Real Estate is important for a diversified portfolio. Besides the great tax breaks, Canadian real estate helps diversify and protect your retirement portfolio.
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Before taking the plunge into commercial real estate investing, one should have a clear understanding of how to select the right location, preferred type and class of property, what due diligence to do, how to secure financing, how to negotiate a deal, and how to manage the property going forward as a commercial landlord. This Financial Poise panel explains the process from looking for the investment, to contract, to closing, and beyond.
To view the accompanying webinar, go to: https://www.financialpoise.com/financialpoisewebinars/on_demand_webinars/investing-in-commercial-property/
Investing in Commercial Property (Series: Real Estate Investing 101 - 2020) Financial Poise
Before taking the plunge into commercial real estate investing, one should have a clear understanding of how to select the right location, preferred type and class of property, what due diligence to do, how to secure financing, how to negotiate a deal, and how to manage the property going forward as a commercial landlord. This Financial Poise panel explains the process from looking for the investment, to contract, to closing, and beyond.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/investing-in-commercial-property-2020/
Investing in Residential & Multi-Family Real Estate (Series: Real Estate Inve...Financial Poise
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To listen to this webinar on-demand, go to: https://www.financialpoise.com/financial-poise-webinars/investing-in-residential-multi-family-real-estate-2020/
Tips to Protect Your Property Portfolio from Rising Inflation.pptxTod Anstee
Here we’ll run through some suggestions to help you maintain profitability, along with guidance about assessing the fair rental value of each rental property in your portfolio.
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The document discusses why real estate investment in Raipur, India is the best choice for 2022. It provides benefits such as predictable cash flow, excellent returns, tax benefits, diversification, and a hedge against inflation. Real estate in Raipur can build wealth as property ownership represents status and people will always need housing. The document outlines additional benefits like multiple revenue streams from rental income, appreciation and property-dependent businesses, tax deductions, tangible assets that can appreciate, and steady cash flow from rental income. Real estate in Raipur remains a good investment option.
Deepika Ruhil PPT 1_ Investing in_ How to Build Wealth and Financial Security...Halo Homes
Building wealth and financial security is a goal that many individuals aspire to achieve. While there are numerous investment avenues available, real estate has long been recognized as a reliable and lucrative option.
This webinar provides strategies for property investors to minimize taxes and maximize wealth through proper structuring. Tony Lee from Lee & Lee Accountants discusses the top 5 tax strategies, how to determine the optimal ownership structure, and investing in property through a self-managed superannuation fund (SMSF). The webinar includes a case study of a couple who can benefit from an SMSF to develop a duplex and build their superannuation balances.
Investing in Commercial Property (Series: REAL ESTATE INVESTING MADE SIMPLE 2...Financial Poise
Before taking the plunge into commercial real estate investing, one should have a clear understanding of how to select the right location, preferred type and class of property, what due diligence to do, how to secure financing, how to negotiate a deal, and how to manage the property going forward as a commercial landlord. This Financial Poise panel explains the process from looking for the investment, to contract, to closing, and beyond.
To view the accompanying webinar, go to: https://www.financialpoise.com/financialpoisewebinars/on_demand_webinars/investing-in-commercial-property/
Investing in Commercial Property (Series: Real Estate Investing 101 - 2020) Financial Poise
Before taking the plunge into commercial real estate investing, one should have a clear understanding of how to select the right location, preferred type and class of property, what due diligence to do, how to secure financing, how to negotiate a deal, and how to manage the property going forward as a commercial landlord. This Financial Poise panel explains the process from looking for the investment, to contract, to closing, and beyond.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/investing-in-commercial-property-2020/
Investing in Residential & Multi-Family Real Estate (Series: Real Estate Inve...Financial Poise
Apartment buildings and other residential and multi-family housing can provide a stable income to an investor. This Financial Poise webinar discusses some of the pros and cons of being a landlord. It provides a basic overview about how to find and assess opportunities, obtain financing, negotiate a deal, and manage a multi-family investment. The accounting, tax, and legal aspects of being a landlord are part of the discussion.
To listen to this webinar on-demand, go to: https://www.financialpoise.com/financial-poise-webinars/investing-in-residential-multi-family-real-estate-2020/
Tips to Protect Your Property Portfolio from Rising Inflation.pptxTod Anstee
Here we’ll run through some suggestions to help you maintain profitability, along with guidance about assessing the fair rental value of each rental property in your portfolio.
What makes raipur real estate investment the best choice for 2022 pptxRitwickChakravarty
The document discusses why real estate investment in Raipur, India is the best choice for 2022. It provides benefits such as predictable cash flow, excellent returns, tax benefits, diversification, and a hedge against inflation. Real estate in Raipur can build wealth as property ownership represents status and people will always need housing. The document outlines additional benefits like multiple revenue streams from rental income, appreciation and property-dependent businesses, tax deductions, tangible assets that can appreciate, and steady cash flow from rental income. Real estate in Raipur remains a good investment option.
Deepika Ruhil PPT 1_ Investing in_ How to Build Wealth and Financial Security...Halo Homes
Building wealth and financial security is a goal that many individuals aspire to achieve. While there are numerous investment avenues available, real estate has long been recognized as a reliable and lucrative option.
This webinar provides strategies for property investors to minimize taxes and maximize wealth through proper structuring. Tony Lee from Lee & Lee Accountants discusses the top 5 tax strategies, how to determine the optimal ownership structure, and investing in property through a self-managed superannuation fund (SMSF). The webinar includes a case study of a couple who can benefit from an SMSF to develop a duplex and build their superannuation balances.
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See more at https://www.financialpoise.com/webinars/
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Novvanest, LDA is at the forefront of real estate connectivity in Portugal, pioneering a seamless bridge between international buyers and the local property market. Our team comprises individuals from diverse backgrounds, all of whom share a profound understanding of the intricacies involved in navigating the Portuguese real estate landscape as newcomers.
This document provides an overview and introduction to various financial planning topics for retirees including:
1) Maintaining a net worth statement can help retirees monitor their financial health over time by tracking assets and liabilities.
2) Developing an investment policy statement with the help of an advisor can provide a strategy for pursuing goals while avoiding emotional reactions to market volatility.
3) Couples with multiple retirement accounts from different jobs need to coordinate strategies across accounts to effectively pursue accumulation goals and avoid issues like inappropriate risk, fees, and estate planning complications.
4) Baby boomers turning 701⁄2 will begin required minimum distributions (RMDs) from retirement accounts which have tax implications and rules that vary
This document provides information to help readers choose an appropriate loan for a property investment. It discusses how the right loan can influence cash flow and returns. It then introduces Mortgage Choice, who can help investors understand their borrowing capacity and recommend suitable loan options. Key services mentioned are providing estimates of potential rental income and repayments to help narrow a property search.
The document promotes investing in real estate through a development group that aims to take advantage of opportunities in today's market. It outlines the group's management team and recent successful property flipping projects. The document argues that now is a good time to invest due to high foreclosure rates and low interest rates. It provides examples of how to profit from fixing and flipping properties or buying and holding for long-term rental income.
The document promotes investing in real estate through a development group that aims to take advantage of opportunities in today's market. It describes the group's management team and recent successful property flipping projects. The document argues that now is a good time to invest due to high foreclosure rates and low interest rates. It provides examples of how to profit from fixing and flipping properties or buying and holding for long-term rental income.
The document promotes investing in real estate through a development group that aims to take advantage of opportunities in today's market. It outlines the group's management team and code of ethics. Recent investment projects are described, including buying foreclosed properties and flipping them for profits of $21-24k individually. Strategies discussed include fixing and flipping properties, buying and holding for long-term rental income, and leveraging other people's money through mortgages. Target investment areas in Chicago are named and statistics on foreclosure rates provided.
This document discusses the key differences between retirement accumulation and distribution strategies and the adjustments clients and advisors need to make when transitioning from accumulation to distribution. Some of the main points made include:
- Fundamental concepts like dollar cost averaging and compounding work differently in a distribution strategy compared to an accumulation strategy.
- The sequence of investment returns and volatility become more important in distribution since clients rely on steady withdrawals.
- Careful planning is needed to determine the best strategies for generating retirement income from a portfolio and transitioning assets over time in a tax-efficient manner.
- Close monitoring of withdrawal rates and account values is necessary to ensure the nest egg lasts throughout retirement.
Probate To Distribution Of Assets Case Studyshulmandemeo
This document outlines a multi-strategy income portfolio designed for a client who recently inherited $15M and needs substantial income immediately. The portfolio includes high yield closed-end equity funds, high yield preferred equity funds, master limited partnerships, real estate investment trusts, high yield corporate closed-end funds, and government closed-end funds. These different strategies are expected to provide an average effective yield of 7.44% while balancing income and capital appreciation. The portfolio was created by an advisor to meet the client's goals of retiring immediately and maintaining their lifestyle with a moderately conservative inheritance.
The document discusses trust deed investing as an alternative investment approach. It provides an overview of trust deed financing, including that it involves direct lending secured by real estate. It then gives examples of how financial planners have used trust deed investments to enhance fixed income portfolios, diversify equity-heavy portfolios, and help fund healthcare costs and longer lifespans in retirement planning.
[On-Demand Webinar] How to Identify Discount Opportunities and Negotiate BetterReal Estate Investar
This document provides information on how to identify discount property opportunities and negotiate a better price. It discusses reasons for purchasing a discounted property, such as lack of funds or renovation strategies. It outlines tools on the Real Estate Investar platform that can help users search for discounted properties, evaluate property value, rental returns, and growth potential. The document then covers the negotiation process, including understanding the selling method, assessing the seller's situation, preparing offers, and handling counteroffers. It promotes Real Estate Investar's subscription services and portfolio management tools to help users build an investment property portfolio.
Why People Invest in Property to Generate Income for Retirement.pdfProperty Classifieds
Investing in property to generate income for retirement is a popular strategy for several reasons:
Steady Rental Income: Property ownership allows individuals to earn rental income from tenants, providing a consistent cash flow during retirement. Rental income can be used to cover living expenses or supplement other retirement income sources like pensions or Social Security.
Asset Appreciation: Property values tend to increase over time, leading to potential capital appreciation. As the property appreciates, its resale value may become significantly higher than the original purchase price, creating an opportunity for profit upon selling.
This paper explores Charitable Remainder Trusts as a retirement strategy for real estate investors, and how to maximize its effectiveness. Using principles rooted in the Prosperity Economics Movement, a CRT can be a great choice without fear of disinheriting heirs.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the 3-legged stool model of pensions, Social Security, and personal savings. It also explains concepts like the Rule of 72 for calculating investment growth and outlines options for working with the company, including becoming a client or pursuing a part-time or full-time career.
The document provides an overview of core financial concepts for charting one's financial future, including building wealth, proper protection, debt management, emergency savings, cash flow management, and preserving wealth. It discusses strategies for retirement planning like the traditional three-legged stool model of pensions, Social Security, and personal savings being replaced by personal responsibility. Examples show how investment returns and starting early can significantly impact savings outcomes over time. The importance of protecting against losses through diversification is also covered. The document is produced by World Financial Group to help clients, potential clients, and associates understand fundamental financial principles.
Is Your Property Allocation RIght for You?Redington
The document discusses the impact of Brexit on the UK property market and different property investment options. It notes that commercial rental markets are expected to weaken due to uncertainty after Brexit. It then discusses suspensions of redemptions in some UK property funds and notes that institutional money funds have experienced less redemption pressure. Finally, it outlines different property investment strategies and their risk-return profiles that may be suitable depending on whether a pension fund is in the opening, middle, or end stage of its funding journey.
The document promotes an investment group called MyCasas.com that aims to take advantage of real estate opportunities in the current market. It outlines the group's management team and code of ethics. It also provides examples of profitable real estate flipping strategies including fixing up and quickly reselling foreclosed homes and buying multi-unit buildings for long-term rental income. The document advocates leveraging other people's money through mortgages and stresses the importance of acting now to seize investment opportunities.
Real estate investing requires understanding market dynamics, property types, and financial strategies. Key steps include analyzing local market trends, financing options, potential property characteristics and locations, making offers, managing properties, and understanding tax implications. Risks include economic downturns, legal changes, and unexpected maintenance costs. Overall, real estate investing is a means of generating passive income and building long-term wealth when approached strategically.
In an ideal world, retirement planning begins the moment you collect your first paycheck. However, life isn't linear, and many professionals find themselves in their 50s without a solid retirement plan in place. If you're reading this, it's possible you feel you're lagging in your retirement preparation. The good news? It's never too late to start or refine your retirement strategy.
The Sandwich Generation faces unique financial and emotional challenges caring for their children and aging parents, as well as planning for their own retirement.
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This document provides an overview and introduction to various financial planning topics for retirees including:
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This document provides information to help readers choose an appropriate loan for a property investment. It discusses how the right loan can influence cash flow and returns. It then introduces Mortgage Choice, who can help investors understand their borrowing capacity and recommend suitable loan options. Key services mentioned are providing estimates of potential rental income and repayments to help narrow a property search.
The document promotes investing in real estate through a development group that aims to take advantage of opportunities in today's market. It outlines the group's management team and recent successful property flipping projects. The document argues that now is a good time to invest due to high foreclosure rates and low interest rates. It provides examples of how to profit from fixing and flipping properties or buying and holding for long-term rental income.
The document promotes investing in real estate through a development group that aims to take advantage of opportunities in today's market. It describes the group's management team and recent successful property flipping projects. The document argues that now is a good time to invest due to high foreclosure rates and low interest rates. It provides examples of how to profit from fixing and flipping properties or buying and holding for long-term rental income.
The document promotes investing in real estate through a development group that aims to take advantage of opportunities in today's market. It outlines the group's management team and code of ethics. Recent investment projects are described, including buying foreclosed properties and flipping them for profits of $21-24k individually. Strategies discussed include fixing and flipping properties, buying and holding for long-term rental income, and leveraging other people's money through mortgages. Target investment areas in Chicago are named and statistics on foreclosure rates provided.
This document discusses the key differences between retirement accumulation and distribution strategies and the adjustments clients and advisors need to make when transitioning from accumulation to distribution. Some of the main points made include:
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Asset Appreciation: Property values tend to increase over time, leading to potential capital appreciation. As the property appreciates, its resale value may become significantly higher than the original purchase price, creating an opportunity for profit upon selling.
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2. Introduction:
• Planning for retirement is essential to ensure you have enough
income to maintain your desired lifestyle after you stop working.
• A secure income stream is crucial for covering your expenses in
your golden years.
• Real estate can be a valuable tool to consider when crafting your
retirement plan in Canada.
3. How Can Real Estate Contribute to Your
Retirement Plan?
Benefit Description
Steady Income Stream Rental properties provide a consistent
income source, supplementing pensions
and CPP to uphold your preferred
lifestyle.
Appreciation Potential Historical trends suggest Canadian
property values may appreciate,
offering a potential gain upon sale.
Inflation Hedge Real estate in Canada tends to keep
pace with or surpass inflation,
safeguarding your purchasing power.
4. How Can Real Estate Contribute to Your
Retirement Plan?
Benefit Description
Tangible Asset Owning and controlling real property
fosters a sense of security and
stability.
Taxation Advantages Strategic tax strategies like Capital
Cost Allowance (CCA) deductions and
mortgage interest can offer benefits
(consult a tax advisor).
Portfolio Diversification Real estate diversifies your investment
portfolio, mitigating overall risk as
it often operates independently of the
stock market.
5. Tax Advantages of Real Estate for Canadian
Retirement
• Principal Residence Exemption (PRE): Your principal residence
enjoys a capital gains exemption (consult a tax advisor). This
means profits from selling your primary home are generally not
taxed.
• Reduce Taxable Income: For rental properties, claim Capital Cost
Allowance (CCA). Deduct a portion of the building's cost from
your rental income over time, lowering your taxable income.
• Downsize & Save: Selling your principal residence for a smaller
home can generate tax-free capital, lower property taxes and
maintenance costs, and potentially free up cash for retirement.
6. Considerations for Canadian Retirement Real
Estate Investment
Financial
Considerations
Upfront Costs: Carefully factor in down payment,
closing costs, potential renovations, and
vacancy periods.
Ongoing Costs: Property taxes, maintenance,
repairs, and potential management fees can
erode profits.
Cash Flow Analysis: Ensure the property
generates sufficient income to cover expenses
and yield a profit.
7. Considerations for Canadian Retirement Real
Estate Investment
Time
Commitment
Management Responsibilities: Landlords
dedicate time to tenant concerns,
repairs, and property showings.
Liquidity Considerations: Selling real
estate takes time, limiting immediate
access to cash.
8. Considerations for Canadian Retirement Real
Estate Investment
Market Risks
Market Fluctuations: Be prepared for
potential downturns that could impact
property value.
Interest Rate Sensitivity: Rising interest
rates can affect mortgage payments and
profit margins.
9. Contact us
21 Greenwin Village Rd.
Toronto, Ontario M2R
2R9
416-722-9009
contact@sharpasset.com
P.O BOX 74539
Humbertown Centre,
270 The Kingsway
Toronto, ON M9A 5E2
www.sharpasset.com