensland Public Sector Discussion Group 20th October 2016 Presentation SlidesAlarka Phukan CPA, CMA
The document provides important information about the presentation and the organization providing it. It notes that the information is general in nature and shouldn't replace personal advice. It also discloses that the organization is ultimately owned by QSuper but is a separate legal entity responsible for the financial services it provides. The document wants to ensure readers understand certain details and limitations around the information.
This document provides an agenda for a Daberistic Financial Services presentation. It discusses the company's MSA for 2013, new Vitality benefits including cash back offers from Woolworths, special offers from product providers like Discovery Life and Sanlam, and recommends considering unit trusts from Coronation like the Top 20, Global Emerging Markets, and Balanced Plus funds.
The document summarizes key information from a financial magazine published by Fairstone Financial Management Ltd. It discusses upcoming pension reforms in the UK that will take effect on April 6, 2015, including the ability to withdraw up to 25% of pension funds as tax-free cash from age 55. It outlines options for withdrawing funds, such as lump sums, income drawdown, or purchasing an annuity. It also discusses tax implications of withdrawals and limits on future pension contributions. The magazine provides information on financial planning areas like savings, investments, pensions, insurance and mortgages.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the 3-legged stool model of pensions, Social Security, and personal savings. It also explains concepts like the Rule of 72 for calculating investment growth and outlines options for working with the company, including becoming a client or pursuing a part-time or full-time career.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the traditional three-legged stool model of pensions, Social Security, and personal savings being replaced by personal responsibility. Examples show how investment returns and starting early can significantly impact savings outcomes over time. The importance of protecting against losses through diversification is also covered. The document is produced by World Financial Group to help clients, potential clients, and associates understand fundamental financial principles.
Guide to Earning Income from Corporate Bonds Asma Butt
The document provides an introduction to earning income from institutional corporate bonds through the WiseAlpha platform. It discusses how WiseAlpha allows individual investors access to the institutional corporate bond market, which has traditionally been reserved for large institutional investors like pension funds. The document outlines the benefits of corporate bonds like predictable income, capital preservation, and diversification. It also summarizes the different types of bonds available and segments of the institutional corporate bond market.
The document provides information on 6 steps to achieving financial security: 1) Increase cashflow by earning additional income or managing expenses, 2) Manage debt by consolidating or eliminating bad debt, 3) Create an emergency fund of 3-6 months' expenses, 4) Ensure proper protection through insurance, 5) Build long-term savings and investments like mutual funds and real estate, and 6) Preserve your estate through proper documentation like a will. It emphasizes paying yourself first, getting out of debt before investing, and investing safely to build a solid financial foundation and transfer wealth to future generations.
Top financial strategies to follow this yearHero FinCorp
Investing is an important part of achieving financial stability. It's one of those crucial financial tips that young individuals, as well as those over the age of 40 years, should keep in mind. When you invest a portion of your income, you keep yourself ready to face any financial emergency. Whether it's medical uncertainty, sudden losses in business, or layoffs in your organisation, investment assists in every difficult time.
The document discusses several topics related to retirement planning and pensions, including:
1) The upcoming changes to the lifetime pension allowance, which will be reduced from £1.25 million to £1 million starting in April 2016. This could result in additional tax charges for those with pension savings above the new allowance.
2) Options for taking advantage of the current higher lifetime allowance amount, such as starting to take pension withdrawals before April 2016.
3) Ways to potentially avoid tax charges on pension savings exceeding the lifetime allowance, such as using the "small pot rule" to withdraw small pension pots tax-free or contributing to a SIPP for more flexible tax treatment.
4) The importance of seeking
Want to learn more about how to buy an annuity in your IRA account? Use this Abaris module to find out more about the new guidelines for QLACs and how they fit into your retirement strategy.
In 2014, the US Department of Treasury passed new guidelines that allowed people to buy a certain type of deferred income annuity called a Qualified Longevity Annuity Contract (QLAC). A QLAC is bought within your IRA, 401(k) or similar account and allows you to defer the required minimum distribution, which starts at age 70½ and applies to qualified accounts. Unlike a normal deferred income annuity, which has to be funded with your post-tax dollars (or generally has an income start date before age 70.5), QLACs let you purchase guaranteed income, for life, using your pre-tax dollars.
This is a major step forward for securing retirement income. Before 2014 people were forced to take money out of their IRAs, meaning they had to pay an early withdrawal penalty and pay taxes before they could purchase an annuity. QLACs ensure that your savings don’t run out. QLACs also allow you to defer the required minimum distribution (RMD) payments that the IRS mandates. Usually these payments would begin at age 70½, but under a QLAC you can defer them until age 85. Note: It doesn’t mean you can defer your entire RMD, unfortunately, just the additional amount you would have been subject to if you had not purchased a QLAC.
So what does all this mean for you? Let’s take Jim, a 70 year old male, as an example. If Jim saved $1,000,000 for retirement in his IRA, he comes to a fork in the road with two choices: (1) he can keep all his money in the IRA and earn an annual 4%, or (2) he can purchase a $125,000 QLAC that’ll begin paying out at age 80. This means he’ll keep $875,000 in his IRA and earn 4% annually on that amount.
Initially, Jim’s total income will, in fact, be greater if he keeps the entire $1,000,000 in his IRA. Specifically, his total income, at age 70, with no QLAC would be $26,278, whereas his total income with a QLAC at this time would be slightly less, at $22,993, despite the fact that RMD taxed are lower with a QLAC. Not totally surprising, since earning 4% per year on $1,000,000 is greater than 4% per year on $875,000. But fast forward 10 years, to when Jim is 80 years old. Now his QLAC has begun paying out, so not only is he earning income from his IRA, but from his QLAC, as well. This makes a big difference when you compare his total income without and with a QLAC: $37,657 vs. $56,255, respectively. So now total income with a QLAC is higher, and RMD taxes with a QLAC are still lower! The same goes for Jim at age 90.
In short: though initially total income is higher without a QLAC, once the QLAC begins paying out that changes. A QLAC means your taxes will be lower, that is the taxes on your RMD, and, hence, total income is higher.
Super Caps are coming soon, great investment alternatives are already here. Sarah McGavin
View our presentation on how an investment bond can help you grow your clients’ wealth and be a complement to superannuation, presented by National Strategy Manager, Greg Bird.
Investing in Solar with a Self-Directed IRAIlyas Frenkel
In this presentation Wunder Capital along with SDIRA Services Inc. goes through the basics of investing in a Wunder Capital fund via a self-directed IRA.
Thames Water met with Policy in Practice to discuss tackling bad debt, supporting low-income households, and developing social tariffs. Key points discussed included building Thames Water's existing tariffs into a single assessment tool, licensing the tool for advisors to provide holistic support, and working with local authorities to use household data to target support tariffs to the most vulnerable consumers. The meeting aimed to ensure Thames Water meets its commitment to help 200,000 vulnerable people through effective use of data sharing and partnership with local governments.
3 Financial Things Every Young Woman Should DoScripbox Team
If you are a young woman professional, or you know one, these are the three financial actions that should be taken ASAP. http://scrpbx.in/3-thingswomen
This document provides money lessons for people at age 22, including saving regularly and letting savings compound over time, using tax-efficient investment vehicles like equity-linked savings schemes (ELSS) to save on taxes, investing regularly in equities for tax-free growth, and choosing equities over fixed deposits or insurance to beat inflation in the long run. The key recommendations are to start saving and investing early, take advantage of tax-benefits, and opt for growth assets like equities that can outpace inflation.
If you are on a low income or unemployed, you may be wondering what options you have to make ends meet while you are looking for a job. The UK government offers Universal Credit to those who meet their criteria. Here’s everything you need to know about Universal Credit, including how to work out if you are eligible, how much you will get and your responsibilities.
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.
This document provides information about retirement income and finances in New Zealand. It discusses:
1) NZ Super, the pension paid by the state to most New Zealand residents from age 65, and eligibility requirements. Rates range from $330-550 per week depending on relationship status.
2) Other potential sources of retirement income including savings, pensions from overseas, work, business activities, and housing equity.
3) Assistance programs for extra costs like disability and housing that some retirees may qualify for.
4) Ways to save on expenses like healthcare and transportation using the SuperGold Card and Community Services Card.
Presentation on superannuation and retirement income for people age 50 plusEquipsuper
1) The document provides information about retirement planning and income options from Equipsuper, an Australian superannuation fund and financial services provider.
2) It discusses strategies for increasing retirement savings like salary sacrificing, making extra contributions, and using a transition to retirement pension.
3) The document also covers converting superannuation into retirement income streams like account-based pensions, and managing investments and withdrawals over the course of retirement.
Queensland Public Sector Discussion Group 20th October 2016 Presentation SlidesAlarka Phukan CPA, CMA
The document provides important information about the presentation and the organization providing it. It notes that the information is general in nature and shouldn't replace personal advice. It also discloses that the organization is ultimately owned by QSuper but is a separate legal entity responsible for the financial services it provides. The document wants to ensure readers understand certain details and limitations around the information.
This document provides an agenda for a Daberistic Financial Services presentation. It discusses the company's MSA for 2013, new Vitality benefits including cash back offers from Woolworths, special offers from product providers like Discovery Life and Sanlam, and recommends considering unit trusts from Coronation like the Top 20, Global Emerging Markets, and Balanced Plus funds.
The document summarizes key information from a financial magazine published by Fairstone Financial Management Ltd. It discusses upcoming pension reforms in the UK that will take effect on April 6, 2015, including the ability to withdraw up to 25% of pension funds as tax-free cash from age 55. It outlines options for withdrawing funds, such as lump sums, income drawdown, or purchasing an annuity. It also discusses tax implications of withdrawals and limits on future pension contributions. The magazine provides information on financial planning areas like savings, investments, pensions, insurance and mortgages.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the 3-legged stool model of pensions, Social Security, and personal savings. It also explains concepts like the Rule of 72 for calculating investment growth and outlines options for working with the company, including becoming a client or pursuing a part-time or full-time career.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the traditional three-legged stool model of pensions, Social Security, and personal savings being replaced by personal responsibility. Examples show how investment returns and starting early can significantly impact savings outcomes over time. The importance of protecting against losses through diversification is also covered. The document is produced by World Financial Group to help clients, potential clients, and associates understand fundamental financial principles.
Guide to Earning Income from Corporate Bonds Asma Butt
The document provides an introduction to earning income from institutional corporate bonds through the WiseAlpha platform. It discusses how WiseAlpha allows individual investors access to the institutional corporate bond market, which has traditionally been reserved for large institutional investors like pension funds. The document outlines the benefits of corporate bonds like predictable income, capital preservation, and diversification. It also summarizes the different types of bonds available and segments of the institutional corporate bond market.
The document provides information on 6 steps to achieving financial security: 1) Increase cashflow by earning additional income or managing expenses, 2) Manage debt by consolidating or eliminating bad debt, 3) Create an emergency fund of 3-6 months' expenses, 4) Ensure proper protection through insurance, 5) Build long-term savings and investments like mutual funds and real estate, and 6) Preserve your estate through proper documentation like a will. It emphasizes paying yourself first, getting out of debt before investing, and investing safely to build a solid financial foundation and transfer wealth to future generations.
Top financial strategies to follow this yearHero FinCorp
Investing is an important part of achieving financial stability. It's one of those crucial financial tips that young individuals, as well as those over the age of 40 years, should keep in mind. When you invest a portion of your income, you keep yourself ready to face any financial emergency. Whether it's medical uncertainty, sudden losses in business, or layoffs in your organisation, investment assists in every difficult time.
The document discusses several topics related to retirement planning and pensions, including:
1) The upcoming changes to the lifetime pension allowance, which will be reduced from £1.25 million to £1 million starting in April 2016. This could result in additional tax charges for those with pension savings above the new allowance.
2) Options for taking advantage of the current higher lifetime allowance amount, such as starting to take pension withdrawals before April 2016.
3) Ways to potentially avoid tax charges on pension savings exceeding the lifetime allowance, such as using the "small pot rule" to withdraw small pension pots tax-free or contributing to a SIPP for more flexible tax treatment.
4) The importance of seeking
Want to learn more about how to buy an annuity in your IRA account? Use this Abaris module to find out more about the new guidelines for QLACs and how they fit into your retirement strategy.
In 2014, the US Department of Treasury passed new guidelines that allowed people to buy a certain type of deferred income annuity called a Qualified Longevity Annuity Contract (QLAC). A QLAC is bought within your IRA, 401(k) or similar account and allows you to defer the required minimum distribution, which starts at age 70½ and applies to qualified accounts. Unlike a normal deferred income annuity, which has to be funded with your post-tax dollars (or generally has an income start date before age 70.5), QLACs let you purchase guaranteed income, for life, using your pre-tax dollars.
This is a major step forward for securing retirement income. Before 2014 people were forced to take money out of their IRAs, meaning they had to pay an early withdrawal penalty and pay taxes before they could purchase an annuity. QLACs ensure that your savings don’t run out. QLACs also allow you to defer the required minimum distribution (RMD) payments that the IRS mandates. Usually these payments would begin at age 70½, but under a QLAC you can defer them until age 85. Note: It doesn’t mean you can defer your entire RMD, unfortunately, just the additional amount you would have been subject to if you had not purchased a QLAC.
So what does all this mean for you? Let’s take Jim, a 70 year old male, as an example. If Jim saved $1,000,000 for retirement in his IRA, he comes to a fork in the road with two choices: (1) he can keep all his money in the IRA and earn an annual 4%, or (2) he can purchase a $125,000 QLAC that’ll begin paying out at age 80. This means he’ll keep $875,000 in his IRA and earn 4% annually on that amount.
Initially, Jim’s total income will, in fact, be greater if he keeps the entire $1,000,000 in his IRA. Specifically, his total income, at age 70, with no QLAC would be $26,278, whereas his total income with a QLAC at this time would be slightly less, at $22,993, despite the fact that RMD taxed are lower with a QLAC. Not totally surprising, since earning 4% per year on $1,000,000 is greater than 4% per year on $875,000. But fast forward 10 years, to when Jim is 80 years old. Now his QLAC has begun paying out, so not only is he earning income from his IRA, but from his QLAC, as well. This makes a big difference when you compare his total income without and with a QLAC: $37,657 vs. $56,255, respectively. So now total income with a QLAC is higher, and RMD taxes with a QLAC are still lower! The same goes for Jim at age 90.
In short: though initially total income is higher without a QLAC, once the QLAC begins paying out that changes. A QLAC means your taxes will be lower, that is the taxes on your RMD, and, hence, total income is higher.
Super Caps are coming soon, great investment alternatives are already here. Sarah McGavin
View our presentation on how an investment bond can help you grow your clients’ wealth and be a complement to superannuation, presented by National Strategy Manager, Greg Bird.
This document promotes an "anti-tax money strategy" using equity index life insurance policies. It claims these policies allow tax-free growth and withdrawals during retirement, allowing people to spend 25-46% more income compared to traditional taxed retirement plans. It discusses using the policies to reduce taxes on social security benefits and fund retirement in a way that benefits the individual rather than the government. Key risks mentioned include the small risk of an insurance company bankruptcy and that the tax benefits could potentially be eliminated in the future.
This is a presentation for Blue Edge Financial Planning for a post on their Facebook page.
It is their Spring newsletter.
You can follow them on Facebook at:
http://www.facebook.com/blueedgefinancialplanning
The document discusses several topics related to personal finance planning including:
1) Annual paper tax forms in the UK will be replaced with digital tax accounts by 2020 that individuals and small businesses can access online anytime. This is aimed to make paying taxes easier.
2) A guide is provided on common pension terminology like annuity, lifetime allowance, and defined contribution to help understand retirement planning.
3) New rules allow individuals greater flexibility in how they withdraw money from their pension pot including taking it as a tax-free lump sum, through drawdown, or as lump sums taxed at 25%.
For Those Who Want to Prosper & Thrive in Retirementfreddysaamy
http://ekinsurance.com/financial/retirement/
Our core capital should be designed to outlive us. In fact, it’s important for you to start thinking about your money in terms of it outliving you, not the other way around. You don’t want to outlive your money.
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Discovering Delhi - India's Cultural Capital.pptxcosmo-soil
Delhi, the heartbeat of India, offers a rich blend of history, culture, and modernity. From iconic landmarks like the Red Fort to bustling commercial hubs and vibrant culinary scenes, Delhi's real estate landscape is dynamic and diverse. Discover the essence of India's capital, where tradition meets innovation.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
9. A bonus you can get from the
government each year for adding
money to your KiwiSaver account
9 ‘default providers’ are chosen
by the government – Booster is
one!
There are 25 KiwiSaver providers
in all
8.
10. 26,569 people withdrew some of
their KiwiSaver money in 2016 to
help buy their first homes
9.