Here we’ll run through some suggestions to help you maintain profitability, along with guidance about assessing the fair rental value of each rental property in your portfolio.

1. Tips to Protect
Your Property
Portfolio from
Rising Inflation

2. INTRODUCTION
Property assets appreciate gradually over time and are considered a fairly
inflation-proof investment since, although the economy may be sluggish, it is
very unusual for bricks and mortar to drop in value.
Here we’ll run through some suggestions to help you maintain profitability,
along with guidance about assessing the fair rental value of each rental
property in your portfolio.

3. Location
Price
Property size and
condition
WHY DOES
INFLATION
IMPACT RENTAL
PROPERTY
PROFITABILITY?

4. Inflation itself doesn’t normally have any marked impact on the valuation of a
property, but it can affect other outgoings.
Managing those costs during times of swift price rises can be essential to
ensure your portfolio achieves the returns you expect to make on your
investments.
Purchasing a residence with a suitable rental value should cover the running
costs, with a profit element.
This ‘dual’ return is one of the key reasons properties is such a valued asset,
whether to retain towards retirement as a low-risk investment or benefit from
long-term market growth.

5. CONTROLLING
RENTAL
PROPERTY
COSTS DURING
RISING PRICES

6. For most landlords, the mortgage is the highest expense linked to a rental
property in Chichester. rental mortgages can be flexible, and professional
property investors may have several options to consolidate, extend or reduce
their payment obligations through:
• Extending the mortgage term to reduce monthly repayment costs.
• Switching from repayment to interest-only.
• Consolidating mortgage borrowing.

7. MEETING
MARKET DEMAND
TO IMPROVE
PROPERTY
PORTFOLIO
RETURNS

8. The income your portfolio provides and assessing how the costs of running
and owning a property have changed. It is recommended to compile detailed
budgets to have comprehensive oversight of their margins, looking at:
• Maintenance and repair costs.
• Council tax and utilities.
• Borrowing interest and product fees.
• Gas and electricity safety inspections.
• Landlord licences for HMOs.
• Insurance coverage.

9. MODIFYING
PORTFOLIO
PROPERTIES TO
BOOST INCOME
REVENUES

10. There may be opportunities to increase demand, interest and the
rental market value of a portfolio property. Options may include,
but are not limited to:
• Permitting tenants to take up residence with a pet, incorporating the
safeguards around damage and maintenance within your tenancy
agreement documentation.
• Making improvements to the condition, décor, exterior or space
inside the property
• Investing in the energy efficiency of a portfolio asset

11. ENDNOTE
The right solutions will vary and
should be tailored to your portfolio,
the location of your property
assets, and any shortfalls in your
rental yields you wish to address.
For more advice about managing
your property portfolio in and
around West Sussex, please contact
the local Tod Anstee Chichester
office to arrange a convenient time
to talk.

12. Contact details
FOR BOOKINGS AND VIEWINGS
124-352-3723
Mobile phone
https://www.todanstee.com
Online form
chichester@todanstee.com
Email address
Real
Estate
Chichester
|
March
2024
Information Source:-:
https://www.todanstee.com/latest-news/how-to-protect-your-
property-portfolio-from-rising-inflation/