This presentation looks at Eco Terrorism
Eco Terrorism is growing in terms of risk. All level of government need to look at the issues including water management, land management, forest management and building codes
More radical environmentalists are trying to hijack the government agenda when it comes to environment.
Many forest fires have been link to people setting them as part creating disruption within government
CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs the real issue which is urban planning.
All level of governments are failing to do proper risk management plans in terms of mitigating impact of disasters.
This presentation looks at Eco Terrorism
Eco Terrorism is growing in terms of risk. All level of government need to look at the issues including water management, land management, forest management and building codes
More radical environmentalists are trying to hijack the government agenda when it comes to environment.
Many forest fires have been link to people setting them as part creating disruption within government
CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs the real issue which is urban planning.
All level of governments are failing to do proper risk management plans in terms of mitigating impact of disasters.
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
All levels of govts have to revisit how they managed all aspects of their land as well as urban planning.
Forest Management: Climate Change Practices around the Worldpaul young cpa, cga
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
All levels of govts have to revisit how they managed all aspects of their land as well as urban planning
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog or
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
Not enough is being said about either eco-terrorism or poor urban planning
This presentation looks at Eco Terrorism
Eco Terrorism is growing in terms of risk. All level of government need to look at the issues including water management, land management, forest management and building codes
More radical environmentalists are trying to hijack the government agenda when it comes to environment.
Many forest fires have been link to people setting them as part creating disruption within government
CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs the real issue which is urban planning.
All level of governments are failing to do proper risk management plans in terms of mitigating impact of disasters.
This presentation looks at Eco Terrorism
Eco Terrorism is growing in terms of risk. All level of government need to look at the issues including water management, land management, forest management and building codes
More radical environmentalists are trying to hijack the government agenda when it comes to environment.
Many forest fires have been link to people setting them as part creating disruption within government
CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs the real issue which is urban planning.
All level of governments are failing to do proper risk management plans in terms of mitigating impact of disasters.
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
All levels of govts have to revisit how they managed all aspects of their land as well as urban planning.
Forest Management: Climate Change Practices around the Worldpaul young cpa, cga
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
All levels of govts have to revisit how they managed all aspects of their land as well as urban planning
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog or
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
Not enough is being said about either eco-terrorism or poor urban planning
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
All levels of govts have to revisit how they managed all aspects of their land as well as urban planning.
Blog – Emissions and Environmental Policies – 2019 Analysis
1. https://www.canada.ca/en/environment-climate-change/services/climate-change/greenhouse-gas-emissions/sources-sinks-executive-summary-2020.html - After hovering between 700 and 720 megatonnes of carbon dioxide equivalent (Mt CO2 eq) in recent years, in 2018 (the most recent annual dataset in this report) Canada’s greenhouse gas (GHG) emissions increased to 729 Mt CO2 eq. This increase is attributed to higher fuel consumption for transportation, winter heating and oil and gas extraction. Over the long term, Canada’s economy has grown more rapidly than its GHG emissions: the emissions intensity for the entire economy (GHG per Gross Domestic Product [GDP]) has declined by 36% since 1990 and 20% since 2005. Emission trends since 2005 remain consistent, with emission increases in the Oil and Gas and Transportation sectors being offset by decreases in other sectors, notably Electricity and Heavy Industry
2. USA emissions fell by 2% for 2019 - https://www.eia.gov/todayinenergy/detail.php?id=43615
3. China continues to spew CO2 - https://www.theverge.com/2021/3/2/22309374/global-china-carbon-dioxide-emissions-rising
4. Forests are doing a banner job with sequestering carbon - https://www.wri.org/blog/2021/01/forests-carbon-emissions-sink-flux
5. EMEA leads in terms of recycling - https://www.nspackaging.com/analysis/best-recycling-countries/
6. EMEA leads on water management - https://epi.yale.edu/epi-results/2020/component/h2o
7. Canada has some of the best air quality in the world - https://www.lovemoney.com/gallerylist/79106/the-worlds-most-and-least-polluted-countries-ranked
8. Carbon tax is not revenue neutral - https://www.taxpayer.com/newsroom/carbon-tax-not-revenue-neutral-last-year
9. Volcanos - https://weather.com/news/news/2021-04-12-la-soufriere-volcano-satellite-imagery
10. Sun - https://oilprice.com/Energy/Energy-General/Blocking-The-Sun-A-Crazy-Idea-To-Stop-Climate-Change.html
Environment - Air Quality Water and Land Management - November 2017paul young cpa, cga
Here is look at air quality, water and land management around the world. There is allot of talk on climate change, but little is said about poor environmental standards when it comes to air quality or land management or drinkable water.
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
2019 Election| Environmental| Climate Change| Canada | Analysis and Comme...paul young cpa, cga
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Canada needs to stop blaming all issues facing the environment on climate change. It is time for real solutions.
Summary:
Governments around the world need to restore confidence in themselves by removing mandates - https://www.usnews.com/news/health-news/articles/2022-02-09/new-york-joins-growing-list-of-states-removing-mask-mandates-in-new-phase-of-covid-19-pandemic
Eco-terrorism has been on the rise for many years. More and more groups are looking at ways to disrupt the flow commerce through their blockades and other means. The problem is many governments like Justin Trudeau turn a blind eye to blockades unless supports their narrative. https://www.france24.com/en/live-news/20220218-violent-attack-by-protesters-at-canadian-pipeline-worksite
The private sector will continue spend money to protect their various locations. https://www.marketwatch.com/press-release/private-security-services-market-size-2022-by-company-regions-and-applications-development-trends-future-growth-business-share-prospects-with-covid-19-impact-forecast-to-2025-2022-02-04
More needs to be done to protect the environment while growing the economy in a sustainable way - https://www.slideshare.net/paulyoungcga/how-the-public-and-private-sector-can-better-supoort-the-circular-and-green-economies
1. Top eco-terrorism threats – https://www.dailymail.co.uk/news/article-10528525/Trudeau-ignores-violent-terrorism-20-eco-terrorists-axes-surround-Gaslink-pipeline-workers.html
2. Threats - https://globalriskinsights.com/2022/01/top-11-geopolitical-risks-for-2022/
3. Insurance - https://www.insurancejournal.com/magazines/mag-features/2022/02/07/652540.htm
4. Police costs - https://www.sudbury.com/beyond-local/more-than-14-million-spent-on-trucker-convoy-protests-ottawa-police-services-board-5069312
5. Forest fires - https://www.nbclosangeles.com/news/california-wildfires/man-charged-arson-whittier-brush-fire-wildfires/2826275/
6. Supply chain - https://www.macdonaldlaurier.ca/canada-critical-global-supply-chain/
7. Green - https://economictimes.indiatimes.com/news/india/foreign-secretary-suggests-european-states-to-avoid-debt-traps-build-eco-linkages/articleshow/89046595.cms?from=mdr
8. Funding and protests - https://www.cbc.ca/news/opinion/opinion-climate-activist-terrorist-hero-1.6237005
9. Climate activism - https://www.cbc.ca/news/opinion/opinion-climate-activist-terrorist-hero-1.6237005
10. BC Gas link - https://westernstandardonline.com/2022/02/political-leaders-call-out-trudeau-for-ignoring-eco-terrorism-at-bc-coastal-gaslink-site/
Affordable Housing and Homelessness - Canada and the Worldpaul young cpa, cga
Summary:
Average housing price in Canada is close to 800K.
Mortgage debt continues to increase at a faster pace than inflation
People continue to invest into their homes - https://www.furnituretoday.com/research-and-analysis/houzz-report-gives-outlook-on-q1-2022-home-renovation-design/
Construction prices continue to rise - https://ontarioconstructionnews.com/construction-industry-facing-perfect-storm-of-rising-costs-altus-group/
1. Housing affordability - https://www.mondaq.com/canada/real-estate/1161462/ontario39s-housing-affordability-task-force-urges-major-reforms-to-approvals-process-for-residential-development
2. Construction costs - https://www.marketwatch.com/investing/index/djuscn?countrycode=xx
3. Household debt - https://www.creditcanada.com/blog/state-of-canadian-household-debt
4. Housing bubble - https://survivingtomorrow.org/canadas-real-estate-market-is-a-giant-pyramid-scheme-832ea0364c68
5. Urban - https://building.ca/rural-population-growth-concentrated-near-urban-centres/
6. Housing innovation - https://www.archdaily.com/963686/the-same-technology-that-will-allow-us-to-address-housing-challenges-on-earth-will-allow-us-to-venture-off-to-space-interview-with-jason-ballard-of-icon
7. Property tax - https://blackburnnews.com/midwestern-ontario/midwestern-ontario-news/2022/02/15/owen-sound-residents-face-tax-increase/
8. Mortgage - https://www.bloombergquint.com/onweb/canadians-pile-into-mortgage-debt-at-fastest-pace-in-a-decade
9. Millennials - https://fortune.com/2022/02/09/millennials-feel-screwed-housing-market-majority-have-major-regrets/
10. Insurance - https://www.bankrate.com/insurance/homeowners-insurance/homeowners-insurance-cost/
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
This presentations looks at emissions. It is up the readers to ask questions of their leader on what will be done to meet the target, i.e. hiking carbon tax, phasing out oil and gas, etc.
How to Mitigate the threats of Climate Change - November 2021paul young cpa, cga
Blog – How to mitigate the impact of Climate Change
Weather over the years has played havoc to infrastructure related to both public and private sector. More needs to be done as part of mitigating the impact from weather.
1. Emissions - https://financialpost.com/commodities/energy/oil-gas/mark-carney-says-carbon-offsets-must-be-limited-to-residual-emissions
2. Diet - https://ca.news.yahoo.com/mens-meaty-diets-lead-to-40-more-carbon-emissions-than-women-163542976.html
3. Rail - https://newscenter.lbl.gov/2021/11/23/big-batteries-on-wheels-can-deliver-zero-emissions-rail-while-securing-the-grid/
4. Emissions - https://finance.yahoo.com/news/opinion-guest-view-states-must-210012259.html
5. Cement - https://www.architectmagazine.com/technology/post-cop26-how-green-can-we-make-concrete_o
6. Hydrogen - https://www.metaltechnews.com/story/2021/11/24/tech-bytes/french-hydrogen-for-cement-steelmaking/777.html
7. Electrical vehicles - https://www.deccanherald.com/science-and-environment/electric-cars-arent-enough-to-hit-climate-targets-1053979.html
8. Land - https://www.careourearth.com/the-list-of-countries-ranked-by-co2-emissions-per-square-kilometer/
9. Flood mitigation – https://globalnews.ca/news/8397330/bc-flood-warnings-ignored/
10. Smart cities - https://www.smartcitiesdive.com/news/smart-cities-grapple-with-equity-issues-heightened-by-the-pandemic/610372/
11. Urban Planning - https://www.smartcitiesdive.com/news/are-digital-twins-the-future-of-urban-planning/609232/
12. Urban Planning - https://www2.deloitte.com/xe/en/insights/industry/public-sector/future-of-cities.html
13. Food - https://dailynewsegypt.com/2021/11/23/food-security-should-be-at-heart-of-climate-change-mitigation-environment-minister/
Revised Housing and Homelessness for Canada and the World paul young cpa, cga
Summary:
Home prices have surged worldwide due to fiscal stimulus and monetary easing to help counter the economic fallout from rising COVID-19 cases. But the outlook for housing markets is now murky as the U.S. Federal Reserve and other central banks lean toward tightening policies to combat higher inflation.
Source - https://asia.nikkei.com/Spotlight/Datawatch/World-s-red-hot-housing-markets-brace-for-interest-rate-hikes
Underinsurance of property risks1 is a global challenge. Much of the protection gap is due to uninsured global natural catastrophe risk, which has been rising steadily over the past 40 years
This presentation looks at Eco Terrorism:
Eco Terrorism is growing in terms of risk. All level of government need to look at the issues including water management, land management, forest management and building codes
CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs the real issue which is urban planning.
All level of governments are failing to do proper risk management plans in terms of mitigating impact of disasters.
Blog – Rise of Eco-Terrorism – May 2023
The world continues to move to net zero as part of curbing emissions as well as better environmental practices related to recycling, water management, urban planning, rural planning, land management, and forestry management.
More needs to be done to mitigate the impact of climate change through key policy changes related to land, forestry, and water management.
Laws need to be tougher when it comes to prosecuting eco-terrorism. Over the past 7 years there has been a rise in eco-terrorism.
Additional Links and Sources
AB wildfires - https://globalnews.ca/news/9673400/arson-alberta-wildfires-intentionally-set-church/
Insurance Risks - https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html
Flood mitigation - https://www.texastribune.org/2023/05/19/texas-legislature-flood-prevention-budget-ike-dike/
Forest Fire Mitigation - https://www.theglobeandmail.com/opinion/article-alberta-had-one-of-the-best-wildfire-programs-in-the-world-budget-cuts/
Rise of eco-terrorism - https://rogerpielkejr.substack.com/p/will-2023-see-a-rise-in-eco-terrorism
Geopolitical risks - https://time.com/6243988/top-global-risks-of-2023/
Climate Change - https://www.axios.com/2023/05/29/state-farm-home-insurance-california-wildfires
ESG - https://www.mondaq.com/unitedstates/compliance/1321254/the-rise-of-international-esg-disclosure-standards
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
All levels of govts have to revisit how they managed all aspects of their land as well as urban planning.
Blog – Emissions and Environmental Policies – 2019 Analysis
1. https://www.canada.ca/en/environment-climate-change/services/climate-change/greenhouse-gas-emissions/sources-sinks-executive-summary-2020.html - After hovering between 700 and 720 megatonnes of carbon dioxide equivalent (Mt CO2 eq) in recent years, in 2018 (the most recent annual dataset in this report) Canada’s greenhouse gas (GHG) emissions increased to 729 Mt CO2 eq. This increase is attributed to higher fuel consumption for transportation, winter heating and oil and gas extraction. Over the long term, Canada’s economy has grown more rapidly than its GHG emissions: the emissions intensity for the entire economy (GHG per Gross Domestic Product [GDP]) has declined by 36% since 1990 and 20% since 2005. Emission trends since 2005 remain consistent, with emission increases in the Oil and Gas and Transportation sectors being offset by decreases in other sectors, notably Electricity and Heavy Industry
2. USA emissions fell by 2% for 2019 - https://www.eia.gov/todayinenergy/detail.php?id=43615
3. China continues to spew CO2 - https://www.theverge.com/2021/3/2/22309374/global-china-carbon-dioxide-emissions-rising
4. Forests are doing a banner job with sequestering carbon - https://www.wri.org/blog/2021/01/forests-carbon-emissions-sink-flux
5. EMEA leads in terms of recycling - https://www.nspackaging.com/analysis/best-recycling-countries/
6. EMEA leads on water management - https://epi.yale.edu/epi-results/2020/component/h2o
7. Canada has some of the best air quality in the world - https://www.lovemoney.com/gallerylist/79106/the-worlds-most-and-least-polluted-countries-ranked
8. Carbon tax is not revenue neutral - https://www.taxpayer.com/newsroom/carbon-tax-not-revenue-neutral-last-year
9. Volcanos - https://weather.com/news/news/2021-04-12-la-soufriere-volcano-satellite-imagery
10. Sun - https://oilprice.com/Energy/Energy-General/Blocking-The-Sun-A-Crazy-Idea-To-Stop-Climate-Change.html
Environment - Air Quality Water and Land Management - November 2017paul young cpa, cga
Here is look at air quality, water and land management around the world. There is allot of talk on climate change, but little is said about poor environmental standards when it comes to air quality or land management or drinkable water.
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
2019 Election| Environmental| Climate Change| Canada | Analysis and Comme...paul young cpa, cga
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Canada needs to stop blaming all issues facing the environment on climate change. It is time for real solutions.
Summary:
Governments around the world need to restore confidence in themselves by removing mandates - https://www.usnews.com/news/health-news/articles/2022-02-09/new-york-joins-growing-list-of-states-removing-mask-mandates-in-new-phase-of-covid-19-pandemic
Eco-terrorism has been on the rise for many years. More and more groups are looking at ways to disrupt the flow commerce through their blockades and other means. The problem is many governments like Justin Trudeau turn a blind eye to blockades unless supports their narrative. https://www.france24.com/en/live-news/20220218-violent-attack-by-protesters-at-canadian-pipeline-worksite
The private sector will continue spend money to protect their various locations. https://www.marketwatch.com/press-release/private-security-services-market-size-2022-by-company-regions-and-applications-development-trends-future-growth-business-share-prospects-with-covid-19-impact-forecast-to-2025-2022-02-04
More needs to be done to protect the environment while growing the economy in a sustainable way - https://www.slideshare.net/paulyoungcga/how-the-public-and-private-sector-can-better-supoort-the-circular-and-green-economies
1. Top eco-terrorism threats – https://www.dailymail.co.uk/news/article-10528525/Trudeau-ignores-violent-terrorism-20-eco-terrorists-axes-surround-Gaslink-pipeline-workers.html
2. Threats - https://globalriskinsights.com/2022/01/top-11-geopolitical-risks-for-2022/
3. Insurance - https://www.insurancejournal.com/magazines/mag-features/2022/02/07/652540.htm
4. Police costs - https://www.sudbury.com/beyond-local/more-than-14-million-spent-on-trucker-convoy-protests-ottawa-police-services-board-5069312
5. Forest fires - https://www.nbclosangeles.com/news/california-wildfires/man-charged-arson-whittier-brush-fire-wildfires/2826275/
6. Supply chain - https://www.macdonaldlaurier.ca/canada-critical-global-supply-chain/
7. Green - https://economictimes.indiatimes.com/news/india/foreign-secretary-suggests-european-states-to-avoid-debt-traps-build-eco-linkages/articleshow/89046595.cms?from=mdr
8. Funding and protests - https://www.cbc.ca/news/opinion/opinion-climate-activist-terrorist-hero-1.6237005
9. Climate activism - https://www.cbc.ca/news/opinion/opinion-climate-activist-terrorist-hero-1.6237005
10. BC Gas link - https://westernstandardonline.com/2022/02/political-leaders-call-out-trudeau-for-ignoring-eco-terrorism-at-bc-coastal-gaslink-site/
Affordable Housing and Homelessness - Canada and the Worldpaul young cpa, cga
Summary:
Average housing price in Canada is close to 800K.
Mortgage debt continues to increase at a faster pace than inflation
People continue to invest into their homes - https://www.furnituretoday.com/research-and-analysis/houzz-report-gives-outlook-on-q1-2022-home-renovation-design/
Construction prices continue to rise - https://ontarioconstructionnews.com/construction-industry-facing-perfect-storm-of-rising-costs-altus-group/
1. Housing affordability - https://www.mondaq.com/canada/real-estate/1161462/ontario39s-housing-affordability-task-force-urges-major-reforms-to-approvals-process-for-residential-development
2. Construction costs - https://www.marketwatch.com/investing/index/djuscn?countrycode=xx
3. Household debt - https://www.creditcanada.com/blog/state-of-canadian-household-debt
4. Housing bubble - https://survivingtomorrow.org/canadas-real-estate-market-is-a-giant-pyramid-scheme-832ea0364c68
5. Urban - https://building.ca/rural-population-growth-concentrated-near-urban-centres/
6. Housing innovation - https://www.archdaily.com/963686/the-same-technology-that-will-allow-us-to-address-housing-challenges-on-earth-will-allow-us-to-venture-off-to-space-interview-with-jason-ballard-of-icon
7. Property tax - https://blackburnnews.com/midwestern-ontario/midwestern-ontario-news/2022/02/15/owen-sound-residents-face-tax-increase/
8. Mortgage - https://www.bloombergquint.com/onweb/canadians-pile-into-mortgage-debt-at-fastest-pace-in-a-decade
9. Millennials - https://fortune.com/2022/02/09/millennials-feel-screwed-housing-market-majority-have-major-regrets/
10. Insurance - https://www.bankrate.com/insurance/homeowners-insurance/homeowners-insurance-cost/
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Carbon tax/price does not reduce emissions - https://drinkingwateradvisor.com/2018/04/11/a-carbon-tax-has-a-proven-track-record-it-does-not-achieve-the-promised-results/
Carbon Tax are not revenue neutral - https://www.taxpayer.com/commentaries/bc-carbon-tax-not-revenue-neutral-anymore-27652
Carbon Tax and GDP - https://ipolitics.ca/2018/04/23/pbo-says-carbon-tax-will-knock-10-billion-off-gdp-by-2022/
Gore, Suzuki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government - https://www.youtube.com/watch?v=T9eQNZu9Sog
This presentations looks at emissions. It is up the readers to ask questions of their leader on what will be done to meet the target, i.e. hiking carbon tax, phasing out oil and gas, etc.
How to Mitigate the threats of Climate Change - November 2021paul young cpa, cga
Blog – How to mitigate the impact of Climate Change
Weather over the years has played havoc to infrastructure related to both public and private sector. More needs to be done as part of mitigating the impact from weather.
1. Emissions - https://financialpost.com/commodities/energy/oil-gas/mark-carney-says-carbon-offsets-must-be-limited-to-residual-emissions
2. Diet - https://ca.news.yahoo.com/mens-meaty-diets-lead-to-40-more-carbon-emissions-than-women-163542976.html
3. Rail - https://newscenter.lbl.gov/2021/11/23/big-batteries-on-wheels-can-deliver-zero-emissions-rail-while-securing-the-grid/
4. Emissions - https://finance.yahoo.com/news/opinion-guest-view-states-must-210012259.html
5. Cement - https://www.architectmagazine.com/technology/post-cop26-how-green-can-we-make-concrete_o
6. Hydrogen - https://www.metaltechnews.com/story/2021/11/24/tech-bytes/french-hydrogen-for-cement-steelmaking/777.html
7. Electrical vehicles - https://www.deccanherald.com/science-and-environment/electric-cars-arent-enough-to-hit-climate-targets-1053979.html
8. Land - https://www.careourearth.com/the-list-of-countries-ranked-by-co2-emissions-per-square-kilometer/
9. Flood mitigation – https://globalnews.ca/news/8397330/bc-flood-warnings-ignored/
10. Smart cities - https://www.smartcitiesdive.com/news/smart-cities-grapple-with-equity-issues-heightened-by-the-pandemic/610372/
11. Urban Planning - https://www.smartcitiesdive.com/news/are-digital-twins-the-future-of-urban-planning/609232/
12. Urban Planning - https://www2.deloitte.com/xe/en/insights/industry/public-sector/future-of-cities.html
13. Food - https://dailynewsegypt.com/2021/11/23/food-security-should-be-at-heart-of-climate-change-mitigation-environment-minister/
Revised Housing and Homelessness for Canada and the World paul young cpa, cga
Summary:
Home prices have surged worldwide due to fiscal stimulus and monetary easing to help counter the economic fallout from rising COVID-19 cases. But the outlook for housing markets is now murky as the U.S. Federal Reserve and other central banks lean toward tightening policies to combat higher inflation.
Source - https://asia.nikkei.com/Spotlight/Datawatch/World-s-red-hot-housing-markets-brace-for-interest-rate-hikes
Underinsurance of property risks1 is a global challenge. Much of the protection gap is due to uninsured global natural catastrophe risk, which has been rising steadily over the past 40 years
This presentation looks at Eco Terrorism:
Eco Terrorism is growing in terms of risk. All level of government need to look at the issues including water management, land management, forest management and building codes
CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs the real issue which is urban planning.
All level of governments are failing to do proper risk management plans in terms of mitigating impact of disasters.
Blog – Rise of Eco-Terrorism – May 2023
The world continues to move to net zero as part of curbing emissions as well as better environmental practices related to recycling, water management, urban planning, rural planning, land management, and forestry management.
More needs to be done to mitigate the impact of climate change through key policy changes related to land, forestry, and water management.
Laws need to be tougher when it comes to prosecuting eco-terrorism. Over the past 7 years there has been a rise in eco-terrorism.
Additional Links and Sources
AB wildfires - https://globalnews.ca/news/9673400/arson-alberta-wildfires-intentionally-set-church/
Insurance Risks - https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html
Flood mitigation - https://www.texastribune.org/2023/05/19/texas-legislature-flood-prevention-budget-ike-dike/
Forest Fire Mitigation - https://www.theglobeandmail.com/opinion/article-alberta-had-one-of-the-best-wildfire-programs-in-the-world-budget-cuts/
Rise of eco-terrorism - https://rogerpielkejr.substack.com/p/will-2023-see-a-rise-in-eco-terrorism
Geopolitical risks - https://time.com/6243988/top-global-risks-of-2023/
Climate Change - https://www.axios.com/2023/05/29/state-farm-home-insurance-california-wildfires
ESG - https://www.mondaq.com/unitedstates/compliance/1321254/the-rise-of-international-esg-disclosure-standards
Forestry Management - Practices around the World - February 2018paul young cpa, cga
Allot is written on climate change, especially the negativity that climate-change is man-made
Not enough is said the role forests play in the absorption of CO2.
Forestry Management - Practices around the World - June 2018paul young cpa, cga
Environmentalists never discuss carbon absorption by plant life including forests - https://www.bbc.com/news/science-environment-29601644
Climate always changes - https://www.youtube.com/watch?v=T9eQNZu9Sog
Canada may already be carbon neutral - http://business.financialpost.com/opinion/canada-may-already-be-carbon-neutral-so-why-are-we-keeping-it-a-secret
The Adam Smith Plan to Save Markets and the Climate: The Climate is Too Big t...Nancy Skinner
This is a Proposed Plan B for financing the global climate crisis and the rapid transition to a clean energy economy. The existing funding mechanisms are woefully insufficient to meet the 1.5°C goal or 2°C limit. The goal of having $100 million/yr. by 2020 for the Green Climate Fund is wildly unrealistic, especially given US political developments and the unintended effects of Brexit.
Moreover, the IPCC has underestimated the rate of climate change and relied on far more extensive development of Carbon Capture and Storage (CCS) than is currently possible or incentivized to meet the 2°C limit. The stark reality is we simply lack financing at the scale needed to decarbonize both developing and developed economies, in the time frames needed.
In short, we need a "Big Bold Idea' that is much larger in size, that facilitates all stakeholders, including developing and developed nations, to decarbonize economies rapidly, and incentivize CCS to unleash rapid innovation.
Finally, the Fund addresses the interests of companies that find themselves with enormous stranded assets - fossil fuels. The plan incentivizes them to lead the development of CCS implementation from existing technologies used by coal, oil & gas plants to the progression of net-negative CCS (including BECCS and newer breakthrough technologies).
The Adam Smith Plan elegantly produces a Global Climate Fund of roughly $6.7 Trillion USD/year. The International Energy Association has projected $1.1 Trillion per year required for investments in the energy sector alone to meet the 2°C goal.
Adam's Smith described an "invisible hand" that could serve all interests even as people pursue their own self-interest. That is quite different than the existing paradigm which requires financial "sacrifice" by nations to help solve the global crisis; effectively a zero-sum game. The Plan utilizes a global funding mechanism to benefit nations, not only to reduce emissions but to deliver an economic shot in the arm to whole new industries and new jobs, while actually reducing risks to global financial institutions and investors from large Institutional investors (Insurers and Pensions), to Portfolio and Fund managers, to ordinary investors.
It's an offshoot of the Tobin Tax, a .05% tax on the estimated $5.30 Trillion/day of currency exchanges (FX), that yields a $6.7 Trillion Annual fund that can save the Climate, grow global growth and stabilize Markets.
A single private bank in London now closes FX of 18 currencies at the same time across all time zones. The bank is owned by 69 Member Banks and as such, we can avoid the perpetual obstacle of political resistance. Imposing a minuscule tax on the trade of the wealthiest on the earth, currency traders, which amounts to rounding errors for them, can finance the entire global transition to clean energy economies, with minimal administration of collection efforts, essentially acting as Adam’s Smith’s “Invisible Hand".
Australian Bushfire
and Climate Plan
Final report of the National Bushfire and Climate Summit 2020
The severity and scale of Australian bushfires
is escalating
Australia’s Black Summer fires over 2019 and 2020
were unprecedented in scale and levels of destruction.
Fuelled by climate change, the hottest and driest year
ever recorded resulted in fires that burned through land
two-and-a-half times the size of Tasmania (more than 17
million hectares), killed more than a billion animals, and
affected nearly 80 percent of Australians. This included
the tragic loss of over 450 lives from the fires and
smoke, more than 3,000 homes were destroyed, and
thousands of other buildings.
While unprecedented, this tragedy was not
unforeseen, nor unexpected. For decades climate
scientists have warned of an increase in climaterelated disasters, including longer and more
dangerous bushfire seasons, which have become
directly observable over the last 20 years. Extremely
hot, dry conditions, underpinned by years of reduced
rainfall and a severe drought, set the scene for the
Black Summer crisis.
Recommendations - The 3 Rs - Response,
Readiness and Recovery
There is no doubt that bushfires in Australia have
become more frequent, ferocious and unpredictable
with major losses in 2001/02 in NSW, 2003 in the
ACT, 2013 in Tasmania and NSW, 2018 in Queensland,
2009 Black Saturday Fires in Victoria and 2019/20 in
Queensland, NSW, Victoria and South Australia. We are
now in a new era of supercharged bushfire risk, forcing
a fundamental rethink of how we prevent, prepare for,
respond to, and recover from bushfires.
This Australian Bushfire and Climate Plan report
provides a broad plan and practical ideas for
governments, fire and land management agencies
and communities to help us mitigate and adapt to
worsening fire conditions. The 165 recommendations
include many measures that can be implemented right
now, to ensure communities are better protected.
Connected resilience a 'grand challenge' for the 21st centuryDavid Denyer
In this article, I argue that we need to consider connected resilience as a 'Grand Challenge' for the 21st Century. Grand Challenges are complex challenges with far-reaching societal implications that lack a clear solution. They reflect the reality that society is increasingly interdependent – a system of systems – where challenges and changes have the potential to disrupt people, organisations, communities, economies and societies. Wellbeing, informal networks, and community engagement are just as crucial in building connected resilience as robust infrastructure and systems.
This is Cat Tales, the e-newsletter of the Institute for Catastrophic Loss Reduction, for March/April 2015. Included in this issue: Under development: The growing use of planning tools, including development permits, to address wildfire risk to communities; New Global Alliance of Disaster Research Institutes formed; Book excerpt: Flood Forecast; and, ICLR’s Paul Kovacs opens Premiers’ climate change summit.
Environmental Issues - It is not about climate change - February 2018paul young cpa, cga
This presentation discusses air quality. Too much doom and gloom is spread about air pollution and not enough is said on actions done by countries like Canada and USA for the past 25+ years to improve air quality in their various countries
Gore, Suziki as well as others blame climate change on man-made issues as way to push their own agenda. The fact is climate always changes. If you do not need to take my word, but you should listen to skeptics. These same skeptics are not funded by government
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
2. Paul Young - Bio
• CPA, CGA (1996)
• Financial Solutions (FOPM/FPM)
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Financial Solutions
• SME – Advance Technology and Market
Entry
• SME – Supply Chain Management
• SME – Business Strategy and
Restructuring
• Academia – Advance Accounting,
Advance Finance, Internal Audit, Advance
Information Systems and Public Finance
3. Disclaimer
• This presentation looks at Eco Terrorism
• Eco Terrorism is growing in terms of risk. All level of government need to
look at the issues including water management, land management, forest
management and building codes
• More radical environmentalists are trying to hijack the government
agenda when it comes to environment.
• Many forest fires have been link to people setting them as part creating
disruption within government
• CO2 is the cop put, why? It is easy to blame CO2 on natural disaster vs
the real issue which is urban planning.
• All level of governments are failing to do proper risk management plans in
terms of mitigating impact of disasters.
4. Agenda
• History
• Terrorism Cost
• What is Eco Terrorism?
• Trudeau and Climate Change
• The cost of eco terrorism
• Top risks for business / 2020
• BC Forest Fires
• What can be done?
• Forest Fires and Arson
• Forest Management / Policies
• Flood Management
• Australia Wild Fires
• California Fires
• Cuts to the environment
• Top Geo-Political Risks
6. Cost of Terrorism
• Terrorism costs the EU $180B -
https://www.weforum.org/agenda/2018/06/the-financial-cost-of-
terrorism-in-europe/
• Insurance Industry and Premiums “Despite the huge losses related to
the Sept. 11 terror attacks, the insurance industry is getting back on its
feet. Higher premiums and strong demand for new policies are
helping. But with terrorism coverage still not available for potential
multi-billion-dollar losses — the insurance, banking, and real estate
industries are lobbying Congress heavily to get the federal
government to step in as insurer of last resort. Critics say the move
amounts to a bailout for an industry that’s already recovered nicely on
its own. ” – Source - https://www.weforum.org/agenda/2018/06/the-
financial-cost-of-terrorism-in-europe/
10. Trudeau blames disaster on CO2
https://www.nextbigfuture.com/2018/01/was-there-global-warming-in-the-1880s-
because-25-hurricanes-hit-the-usa-in-that-
decade.html?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+bl
ogspot%2Fadvancednano+%28nextbigfuture%29
1. Today’s there are more people living close to ocean -
https://coast.noaa.gov/states/fast-facts/economics-and-demographics.html (over
124M)
2. Climate Change / Environmental - https://www.slideshare.net/paulyoungcga/what-
are-the-issues-facing-the-environment
3. 1880s also meant there were no barriers and/or early warning systems like there are
today.
4. City planners need to take some of the blame for their actions. Houston is good
example of poor urban planning - https://coast.noaa.gov/states/fast-
facts/economics-and-demographics.html or
https://www.theguardian.com/commentisfree/2017/aug/31/real-villains-harvey-
flood-urban-sprawl
The cop out has been climate change as it is an easy deflection from systemic issues facing
urban planners.
Trudeau blames flood
on Climate Change
11. Summary / Threats
• Many groups go into hiding when they are either defeated or
stand no chance to win
• BAATH Party went into hiding after the second invasion
• Taliban Party went into hiding and now is taken part in attacks on
Afghanistan
• Many groups have cells. It takes money and time to monitor these cells
either within a country or globally
• It is difficult to de-radicalised people as they follow the scripts send by
their leaders
• Many groups have said they will attack people as they sleep
12. What is Eco Terrorism?
destruction, or the threat of destruction, of the environment by
states, groups, or individuals in order to intimidate or to coerce
governments or civilians. The term also has been applied to a
variety of crimes committed against companies or government
agencies and intended to prevent or to interfere with activities
allegedly harmful to the environment.
Source - https://www.britannica.com/topic/ecoterrorism
13. Terrorism Cost
Source - http://foreignpolicy.com/2017/09/01/the-green-radicals-are-coming-environmental-extremism/ or
http://economicsandpeace.org/wp-content/uploads/2016/11/Global-Terrorism-Index-2016.2.pdf or
https://www.weforum.org/agenda/2018/06/the-financial-cost-of-terrorism-in-europe/
14. Forest Management/Forest Fire Fighting
• The Canadian Interagency Forest Fire Centre (CIFFC) provides
operational wildland fire-control services, as well as management and
information services to its Member Agencies. In addition to
coordinating services for all of the provinces, territories and the federal
fire management agencies, CIFFC often coordinates the sharing of
resources with the United States and other countries.
• Funding - Funding for the Centre is as unique as its management systems.
The Federal government contributes one-third of the Centre's operating
costs. The remaining two-thirds is funded by the provinces and territories on
the basis of their inventoried productive forest land. British Columbia, for
example, with large tracts of forest, pays 17% of the two-thirds while Prince
Edward Island pays only 0.1%.
• Provinces have to make requests for help. Availability of resources can be
based on current fire situation in each province.
•
15. Ontario / McGuinty
Source - http://www.torontosun.com/2013/12/17/liberals-latest-disaster-in-works-leaves-northern-ontario-vulnerable
The latest disaster in the works is a plan to cut Ministry of Natural Resources (MNR)
fire services to Kirkland Lake — a plan that will leave an area the size of France
without fire protection, says Kirkland Lake Mayor Bill Enouy.
“We have no protection in Timiskaming right now because they tell us they’re
protecting us from Cochrane or Timmins, which are 145 km away,” he told me.
Kirkland Lake was hard hit by forest fires in 2012. Without the MNR firefighters, those
infernos would have been even more devastating.
“During those big fires there were small fires that started south of us. If left unattended,
they would have surrounded the community,” Enouy said.
He’s worried that cutbacks to MNR will have an economic impact on the area.
Provincial parks and other services have already been cut.
Toronto Sun – December 17, 2013
16. Fort McMurray Fire
Source - http://globalnews.ca/news/3514190/province-to-release-2-reports-on-fort-mcmurray-wildfire-response-thursday-night/
A report into the Fort McMurray wildfire cites critical communications
breakdowns as the fire swept into the municipality and forced thousands to
flee. (Read the reports below).
Independent consultants that produced the report for the province noted that
in the early days of the fire in May 2016, the two crews battling the blazes
were operating through different command centers.
Communication broke down when one crew chief realized the fire would
enter Fort McMurray, but failed to inform crews in the Regional Municipality
of Wood Buffalo.
17. BC Government Forest Management
Source - https://www.policyalternatives.ca/sites/default/files/uploads/publications/BC%20Office/2010/12/CCPA_BTN_forest_service_web.pdf
18. 2017 Fire Season
• https://www.thestar.com/news/canada/2017/04/17/warm-dry-conditions-could-mean-more-forest-fires-this-summer-meteorologists-say.html
“If the forecast’s right that it’s a warmer than normal summer, we’ll probably
have more fires,” says Mike Flannigan, a meteorologist and professor in the
University of Alberta’s renewable resources department.
Flannigan says there are about 7,000 forest fires a year in Canada on average. But
that number can vary dramatically depending on the weather. Warm
temperatures mean a longer fire season, and more susceptible conditions.
• Climate Change people will say its all to do with global warming. FYI – There is no way to predict
a lightening strike – Oops, yes there is if you watch back to the future, lol
• Many provinces as well as federal government have curtail budgets when it comes forest
management, i.e. cutting bush back from rail routes, consolidation bases of operations for forest
fires, issues contract tenders (planes, copters, etc.)
Toronto Star – April 17, 2017
19. Forest Fires and Arson
• The fire started on May 21, 2018, and officials quickly determined it had been
caused by people. The evacuations lasted for more than a month as the fire
burned 32,000 hectares of forest in Manitoba and Ontario. Source -
https://www.msn.com/en-ca/weather/topstories/arson-charges-laid-in-wildfire-that-
forced-evacuations-of-eastern-manitoba-first-nations/ar-AABRoig?ocid=spartanntp
• “A few years ago, the U.S. Forest Service had a conference on
PYROTERRORISM. Arson is encouraged against Infidels as JIHAD. Plans exist
on the internet for the manufacture of remote-controlled incendiary devices.
Nothing else explains the increased frequency and perceived randomness of these
fires. Unfortunately, it is not politically correct to even discuss the possibility of Pyro
terrorism even though it is discussed within the U.S. Forest Service. ”Source -
https://wattsupwiththat.com/2018/08/14/green-fury-california-fires-caused-by-
environmentalists-not-climate-change/
20. Forest Fires / BC
• https://www.ctvnews.ca/canada/police-say-b-c-s-largest-forest-fire-in-
2017-was-human-caused-1.3780801
• I have said eco-terrorism is a big concern for all levels of government -
https://www.slideshare.net/paulyoungcga/terrorism-threats-november-
2017
• Governments are quick to blame CO2 for increase forest fires/floods -
https://www.youtube.com/watch?v=FeON1-b2N-4&t=35s, but little is
said on how all levels of government have cut their forest management
budgets - https://www.slideshare.net/paulyoungcga/forest-
management-canada-october-2017
21. Eco-Terrorism / Energy Sector
Source - http://thehill.com/opinion/energy-environment/366713-more-
eco-terrorist-attacks-on-energy-infrastructure-on-tap-for
Determined to disrupt the interstate transport of oil and natural gas throughout the
United States, a network of environmental activists is openly threatening to resort to
sabotage to achieve their ends. And having let their intentions be known, they are
crying foul now that law enforcement officials are taking their threats seriously.
Indeed, the recent past foreshadows what is to come. In October 2016, a group of
five demonstrators cut through padlocks and chains to enter the flow stations of the
Dakota Access Pipeline. Dubbed Valve Turners, they shut off the pipeline’s valves,
temporarily stopping the flow of oil through the pipeline. Local law enforcement
officials in North Dakota apprehended the group. A court found two of the protestors
guilty of felony charges, two more are awaiting trial, and a fifth was found guilty of
second-degree burglary.
22. Forest
Management
• https://www.slideshare.net/paulyoungcga
/forest-management-climate-change-
practices-around-the-world
• There needs to be integrated strategy
when managing all aspects of the
environment. The climate alarmist will
never discuss all aspects, why? Climate
alarmist want to push their agenda at all
cost!
• Provincial/States/Federal governments
have slashed their forest management
budgets -
https://www.cbc.ca/news/canada/british-
columbia/forest-management-could-be-
causing-more-harm-than-good-says-
ubc-prof-1.4777025
23. Forest Fires
Source -
http://cwfis.cfs.nrcan.gc.c
a/ha/nfdb
https://www.slideshare.net/paulyoungcga/forest-management-climate-change-practices-
around-the-world
There needs to be integrated strategy when managing all aspects of the environment.
The climate alarmist will never discuss all aspects, why? Climate alarmist want to push
their agenda at all cost!
Urban Planning / Forest Fires – there has been issues with poor urban planning -
https://www.theglobeandmail.com/world/article-in-wildfire-prone-bc-and-california-
urban-sprawl-and-bad-planning/
Eco-Terrorism and poor forest management practices - https://www.vox.com/energy-
and-environment/2018/8/17/17703836/mendocino-california-wildfire-zinke-
environmental-terrorist
24. Flooding /
Policy
• Aging infrastructure - https://www.on-
sitemag.com/infrastructure/torontos-
aging-water-infrastructure-high-density-
lead-to-issues-with-
flooding/1003960019/
• https://www.insurancejournal.com/news/i
nternational/2016/07/08/419498.htm - It
is time for home owners that wish to live
by water pay higher property taxes as
part building containment walls and/or
updating dykes and levies or other
diversion projects.
25. California Fires
https://www.latimes.com/california/story/2020-09-11/california-wildfires-climate-change-gavin-
newsom-trump
California has done poor job with management of its forests - With CA ablaze, Newsom blasts
Trump admin for failing to fight climate change -
https://wattsupwiththat.com/2019/05/14/californias-government-solely-responsible-for-states-
forest-management-and-wildfire-debacle/
It is time to for governments to bring in better forest mgmt. practices
https://www.slideshare.net/paulyoungcga/fiscal-and-economic-management-state-and-local-
government-united-states or https://www.slideshare.net/paulyoungcga/whats-next-for-the-
forestry-sector
26. Governmen
t Cutbacks /
Environmen
t
• Could it be the cuts in key areas along with poor urban planning makes the
narrative for the govt look good in terms pro climate change?
https://www.slideshare.net/paulyoungcga/urban-planning-issues-facing-urban-
planners-april-2019 or https://www.slideshare.net/paulyoungcga/forest-
management-practices-world-april-2019 or
https://www.slideshare.net/paulyoungcga/environment-canada-whats-next
• Lack of a flood map - https://www.insurancebusinessmag.com/ca/opinion/updated-
flood-maps-coming-to-canada-78259.aspx
• Rail and Fire - https://www.cbc.ca/news/canada/sudbury/ontario-government-
sues-cn-rail-for-millions-in-firefighting-costs-
1.2927083?fbclid=IwAR2_hehuCPiCxUrKa16hfbVhf1JXOT-
tkwRrNNTZwPu8FFnUxgVVLYx3198
• Parks Canada - https://www.hellulandnews.com/science/2017/8/21/the-failure-of-
parks-canada
• Budget cuts – Feds - https://nationalpost.com/news/politics/federal-government-
cutting-back-on-disaster-assistance-as-floods-become-more-severe
• PQ Floods = https://www.theglobeandmail.com/news/national/quebec-floods-
recede-but-competing-demands-fill-prevention-debate/article34981361/
• Wildfire mgmt. https://edmontonjournal.com/news/politics/alberta-premier-rachel-
notley-defends-cut-in-wildfire-budget
27. Australia Wildfires
Source - https://www.theaustralian.com.au/nation/nsw-firefronts-uncontrollable-as-state-braces-for-
heatwave/news-
story/4f006855e6b1598ba3a6d53c66391516?fbclid=IwAR0eGExNVbDWCuRrzeEYLJHCEWFw7-
aEz5jFeHFoss8l3m76QMx4_7X2QoY
NSW Rural Fire Service Inspector Ben Shepherd has revealed investigators are close to
charging more than a dozen suspected arsonists believed to have deliberately lit bushfires as
the state remains in the grip of an ongoing bushfire crisis.
With tireless firefighters continuing to battle more than 100 blazes across NSW, Mr. Shepherd
warned the RFS was working “hand-in-hand with police” and noted that the state has “some of
the toughest arson laws and penalties” in the country.
It comes amid revelations at least 56 people have already been charged or cautioned with 71
bushfire-related offences since August, with 16 ongoing investigations into suspicious fires,
including a blaze that threatened the rim of suburban Sydney in South Turramurra, on Sydney’s
Upper North Shore, on November 12.
“There are a number of fires so far this season that have been lit with malicious intent,” Mr.
Shepherd told The Australia.
30. What can be done?
• Risk and crisis management will play a key role with business and government models -
https://www.slideshare.net/paulyoungcga/understanding-risks-as-part-of-development-risk-management-best-practices
• All levels of government need to have better balanced of policies between the environment and the economy -
https://www.slideshare.net/paulyoungcga/global-economy-current-state-and-whats-next or
https://www.slideshare.net/paulyoungcga/fiscal-management-debt-and-deficits-canada or
https://www.slideshare.net/paulyoungcga/fiscal-and-economic-management-state-and-local-government-united-states or
https://www.rbcgam.com/en/ca/article/the-future-of-debt-inflation-and-global-rates/detail
• The world needs to revisit all its policies related to environment - https://www.slideshare.net/paulyoungcga/canada-global-
emissions-and-climate-change
• More investment in surveillance
• Use of Artificial Intelligence
• Urban Planning - https://www.slideshare.net/paulyoungcga/urban-and-rural-planning-whats-next-236315321
• More ecosystem protection and oversight
• More monitoring of ecosystems
• Forest and Land Management
• More effort into improving water systems and usage of land
• Control burns as well as other forest management process to mitigate the impact of fire
31. Other Sources
• If you like to learn
more about trade
and/or other
subjects as part of
your professional
learning and
development then
feel free to review
my material on
https://www.udemy.
com/ (search Paul
Young CPA CGA