Bitex believes that it can make the greatest impact on society by working at the local level, and ensuring that the benefits of this new cryptocurrency-based digital economy can also be felt by those under-served or left out of the current banking system. Visit Us: https://ico.bitex.global/docs/Bitex-Presentation-lightpaper.pdf

1. 1

2. 2
Bitex believes that it can make the greatest impact on society by working at the local level,
and ensuring that the benefits of this new cryptocurrency-based digital economy can also
be felt by those under-served or left out of the current banking system. Thus, instead of
starting out immediately as a global bank, Bitex wants to ensure that its solution has a
local impact. Bitex has licensed its EZBitex platform to 8 countries already, and many more
are to come.

3. 3
A Crypto Currency Solution for
Everyone
In 10 years’ time, the crypto-economy will exceed 10 trillion
dollars. Cryptocurrency will the future of payments. We
aim to decentralize the current economy by expanding the
payment infrastructure, creating new cryptocurrency payments
scenarios lowering interest rates.
Bitex is an all in one cryptocurrency solution for your daily
needs.
Crypto currency is changing from investment to remittance.
With us as your business partner, you will have access to
cutting edge crypto currency business solutions.

4. 4
Connecting Cryptocurrency to
the Global Economy
Mobile
Cryptocurrency
Banking (BitexPay)
Instant cryptocurrency payments
without limits in over 30 million stores
Loyalty programs and cashback via in
cryptocurrency
Contactless payments via NFC, QR,
ApplePay and AndroidPay
Our goal is to provide a complete and vertically integrated service, by
realizing the best ideas from the entire blockchain community.
Cryptocurrency
Solutions
Solutions for all areas of retail trade
and services
Native integrations with POS software
Crypto-to-fiat settlements
G7 coin transfer and payments
Open API
Platform
App Store for retail cryptocurrency
software and solutions
Independent decentralized server
infrastructure
Third-party integrations – Easy!
Blockchain based
loans
Instant loans available anywhere in
the world through EZBitex and
BitexPay
A combination of current scoring
systems and smart contracts or
cryptocurrency pledges
Unified exchange for liquidity
and lowering risks

5. 5
Solutions
Bitex is providing a cryptocurrency exchange, bank and payment
solution for everyone
All you need to process payments and transfers, currency exchange, issue and take loans, is a smartphone.
To provide you with a virtual card immediately after registration. You may also apply for a plastic card and card reader.
Limitless transaction volume. Simply use the G7 coin for stable transfer. No need for currency exchanges.
Instant payments in both fiat currency and cryptocurrencies internationally using the G7 coin, via BitexPay.
EZBitex ATMs and BitexPay portable card readers to be installed in over 20,000 locations around the world, starting from Japan. Our BitexPay
portable card reader will enable merchants to accept cryptocurrency payments, factoring from BitexPay cards.

6. 6
BitexPay is the next generation payment
solution for both consumers and merchants.
A Decentralized BitexPay Holding Wallet to hold securely your
cryptocurrency and a BitexPay Payment Wallet used at “debit account” used
for payments.
A virtual BitexPay debit card linked to the assets held in your wallet. Upon
request, a physical debit card
BitexPay is also a complete payment solutions for merchants
A BitexPay merchant app for portable device A BitexPay card reader
A BitexPay Point of Sale terminal.

7. 7
The EZBitex platform is decentralized in several ways.
•By having the exchange assets stored in the individual wallets of its users. All keys are held by the users. No assets are
stored with EZBitex.
The clients are the custodian of their assets.
•A licensed and regionally divided ownership structure.To ensure a fair decision in business development and usage of
ICO Funds.
•All transactions will be stored in a dedicated data-warehouse that continuously analyses the data to enhance risk
management and identify predictive behaviors and cryptocurrency market movement in turn, enable EzBitex to optimize
the cryptocurrency exchange process and better educate the user on possible payment strategies. For example, it may
highlight different payment mixes depending on the current cryptocurrencies valuations. Let’s just say , everything
possible is advised to ensure that the users are safe and enjoy the quick and efficient service provided by Bitex.
EzBitex is the currency exchange and banking infrastructure with a decentralized, distributed and immutable ledger
provided by Bitex, which underpins the functioning of the entire system.
Trading, Currency exchange, Staking, Loans
Other services such as Business to business payment and Kiosk Merchant app for “Traditional Money Exchangers”
Utilizing XBX on a Decentralized Cryptocurrency Exchange

8. 8
A cryptocurrency solution for merchants
We are creating a global cryptocurrency payments infrastructure for merchants.
Merchants can choose to receive fiat currency or G7 coins even if payment is made in
other cryptocurrencies (by enabling the “Auto Sell”- tab to sell out the cryptocurrency
immediately on the EZBitex Exchange).
Ready-to-use solutions for e-commerce platforms and site builders Commissions are
lower than current card payments — only 0.5%
Integration with main POS software, a unique solution for all areas of retail, trade and
services globally.

9. 9
Bitex, it’s
also“Powered by Bitex” branded cards: Third-parties, such as large merchants,
can issue their own debit or charge cards (physical and/or virtual), for payments at their
online or offline stores. Such cards will be marked as “Powered by Bitex”, as the EZBitex
platform will be used as the payment network.
3rd Party development for the EZBitex platform via the Bitex Open API:
The EzBitex platform will offer APIs to key functions of its global platform to allow
developers to create local banking applications.
Bitex-branded ATMs. Bitex will use third party hardware to host ATMs that are connected
to the EZBitex platform, Such Bitex-branded ATMs will allow consumers to use their physical
or virtual BitexPay debit cards to withdraw, deposit, transfer and carry out other financial
transactions associated with their BitexPay wallets.

10. 10
The XBX coin: Our credit system
Using a blockchain technology based credit system,
we are faster, safer and more efficient
Our blockchain technology based KYC and AML procedures ensures 100% anonymity and privacy for our users. Our XBX coin creates a full-fledged
blockchain banking structure with interest interactions.
Credit
A customer obtains a BitexPay
cryptocurrency loan in BitX coins,
underpinned by a smart contract that
takes into account the customer's
unique credit rating, and in turn
applies specific interest rate and
conditions (which may or may not
include collateral).
Exchange
The customer converts the loan into
a cryptocurrency of his or her
choice on the EZBitex exchange.
The process is done seamlessly,
within the EZBitex exchange, at the
request of the customer.
Repurchase
At the end of the loan period, the
borrower must repay in BitX coins
with interest, purchased at the
EZBitex exchange
Payback
The borrower has now completed his
repayment obligations and has
amended his credit score for future
loan requests
Guarantee
Liquidity guaranteed by EZBitex
factoring from other leading
cryptocurrency exchanges, will
reduce volatility and adjust
interest rates. The credit itself may
also be tracked to a world currency
index to avoid sharp fluctuations.
Demand
The cycle of cryptocurrency to fiat and
back again, creates an inherent need for
BitX coin based services and ultimately
an enhanced demand for XBX coins

11. 1
1
The XBX coin will become the cryptocurrency
credit standard in the blockchain economic
system.
The XBX coin is the first of its kind, with secured liquidity
and high security using ERC20 protocol
Owners of XBX coins will receive an attractive income
when holding (POS) and using the coin in transactions
(trading, sending, lending, etc).
Decentralized storage of the reputation of borrowers in
smart contracts is safer and wiser than current common
ways of storage.
It is also possible for other cryptocurrency service providers
to use XBX.

12. 12
Token holder benefits
XBX token properties
XBX — “GAS” in Bitex Pay transactions
0.55% from every transaction is "fuel"
0.55
%from every transaction is
“fuel”
0.55% of every transaction in XBX coins/tokens is “burned” forever
for conducting the transaction. The “burning process” is decentralized and
regulated by smart-contracts. 0.55% will be calculated based on current
exchange rate.
Bitex tokens will be issued during the ICO. No Bitex tokens will be issued after the ICO
The purchase of tokens during the ICO is the guaranteed way to use Bitex settlements and
purchase Bitex tokens for a fixed price. Users, who have
no tokens will have to buy Bitex tokens from token-holders to use the Bitex platform ultimate
banking possibilities. Bitex will be listed on several exchanges
after ICO to support and enlarge the user database, and expand available payment solutions
and merchant point of sales systems, as well as ATMs and card readers.

13. 13
XBX supports users and token holders
ML
P
Up to 32.75% of XBX transactional income forms the Monthly Loyalty Program,
which is aimed at stimulating users to make more transactions via XBX, and also to
encourage active users and associates. Loyalty rewards are earned in XBX tokens,
which are purchased on the EZBitex exchange from the public and private exchanges,
based on the current exchange rate at the time
of purchase.
Each user’s loyalty reward depends only on the amount of Staking he/she
has made during the month on EZBitex.
32.75%
Monthly Loyalty
Program for token
holders
of XBX
transaction income

14. 14

15. 15
Mobile Crypto bank
Cryptocurrencies efficiently allows users to make
international low-cost, secure transactions. The mobile
crypto bank maintains the best payment experience
and enriches it with a wide range of practical features.
At the same time powering payments via
cryptocurrency and allowing merchants around the
world to accept cryptocurrency instantly
anytime.Helping the unbanked to turbo bank and
creating an environment for cryptocurrency
adaptation.
Assisting the under-developed world to be accessible
to the developed world and sharing knowledge or
work and getting paid safely.
Cryptocurrencies Ecosystem
We aim to develop a business structure for the crypto
economy to become the standard for things that can
not be developed out of the current community and
which need dedicated technology solutions.
We are creating the future of cryptocurrency to be able
to support not only the crypto community but also by
regulations and legalization to merge with the current
financial society.
Interbanking direct
the payment protocol
Creation of a direct debit protocol
that is key to ensuring payment processes can
be applied with virtually zero fees, enabling
users to focus on their payment experience and
rewards.
201
7
201
8
2020

16. 16
Based in Silicon Valley, US and New Delhi, India, our team has been
developing cryptocurrency exchanges and other blockchain related
project, such as ICOs for other companies since 2013, and stock exchange
platforms before that. We will launch our own cryptocurrency exchange
and also crypto bank in up to 12 countries by 2018.
Bitex Co., Ltd. Bitex International Co., Ltd.
: Interchange 21
399 Sukhumvit Road, North Klongtoey, Wattana
Bangkok 10110
: 01 September 2017
: 0105560147671
Register Date
Register No.

17. 17
Bitex Pay Powers Merchants, Big and Small.
"I believe in cryptocurrency. That it will change everything. That you will
use cryptocurrency every day and everywhere, in every store, money
transfer, or e-commerce transaction. I believe in accountability and social
responsibility, together with individual freedom of access to personal
assets. Simply put, that you should be in control of your own money. I
believe together with transparency and compliance with current financial
regulation we can innovate our lives to a much more convenient and
innovative future. The common query of why and when will
cryptocurrency be adopted by the majority, gave birth to our shared hope
and vision to create something that the world needs. Bitex the power lies
in our hands to make a change. We evolve together."
Harith Motoshiromizu.
Director of Bitex Global Co., Ltd.