This document discusses financial astrology and divides the world population into three zones based on their financial status: negative, neutral, and positive. The negative zone consists of people with more expenses than income who rely on debt. The neutral zone has people whose income equals expenses and who live paycheck to paycheck. The positive zone is made up of wealthy business owners who take on large debts to start and grow businesses, using the profits to repay debts and create assets. They understand debt can be good if used productively to generate income. The document encourages moving from the negative to positive zone by starting an online business with a unique idea or franchise at low cost through the internet. Financial literacy and entrepreneurship are

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3. • Unlike our traditional horoscopes, here we just have
ONE PLANET. Its called MONEY.
• Unlike traditional horoscopes, here we have just 4
HOUSES. Namely – Income, Expenses, Assets &
Liabilities.
So all we need to know about is one planet and four
houses !

4. Money
Money is just a piece of expensive paper on which the value
of it is printed with expensive ink. This value also
determines what it can buy. Neither you nor me decide the
market value of this piece of paper or what it can buy. Its
completely controlled by our respective governments (at least
that’s what we have learnt in school).
However, we have complete control on how many
pieces/bundles of this paper we can own. Our other
horoscope has no role/influence whatsoever on our
Financial Horoscope.

5. Income
Any money that is credited into you’re a/c or cash in hand.
Money coming in your possession.
Expense
Any money that is debited from you’re a/c or cash given away.
Losing possession of money.
Asset
Any possession that creates an Income for you or puts money
in your pocket.
Liability
Any Possession that creates an Expense or takes out money
from your pocket.

6. Quick Note
A home (bought on Loan or cash down) will be considered an
asset only if it is put on rent. Only in this case
does it put money in your pocket.
If you buy a home and live in it, it is considered
a liability.
Fundamental Rule – MONEY SAVED IS NOT
EQUAL TO MONEY EARNED.

7. Money has been one of the most fought over object in the
history of mankind. However, it was women before .
Today, there are many ways to earn money and create
wealth. But the thumb rule of creating ETHICAL WEALTH
remains the same.

8. According to some sources*, the entire world’s population is
divided into 3 zones.
Namely – Negative (-ve), Neutral (N) and Positive (+ve).
The population is divided into these zones on the basis on
which house or what path the money planet takes or goes
thru.
*The source or the authenticity of the Economic Zones is not Important. What is
important is for us to understand how to read/create our Financial Horoscope
and ultimately our SUCCESS.

9. consists of people who
have more Expenses than their Income.
These people are those who live and
enjoy their lives by discounting their
future salaries or income by making
debts today.
Typically, those in this zone believe strongly
that their savings will save them during
crisis or their old age. And they realize D
the truth when its late. They ignore the E
B
fact that Inflation is killing their savings. T
Income Expense

10. consists of people whose
Income = Expenses. They spend what they
earn. These people are usually from the
below poverty line like beggars, daily
wagers, street vendors. These are people
who have no credibility to get a loan.
Honestly…..Good for them !
In fact, our grand parents also belonged to this
zone. Only because they never believed in
borrowing money to buy luxuries. They
would save money and buy what they
wanted.
Income Expense

11. consists of people whose
Income is so high that expenses don’t
matter. Those in this zone, control the
global economies and are in most cases
Ultra Smart Dropouts. Majority of the
Negative Zone works for these people.
What I like about these people is that
they know the secret to giving huge
sums in salaries and using the same
money to grow their business.
Confused ? We’ll talk about it !
Income Expense

13. Single source of
Job/Small
Income per
Business/Profession.
individual. Be it
Salary or Profits.
EMI, Insurance Premium,
Bills, Rent, Petrol…etc
No assets unless passed
on from earlier Loans, Credit card
generations. Debt.

14. As explained earlier, those in the –ve Zone create a lot of debt
as they start to work. Also their knowledge about finances
is that of what is taught in schools and colleges. Which
unfortunately is of no good to lead a practical life. For
them, all of their income is consumed by EMI’s & Credit
Card Bills. Most also invest in insurance to save tax. In fact,
millionaire investor Robert Kiyosaki explains in his videos
on youtube how “savers end up as beggars”. A must watch
video I’d say.
It is really strange how people do not question their own
actions or ignore the answers. What people here don’t
understand is – You cannot grow cashew nuts if you invest
peanuts. Most of their money (in one form or the other )is always
kept in the BANK.

15. Income sufficient
Beggars, Masons,
for the day or 2
Maids etc
for the family.
Food, shelter
& Liquor.
The biggest asset they
have is the number of No one gives them a loan or a
earning hands. credit card.

16. As explained earlier, those in the Neutral Zone, barely survive
a hand to mouth life. They have no Assets and no Liabilities.
In fact lately did I understand why there are fireworks for
some of their funerals. Their families are happy that they
haven’t left back a DEBT to be paid by them.
If you ask me, these people are better than most of us
FINANCIALLY. No wonder they can sleep just anywhere.
After all it’s a DEBT FREE MIND at peace.

17. The Rich and The GET HUGE PROFITS
FROM MULTIPLE
Famous. BUSINESSES
PAY SMALL SALARIES, EMI’S
AND TAXES
BUILD HUGE
MULTIPLE
BUSINESSES TAKE HUGE DEBTS
and PAY THEM OFF.

18. These people know that all of us put our money in the bank.
They, then take that money and build businesses. Then
they hire us to work for them. And then they make money
and repay those debts.
Isn’t that brilliant ?
The idea here is that these people know that Debt alone is
not good or bad. What you do with that money makes it
good or bad. You take a loan and Build a Business and that
business not only helps you repay the loans but once the
debt is cleared you have just created an asset that will last
a lifetime for you and your generations to come. Using that
income you can start more businesses and then using those
income you can buy real estate and rent it out for more
income. And the cycle just goes on ………

19. The whole reason why we created this document is to make
you aware that today a common man like you and me can
also start a business. All we need is that mindset and a
desire so strong that will not let you sleep till you made it
big.
Thanks to the World Wide Web, for becoming the new
business platform. Today, you do not need lakhs/millions in
loan for you to start something. All you need is a UNIQUE
IDEA. And even if you didn’t have that, you could franchise
one out. Yes ! You can franchise a website ! Its simple and
costs real less as compared to a traditional physical
franchise.

20. We are a group of professionals from various domains. Our
objective to get together was to form a critical mass that
could help/initiate sustainable Socio-Economic Reforms.
All of us are hardcore salesmen & women. Our products being
the same.
For more info on sustainable socio-economic reforms please
contact the person who shared this slideshare with you or