Property market and stock market cycles over the last 30 years, repetitive patterns -- How to see what will happen next, How to profit safely in any market
The document discusses strategies used by wealthy individuals ("millionaires") that could also benefit the reader. It outlines five key strategies: 1) Give away more money through donations. 2) Establish your own business. 3) Borrow money strategically for investments rather than consumer purchases. 4) Live frugally within your means. 5) Prioritize investing in assets that generate income over time like real estate and stocks. The document encourages the reader to emulate the financial habits of millionaires to potentially build wealth.
We have discussed how stock market really works, with details how to set up brokerage account, tax obligations, spread when buying also enter and exit strategy.
Business angels are affluent individual investors who provide capital to startup businesses in exchange for ownership equity or convertible debt. They typically seek high-growth ventures with proprietary technologies, experienced founders, and potential for high returns of 3-5x their investment over 5 years through an exit event like acquisition or IPO. Angels negotiate investments by assessing the venture's valuation based on financial projections and market comparables, then structure terms like preferred stock, liquidation preferences, and board seats to mitigate risk. Convertible notes that defer valuation negotiations are also common for early-stage angel deals.
Jason Hartman's Ten Commandments of Successful InvestingJason Hartman
The document discusses 10 principles for creating wealth in today's economy:
1. Educate yourself on investments and have a professional team including an investment counselor.
2. Maintain control over your investments and be wary of relinquishing control to others.
3. Use prudent financial planning techniques considering your investment goals, risk tolerance, and time horizon.
4. Diversify your investments and do not gamble.
Understanding stock market basics is essential to trading success. Whether you're a new trader or need a refresher, understanding the stock market is key.
This document provides secrets to achieving financial independence according to Michael Woloshin. It discusses that most of what people learn about money growing up is incorrect. The true secret to increasing net worth is to spend less than you make. It also emphasizes that income is not the same as wealth and that you need surplus funds to invest in order to take advantage of investment opportunities. Additionally, it notes that grades in school do not correlate with future wealth and that taxes are an important consideration, as asset placement can significantly impact tax liability and ultimate wealth. The document aims to provide guidance on achieving financial independence.
The Ultimate Investor Pitch Deck TemplateCrowdfunder
Great startups don’t fund themselves. Raising money from investors requires a great pitch, even for experienced founders with significant traction in their startup.
There’s a formula for pitching your startup that has helped startup founders raise millions.
In short, this formula involves crafting a larger story / narrative, while speaking directly to what investors are looking for and need to know about you, your company, your market, and your plan.
The document discusses strategies used by wealthy individuals ("millionaires") that could also benefit the reader. It outlines five key strategies: 1) Give away more money through donations. 2) Establish your own business. 3) Borrow money strategically for investments rather than consumer purchases. 4) Live frugally within your means. 5) Prioritize investing in assets that generate income over time like real estate and stocks. The document encourages the reader to emulate the financial habits of millionaires to potentially build wealth.
We have discussed how stock market really works, with details how to set up brokerage account, tax obligations, spread when buying also enter and exit strategy.
Business angels are affluent individual investors who provide capital to startup businesses in exchange for ownership equity or convertible debt. They typically seek high-growth ventures with proprietary technologies, experienced founders, and potential for high returns of 3-5x their investment over 5 years through an exit event like acquisition or IPO. Angels negotiate investments by assessing the venture's valuation based on financial projections and market comparables, then structure terms like preferred stock, liquidation preferences, and board seats to mitigate risk. Convertible notes that defer valuation negotiations are also common for early-stage angel deals.
Jason Hartman's Ten Commandments of Successful InvestingJason Hartman
The document discusses 10 principles for creating wealth in today's economy:
1. Educate yourself on investments and have a professional team including an investment counselor.
2. Maintain control over your investments and be wary of relinquishing control to others.
3. Use prudent financial planning techniques considering your investment goals, risk tolerance, and time horizon.
4. Diversify your investments and do not gamble.
Understanding stock market basics is essential to trading success. Whether you're a new trader or need a refresher, understanding the stock market is key.
This document provides secrets to achieving financial independence according to Michael Woloshin. It discusses that most of what people learn about money growing up is incorrect. The true secret to increasing net worth is to spend less than you make. It also emphasizes that income is not the same as wealth and that you need surplus funds to invest in order to take advantage of investment opportunities. Additionally, it notes that grades in school do not correlate with future wealth and that taxes are an important consideration, as asset placement can significantly impact tax liability and ultimate wealth. The document aims to provide guidance on achieving financial independence.
The Ultimate Investor Pitch Deck TemplateCrowdfunder
Great startups don’t fund themselves. Raising money from investors requires a great pitch, even for experienced founders with significant traction in their startup.
There’s a formula for pitching your startup that has helped startup founders raise millions.
In short, this formula involves crafting a larger story / narrative, while speaking directly to what investors are looking for and need to know about you, your company, your market, and your plan.
This document summarizes Martin Bodocky's presentation at the Vienna Value Investing Meetup #3. The presentation aimed to create a value investing hub in Vienna by sharing ideas and doing research together. Martin discussed what value investing is, some fundamentals like focusing on a company's intrinsic value and applying a margin of safety. He also provided some tips for becoming a value investor like detaching from daily market noise and discussing ideas only with trusted investors. The next meetups were announced for April and May to continue the discussion.
The document discusses various options for harvesting or exiting a successful business venture, including capitalizing on growth through an initial public offering, management buyout, merger or acquisition, or outright sale. It also emphasizes the importance of renewing the entrepreneurial system by reinvesting in new companies and community activities. Finally, it provides seven points of advice for entrepreneurial success, stressing the importance of passion, competitiveness, teaching others, managing cash flow, and viewing entrepreneurship as a human rather than just financial process.
Aliquot Capital is a fee-based financial advisory firm located in Batavia, Illinois that offers independent investment management services as an alternative to expensive mutual funds and other complex financial products. Led by CEO Michael George, Aliquot Capital provides fully customized portfolios based on thorough client research and analysis of economic trends. In contrast to mutual fund sellers who prioritize commissions, Aliquot Capital only earns fees when clients realize investment gains so its interests are directly aligned with client success.
Jim Mellon sees reality sinking in for the beloved FANG stocks like Facebook, as Facebook's stock price dropped sharply recently. While Amazon reported strong results, its valuation of 90 times forward earnings is still very high. The US market remains expensive overall and faces headwinds from Fed tightening and a slowing economy. Mellon remains pessimistic about the US market this year and next. Brexit negotiations continue to be a mess, and Italy's debt problems have not gone away and could trigger banking problems in Europe if Italy leaves the euro. Investors should watch developments in Italy closely.
This document provides an overview of Australian venture capital from the perspective of Craig Blair and Dominic Reardon. It discusses the history of VC in Australia, the current state of the ecosystem, how AirTree Ventures evaluates investments, and advice for founders. Key points include: the Australian VC market is growing but was historically weak; AirTree has achieved strong returns across two funds; they evaluate companies on criteria like team, product market fit, growth and cash burn; and recommend founders focus on metrics and securing the right investors.
Craig Blair is a co-founder and partner at AirTree Ventures which invests in world-class Australian entrepreneurs building the iconic companies of tomorrow. With over 15 years experience running 2 of Australia’s most successful tech investment funds with partner Daniel Petre and backing businesses such as eBay, Beamly and Ninemsn, Craig is keen to share his insights on how to get a VC's attention. This presentation includes:
- The Start Up journey - what you can expect
- The key steps to approaching a VC
- What to do (and what not to do) when pitching to your business
- How to avoid the pre/post money traps
- How to choose your funding partner (remember VCs and investors are an employee you can't fire!)
A Founders Guide to Australian Venture Capital - Craig Blair, AirTree VenturesAirTree Ventures
Craig Blair, co-founder of two VC Funds and founder of many start-ups shares his insights on the US VC and Aus VC ecosystem and what it means for founders
This summary provides an overview of top performing hedge funds from a June 18, 2016 Barrons article and Dutch hedge funds from a March 2016 assessment.
The Barrons article lists the top 20 hedge funds by 3-year compound annual growth rate, led by Parametrica Global Master Ltd at 29.94%. The funds are headquartered globally in locations like Hong Kong, London, Florida, and New York.
The Dutch hedge fund assessment evaluates the most active Dutch funds. Over 3 years, Saemor Europe Funds, Nuveen Tradewinds Global Funds, and HiQ Fundamental Value Fund averaged returns of 10-15%. Over 5 and 10 years, the best performers were Man A
StockTakers continues our charity to small investors of our proprietary information, because we can, and prove it! Patience and slow trading, relaxed even, our risk averse method wins over the longer term. These public portfolios run by our methods prove you can keep your capital safe, liquid and make exceptional AlphaSmart gains as we do prove, because we can, and so, you can too!
The document provides 10 tips for organizations to help them trade successfully during tough economic times. The tips include: planning for sustainability; diversifying income sources; assessing financial health through cash flow, profitability, and solvency analyses; ensuring strong governance; pursuing joint working and collaboration; developing assets; understanding customers; making effective use of staff and volunteers; ensuring relevant marketing; and maintaining calm and focus. The document outlines specific actions nonprofits can take under each tip to weather financial challenges posed by the economic downturn.
As any experienced founder will tell you, developing a well-connected, high quality board of directors is critical to any young company’s success.
Come learn about what a board of directors can do for your startup. Our distinguished panel will discuss how compiling a list of trusted advisors and having a board of directors even at an early stage can attract investors, increase the speed of growth, and improve the odds of success!
Simple Asset Allocation, Wealth Building Strategies - Build Wealth Quicklydaddycat08
The document discusses various strategies for building wealth, including investing in paper assets like stocks, bonds, and mutual funds. It notes that wealth is built through longevity and persistence, not luck. Real estate investing is another option, with buying distressed properties, fixing them up, and reselling for a profit being one way to build wealth quickly using leverage, though market fluctuations must be considered. Diversifying investments across asset types and geographies is recommended for building wealth over time.
The document discusses startup investment and valuation. It provides definitions of startups from various sources and examples of angel investors' motivations for investing in startups. It also outlines several common valuation methods for startups, including discounted cash flow analysis, comparable transactions analysis, and qualitative scorecard approaches. The document promotes a startup investment platform called Startcelerate that aims to help large companies build dealflows and invest in European startups to access new opportunities and talent.
The document discusses fundraising from the perspective of a Silicon Valley investor. It outlines some key points about the fundraising process in Silicon Valley including that it typically takes 6 months on average to raise funds, but deals can close in weeks. It also notes that international companies may have an easier time raising funds outside of Silicon Valley given the abundance of opportunities there. The document provides tips for startups seeking funding such as focusing on identifying investors who have backed similar companies and developing relationships before seeking money. It also outlines some typical deal terms and structures used in Silicon Valley investments.
This document provides information about an investment strategy that focuses on identifying high-quality companies trading at reasonable prices. It discusses analyzing companies' competitive advantages, management quality, financials and risks. Key aspects of the strategy include:
- Focusing on companies with durable competitive advantages, favorable industry outlooks, and high-caliber management.
- Conducting thorough fundamental analysis to deeply understand a company's business economics.
- Creating a concentrated portfolio of strong, predictable companies acquired at a sensible price.
Pitch deck FundedByMe for equity crowdfunding. March 2014 Daniel Daboczy
Following on the success of 2013 - when FundedByMe raised more than €4.2 million for European entrepreneurs from its rapidly-growing membership base, which recently crossed 32,000 – FundedByMe confirmed that one of Wired UK’s top 100 European startups has launched also Asia. The company has opened up an office in Singapore, adding to the existing country list that includes Finland, Denmark, Norway, Spain, Italy and Germany.
The presentation is showing Mint It vision for future of self-directed investors in stock market. Please join our early adopters list via www.mintit.eu.
The KV Committee For Disabled Persons was formed in 1988 by concerned citizens to improve the lives of residents with disabilities in the Kennebecasis Valley. The committee strives to remove barriers to transportation, housing, education, recreation, and communication. Some of their achievements include helping to purchase accessible surf chairs, increasing accessible parking and books at the library, and advocating for improvements to transportation services. Going forward, the committee aims to ensure the needs of the disabled community are considered during community growth and expansion.
This document summarizes Martin Bodocky's presentation at the Vienna Value Investing Meetup #3. The presentation aimed to create a value investing hub in Vienna by sharing ideas and doing research together. Martin discussed what value investing is, some fundamentals like focusing on a company's intrinsic value and applying a margin of safety. He also provided some tips for becoming a value investor like detaching from daily market noise and discussing ideas only with trusted investors. The next meetups were announced for April and May to continue the discussion.
The document discusses various options for harvesting or exiting a successful business venture, including capitalizing on growth through an initial public offering, management buyout, merger or acquisition, or outright sale. It also emphasizes the importance of renewing the entrepreneurial system by reinvesting in new companies and community activities. Finally, it provides seven points of advice for entrepreneurial success, stressing the importance of passion, competitiveness, teaching others, managing cash flow, and viewing entrepreneurship as a human rather than just financial process.
Aliquot Capital is a fee-based financial advisory firm located in Batavia, Illinois that offers independent investment management services as an alternative to expensive mutual funds and other complex financial products. Led by CEO Michael George, Aliquot Capital provides fully customized portfolios based on thorough client research and analysis of economic trends. In contrast to mutual fund sellers who prioritize commissions, Aliquot Capital only earns fees when clients realize investment gains so its interests are directly aligned with client success.
Jim Mellon sees reality sinking in for the beloved FANG stocks like Facebook, as Facebook's stock price dropped sharply recently. While Amazon reported strong results, its valuation of 90 times forward earnings is still very high. The US market remains expensive overall and faces headwinds from Fed tightening and a slowing economy. Mellon remains pessimistic about the US market this year and next. Brexit negotiations continue to be a mess, and Italy's debt problems have not gone away and could trigger banking problems in Europe if Italy leaves the euro. Investors should watch developments in Italy closely.
This document provides an overview of Australian venture capital from the perspective of Craig Blair and Dominic Reardon. It discusses the history of VC in Australia, the current state of the ecosystem, how AirTree Ventures evaluates investments, and advice for founders. Key points include: the Australian VC market is growing but was historically weak; AirTree has achieved strong returns across two funds; they evaluate companies on criteria like team, product market fit, growth and cash burn; and recommend founders focus on metrics and securing the right investors.
Craig Blair is a co-founder and partner at AirTree Ventures which invests in world-class Australian entrepreneurs building the iconic companies of tomorrow. With over 15 years experience running 2 of Australia’s most successful tech investment funds with partner Daniel Petre and backing businesses such as eBay, Beamly and Ninemsn, Craig is keen to share his insights on how to get a VC's attention. This presentation includes:
- The Start Up journey - what you can expect
- The key steps to approaching a VC
- What to do (and what not to do) when pitching to your business
- How to avoid the pre/post money traps
- How to choose your funding partner (remember VCs and investors are an employee you can't fire!)
A Founders Guide to Australian Venture Capital - Craig Blair, AirTree VenturesAirTree Ventures
Craig Blair, co-founder of two VC Funds and founder of many start-ups shares his insights on the US VC and Aus VC ecosystem and what it means for founders
This summary provides an overview of top performing hedge funds from a June 18, 2016 Barrons article and Dutch hedge funds from a March 2016 assessment.
The Barrons article lists the top 20 hedge funds by 3-year compound annual growth rate, led by Parametrica Global Master Ltd at 29.94%. The funds are headquartered globally in locations like Hong Kong, London, Florida, and New York.
The Dutch hedge fund assessment evaluates the most active Dutch funds. Over 3 years, Saemor Europe Funds, Nuveen Tradewinds Global Funds, and HiQ Fundamental Value Fund averaged returns of 10-15%. Over 5 and 10 years, the best performers were Man A
StockTakers continues our charity to small investors of our proprietary information, because we can, and prove it! Patience and slow trading, relaxed even, our risk averse method wins over the longer term. These public portfolios run by our methods prove you can keep your capital safe, liquid and make exceptional AlphaSmart gains as we do prove, because we can, and so, you can too!
The document provides 10 tips for organizations to help them trade successfully during tough economic times. The tips include: planning for sustainability; diversifying income sources; assessing financial health through cash flow, profitability, and solvency analyses; ensuring strong governance; pursuing joint working and collaboration; developing assets; understanding customers; making effective use of staff and volunteers; ensuring relevant marketing; and maintaining calm and focus. The document outlines specific actions nonprofits can take under each tip to weather financial challenges posed by the economic downturn.
As any experienced founder will tell you, developing a well-connected, high quality board of directors is critical to any young company’s success.
Come learn about what a board of directors can do for your startup. Our distinguished panel will discuss how compiling a list of trusted advisors and having a board of directors even at an early stage can attract investors, increase the speed of growth, and improve the odds of success!
Simple Asset Allocation, Wealth Building Strategies - Build Wealth Quicklydaddycat08
The document discusses various strategies for building wealth, including investing in paper assets like stocks, bonds, and mutual funds. It notes that wealth is built through longevity and persistence, not luck. Real estate investing is another option, with buying distressed properties, fixing them up, and reselling for a profit being one way to build wealth quickly using leverage, though market fluctuations must be considered. Diversifying investments across asset types and geographies is recommended for building wealth over time.
The document discusses startup investment and valuation. It provides definitions of startups from various sources and examples of angel investors' motivations for investing in startups. It also outlines several common valuation methods for startups, including discounted cash flow analysis, comparable transactions analysis, and qualitative scorecard approaches. The document promotes a startup investment platform called Startcelerate that aims to help large companies build dealflows and invest in European startups to access new opportunities and talent.
The document discusses fundraising from the perspective of a Silicon Valley investor. It outlines some key points about the fundraising process in Silicon Valley including that it typically takes 6 months on average to raise funds, but deals can close in weeks. It also notes that international companies may have an easier time raising funds outside of Silicon Valley given the abundance of opportunities there. The document provides tips for startups seeking funding such as focusing on identifying investors who have backed similar companies and developing relationships before seeking money. It also outlines some typical deal terms and structures used in Silicon Valley investments.
This document provides information about an investment strategy that focuses on identifying high-quality companies trading at reasonable prices. It discusses analyzing companies' competitive advantages, management quality, financials and risks. Key aspects of the strategy include:
- Focusing on companies with durable competitive advantages, favorable industry outlooks, and high-caliber management.
- Conducting thorough fundamental analysis to deeply understand a company's business economics.
- Creating a concentrated portfolio of strong, predictable companies acquired at a sensible price.
Pitch deck FundedByMe for equity crowdfunding. March 2014 Daniel Daboczy
Following on the success of 2013 - when FundedByMe raised more than €4.2 million for European entrepreneurs from its rapidly-growing membership base, which recently crossed 32,000 – FundedByMe confirmed that one of Wired UK’s top 100 European startups has launched also Asia. The company has opened up an office in Singapore, adding to the existing country list that includes Finland, Denmark, Norway, Spain, Italy and Germany.
The presentation is showing Mint It vision for future of self-directed investors in stock market. Please join our early adopters list via www.mintit.eu.
The KV Committee For Disabled Persons was formed in 1988 by concerned citizens to improve the lives of residents with disabilities in the Kennebecasis Valley. The committee strives to remove barriers to transportation, housing, education, recreation, and communication. Some of their achievements include helping to purchase accessible surf chairs, increasing accessible parking and books at the library, and advocating for improvements to transportation services. Going forward, the committee aims to ensure the needs of the disabled community are considered during community growth and expansion.
This document outlines the different types of sentences for a 2nd grade language arts class: statements, which tell something and end with a period; questions, which ask something and end with a question mark; commands, which tell what to do and end with a period; and exclamations, which express excitement and end with an exclamation point. Examples are provided for each sentence type to illustrate proper punctuation.
The document discusses different types of sentences including simple, compound, complex, and compound-complex sentences. It provides examples of each sentence type and explains the basic elements that make up each type, such as subjects, predicates, and conjunctions. Key characteristics of different sentence structures are outlined.
The document discusses the four types of sentences: interrogative, which ask questions and end in a question mark; imperative, which give commands and end in a period; exclamatory, which express strong feelings and end in an exclamation point; and declarative, which make statements and end in a period. Examples are provided for each sentence type.
Sentence, Parts of a Sentence, Subject and Predicate, Complements, Direct Object, Indirect Object, Predicate Nominative, Predicate Adjective, Basic Sentence Structure
The document discusses the four types of sentences: declarative, exclamatory, interrogative, and imperative. A declarative sentence makes a statement, an exclamatory sentence expresses strong emotions and ends with an exclamation point, an interrogative sentence asks a question and ends with a question mark, and an imperative sentence gives a command. It provides examples of each sentence type and has the reader identify the type of four example sentences. In conclusion, it reviews the four sentence types and explains the difference between a sentence and a fragment.
He was a friendly man most of the time, but he could be really nasty. It was a warm day, yet storm clouds gathered over the distant mountains. Imagine a time when people were not afraid, when life was much simpler, when everyone helped each other: this is a story about that time.
The document provides information about Ameriprise Financial and its services. It discusses Ameriprise Financial's history of helping clients through challenging economic times with a focus on goals and dreams. It also outlines four cornerstones of financial planning: liquidity, investment, protection, and tax planning.
This slide deck is one I made as a part of my investing bootcamp. The focus is on brokers and what elements help an investor choose the right one(s) for them.
REI Wealth Magazine is HERE for FREE!!!
Although there is regularly a charge for this magazine, we are giving you a complimentary sample. Learn from TOP investors from around the country. Want to read more? Go directly to our website: http://budurl.com/q769
An introduction to thematic investing and why it's a good idea to invest in tomorrow's trends today. Insights shared by AtlasTrend on investing in world trends - what is trend investing, why it's a good idea and is it profitable.
Flip Stock Market Intro. for AffiliatesMick Vallee
This document provides information about investing for retirement and a software program called FLIP that aims to help users grow their retirement portfolios through automated stock trading. It notes that traditional methods like saving alone will not generate enough returns to achieve a $1 million retirement portfolio. FLIP software claims to use artificial intelligence and algorithms developed by hedge fund experts to automatically trade stocks and protect users' investments from market downturns. The document promotes FLIP as a way for people to take back control of their personal finances and retire with real wealth through a community and proprietary trading software.
This document provides information about real estate investor workshops being held by Wealth Migrate in Midrand, Durban, and Cape Town on specific dates in May and June 2017. It includes disclaimers about the content shared at the workshops being for informational purposes only and not constituting financial advice. The document then discusses some of the top reasons people attend these workshops, which include learning about different investment options, diversifying assets, and hedging against currency risk. It also covers principles of investing like understanding macroeconomic factors, conducting due diligence on partners and risks, and managing assets. Overall, the document aims to educate attendees on real estate investment strategies and opportunities.
AES International is a multi-award winning international wealth management and employee benefits organisation.
Find out why you should join our movement: https://www.aesinternational.com/
A webinar presented by Santi Burridge, Managing Director of Implemented Portfolios.
Santi covers the following during his presentation:
• What can Australian advisers learn from global trends in financial advice?
• How technology and robo-advice is changing the US market
• Understanding the growth in ETFs and Managed Accounts
• What successful advisers focus on
• What do clients really value?
- The Straits Times Index (STI) fell slightly to 3011.41 from 3027.22 the previous day. DBS Group Holdings saw the largest gain of 0.43% while Jardine Strategic Holdings saw the largest drop of 3.63%.
- Sembcorp Industries announced acquiring a 45% stake in an Indian power company for potential synergies. SP AusNet's euro bond issue was oversubscribed, raising $606 million for the electricity distributor.
- Singapore's property cooling measures have pushed some firms to increase overseas investments, with interests growing in Australia, the UK, and US. The report recommends selling Hongkong Land below $5.85.
Is there an income gap between your current take home pay and the income needed to achieve your desired goals and dreams? Then this may be the opportunity you have been looking for. This is not a get rich quick opportunity.
Sean McGrath of Capital Wealth Management recommends a pragmatic and tactical investment strategy for 2014 that focuses on trend analysis of economic indicators and making monthly adjustments based on market conditions. He advises utilizing exchange-traded funds to add diversification and liquidity. McGrath also believes in learning from past successful investment strategies during periods of rising interest rates and market uncertainty.
In this special report, we help you avoid common (and expensive) rollover mistakes and show you how you can use your 401(k) rollover as an opportunity to help your retirement preparations.
This document provides information about Aegis Wealth Advisors, an independent financial advisory firm. It includes a letter from the president welcoming the reader and encouraging them to schedule a meeting. The document then provides details about the firm, including its mission to help clients optimize, preserve and protect their assets. It lists various informational materials enclosed for the reader, including the firm's profile, investment strategy, a list of "10 Things All Successful Investors Should Know", information on getting a second opinion, and client bill of rights.
This document provides an overview of the Wealth Space organization and its financial products and opportunities. In 3 sentences: Wealth Space is an independent marketing organization that provides business support and financial products like life insurance and annuities. It aims to help people build wealth through strategies like cash flow management and building a long-term asset portfolio. The document promotes becoming a Wealth Space financial professional or agency partner to access training, support, and income potential from sales commissions.
Global Financial Private Capital is an SEC registered investment advisory firm located in Sarasota, Florida. The document discusses behavioral finance and how irrational decisions by investors can influence markets. It provides examples of common biases like loss aversion and analyzes how a missed payment by a Portuguese bank led to fears of a market correction despite Portugal's small size in the global economy. The firm believes corrections are hard to predict but see opportunities to profit when fear and panic cause irrational selling.
Savings and Investing are the foundations of a strong financial future for every individual. You can place a good foundation effectively with the Financial Planning exercise. But many of us find it difficult to put this into practice and are therefore faced with numerous difficulties in achieving financial goals. Most of us find it hard to understand the variety of financial products available in the market. Thus are unable to take informed decisions. This results in delaying or putting of the financial decision which can lead to unfulfilled goals and hurdles.
This presentation helps in understanding the basics of Financial Planning.
California Teachers Association - Role play slidesCTAinvest
This document provides guidance on resisting sales pressure when making investment decisions. It outlines common sales pitches used to push financial products and recommends asking pointed questions to evaluate the claims. Key advice includes not feeling rushed, understanding all fees, checking the qualifications of the advisor, and considering low-cost direct investment options without a sales commission structure. The goal is to make informed financial choices rather than being sold products that may not align with individual needs and goals.
8 questions to ask your financial adviser - From ProAdviserProAdviser
Finding the right financial adviser is important, but unfortunately the industry is complicated, not very transparent and there are quite a few rogue financial advisers out there. To make the search easier, ask your financial adviser these questions to identify if they are good or bad.
Wealth Management For Entrepreneurs (Client Journey)Robert Wilcocks
Wilcocks & Wilcocks provides wealth management services for entrepreneurs through their CLEARER program. The 7-step program includes clear thinking discovery, lifestyle financial planning, evidence based investing, allowance and tax planning, risk management, estate planning, and review. The goal is to help clients plan better, invest better, and live better by gaining clarity on their goals and situation, creating a financial plan, implementing optimized investments, managing risks, and ensuring assets pass smoothly to beneficiaries.
The document discusses various topics that may be focused on in the next decade, including Society 5.0, Entrepreneur 5.0, Investor 5.0, Property 5.0, and Wealth 5.0. It also discusses the Global Wealth Group, a platform that connects investors with investment opportunities. The Group has performed well with over 7,500 members investing over $600 million. It is raising $5 million for strategic acquisitions and commercial acceleration. The funding will help increase metrics like revenue and valuation as the Group works towards an IPO target of over $100 million.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
South Dakota State University degree offer diploma Transcriptynfqplhm
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Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
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The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy VisaAmit Kakkar
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
1.2 Million SME’s in Australia, half sole traders and half who employ others These employ 3.3 Million people or around 47% of the private sector workforce In the top 10% of households, 41% own their own business. Business assets comprise 21% of the total net worth of millionaires Closely held and family-owned businesses are a major source of wealth but – it can be risky having so much of one's net worth tied up in a single investment it could be tough to sell. planners often encourage their business-owning clients to diversify their other investments.
Give away more (& more will come) Establish your own business (franchise, P/T, etc) Borrow intelligently (for investment & income, not toys) Live within your means (have a personal cashflow plan) Invest (pay yourself first & make investing a priority)