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Definition of the key words for a better understanding.
Angela Uyi :
http://daintyprettyangel.blogspot.com
Manage
 It is the process of doing something difficult or using
Time / Information in a meaningful way to solve a
problem.
 To succeed in buying the things you need to live even
though you do not have much money
These process can be seen as the ability to:
 Accomplish
 Achieve
 Cope
Angela Uyi :
http://daintyprettyangel.blogspot.com
Can been seen as;
A valuable or tangible substance can be used
to generate wealth or create a level of
comfort and security to a person or
people.eg;
 Capital
 Income
 Asset
 Funds
 Means
Angela Uyi :
http://daintyprettyangel.blogspot.com
Angela Uyi :
http://daintyprettyangel.blogspot.com
 key role which determines
where we are coming from
(INCOME/RESOURCES)
the level we can reach
(EXPENSES)
how we end up: (SAVINGS &
INVESTMENTS)
Angela Uyi :
http://daintyprettyangel.blogspot.com
 Can simply be described as a
process of deploying the
available income / funds in an
effective way to yield maximun
result / output.
 Managing your finances to
ensure your financial well-being
=WEALTH
 Prov.10;15(b).the rich man’s wealth is his
strong city
Angela Uyi :
http://daintyprettyangel.blogspot.com
 Attitude
 Skills
 Knowledge
ATTITUDE: eg: 1sam18;14/ Psalms 101;2-8.
 The opinion and feeling you usually have about
something.
 The way you behave towards something which
could be positive or negative.
Angela Uyi :
http://daintyprettyangel.blogspot.com
SKILLS: Daniel 9: 21-22
 Ability to do something well because
of what you have learned or
practiced.
`
KNOWLEDGE: PROV.(22:3)(24:3-5),(14)
 The information you have gained
through learning or observing.
Angela Uyi :
http://daintyprettyangel.blogspot.com
A B C D E F G H I J
K L M N O P Q R
S T U V W X Y Z
1 2 3 4 5 6 7 8 9 10
11 12 13 14 15 16 17 18
19 20 21 22 23 24 25 26
Angela Uyi :
http://daintyprettyangel.blogspot.com
 A T T I T U D E
 1 20 20 9 20 21 4 5
 1+20+20+9+20+21+4+5 =100%
 Base on the above formula it is clearly stated that
attitude is the only thing that is 100%.
 Positive-eg, DAVID, DANIEL, JOSEPH, JOSHUA ( EXCELLENT REPORT)
-EPHESIANS 4:24-25. LUKE 3:10-14.
 Negative- JONAH,VASHTI, (ROM.1:25)
Angela Uyi :
http://daintyprettyangel.blogspot.com
 H A R D W O R K
 9 1 18 4 23 15 18 11
9+1+18+4+23+15+18+11= 99
 Hard Work is good, but is less than 100.
Angela Uyi :
http://daintyprettyangel.blogspot.com
 What is your own attitude?
 Hard Worker
 Lazy worker
 Positive Attitude
 Negative Attitude
Your choice is determined by you and you alone. 2 Peter
3:13-14
The DRIVE for CHIOCE is DESIRE.
 RIGHT DESIRE = RIGHT DECISION FOR RIGHT
LIVING.PROV.11:23.The desire of the righteous is doing good:
Angela Uyi :
http://daintyprettyangel.blogspot.com
 Salary: The wages for Labour, PAYMENT ON SERVICE
(good or bad) JOB 4:8- …they that plow iniquity ,and sow wickedness, reap
the same.
SALARY – OVER HEAD Expenses= NET INCOME
 Tobi’s Salary 50,000:00
Over Heads expenses:
 Transportation: 5.000:00
 Feeding: 4.000:00
9,000:00
Net income/ actual 41,000:00
Angela Uyi :
http://daintyprettyangel.blogspot.com
 Sales 150,000:00
 Cost of goods sold /Capital 80,000:00
 Gross Profit 70,000:00
EXPENSES
 Transportation: 4,000:00
 Feeding: 5,000:00
 Carriage in/out ward: 2,000:00
 Telephone cost: 5,000:00
 Damages: 1,200:00
 Rent: (150,000/12): 12,500:00
 Salaries and wages 12,500:00
42,200:00
Net Income: 27,800:00
Angela Uyi :
http://daintyprettyangel.blogspot.com
1) Setting goals
2) Assessing your financial
situation
3) Managing your resources.
Angela Uyi :
http://daintyprettyangel.blogspot.com
ASSEST
 Bank Accounts Bal.
 Salaries
 Insurance
 Properties
 Other investments
LIABILITIES
 Loans /CREDIT
 House hold expenses/Domestics
 Fees and bills/ Taxes
 Others
Angela Uyi :
http://daintyprettyangel.blogspot.com
 Goals: something you hope to achieve in the
future.
This are in three measures:
 LONG TERMS-INVESTMENTS:LUKE 19;23
 SHORT- By Scale of preference
 IMMEDAITE-By Budget on Income and Bills
Angela Uyi :
http://daintyprettyangel.blogspot.com
 What is your Attitude?
 Positive, Negative or Hard Work?
 You must be discipline
 You must pay your tithe. MAL.3:8-10,HEB.7:5-9,
 Draw out a scale of preference
 Review your Goals
 Roll out your budget and monitor it
 Cut down on all unbudgeted (expenses)
 Avoid any extra ordinary financial activities eg.
SOCAIL PARTIES
Angela Uyi :
http://daintyprettyangel.blogspot.com
 Live within your means
 Stop comparing yourself with others. Luke 3:14c-
BE CONTENT WITH YOUR OWN SALARY
 Avoid over shopping
 Method / location of shopping
 Learn how to make money work for you by
saving, investing
 Look for creative and godly way to increase
your income by seeking for a financial expert
to advise you.
Angela Uyi :
http://daintyprettyangel.blogspot.com
A true born again Sister:
 Prayerful.
 God fearing
 Positive Attitude
 Also work hard
 Faithful in her tithes
 Prudent in her expenditures
 Developing other line of income
 Putting investment first before expenses
In conclusion
she is consistent –Proverb 31.

Angela Uyi :
http://daintyprettyangel.blogspot.com
 Mrs. No no
 She is the opposite of the former case study
Angela Uyi :
http://daintyprettyangel.blogspot.com
As you take a decision
 THINK
 ASK/ PRAY
 EVALAUTE
 ACT WISELY
 DON’T WASTE TIME
 START SMALL BUT THINK BIGGER
 OVERCOME YOUR FEARS ,TAKE A LEAP
 BE QUIET /SOBER AND VIGILANT
 BE EXPECTANT
I wish you Gods blessing.
Angela Uyi :
http://daintyprettyangel.blogspot.com
Angela Uyi :
http://daintyprettyangel.blogspot.com

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THE DELIGENCE OF BUSINESS-PART ONE

  • 1. Definition of the key words for a better understanding. Angela Uyi : http://daintyprettyangel.blogspot.com
  • 2. Manage  It is the process of doing something difficult or using Time / Information in a meaningful way to solve a problem.  To succeed in buying the things you need to live even though you do not have much money These process can be seen as the ability to:  Accomplish  Achieve  Cope Angela Uyi : http://daintyprettyangel.blogspot.com
  • 3. Can been seen as; A valuable or tangible substance can be used to generate wealth or create a level of comfort and security to a person or people.eg;  Capital  Income  Asset  Funds  Means Angela Uyi : http://daintyprettyangel.blogspot.com
  • 5.  key role which determines where we are coming from (INCOME/RESOURCES) the level we can reach (EXPENSES) how we end up: (SAVINGS & INVESTMENTS) Angela Uyi : http://daintyprettyangel.blogspot.com
  • 6.  Can simply be described as a process of deploying the available income / funds in an effective way to yield maximun result / output.  Managing your finances to ensure your financial well-being =WEALTH  Prov.10;15(b).the rich man’s wealth is his strong city Angela Uyi : http://daintyprettyangel.blogspot.com
  • 7.  Attitude  Skills  Knowledge ATTITUDE: eg: 1sam18;14/ Psalms 101;2-8.  The opinion and feeling you usually have about something.  The way you behave towards something which could be positive or negative. Angela Uyi : http://daintyprettyangel.blogspot.com
  • 8. SKILLS: Daniel 9: 21-22  Ability to do something well because of what you have learned or practiced. ` KNOWLEDGE: PROV.(22:3)(24:3-5),(14)  The information you have gained through learning or observing. Angela Uyi : http://daintyprettyangel.blogspot.com
  • 9. A B C D E F G H I J K L M N O P Q R S T U V W X Y Z 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 Angela Uyi : http://daintyprettyangel.blogspot.com
  • 10.  A T T I T U D E  1 20 20 9 20 21 4 5  1+20+20+9+20+21+4+5 =100%  Base on the above formula it is clearly stated that attitude is the only thing that is 100%.  Positive-eg, DAVID, DANIEL, JOSEPH, JOSHUA ( EXCELLENT REPORT) -EPHESIANS 4:24-25. LUKE 3:10-14.  Negative- JONAH,VASHTI, (ROM.1:25) Angela Uyi : http://daintyprettyangel.blogspot.com
  • 11.  H A R D W O R K  9 1 18 4 23 15 18 11 9+1+18+4+23+15+18+11= 99  Hard Work is good, but is less than 100. Angela Uyi : http://daintyprettyangel.blogspot.com
  • 12.  What is your own attitude?  Hard Worker  Lazy worker  Positive Attitude  Negative Attitude Your choice is determined by you and you alone. 2 Peter 3:13-14 The DRIVE for CHIOCE is DESIRE.  RIGHT DESIRE = RIGHT DECISION FOR RIGHT LIVING.PROV.11:23.The desire of the righteous is doing good: Angela Uyi : http://daintyprettyangel.blogspot.com
  • 13.  Salary: The wages for Labour, PAYMENT ON SERVICE (good or bad) JOB 4:8- …they that plow iniquity ,and sow wickedness, reap the same. SALARY – OVER HEAD Expenses= NET INCOME  Tobi’s Salary 50,000:00 Over Heads expenses:  Transportation: 5.000:00  Feeding: 4.000:00 9,000:00 Net income/ actual 41,000:00 Angela Uyi : http://daintyprettyangel.blogspot.com
  • 14.  Sales 150,000:00  Cost of goods sold /Capital 80,000:00  Gross Profit 70,000:00 EXPENSES  Transportation: 4,000:00  Feeding: 5,000:00  Carriage in/out ward: 2,000:00  Telephone cost: 5,000:00  Damages: 1,200:00  Rent: (150,000/12): 12,500:00  Salaries and wages 12,500:00 42,200:00 Net Income: 27,800:00 Angela Uyi : http://daintyprettyangel.blogspot.com
  • 15. 1) Setting goals 2) Assessing your financial situation 3) Managing your resources. Angela Uyi : http://daintyprettyangel.blogspot.com
  • 16. ASSEST  Bank Accounts Bal.  Salaries  Insurance  Properties  Other investments LIABILITIES  Loans /CREDIT  House hold expenses/Domestics  Fees and bills/ Taxes  Others Angela Uyi : http://daintyprettyangel.blogspot.com
  • 17.  Goals: something you hope to achieve in the future. This are in three measures:  LONG TERMS-INVESTMENTS:LUKE 19;23  SHORT- By Scale of preference  IMMEDAITE-By Budget on Income and Bills Angela Uyi : http://daintyprettyangel.blogspot.com
  • 18.  What is your Attitude?  Positive, Negative or Hard Work?  You must be discipline  You must pay your tithe. MAL.3:8-10,HEB.7:5-9,  Draw out a scale of preference  Review your Goals  Roll out your budget and monitor it  Cut down on all unbudgeted (expenses)  Avoid any extra ordinary financial activities eg. SOCAIL PARTIES Angela Uyi : http://daintyprettyangel.blogspot.com
  • 19.  Live within your means  Stop comparing yourself with others. Luke 3:14c- BE CONTENT WITH YOUR OWN SALARY  Avoid over shopping  Method / location of shopping  Learn how to make money work for you by saving, investing  Look for creative and godly way to increase your income by seeking for a financial expert to advise you. Angela Uyi : http://daintyprettyangel.blogspot.com
  • 20. A true born again Sister:  Prayerful.  God fearing  Positive Attitude  Also work hard  Faithful in her tithes  Prudent in her expenditures  Developing other line of income  Putting investment first before expenses In conclusion she is consistent –Proverb 31.  Angela Uyi : http://daintyprettyangel.blogspot.com
  • 21.  Mrs. No no  She is the opposite of the former case study Angela Uyi : http://daintyprettyangel.blogspot.com
  • 22. As you take a decision  THINK  ASK/ PRAY  EVALAUTE  ACT WISELY  DON’T WASTE TIME  START SMALL BUT THINK BIGGER  OVERCOME YOUR FEARS ,TAKE A LEAP  BE QUIET /SOBER AND VIGILANT  BE EXPECTANT I wish you Gods blessing. Angela Uyi : http://daintyprettyangel.blogspot.com