Finch Capital in partnership with Dealroom released a
detailed data analytical report titled ‘The State of European FinTech, 2019 edition’, and reveals the drivers behind the strong value creation, the investors and the buyers of the fintech over the last five years.
Finch Capital issued its annual State of European fintech report for 2020. The report covers a range of topics impacting the fintech industry: where we are today; the impact of CV-19; the M&A conundrum; and trends the Finch Capital team anticipates will shape FinTech in 2021. This follows an analytical report published in April of this year titled ‘FinTech: The Future Post CV-19’.
How the COVID-19 pandemic will accelerate digital financial services.Benjamin Ensor
We are living through the worst public health crisis in a century.
The travel bans, physical distancing and lockdown measures necessary to control the coronavirus pandemic have shut down normal life and, with it, entire sectors of the world’s economies. That has triggered massive economic consequences and a deep global recession that threatens to overwhelm many companies and households.
The short-, medium- and long-term consequences for the financial services industry are severe.
My colleague Sarah Kocianski and I, and the team at 11:FS, have assessed how banks, investment management firms and insurance companies are going to be affected, and what their leaders can do about it.
Survival depends on evolution.
Rapid change will create opportunity for fast-moving digital businesses.
Lexology Getting the Deal Through Fintech Ireland 2020Matheson Law Firm
Why is Ireland uniquely placed to flourish as a Fintech hub, what are the triggers for regulated activities requiring authorisation, how does the regulatory landscape operate for Fintech firms and what trends are emerging in the Irish market? Answers to these questions are covered in the Ireland chapter of Lexology, Getting the Deal Through: Fintech 2020 by Financial Institutions Group partner, Liam Flynn and Financial Institutions Group senior associate, Lorna Daly.
The Australia FinTech Report 2021 report is an in-depth analysis of the rapidly evolving FinTech sector in Australia. The report takes a close look at the dynamic FinTech startups in the continent to understand the factors driving innovation. Read Australia FinTech Report 2021 to discover what makes Australia’s FinTech landscape unique—CDR and Open Banking, M&A, the FinTech segments powered by a flourishing ecosystem, growth in the FinTech ecosystem, and much more!
The Future of Fintech in Southeast AsiaFinch Capital
Finch Capital worked together with MDI Ventures and Dealroom to map the local FinTech ecosystem in Southeast Asia. We are sharing local funding and M&A data as well as our thoughts on the developments that shape local growth of Fintech companies
Innovate Finance’s 2017 VC FinTech investment landscape provides investors, startups and the wider FinTech ecosystem the data to understand trends and capital flows as the FinTech market evolves. Overall figures suggest that the UK has had its best year on record and was a global leader in terms of capital invested and deal volume, second only to the US.
CB Insights Global Fintech Report Q3 2019Jeff Martinez
Q3’19 fintech funding topped $8.9B, a quarterly record when adjusting for Ant Financial’s $14B investment in Q2’ As of Q3, fintech has raised $24.6B in 2019, already surpassing 2017’s annual total. Funding grew on the back of 19 $100M+ rounds worth approximately $4B in Q3’19.
Deals rebounded slightly in Q3’19 but are likely to fall short of 2018’s record as a result of a continued pullback in early stage investing: Fintech deals in Q3’19 grew 6% from Q2'19, but they have dropped in every quarter in 2019 when compared to the same time frame last year. Early stage (seed/angel and Series A) deals fell to an 11 quarter low and funding hit a 7 quarter low.
The US saw deals dip to an 11 quarter low while Asia saw deals spike and nearly surpass the US in Q3’19: The US saw deals dip as a result of a pull back in early stage deals, which also contributed to the overall drop in 2019 global deals through Q3’19. Asia saw deals rebound as China reclaimed the
lead from India as Asia’s top deal hub.
Southeast Asia fintech topped new annual highs: Southeast Asia set a new annual record with $701M raised across 87 deals through Q3’19 . The top 2 deals since 2015 occurred in 2019: a $100M Series B to Singapore based Deserka and a $100M Series C to Vietnam based MoMo.
India and China continued to battle over the title of Asia’s top fintech hub in Q3’19: China saw deals surge to 55 in the quarter, reclaiming the lead from India with 33 deals. India saw $674M in funding, narrowly pulling ahead of China’s $661M.
Challenger banks have raised over $3B in 2019 YTD and Q3’19 saw $1.3B invested a quarterly funding high: Q3’19 saw challenger banks funding bolstered by rounds to unicorns, including NuBank’s $400M Series F, which was the largest reported equity investment to a challenger bank and made
NuBank the highest valued challenger at $10B. Startup focused challenger banks saw competition heat up with deals to Ramp Financial, Mercury, and Stripe, which launched card issuing.
There are 58 VC backed fintech unicorns worth a combined $213.5B: Q3’19 saw 6 new fintech unicorn births (Hippo, Judo, Deposit Solutions, QuintoAndar, Dave , and C2FO), and 3 more have occurred in Q4’19 as of 11/11/19 (Next Insurance, Ebanx , and Riskified ). Other highly valued unicorns continued to raise late stage capital, including NuBank, Gusto, and Stripe, among others, but none signaled an IPO was imminent.
Finch Capital issued its annual State of European fintech report for 2020. The report covers a range of topics impacting the fintech industry: where we are today; the impact of CV-19; the M&A conundrum; and trends the Finch Capital team anticipates will shape FinTech in 2021. This follows an analytical report published in April of this year titled ‘FinTech: The Future Post CV-19’.
How the COVID-19 pandemic will accelerate digital financial services.Benjamin Ensor
We are living through the worst public health crisis in a century.
The travel bans, physical distancing and lockdown measures necessary to control the coronavirus pandemic have shut down normal life and, with it, entire sectors of the world’s economies. That has triggered massive economic consequences and a deep global recession that threatens to overwhelm many companies and households.
The short-, medium- and long-term consequences for the financial services industry are severe.
My colleague Sarah Kocianski and I, and the team at 11:FS, have assessed how banks, investment management firms and insurance companies are going to be affected, and what their leaders can do about it.
Survival depends on evolution.
Rapid change will create opportunity for fast-moving digital businesses.
Lexology Getting the Deal Through Fintech Ireland 2020Matheson Law Firm
Why is Ireland uniquely placed to flourish as a Fintech hub, what are the triggers for regulated activities requiring authorisation, how does the regulatory landscape operate for Fintech firms and what trends are emerging in the Irish market? Answers to these questions are covered in the Ireland chapter of Lexology, Getting the Deal Through: Fintech 2020 by Financial Institutions Group partner, Liam Flynn and Financial Institutions Group senior associate, Lorna Daly.
The Australia FinTech Report 2021 report is an in-depth analysis of the rapidly evolving FinTech sector in Australia. The report takes a close look at the dynamic FinTech startups in the continent to understand the factors driving innovation. Read Australia FinTech Report 2021 to discover what makes Australia’s FinTech landscape unique—CDR and Open Banking, M&A, the FinTech segments powered by a flourishing ecosystem, growth in the FinTech ecosystem, and much more!
The Future of Fintech in Southeast AsiaFinch Capital
Finch Capital worked together with MDI Ventures and Dealroom to map the local FinTech ecosystem in Southeast Asia. We are sharing local funding and M&A data as well as our thoughts on the developments that shape local growth of Fintech companies
Innovate Finance’s 2017 VC FinTech investment landscape provides investors, startups and the wider FinTech ecosystem the data to understand trends and capital flows as the FinTech market evolves. Overall figures suggest that the UK has had its best year on record and was a global leader in terms of capital invested and deal volume, second only to the US.
CB Insights Global Fintech Report Q3 2019Jeff Martinez
Q3’19 fintech funding topped $8.9B, a quarterly record when adjusting for Ant Financial’s $14B investment in Q2’ As of Q3, fintech has raised $24.6B in 2019, already surpassing 2017’s annual total. Funding grew on the back of 19 $100M+ rounds worth approximately $4B in Q3’19.
Deals rebounded slightly in Q3’19 but are likely to fall short of 2018’s record as a result of a continued pullback in early stage investing: Fintech deals in Q3’19 grew 6% from Q2'19, but they have dropped in every quarter in 2019 when compared to the same time frame last year. Early stage (seed/angel and Series A) deals fell to an 11 quarter low and funding hit a 7 quarter low.
The US saw deals dip to an 11 quarter low while Asia saw deals spike and nearly surpass the US in Q3’19: The US saw deals dip as a result of a pull back in early stage deals, which also contributed to the overall drop in 2019 global deals through Q3’19. Asia saw deals rebound as China reclaimed the
lead from India as Asia’s top deal hub.
Southeast Asia fintech topped new annual highs: Southeast Asia set a new annual record with $701M raised across 87 deals through Q3’19 . The top 2 deals since 2015 occurred in 2019: a $100M Series B to Singapore based Deserka and a $100M Series C to Vietnam based MoMo.
India and China continued to battle over the title of Asia’s top fintech hub in Q3’19: China saw deals surge to 55 in the quarter, reclaiming the lead from India with 33 deals. India saw $674M in funding, narrowly pulling ahead of China’s $661M.
Challenger banks have raised over $3B in 2019 YTD and Q3’19 saw $1.3B invested a quarterly funding high: Q3’19 saw challenger banks funding bolstered by rounds to unicorns, including NuBank’s $400M Series F, which was the largest reported equity investment to a challenger bank and made
NuBank the highest valued challenger at $10B. Startup focused challenger banks saw competition heat up with deals to Ramp Financial, Mercury, and Stripe, which launched card issuing.
There are 58 VC backed fintech unicorns worth a combined $213.5B: Q3’19 saw 6 new fintech unicorn births (Hippo, Judo, Deposit Solutions, QuintoAndar, Dave , and C2FO), and 3 more have occurred in Q4’19 as of 11/11/19 (Next Insurance, Ebanx , and Riskified ). Other highly valued unicorns continued to raise late stage capital, including NuBank, Gusto, and Stripe, among others, but none signaled an IPO was imminent.
The Future of Fintech in Southeast AsiaFinch Capital
Finch Capital worked together with MDI Ventures and Dealroom to map the local FinTech ecosystem in Southeast Asia. We are sharing local funding and M&A data as well as our thoughts on the developments that shape local growth of Fintech companies
MEDICI’s new ‘Africa FinTech Report 2020’ is a deep-dive into the sector; it analyzes segments, funding patterns, M&As, partnerships, and countries, and offers perspectives that have been drawn out of regulatory, economic, and market dynamics.
Fintech overview for HEIG-VD lecture, December 2016Jérôme Vasamillet
Hello, I'd like to share a presentation I prepared for a lecture at the HEIG-VD engineering and management school in Switzerland, focusing on Fintech with a Global and Swiss overview. Being a long lecture in front of students in International Innovation Management, it looks at Fintech under various angles, and also presents the Startup Weekend Fintech Geneva which I co-organize, as a pre-Fintech startup experience. Hope you enjoy the pack! Jérôme.
Summary of findings
2018 VC-backed fintech deals and funding set an annual record: In 2018, - VC-backed fintech companies raised $39.57B across 1,707 deals globally. Deals were up 15% year-over-year while funding surged 120% on the back of 52 mega-rounds ($100M+) worth $24.88B combined.
Fintech is happening on global scale with deals outside of core markets (US, UK, and China) accounting for 39% of deals: Fintech deal hubs are starting to emerge globally. The count of unique fintech startups raising funding topped an annual high of 1,463 companies, and the unique number of investors reached 2,745 boosted by an influx of corporate investors.
Early-stage deals, as a percentage, fell to a 5-year low as investors concentrated bets in perceived winners: Global seed and Series A fintech deals grew 5% on an annual basis in 2018, but fell as a percentage of total deals to 57%. US early-stage deals were flat YOY as investors concentrated their bets in established fintech unicorns.
There are 39 VC-backed fintech unicorns worth a combined $147.37B: Q4'18 saw five new unicorns births (Plaid, Brex, Monzo, DevotedHealth, and Toss) and two in the first month of Q1’19 (N26 and Confluent). The cohort’s total valuation in 2018 was boosted by a record year for megarounds to existing unicorns, including Gusto and Robinhood, among others.
Welcome to The Business Fame’s exclusive issue; "The Most Recommended Fintech Solution Providers: 2021" here we have highlighted some companies whose efforts for innovations in FinTech industry is growing very fast with its simple and convenient solutions.
Diving deep into literally millions of interactions and conversations with different networks such as Facebook, Twitter and Instagram, blogs, forums and news sites in order to bring you analytical info about how social media affects different sectors like:Sharing Economy, Banking and Finance, Ecommerce, Telecom and Fintech.
Government Grants & Incentives to Power Your StartupNifty Grants
Discover the grants and incentives available to Australian startups and emerging companies, including:
* R&D Tax Incentive
* Export Market Development Grant
* ATO private rulings for Early Stage Innovation Company status (investor tax incentives)
Key takeaways
*A basic understanding of the above programs
* Hints to confirming eligibility
* Details for how to claim / apply
* The benefit you can expect back from each program
Created by Nifty Grants, a service by PwC Australia. Learn more at niftygrants.com.au
The growth of the market is attributed to a surging initiative by the government to encourage digital payment, the introduction of digital-only banks for SMEs along with robust growth in the e-commerce market as government reduces the cost of e-commerce operations and a paradigm shift towards cashless payment.
Review looking at the future of financial technologies (FinTech) up to 2025.
This report sets out the findings of a review by the Government Chief Scientific Adviser on FinTech. It looks at:
* what government can do to help achieve the economic potential of FinTech
* how companies can work more closely with academia to ensure that the UK continues to be a world leader in this area
It recommends a number of actions for government to support the growth of the sector.
The Future of Fintech in Southeast AsiaFinch Capital
Finch Capital worked together with MDI Ventures and Dealroom to map the local FinTech ecosystem in Southeast Asia. We are sharing local funding and M&A data as well as our thoughts on the developments that shape local growth of Fintech companies
MEDICI’s new ‘Africa FinTech Report 2020’ is a deep-dive into the sector; it analyzes segments, funding patterns, M&As, partnerships, and countries, and offers perspectives that have been drawn out of regulatory, economic, and market dynamics.
Fintech overview for HEIG-VD lecture, December 2016Jérôme Vasamillet
Hello, I'd like to share a presentation I prepared for a lecture at the HEIG-VD engineering and management school in Switzerland, focusing on Fintech with a Global and Swiss overview. Being a long lecture in front of students in International Innovation Management, it looks at Fintech under various angles, and also presents the Startup Weekend Fintech Geneva which I co-organize, as a pre-Fintech startup experience. Hope you enjoy the pack! Jérôme.
Summary of findings
2018 VC-backed fintech deals and funding set an annual record: In 2018, - VC-backed fintech companies raised $39.57B across 1,707 deals globally. Deals were up 15% year-over-year while funding surged 120% on the back of 52 mega-rounds ($100M+) worth $24.88B combined.
Fintech is happening on global scale with deals outside of core markets (US, UK, and China) accounting for 39% of deals: Fintech deal hubs are starting to emerge globally. The count of unique fintech startups raising funding topped an annual high of 1,463 companies, and the unique number of investors reached 2,745 boosted by an influx of corporate investors.
Early-stage deals, as a percentage, fell to a 5-year low as investors concentrated bets in perceived winners: Global seed and Series A fintech deals grew 5% on an annual basis in 2018, but fell as a percentage of total deals to 57%. US early-stage deals were flat YOY as investors concentrated their bets in established fintech unicorns.
There are 39 VC-backed fintech unicorns worth a combined $147.37B: Q4'18 saw five new unicorns births (Plaid, Brex, Monzo, DevotedHealth, and Toss) and two in the first month of Q1’19 (N26 and Confluent). The cohort’s total valuation in 2018 was boosted by a record year for megarounds to existing unicorns, including Gusto and Robinhood, among others.
Welcome to The Business Fame’s exclusive issue; "The Most Recommended Fintech Solution Providers: 2021" here we have highlighted some companies whose efforts for innovations in FinTech industry is growing very fast with its simple and convenient solutions.
Diving deep into literally millions of interactions and conversations with different networks such as Facebook, Twitter and Instagram, blogs, forums and news sites in order to bring you analytical info about how social media affects different sectors like:Sharing Economy, Banking and Finance, Ecommerce, Telecom and Fintech.
Government Grants & Incentives to Power Your StartupNifty Grants
Discover the grants and incentives available to Australian startups and emerging companies, including:
* R&D Tax Incentive
* Export Market Development Grant
* ATO private rulings for Early Stage Innovation Company status (investor tax incentives)
Key takeaways
*A basic understanding of the above programs
* Hints to confirming eligibility
* Details for how to claim / apply
* The benefit you can expect back from each program
Created by Nifty Grants, a service by PwC Australia. Learn more at niftygrants.com.au
The growth of the market is attributed to a surging initiative by the government to encourage digital payment, the introduction of digital-only banks for SMEs along with robust growth in the e-commerce market as government reduces the cost of e-commerce operations and a paradigm shift towards cashless payment.
Review looking at the future of financial technologies (FinTech) up to 2025.
This report sets out the findings of a review by the Government Chief Scientific Adviser on FinTech. It looks at:
* what government can do to help achieve the economic potential of FinTech
* how companies can work more closely with academia to ensure that the UK continues to be a world leader in this area
It recommends a number of actions for government to support the growth of the sector.
History and Trends of FinTech in Germany, Austria and SwitzerlandElinext
The German-speaking region is traditionally perceived as strong and financially successful . Germany is believed to be a financial talent foundry, while Austrian Raiffeisen Bank is known in the whole world, and Switzerland is generally associated with money. But what’s behind these successes? What were the barriers the region had to overcome to be where they are now? And what are the possibilities and peculiarities of Fintech development in Germany, Austria, and Switzerland? Can the DACH region compete for the FinTech champion crown?
We talked about this and all else in our newest white paper. Read, enjoy and share!
FinTech Forum @Money2020 Europe | 4th April 2016, CopenhagenSamarth Shekhar
Unbundling European finance: The Germany / Continental Europe opportunity.
13:30 - 13:50 | Monday 4 April | Track room 2
In this groundbreaking deep dive into Continental Europe, Samarth and Frank will be looking at: FinTech in Germany and how it has gone from from $50mn to $1bn+ funding in 3 years; the FinTech Map of Continental Europe; and the unbundling European finance.
2019: A Record Year for VC Investment in UK TechTech Nation
In what was another record-breaking year, investments in the UK tech sector soared to £10.1bn ($13.2 billion) in 2019 – a £3.1bn increase on 2018’s very strong figures and the highest level in UK history.
A presentation on FinTech investment globally including Europe and the UK as well as lots of case studies of startups doing interesting things in FinTech from open banking to digital payments and from buy now, pay later to APIs
Tech Ecosystem of Ukraine 2019. Insights, facts, companies you wanted to knowKirill Mazur
Ukraine's tech ecosystem is booming.
Last 5 years have become history-changing for Ukraine. With its 185 000 tech specialists, a few thousand startups, first unicorns, first innovation district and 20% average annual tech workforce growth, Ukraine is facing a prominent creative revolution in many areas.
In 2019, UNIT.City team together with partners has launched the guide about key things you should know about innovations in Ukraine.
An overview of the European venture and growth financing market in Q1 2017 based on Go4Venture’s Headline Transactions Index (HTI) http://go4venture.com/q1-2017/
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
2. About Dealroom
Founded in Amsterdam in 2013, Dealroom is a global
database providing analytics, intelligence and insights on
startups and venture capital investment. Its software,
database and bespoke research enable its clients to stay at
the forefront of innovation, discover promising companies
and identify strategic opportunities. Among its clients are
world-leading consulting firms, investment banks,
multinationals, tech firms, venture capital & buyout firms
and governments.
About Finch Capital
Finch Capital is a thematic investor and has built a track
record of investing since 2014 in European and South East
Asian Financial Technology, AI and IoT companies including
Grab, Twisto, Brickblock, Trussle and Hiber.
Finch Capital is a team of 12 investment professionals with a
wide entrepreneurial (e.g. Adyen and Arista), investing (e.g.
Accel) and industry backgrounds (e.g. Facebook and
McKinsey) based out of its offices in Amsterdam, London and
Jakarta. For more information see www.finchcapital.com
3. Introduction
Page / 2
1. Introduction
2. Deep dive into Fintech verticals
− Banking & Payments
− Insurtech
− Proptech
− Enabling Fintech
3. Exit landscape
The State of European Fintech 2019
4. € 128B
€ 54B
€ 45B
€ 41B
€ 29B
€ 20B
€ 16B
€ 9B
Fintech
Enterprise software
Gaming
Food
Transportation
Music
Travel
Health
Source: Dealroom.co. Health excludes biotech. Value created since 2013.
Introduction
Page / 3
Current unrealised
$1B+ startups
Value of realised $1B+ exits
The State of European Fintech 2019
EuropeanFintechcompanieshavecreatedover2xmorevaluethananytechsectorin
Europe,bothrealisedandcurrentpipelineofprivatestartups.
5. Introduction
The State of European Fintech 2019Page / 4
Fintechis…
Source: Dealroom.co
Banking & Payments
Disrupting Banks and payment companies
Challenger banks
Payments
Wealth management
Lending & Mortgage
~ € 149B value created
Insurtech
Disrupting Insurance companies
Challenger models
Analytics
Health
IoT
~ € 3B value created
Proptech
Disrupting and Enabling Real Estate
Search Marketplaces
Management & Analytics
Construction
~ € 9B value created
Enabling Fintech
Software sold to Financial Institutions
Blockchain & Crypto
AI & Robotics
Open banking
Software enabled
~ € 16B value created
6. Introduction
The State of European Fintech 2019Page / 5
1970-2000 2000-2010 2005-2015 2015-2020
Financial software
E-payments & financial
marketplaces
Digital challengers AI, IoT & Blockchain enablers
We’renowarguablyinthefourthwaveofFintechinnovation.
1970-2000 2000-2010 2010-2015 2015-2020
7. Source: Dealroom.co. Health excludes biotech.
Introduction
Page / 6
Shareof VC investmentin Europeper sector(2017-2019YTD)
The State of European Fintech 2019
30%
21%
20%
20%
17%
12%
11%
6%
UK
Germany
Sweden
Europe
Asia
France
USA
Israel
Share of Fintech in total VC investment per region (2017-2019 YTD)
FintechisEurope’slargestventurecapitalinvestmentcategory.Itreceives20%ofallventure
capitalinEurope:ahigherpercentagethaninAsia&USA.
20%
17%
13%
8%
6%
5%
5%
4%
Fintech
Enterprise software
Health
Transportation
Food
Energy
Marketing
Travel
9. Introduction
Page / 8
Afterbigsuccesses inpayments,Europetodayhasrisingstarsacrossnearlyanykeyvertical
inFintech.
Valuation Banking Payments Wealth management Lending & Mortgage Insurance Blockchain AI
$1B+
$250-1B
$100-250M
$0-100M
The State of European Fintech 2019
10. Banking & Payments
Investor # Companies Notable investments
31 Curve, Elliptic, Revolut
26 Candis, Pleo, TaxScouts
24 Knoma, Anyfin, Billie
22 Emma app, Shine, Spendesk
16 Cleo AI, Tide, Yapily
13
Donut, Multiply.ai, Prime
Factor Capital
13 Bean, Credit Kudos, Capcito
12 Goin, Unmortgage, ABAKA
11 Candis, Finiata, Revolut
10 Monzo, Tide, Lendable
Introduction
Page / 9
TopseedstageinvestorsinFintech–LeagueTable
Insurtech
Investor # Companies Notable investments
6 yulife, Flock, Quantemplate
5 Humn.ai, FloodFlash, By Miles
4 Flock, Digital Risks, By Miles
4 wefox, Digital Risks, Cuvva
4 Neos, Sherpa, RightIndem
4 yulife, Cuvva, Zego
3
Insurami, SingularCover,
Getsafe
3 Insurami, Popsure, Brolly
2 Vantik, dentolo,
1 Flock
Proptech
Investor # Companies Notable investments
17
Realyse, Appraised,
YourWelcome
10 emoov, Trussle, Acasa
8 Goodlord, Homebell, Nested
7 Casavo, Homebell, Proprioo
5
casavi, InReal Technologies,
Dotscene
5 Residently, Goodlord, Trussle
3 NPlan
3 Hubble HQ, Keypla, NPlan
3
Airsquire, Deskbookers, Finch
Buildings
2 tapu.com, Metrekare,
Source: Dealroom.co. Includes seed investments in European startups since 2013. Excludes double counts and follow on rounds. Underlying data: Fintech investors league table
The State of European Fintech 2019
11. Banking & Payments
Investor # Companies Notable investments
18 Twisto, BUX, Fourthline
12 Revolut, Raisin, Spendesk
12 Monese, TrueLayer, Fluidly
10 GoCardless, Nutmeg, Cleo AI
9
WorldRemit, GoCardless,
Soldo
9 BUX, Lendico, Scalable Capital
7 Bitwala, smava, Traxpay
7 Iwoca, Kreditech, Tink
6 Billie, Tide, Pleo
6 Raisin, Sonovate, VouchedFor
Introduction
Page / 10
TopFintechinvestorsinSeriesA/B–LeagueTable
Source: Dealroom.co. Includes series A/B investments in European startups since 2013 where the investor didn’t invest in seed rounds. Excludes double counts and follow on rounds.
Insurtech
Investor # Companies Notable investments
4
Digital Insurance Group,
Salviol, Fixico
3 Omni:us, Qover, Simple.fr
3 Omni:us, wefox, Zego
3
Bought by Many, By Miles,
DeadHappy
2 Bought by Many, Neos
2 Bought by Many, GetSafe
2 GetSafe, Ottonova
1 Shift Technology
1 Alan
1 Zego
Proptech
Investor # Companies Notable investments
4
Lendinvest, Habito,
Spacemaker AI
4 Allthings, Papernext, Colonies
4 Goodlord, Trussle, Ikbenfrits
3
HomeToGo, Housfy,
McMakler
3 Nestpick, McMakler, Badi
2 Appear Here, Rentify
2 Allthings, Apsiyon
2 HAUSGOLD, OpenRent
2 Flatfair, GeoPhy
2 Appear Here, The Plum Guide
Underlying data: Fintech investors league table
The State of European Fintech 2019
12. Banking & Payments
Investor # Companies Notable investments
6 Raisin, Nutmeg, beqom
5 Zopa, iwoca, Duedil
5
Revolut, Crowdcube, Miura
Systems
4 N26, Tink, Fenegro
3 UiPath, Klarna, Transferwise
Introduction
Page / 11
TopFintechinvestorsinLatestage–LeagueTable
Source: Dealroom.co. Includes series C investments onwards in European startups since 2013 where the investor didn’t invest in Series A/B. Excludes double counts and follow on rounds.
Insurtech
Investor # Companies Notable investments
2 Simplesurance, Bima
2 Simplesurance, PremFina
1 Shift Technology
1 PremFina
1 PremFina
Proptech
Investor # Companies Notable investments
1 Habito
1 Finalcad
1 TopHat
1 McMakler
1 Nested
Underlying data: Fintech investors league table
The State of European Fintech 2019
13. Deep dive into Fintech verticals
Page / 12
1. Introduction
2. Deep dive into Fintech verticals
− Banking & Payments
− Insurtech
− Proptech
− Enabling Fintech
3. Exit landscape
The State of European Fintech 2019
14. VC INVESTMENT IN EUROPE INNOVATORS THEMES
Challenger
banks
• Transition from monoline to multiline services
• Regulation is fostering data sharing and collaboration with traditional banks
• Put under scrutiny and need to prove their economic model
Wealth
management
• Adoption of AI to improve investment decision
• Robo- advisory platforms made asset management more accessible and customized
• Challenge to sustain with low fees & high customer acquisition cost
Lending &
Mortgage
• P2P platforms facilitate easier lending and borrowing through crowd- investing
• Credit scoring algorithms are allowing better risk estimation
• Challenge to scale outside of the local market
Payments
• Transition from simple payment solutions to connected banking services
• Enhancing anti-fraud solutions through blockchain & cryptography
• Adoption of membership-based payment processing for retailers
Deep dive into Fintech verticals: Banking & Payments
Page / 13
Keytrendsandinnovators:Banking&payments
€ 0.1B
€ 2.4B
2014 2015 2016 2017 2018 2019E
€ 0.2B
€ 0.8B
2014 2015 2016 2017 2018 2019E
€ 0.3B
€ 1.4B
2014 2015 2016 2017 2018 2019E
€ 0.7B
€ 2.4B
2014 2015 2016 2017 2018 2019E
The State of European Fintech 2019
15. Other selected names
Last valuation
€3.2B
Jul 2019
€2.2B
Jun 2019
€1.5B
Apr 2018
~ €100M
Sep 2015
~ €156M
Aug 2019
Total equity funding €621M €390M €309M €21M €48M
Age & Location 6 years (Germany) 4 years (UK) 4 years (UK) 6 years (Czechia) 4 years (Denmark)
Number of customers 3.5M 2M 6M 0.6M 0.1M- 0.2M
Geo focus
Europe, expanding to
US and Brazil
Europe, expanding to
US
Europe, expanding to
US
Czechia, Poland,
expanding to Central
and Eastern Europe
Nordics
Next pillars Insurance Savings account
Stock and crypto
trading
Debit cards
Insurance, loans, multi-
currency cards
Deep dive into Fintech verticals: Banking & Payments
Page / 10
SelectedEuropeanchallengerbanks(B2C)
Challengerbanks:significantdifferencesintermsofgrowthstrategies.
The State of European Fintech 2019
16. Other selected names
Last valuation
~ €500M
Feb 2019
~ €120M
Sep 2018
~ €101M
Jan 2018
~ €48M
Aug 2019
~ €48M
Sep 2018
Total equity funding €280M €32M €19M €17M €11M
Age & Location 5 years (UK) 3 years (France) 3 years (Norway) 3 years (Germany) 2 years (France)
Number of customers 0.5M 50K ~ 400 7.5K 25K
Geo focus
UK, expanding to rest
of Europe
France, Germany, Italy,
Spain
Norway Germany France
Product features
- API for accounting
- Deposit protection
- Bookkeeping
- Team collaboration
- Invoicing
- Deposits
- Current account
- Spend management
- Insurance
- Accounting
- Invoicing
Business focus B2B, B2C B2B B2B, B2C B2B B2B
Deep dive into Fintech verticals: Banking & Payments
SelectedEuropeanchallengerbanks(B2B)
SME&Business banksareinitiallytargetingstartups&gigeconomy-workers.
Page / 15 The State of European Fintech 2019
17. Digital brokerage
Deep dive into Fintech verticals: Banking & Payments
Page / 16
Robo advisory 0.2
Robo advisory 0.3
Investment analytics tools
Wealthmanagementstartups:mostareusingalgorithmstohelpininvestmentdecisions,or
shiftingintofullyautomatedmanagement.
Investment decisions and portfolio
rebalancing are based on algorithms
which follow pre-defined investment
strategies. However, final oversight is
provided by professional fund managers.
Sophisticated risk management lead to
direct investments via self-learning
artificial intelligence (AI) algorithms.
Robo-advisors monitor and adjust single
client portfolios in real time to keep on
track with their selected investment
strategy.
The State of European Fintech 2019
18. Deep dive into Fintech verticals: Banking & Payments
Page / 17
Wealthmanagement:Robo-advisory&blockchainmadeassetmanagementmore
accessible:exampleofScalableCapitalandBrickblock’sScalingFunds.
• Founding year: 2014
• Investors: HV, BlackRock, TEV and others
• Milestone: €1bn in Assets Under Management
• Partnerships: Futurae, ING, BlackRock, Siemens private finance…
• Value proposition: Low fees, Risk management technology, Global Assets Classes, Advice on Request.
• Founding year: 2016
• Investors: Finch capital
• Milestone: ‘Tokenisation’ of the first property in Europe
• Partnerships: Peakside Capital, JTC, SolarisBank…
• Value proposition: Low fees , access to a new asset class through real estate tokenisation.
Funds-as-a-service technology platform that provides fund managers with blockchain-based
investment solutions
Digital asset manager. It uses proprietary software to offer portfolios which are optimised with a
primary focus on risk management
Online list of European Wealth tech startups
The State of European Fintech 2019
19. Deep dive into Fintech verticals: Banking & Payments
Page / 18
• BBVA
• N26
• BrickBank
• Fidor Bank
• Monese
...
• Alior Bank (Poland)
• NIBC
• Nordax Bank (Sweden)
• Baltic International Bank
• Euram Bank (Austria)
…
• Pan-European marketplace for savings.
• Founding year: 2013
• Employees: 200+
• Total funding: €200M
• Investors: Index, Goldman Sachs, Paypal, Orange and others
• Milestone: €15.5bn in Assets invested, 195,000+ customers
• Partnerships: 80+ partner banks
Source: Raisin official website
AsinterestratesarelowinwesternEurope,marketplaceslikeRaisinenableconsumersto
placecross-bordersavingsinotherattractiveregionsinthecontinent.
The State of European Fintech 2019
20. Deep dive into Fintech verticals: Banking & Payments
Page / 19
AfterSMEandconsumerloans,thelendingwavehasnowarrivedatmortgages.
$1B+
valuation
$500M-1B
$100-500M
$0-100M
Price
comparison
Lending to
consumers
Lending to
businesses
Mortgages
The State of European Fintech 2019
22. Deep dive into Fintech verticals: Banking & Payments
Page / 21
COMPANY LOCATION ROUND
Twisto Payments
Financing solutions by non-traditional data
and machine learning.
Czech Republic
€14M
SERIES B
(May ‘19)
Eligma
Blockchain technology for crypto payment
networks.
Slovenia
€4M
EARLY VC
(Sep ‘19)
SymphoPay
Transforming the POS devices from simple
card readers to smart marketing machines.
Romania
€0.6M
SEED
(Mar ‘19)
40
33
10
0
10
20
30
40
50
2014 2015 2016 2017 2018 2019E
$1M-$5M $5M-$20M $20M-$50M
Earlystagefundingactivityinpayments-Europe Notableearlystageroundsin2019–Central&EasternEurope
GrowthinpaymentsisinCEEandinpartsofvaluechaintacklinginefficiencies.
The State of European Fintech 2019
23. Deep dive on key financial technology verticals
Page / 22
1. Introduction
2. Deep dive into Fintech verticals
− Banking & Payments
− Insurtech
− Proptech
− Enabling Fintech
3. Exit landscape
The State of European Fintech 2019
24. VC INVESTMENT IN EUROPE INNOVATORS THEMES
Analytics
• Increasing use of IoT technology to collect data and offer personalised policies
• Leverage predictive analytics for risk selection
Challenger
models
• Platforms beat products: online brokerage increases efficiencies and scalability
• New entrants providing the SMEs with customized solutions
Health
• Movement to digital services and need for consolidation with tech companies
• Insurers are using IoT as preventive model of care
IoT
• IoT tech players to enter the insurance market
• Pricing insurance products in real time
• Incumbents are increasingly partnering up with IoT startups
Deep dive into Fintech verticals: Insurance
Page / 23
€ 0.1M
€ 115.2M
2014 2015 2016 2017 2018 2019E
€ 33.0M
€ 480.0M
2014 2015 2016 2017 2018 2019E
€ 30.0M
€ 132.8M
2014 2015 2016 2017 2018 2019E
€ 24.0M
€ 4.8M
2014 2015 2016 2017 2018 2019E
Keytrendsandinnovators:Insurtech
The State of European Fintech 2019
25. Telematics Smart home Connected health Others
Data collection
Pricing & underwriting
Digital engagement
Claims prevention
Claims management
Digital engagement
Pricing & underwriting
Claims management
Digital engagement
Data analytics
Industrial IoT
Deep dive into Fintech verticals: Insurance
Page / 24
WithIoT,insurerscancapturereal-timedata,that’sexponentiallygrowing,enablingthemto
priceinsuranceproductsinreal-time.
The State of European Fintech 2019
26. Deep dive into Fintech verticals
Page / 25
1. Introduction
2. Deep dive into Fintech verticals
− Banking & Payments
− Insurtech
− Proptech
− Enabling Fintech
3. Exit landscape
The State of European Fintech 2019
27. VC INVESTMENT IN EUROPE INNOVATORS THEMES
Search &
Marketplaces
• Transition from simple property listing to platforms that offer connected services
• Integrating AR & VR technology for a better customer experience
• iBuying (Opendoor model)
Construction
• Building information modeling (BIM)
• On site construction management
• Modular construction to cut down costs
Management &
Analytics
• Smart Contracts for land registration and faster deal processing
• Use of data analytics for property valuation
• Drones & Geolocation technology for real estate management
Deep dive into Fintech verticals: Proptech
Page / 26
€ 500.0M
€ 224.0M
2014 2015 2016 2017 2018 2019E
€ 30.0M
€ 96.0M
2014 2015 2016 2017 2018 2019E
€ 10.0M
€ 320.0M
2014 2015 2016 2017 2018 2019E
Keytrendsandinnovators:Proptech
The State of European Fintech 2019
28. Deep dive into Fintech verticals: Proptech
Page / 27
Proptech 1.0 Proptech 2.0 Proptech 3.0
Online property listings and marketplaces
Online real estate agents and advisors
Property valuations based on data analytics
Management and real estate investment tools
3D architecture and engineering modelling
Mixed reality technologies
Blockchain for smart contracts and
transaction processing
TheevolutionofProptech:fromsearchportalstomanagementandplanning.
Proptech 1.0 Proptech 2.0 Proptech 3.0
The State of European Fintech 2019
29. Deep dive into Fintech verticals
Page / 28
1. Introduction
2. Deep dive into Fintech verticals
− Banking & Payments
− Insurtech
− Proptech
− Enabling Fintech
3. Exit landscape
The State of European Fintech 2019
30. VC INVESTMENT IN EUROPE INNOVATORS THEMES
Artificial
intelligence
• Predictive analytics offer automated research processes for investment banks
• Improved assessment of creditworthiness
Blockchain &
Crypto
• Faster and safer transaction processing
• Smart contract solutions to reduce transaction and record-keeping costs
• Integrating blockchain and crypto with traditional financial and legal services
Open banking
• APIs that allow non-financial businesses to offer financial services to their clients
• Allows third parties to build applications based on customer banking data
Deep dive into Fintech verticals: Enabling Fintech
Page / 29
€ 60.0M
€ 480.0M
2014 2015 2016 2017 2018 2019E
€ 12.0M
€ 480.0M
2014 2015 2016 2017 2018 2019E
€ 100.0M
€ 240.0M
2014 2015 2016 2017 2018 2019E
Keytrendsandinnovators:EnablingFintech
The State of European Fintech 2019
31. Page / 30
$1trillionincostreductionthroughAIimplementationsby2030(1)…impactingfinancial
firms’front,middleandbackofficeactivities.
Deep dive into Fintech verticals: Enabling Fintech
Front office
Chatbots, Assistants, Authentication and Biometrics
Potential cost savings: $490 billion
Middle Office
Monitoring, Anti-fraud & Risk, Legal and Compliance
Potential cost savings: $350 billion
Back office
Credit, Insurance, Investment, Contracting
Potential cost savings: $200 billion
AI-driven solution for CRM
Total funding: €10.7M
Valuation: ~€55M
Revenue 2018: N/A
Launch year: 2012
Insurance claims fraud detection
Total funding: €89.2M
Valuation: ~€318M
Revenue 2018: N/A
Launch year: 2013
Robotic process automation
Total funding: €887M
Valuation: €6.4B
Revenue 2018: $100M
Launch year: 2005
(1) Autonomous NEXT: Augmented finance and machine intelligence report 2018
The State of European Fintech 2019
32. Deep dive into Fintech verticals: Enabling Fintech
Advanced application of AI
AdvancedapplicationofAI
Lending
Structured Data Unstructured Data
Broad
problem
Defined
problem
Insurance
Investing
AIismostpowerfulforfinancialproductswheredataisunstructured,butthegoalsare
narrowlydefined.
Lending
• Artificial intelligence for credit scoring
• Uses: machine learning, NLP
• Backed by: Orange Digital Ventures, SparkLabs Global
Ventures, Heartcore Capital, White Star Capital, and others
• Last funding: $11M Series B, May 2019
Investing
• Alternative data insights from RSS feeds, social media and
custom content
• Uses: deep learning, NLP, NER
• Backed by: Henry Ritchotte, XTX Markets, Alan Howard
• Last funding: £4M Series A, Apr 2018
Insurance
• Banking, insurance and government automation and data
extraction solutions
• Uses: robotic process automation
• Backed by: SGInnovate, Tembusu Partners,Eurostars
• Last funding: $25M Series B, Jul 2019
Page / 31 The State of European Fintech 2019
33. Deep dive into Fintech verticals: Enabling Fintech
Page / 32
Openbanking&APIscontinuetopickupspeed,particularlyininstantpayments,peer-to-
peerlending,andcreditscoring.
Openbanking&API-basedCollaborationsin2019
Fintech → Fintech
Individual Savings Account (ISA) offering
In-app saving deposit rates comparison
Fast payment settlement for small
businesses
Cross-border banking and payment
solutions
Financial data access for customers
Fintech → Incumbent
In-app personal finance insights based
on transaction history
Access to higher interest rate saving
accounts offering
Mobile app banking account
aggregation
Categorisation-as-a-service engine for
lending and underwriting
Account spending analysis app
Product development for charities to
support financial wellbeing
APIs & Open banking
Fintech → Non-Banks
Financial situation assessment for tenants
(2018)
Direct payments and data aggregation
Direct payments and data aggregation
PSD2 compliance and banking solutions
The State of European Fintech 2019
34. Exit landscape
1. Introduction
2. Deep dive into Fintech verticals
− Banking & Payments
− Insurtech
− Proptech
− Enabling Fintech
3. Exit landscape
Page / 33 The State of European Fintech 2019
35. Sale to financial institutionsSale to private equitySale to fintech
Exit landscape
Page / 34
Traditionalbanksaremostlyabsentfrombigfintechacquisitions.Themostviablepathsto
exitareIPO,saletofintech,andprivateequity.
IPOs
Note: since 2013
Source: Dealroom
IPOs: $40B since 2013 Sale to other Fintech
company: $34B
Sale to private
equity: $18B
Sale to financial
institutions: $4B
The State of European Fintech 2019
36. 92.5x
35.8x 35.6x
21.2x
15.4x
10.9x 10.3x 7.9x 7.3x 7.1x 7.1x
Exit landscape
Page / 35
TraditionalbanksarenotabletoacquiretheirwayintoFintech:theydonothavethe
mandateastheirvaluationmultiplesaretoolowandsynergiesarelikelylimited.
Average
2019 P/E multiples of
Fintech companies
2019 P/E multiples of
traditional banks
Average
The State of European Fintech 2019
37. Exit landscape
Page / 36
COMPANY TYPE SELECTED INVESTMENTS ACQUISITIONS
ING Ventures Bank
Credit Mutuel Bank -
Orange Corporate
BBVA Bank
ABN AMRO Bank -
Axel Springer Corporate -
Santander Bank
Allianz X Insurance
BNP Paribas Bank
AXA Insurance Group Insurance -
AEGON Insurance
Topcorporatesby#ofinvestmentsinFintechstartups
(€360M)
(€164M)
Butfinancialinstitutionsandothercorporatesaremoreinvolvedviapartnershipsorby
investinginminoritystakes.
The State of European Fintech 2019
39. If you like this report, please share it!
Denitsa Yoncheva
Research Analyst
denitsa@dealroom.co
Lotf Belych
Head of Fintech Research
lotf@dealroom.co
Radboud Vlaar
Partner
radboud@finchcapital.com
Aman Ghei
Principal
aman@finchcapital.com
Lourens Ruigrok
Associate
lourence@finchcapital.com