Gerstein Fisher’s new video about Multi-Factor® investing takes viewers through a brief history of factor-based investing and explains Gerstein Fisher’s own Multi-Factor® approach in easy-to-understand terms, reflecting our commitment to investor education and transparency of process.
Gregg S. Fisher explains how adding low-correlated assets to a portfolio, even if “risky” on a standalone basis (where risk is measured by standard deviation), can enhance the overall portfolio risk/return profile.
CIO Gregg S. Fisher discusses how the portfolio of Gerstein Fisher Multi-Factor® international growth equity strategy is positioned on a recent segment of the PBS program “Consuelo Mack Wealthtrack.” Gregg sees good opportunities in international developed-country stocks, which have lagged behind US markets.
Gregg S. Fisher discusses the diversification effect, including an explanation of correlation and the rationale behind combining assets with low cross-correlations in a portfolio.
Gregg S. Fisher explains some of the reasons for investing globally. When investors expand their horizons and invest outside their home country, they capture a broader opportunity set. Sometimes, “more is more.”
There’s no better time to start saving and investing for tomorrow than today. CIO Gregg S. Fisher discusses how no amount is too small to get started. Particularly for younger investors, time is on your side.
How much cash should you have for a rainy day? There is no right answer to this question. Gerstein Fisher Founder & CIO Gregg Fisher discusses some key factors to consider when making your decision.
Inflation can be one of the greatest long-term “wealth hazards” to a portfolio. Gregg S. Fisher explains why this is so—and what investors can do about it.
Gregg S. Fisher talks portfolio construction from a macro standpoint, highlighting the importance of putting broad asset class decisions ahead of micro-level ones such as which security to purchase.
Gregg S. Fisher explains how adding low-correlated assets to a portfolio, even if “risky” on a standalone basis (where risk is measured by standard deviation), can enhance the overall portfolio risk/return profile.
CIO Gregg S. Fisher discusses how the portfolio of Gerstein Fisher Multi-Factor® international growth equity strategy is positioned on a recent segment of the PBS program “Consuelo Mack Wealthtrack.” Gregg sees good opportunities in international developed-country stocks, which have lagged behind US markets.
Gregg S. Fisher discusses the diversification effect, including an explanation of correlation and the rationale behind combining assets with low cross-correlations in a portfolio.
Gregg S. Fisher explains some of the reasons for investing globally. When investors expand their horizons and invest outside their home country, they capture a broader opportunity set. Sometimes, “more is more.”
There’s no better time to start saving and investing for tomorrow than today. CIO Gregg S. Fisher discusses how no amount is too small to get started. Particularly for younger investors, time is on your side.
How much cash should you have for a rainy day? There is no right answer to this question. Gerstein Fisher Founder & CIO Gregg Fisher discusses some key factors to consider when making your decision.
Inflation can be one of the greatest long-term “wealth hazards” to a portfolio. Gregg S. Fisher explains why this is so—and what investors can do about it.
Gregg S. Fisher talks portfolio construction from a macro standpoint, highlighting the importance of putting broad asset class decisions ahead of micro-level ones such as which security to purchase.
Gregg S. Fisher speaks about the importance of including global real estate investment trusts (REITs) in a diversified portfolio. Most investors are under-allocated to this growing asset class, Gregg explains, and particularly to real estate outside the United States.
Gregg S. Fisher takes investors beyond stocks and bonds to explore other asset classes that can play a meaningful role in a well-diversified portfolio.
What is the proper role of bonds in an investor’s overall portfolio? Gregg S. Fisher offers Gerstein Fisher’s answer to this question and discusses the firm’s overall fixed income approach and objective.
Maintaining the Purchasing Power of PortfoliosGerstein Fisher
What asset classes might investors consider when building portfolios to withstand the long-term effects of rising prices? Gregg S. Fisher provides some examples.
Gregg S. Fisher explains the concept of momentum in investing, including behavioral explanations for why it exists and Gerstein Fisher research findings on the negative impact of “chasing performance” on investor returns.
Gregg S. Fisher explores the universe of bonds through the lens of risk and uses this to frame an overview of Gerstein Fisher's bond strategy, including how fixed income investments relate to and complement the overall portfolio.
Often overlooked, human capital is one of the most valuable assets many investors possess. Gregg S. Fisher explains what human capital is and why it’s important to factor it into one’s investment strategy.
Reasons to invest globally include portfolio risk reduction courtesy of the diversification effect and the ability to expand the opportunity set of quality companies to which investors have exposure.
Do you know your net worth? Creating a net worth statement is a fairly straightforward exercise. In this segment, Chief Investment Officer Gregg S. Fisher talks about how to construct one and why it’s important to your financial health.
CIO Gregg Fisher discusses a phenomenon called the "wealth effect," in which people feel safest and tend to save the least when the economy is doing well.
Gregg S. Fisher explains the investment rationale for including exposures to less developed countries within a globally diversified portfolio, while being mindful of their distinct risks.
Research on Global Investing vs. US-only InvestingGerstein Fisher
Does global diversification still make sense? Gregg S. Fisher shares Gerstein Fisher’s research on historical return differentials between US-only and global investment strategies.
“Investors often think they are thinking when they are actually feeling.” This is one of the insights Gregg S. Fisher shares in discussing how investor behavioral and emotional biases often drive sub-optimal buy and sell decisions.
Proactive tax-loss harvesting is a year-round endeavor aimed at minimizing an investor’s overall tax liability. Gregg S. Fisher explains how it’s done at Gerstein Fisher, and why.
Gregg S. Fisher explains the concept of Real Life Finance and why the integration of an individual’s overall financial situation into the design of his or her investment strategy is such a critical exercise.
Active tax management is essential to maximizing investors’ bottom-line results, yet too many investors overlook this important exercise. Gregg S. Fisher explains how investors can integrate tax considerations into their investing strategy.
Gregg S. Fisher speaks about the importance of including global real estate investment trusts (REITs) in a diversified portfolio. Most investors are under-allocated to this growing asset class, Gregg explains, and particularly to real estate outside the United States.
Gregg S. Fisher takes investors beyond stocks and bonds to explore other asset classes that can play a meaningful role in a well-diversified portfolio.
What is the proper role of bonds in an investor’s overall portfolio? Gregg S. Fisher offers Gerstein Fisher’s answer to this question and discusses the firm’s overall fixed income approach and objective.
Maintaining the Purchasing Power of PortfoliosGerstein Fisher
What asset classes might investors consider when building portfolios to withstand the long-term effects of rising prices? Gregg S. Fisher provides some examples.
Gregg S. Fisher explains the concept of momentum in investing, including behavioral explanations for why it exists and Gerstein Fisher research findings on the negative impact of “chasing performance” on investor returns.
Gregg S. Fisher explores the universe of bonds through the lens of risk and uses this to frame an overview of Gerstein Fisher's bond strategy, including how fixed income investments relate to and complement the overall portfolio.
Often overlooked, human capital is one of the most valuable assets many investors possess. Gregg S. Fisher explains what human capital is and why it’s important to factor it into one’s investment strategy.
Reasons to invest globally include portfolio risk reduction courtesy of the diversification effect and the ability to expand the opportunity set of quality companies to which investors have exposure.
Do you know your net worth? Creating a net worth statement is a fairly straightforward exercise. In this segment, Chief Investment Officer Gregg S. Fisher talks about how to construct one and why it’s important to your financial health.
CIO Gregg Fisher discusses a phenomenon called the "wealth effect," in which people feel safest and tend to save the least when the economy is doing well.
Gregg S. Fisher explains the investment rationale for including exposures to less developed countries within a globally diversified portfolio, while being mindful of their distinct risks.
Research on Global Investing vs. US-only InvestingGerstein Fisher
Does global diversification still make sense? Gregg S. Fisher shares Gerstein Fisher’s research on historical return differentials between US-only and global investment strategies.
“Investors often think they are thinking when they are actually feeling.” This is one of the insights Gregg S. Fisher shares in discussing how investor behavioral and emotional biases often drive sub-optimal buy and sell decisions.
Proactive tax-loss harvesting is a year-round endeavor aimed at minimizing an investor’s overall tax liability. Gregg S. Fisher explains how it’s done at Gerstein Fisher, and why.
Gregg S. Fisher explains the concept of Real Life Finance and why the integration of an individual’s overall financial situation into the design of his or her investment strategy is such a critical exercise.
Active tax management is essential to maximizing investors’ bottom-line results, yet too many investors overlook this important exercise. Gregg S. Fisher explains how investors can integrate tax considerations into their investing strategy.
This is an overview of 4Segments™, the product that makes market segmentation in Eloqua, Responsys, and Salesforce.com easy. Create segments, call lists, campaigns and more visually and quickly.
Let's have a coffee with Familipreneurship !Mijan Rahman
FAMILIPRENEURSHIP means the individual and collective power of a family member to combine and utilize personal and family capitals (Financial, Human, Physical, Social, Knowledge, Cultural and Intangible capitals) through their bondages, bridges and linkages to transform scattered resources into performing capitals to maximize wealth as a way of life to transform a family itself into an income generating unit.
Want to integrate Eloqua and SalesLogix or Sage Software? Both connect using SData and this video covers the specific issues to consider when connecting the Oracle Marketing Cloud to either product.
Are you more like a stock or a bond? Gregg S. Fisher discusses the importance of thinking about the characteristics of your income stream (is it stable, or more volatile, e.g.?) in relation to your investment portfolio.
Gregg S. Fisher takes a deeper dive into the concept of human capital and investing with specific examples based on hypothetical investors in several fields of work.
Capital Markets Review for Financial AdvisorsCraig Wesley
Many Financial Advisors are looked to by their clients to explain market conditions. Here is a slideshare that may be useful to distill into a high level explanation for your clients.
www.optimalcapital.com
Wintop Capital in a healthcare fund in Singapore with an objective is to achieve long-term capital appreciation through investments in healthcare sector.
Forward View is reiterating our Hold rating on Big 5 Sporting Goods (NASDAQ: BGFV). Our target price is being raised to $11 per share.
We do suggest that income-oriented investors consider this stock. Why?
Copy and paste the following link to access the full Big 5 Sporting Goods research report: https://www.hvst.com/private-networks/nathan-yates/posts/67533-big-5-sporting-goods-competition-waning?utm_campaign=notification&utm_source=sendgrid&utm_medium=email
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
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The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
2. About Gerstein Fisher
• Investment management and advisory firm with 20-year track record of helping investors achieve their
financial objectives
• Independently owned
• Quantitative, research-based investment strategies
• Focus on after-tax, bottom-line returns
• Seasoned team of investment professionals and robust network of academic partners
• 75% of our clients come from referrals from existing clients
• Repeatedly named among Barron’s Top Advisors*
*Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain
level of results if GERSTEIN FISHER is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of
GERSTEIN FISHER by any of its clients. Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the
recognized adviser.
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3. Connect with Us and Learn More
www.GersteinFisher.com
linkedin.com/company/gerstein-fisher
facebook.com/GersteinFisher
@GersteinFisher
youtube.com/user/GersteinFisher
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4. Important Disclosure Information
This is a publication by Gerstein, Fisher & Associates, Inc. an SEC registered investment adviser.
All material presented is compiled from sources believed to be reliable and current, but accuracy cannot be guaranteed. Past performance is not an assurance of future
results. This is not to be construed as an offer to buy or sell any financial instruments. All references to market performance was obtained from Bloomberg database.
Market indices referenced are unmanaged and representative of large and small domestic and international stocks and bonds, each with unique risks. Information about
them is provided to illustrate market trends and does not represent the performance of any specific investment. International investments may be subject to currency
fluctuations, potential political unrest, and other risks not associated with domestic investments. Remember, past performance may not be indicative of future results.
Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or
product made reference to directly or indirectly in this document, will be profitable or equal any corresponding indicated historical performance level(s). Diversification
cannot eliminate the risk of investment loss. Investments related to gold and other precious metals are considered speculative and are affected by a variety of world-wide
economic, financial and political factors. Due to various factors, including changing market conditions, the content may no longer be reflective of current opinions, positions,
or recommendations. Moreover, you should not assume that any discussion or information contained herein serves as the receipt of, or as a substitute for, personalized
investment advice from Gerstein, Fisher & Associates, Inc. Please remember to contact Gerstein, Fisher & Associates, Inc. if there are any changes in your financial
situation or investment objectives or if you wish to impose, add or to modify any reasonable restrictions to our investment advisory services. Diversification cannot eliminate
the risk of investment loss. Investments related to gold and other precious metals are considered speculative and are affected by a variety of world-wide economic, financial
and political factors.
In the event that there has been a change in a client's investment objectives or financial situation, he/she/it is encouraged to advise GERSTEIN FISHER immediately.
Different types of investments and/or investment strategies involve varying levels of risk, and there can be no assurance that any specific investment or investment strategy
(including the investments purchased and/or investment strategies devised or undertaken by GERSTEIN FISHER) will be profitable.
Information pertaining to GERSTEIN FISHER's advisory operations, services, and fees is set forth in GERSTEIN FISHER's current disclosure statement, a copy of which is
available from GERSTEIN FISHER upon request. Performance results have been compiled exclusively by GERSTEIN FISHER, and have not been independently verified.
GERSTEIN FISHER maintains all information supporting the performance results in accordance with regulatory requirements.
Securities offered through GFA Securities, LLC; Member FINRA; SIPC
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