Chad Graham provides a summary of investment forecasts and strategies. He predicts major declines across stock markets, bonds, commodities, and real estate as another credit crisis unfolds. He is aggressively shorting markets and recommends others do the same to profit from the declines. Graham also advises building cash reserves in U.S. dollars and Swiss francs, hiding assets from governments that may seize funds, and timing investments to buy low during the expected downturn while prices are at "basement bargain" levels.
Credit Crisis Presentation - Oct 9th 2008Wynn Quon
Presentation for the Canadian MoneySaver Share Club. How did we get here? What's ahead? Is my money safe? Should I sell? Opportunities in the wreckage. Most common mistakes investors make during bear markets and how to avoid them.
The document summarizes Warren Buffett and Charlie Munger's advice on navigating the Great Recession from their annual shareholder meeting in 2009. Some key points they discussed include:
- Only buy when others are panicked during times of crisis, as Berkshire Hathaway is following Andrew Carnegie's playbook of investing to build businesses during downturns.
- Understand the durable competitive advantages of businesses and whether they will withstand downturns.
- Develop emotional stability and independent thinking to be a good long-term investor.
The document also reviews economic conditions and investment opportunities in developing markets like China, India, and South Africa compared to developed countries as they were seen to lead the
Why Gold is a Safe Haven as Coronavirus Spreads, Oil Crashes.VijayMistry29
The price of gold has been the only asset not in a total freefall of late as a result of the coronavirus, with investors still backing its status as a safe haven and store of value. After hitting a 7-year high of $1,700 prior to the escalation of the pandemic last week, gold is still staying strong near the $1,600 level.
Since late 2018, more and more investors have been flocking to the precious metal as protection from increasing levels of economic volatility. Fears of a recession have been steadily increasing as more and more warning signs become apparent, and that was before the chaos that has recently ensued as a result of the global COVID-19 epidemic.
Invest here : https://regalassets.com/a/14964
This document is a presentation from Coldwell Banker given on January 6, 2015 about understanding homebuyers and sellers in 2015. It begins with a quote from Charles Dickens and indicates things that will and will not be discussed. It then provides data and charts about topics like oil prices, interest rates, housing prices, unemployment, and the economic outlook for 2015. Sources for the data are listed at the end.
This document discusses the Cubs winning the World Series in 2016 and draws parallels to economic events. It argues that just because something hasn't happened for a long time, like the Cubs winning or a depression in the US economy, does not mean it cannot happen. It notes that the Cubs victory was a "Black Swan" event and that Black Swans, or unexpected events, are real. It also suggests that the long economic expansion in the US could be nearing its end, and a recession may be around the corner, acting as a "Black Swan" event for the economy. The document then summarizes commentary on precious metals markets, interest rates, and global debt levels and their implications for the price of gold.
- The document provides an outlook on various asset classes and markets for February 2013 from Henley, a wealth management firm.
- It discusses the decoupling of markets and fundamentals due to money printing by developed nations, and sees a currency crisis as likely within the next couple years.
- In equities, it is positive in the short-term due to quantitative easing inflating prices, but negative on fundamentals. Real estate prices are stabilizing in select areas like Singapore, London, and signs of stability in the US, but further weakness is expected elsewhere. Fixed income carries inflation risk from monetary easing.
Webinar protecting your income and assets from rising inflation david campb...David Campbell
This document provides an overview of an upcoming presentation on inflation and quantitative easing. The presentation will discuss what causes inflation, who benefits and loses from inflation, and how to protect and profit from rising prices. It will be given by David Campbell, a real estate investor and financial mentor, and also feature a presentation on gold by Mike Piromgraipakd. The agenda does not include any sales pitches, MLMs, or attempts to close or recruit investors.
Credit Crisis Presentation - Oct 9th 2008Wynn Quon
Presentation for the Canadian MoneySaver Share Club. How did we get here? What's ahead? Is my money safe? Should I sell? Opportunities in the wreckage. Most common mistakes investors make during bear markets and how to avoid them.
The document summarizes Warren Buffett and Charlie Munger's advice on navigating the Great Recession from their annual shareholder meeting in 2009. Some key points they discussed include:
- Only buy when others are panicked during times of crisis, as Berkshire Hathaway is following Andrew Carnegie's playbook of investing to build businesses during downturns.
- Understand the durable competitive advantages of businesses and whether they will withstand downturns.
- Develop emotional stability and independent thinking to be a good long-term investor.
The document also reviews economic conditions and investment opportunities in developing markets like China, India, and South Africa compared to developed countries as they were seen to lead the
Why Gold is a Safe Haven as Coronavirus Spreads, Oil Crashes.VijayMistry29
The price of gold has been the only asset not in a total freefall of late as a result of the coronavirus, with investors still backing its status as a safe haven and store of value. After hitting a 7-year high of $1,700 prior to the escalation of the pandemic last week, gold is still staying strong near the $1,600 level.
Since late 2018, more and more investors have been flocking to the precious metal as protection from increasing levels of economic volatility. Fears of a recession have been steadily increasing as more and more warning signs become apparent, and that was before the chaos that has recently ensued as a result of the global COVID-19 epidemic.
Invest here : https://regalassets.com/a/14964
This document is a presentation from Coldwell Banker given on January 6, 2015 about understanding homebuyers and sellers in 2015. It begins with a quote from Charles Dickens and indicates things that will and will not be discussed. It then provides data and charts about topics like oil prices, interest rates, housing prices, unemployment, and the economic outlook for 2015. Sources for the data are listed at the end.
This document discusses the Cubs winning the World Series in 2016 and draws parallels to economic events. It argues that just because something hasn't happened for a long time, like the Cubs winning or a depression in the US economy, does not mean it cannot happen. It notes that the Cubs victory was a "Black Swan" event and that Black Swans, or unexpected events, are real. It also suggests that the long economic expansion in the US could be nearing its end, and a recession may be around the corner, acting as a "Black Swan" event for the economy. The document then summarizes commentary on precious metals markets, interest rates, and global debt levels and their implications for the price of gold.
- The document provides an outlook on various asset classes and markets for February 2013 from Henley, a wealth management firm.
- It discusses the decoupling of markets and fundamentals due to money printing by developed nations, and sees a currency crisis as likely within the next couple years.
- In equities, it is positive in the short-term due to quantitative easing inflating prices, but negative on fundamentals. Real estate prices are stabilizing in select areas like Singapore, London, and signs of stability in the US, but further weakness is expected elsewhere. Fixed income carries inflation risk from monetary easing.
Webinar protecting your income and assets from rising inflation david campb...David Campbell
This document provides an overview of an upcoming presentation on inflation and quantitative easing. The presentation will discuss what causes inflation, who benefits and loses from inflation, and how to protect and profit from rising prices. It will be given by David Campbell, a real estate investor and financial mentor, and also feature a presentation on gold by Mike Piromgraipakd. The agenda does not include any sales pitches, MLMs, or attempts to close or recruit investors.
The document discusses factors that influence the strength of the US dollar, including large US trade and budget deficits. Two former Federal Reserve chairs express concern that large deficits could lead to a currency crisis for the dollar within 5 years. While the dollar has declined against other currencies in recent decades due to deficits, it remains the dominant global currency and its decline is expected to be gradual rather than a collapse, so long as other countries continue to invest in US treasury bonds and the euro does not clearly surpass the dollar.
Global debt levels have reached $199 trillion, with $27,200 owed per person on the planet. Debt levels continue rising exponentially across nations, with growing concerns about the sustainability of such high debt loads. The global economy is stalling despite massive monetary stimulus from central banks. With many warning signs flashing, including historic lows for commodity prices, the global financial system appears increasingly unstable and at risk of a major crisis or economic depression. Precious metals like gold are recommended as a safe haven asset to protect against such risks to the financial system.
This document provides a summary of economic and banking trends in July 2010. Key points include:
- Stock markets posted modest gains in July while fixed income investments saw yields decline.
- GDP growth slowed to its slowest pace in almost a year, while consumer sentiment figures were mixed.
- The Dodd-Frank financial reform act was passed, imposing new regulations on banks over $10 billion.
- Bank earnings improved in Q2 driven by lower loan loss reserves and improved net interest margins.
- Loan demand remained muted while banks competed on rate to retain customers.
- Certificate of deposit issuance was moderate with rates declining slightly over the month.
- Bond yields continued to decline in July while credit spreads
The document provides a historical overview of global stock market performance over the past several decades from the 1960s to 2011. It notes that the 1980s, 1990s, and 2000s brought economic and political turmoil, including high inflation, currency crises, two Gulf Wars, and two major stock market crashes. However, despite downturns, global stock markets provided positive returns overall for investors in the 1980s, 1990s, and late 1990s/2000s. The document concludes that while the next 20 years remain uncertain, investors can prepare by paying down debts, saving and investing prudently over the long run as history shows markets tend to rise over time.
The document summarizes an investment presentation by Bill Glavin, CEO of OppenheimerFunds. It discusses trends in the global economy and opportunities for investors. Specifically, it notes that US deficits are declining and recent policy actions have stabilized debt levels for the next decade. However, mandatory spending on entitlement programs remains unsustainable long-term given demographic trends. The presentation also highlights growth opportunities in emerging markets as wealth increases across Asia, Latin America, and other regions.
This document warns that inflation is coming to America due to government debt, money printing, and global economic issues. It states that the US national debt is over $14 trillion, and austerity measures will be needed to combat inflation, including spending cuts to public services, tax increases, and delays to entitlement programs. The author advises preparing by investing in specific companies that can withstand inflation, such as gold miners meeting criteria like reserve levels and production costs, as well as firms in industries like agriculture, energy and materials with pricing power.
Owning Real Estate is Critical to your Financial Success Peter Mu
Owning a home provides financial benefits compared to renting. Home values generally increase with inflation, making the cost of a mortgage decrease over time. Real estate also diversifies an investment portfolio and provides stable income in retirement through rental properties. While homeownership has costs, the long-term economic advantages make it worthwhile to save for a down payment and become a homeowner.
Difference Between Light Sweet Crude and Brent Crude TradingJack Johnson
Are you into Oil trading? If yes, then you must have heard names such as Brent or WTI. We are going to have a short view of the difference between Light Sweet Crude and Brent Crude Trading for more understanding of the market you’re earning.
The document summarizes the strong performance of the stock market in the first quarter of 2012, with the S&P 500 rising 12% which was its best start since 1998. Analysts attributed the gains to an easing of Europe's debt crisis, a strengthening global economy, rising US consumer sentiment, and supportive Federal Reserve policy. However, some warn that the market could falter later in the year as it has in recent years, due to potential risks like renewed European debt issues or a slowing US economy.
President Trump's election victory surprised markets. Interest rates rose sharply in response as markets anticipated less regulation, lower taxes, and stronger economic growth under Trump. However, nearly all forecasts predict more modest GDP growth of around 2.3% in 2017 rather than the 4% growth suggested by Trump. The future remains uncertain as Trump frequently tweets and singles out companies. Interest rates may soften in the first quarter but end the year only modestly higher than the start of 2017.
Georgia ranks ninth among states for Fortune 500 headquarters locations according to a 2014 Fortune magazine issue. Seventeen companies are headquartered in Georgia on the Fortune 500 list, with 31 on the Fortune 1000 list. Approximately 85% of these companies increased revenue from the previous year. Atlanta ranks third among cities for Fortune 500 headquarters concentration. In recent years, three companies have moved their global headquarters to metro Atlanta from other states. Georgia continues to add more Fortune 500 and Fortune 1000 headquarters locations.
This document contains credits for photos used in a Haiku Deck presentation, listing the photographer for each photo. The majority of photos are credited to __MaRiNa__, with others credited to eschipul, "JT" Taylor, HER-S, artefatica, TwomasC, diffendale, Amandine Marque, Vincent_AF, Sarah Ross photography, Will Montague, martinak15, Kamoteus (A New Beginning), wdroops, and em-si. The document encourages the reader to create their own Haiku Deck presentation.
The document lists the names of various photographers who have contributed photos to Haiku Deck presentations, including angela7dreams, Luz Adriana Villa A., ||-SAM Nasim-||, drukaman *andré ferreira*, kevin dooley, SivamDesign, and giev. It encourages the reader to create their own Haiku Deck presentation on SlideShare.
The document lists the names of 18 photographers who have contributed photos to a presentation or gallery. It includes photographers named Rubem Jr, Antimidia, ieuz, __MaRiNa__, Carlos Sottovia, ancient history, Matheus Bertoluci - Mteusb, Alberto.., jonycunha, Geomangio, mudei para flickr.com/rogianesi, jeronimoooooooo, Gustavo Kunst, deltafrut, Luis Hernandez - D2k6.es, SantaRosa OLD SKOOL, and repeats the names jonycunha, deltafrut, Luis Hernandez - D2k6.es, Santa
Presenter Teknik Universitas Bunda Mulia Maria NovaliaMaria Novalia
Dokumen ini membahas pentingnya persiapan yang matang dalam presentasi, termasuk menguasai materi, peralatan, dan mental. Presentasi yang efektif memiliki tujuan jelas, fokus pada pendengar, materi yang relevan dan medianya sesuai. Kesalahan umum presenter adalah demam panggung, persiapan yang kurang memadai, dan penyampaian visual yang berlebihan.
This document discusses the need to transform the humanitarian financing model to address growing challenges. It argues that humanitarian actors must work with other actors beyond the sector to share responsibilities and financing burdens. Specifically, it calls for:
1. Rebalancing the division of labor so humanitarian funding focuses on acute needs while development actors address longer-term and transition crises.
2. Prioritizing nationally-led responses through sustained investment in local capacity and reforms to funding mechanisms to improve local access.
3. Embracing diverse financing sources to alleviate pressure and allow humanitarian actors to focus on impartial crisis response.
System upgrades are also needed, including improving needs analysis and anticipation, reorganizing the financing architecture, and increasing
This document lists the names of various photographers who have contributed photos to Haiku Deck presentations. It includes 16 different photographer names attributed to photos, with some photographers credited multiple times. The document ends by encouraging the reader to create their own Haiku Deck presentation on SlideShare.
This document is a Haiku Deck presentation containing photos from various photographers including martinak15, skoeber, gailhampshire, DonkeyHotey, aguscr, fxp, contemplicity, Himalayan Trails, swanky, and jonycunha. The presentation encourages the viewer to get inspired and create their own Haiku Deck presentation on SlideShare.
This document contains a list of photo credits attributed to various photographers. It ends by encouraging the reader to create their own presentation on SlideShare. In 3 sentences or less, this summarizes the key information without copying the full content.
The document lists photo credits attributed to various photographers, including WarzauWynn, Rose Braverman, pennuja, angela7dreams, pepe50, Guillaume Cattiaux, Luz Adriana Villa A., rappensuncle, Himalayan Trails, and steveberardi. Each photo credit is listed individually without any additional context. The document ends by encouraging the creation of presentations on SlideShare.
This document is a list of photo credits from various photographers and contains no other text. It attributes photos to 16 different photographers, with each credit listing the photographer's name and sometimes additional information like a username. The document ends by encouraging the reader to create their own presentation on SlideShare.
The document discusses factors that influence the strength of the US dollar, including large US trade and budget deficits. Two former Federal Reserve chairs express concern that large deficits could lead to a currency crisis for the dollar within 5 years. While the dollar has declined against other currencies in recent decades due to deficits, it remains the dominant global currency and its decline is expected to be gradual rather than a collapse, so long as other countries continue to invest in US treasury bonds and the euro does not clearly surpass the dollar.
Global debt levels have reached $199 trillion, with $27,200 owed per person on the planet. Debt levels continue rising exponentially across nations, with growing concerns about the sustainability of such high debt loads. The global economy is stalling despite massive monetary stimulus from central banks. With many warning signs flashing, including historic lows for commodity prices, the global financial system appears increasingly unstable and at risk of a major crisis or economic depression. Precious metals like gold are recommended as a safe haven asset to protect against such risks to the financial system.
This document provides a summary of economic and banking trends in July 2010. Key points include:
- Stock markets posted modest gains in July while fixed income investments saw yields decline.
- GDP growth slowed to its slowest pace in almost a year, while consumer sentiment figures were mixed.
- The Dodd-Frank financial reform act was passed, imposing new regulations on banks over $10 billion.
- Bank earnings improved in Q2 driven by lower loan loss reserves and improved net interest margins.
- Loan demand remained muted while banks competed on rate to retain customers.
- Certificate of deposit issuance was moderate with rates declining slightly over the month.
- Bond yields continued to decline in July while credit spreads
The document provides a historical overview of global stock market performance over the past several decades from the 1960s to 2011. It notes that the 1980s, 1990s, and 2000s brought economic and political turmoil, including high inflation, currency crises, two Gulf Wars, and two major stock market crashes. However, despite downturns, global stock markets provided positive returns overall for investors in the 1980s, 1990s, and late 1990s/2000s. The document concludes that while the next 20 years remain uncertain, investors can prepare by paying down debts, saving and investing prudently over the long run as history shows markets tend to rise over time.
The document summarizes an investment presentation by Bill Glavin, CEO of OppenheimerFunds. It discusses trends in the global economy and opportunities for investors. Specifically, it notes that US deficits are declining and recent policy actions have stabilized debt levels for the next decade. However, mandatory spending on entitlement programs remains unsustainable long-term given demographic trends. The presentation also highlights growth opportunities in emerging markets as wealth increases across Asia, Latin America, and other regions.
This document warns that inflation is coming to America due to government debt, money printing, and global economic issues. It states that the US national debt is over $14 trillion, and austerity measures will be needed to combat inflation, including spending cuts to public services, tax increases, and delays to entitlement programs. The author advises preparing by investing in specific companies that can withstand inflation, such as gold miners meeting criteria like reserve levels and production costs, as well as firms in industries like agriculture, energy and materials with pricing power.
Owning Real Estate is Critical to your Financial Success Peter Mu
Owning a home provides financial benefits compared to renting. Home values generally increase with inflation, making the cost of a mortgage decrease over time. Real estate also diversifies an investment portfolio and provides stable income in retirement through rental properties. While homeownership has costs, the long-term economic advantages make it worthwhile to save for a down payment and become a homeowner.
Difference Between Light Sweet Crude and Brent Crude TradingJack Johnson
Are you into Oil trading? If yes, then you must have heard names such as Brent or WTI. We are going to have a short view of the difference between Light Sweet Crude and Brent Crude Trading for more understanding of the market you’re earning.
The document summarizes the strong performance of the stock market in the first quarter of 2012, with the S&P 500 rising 12% which was its best start since 1998. Analysts attributed the gains to an easing of Europe's debt crisis, a strengthening global economy, rising US consumer sentiment, and supportive Federal Reserve policy. However, some warn that the market could falter later in the year as it has in recent years, due to potential risks like renewed European debt issues or a slowing US economy.
President Trump's election victory surprised markets. Interest rates rose sharply in response as markets anticipated less regulation, lower taxes, and stronger economic growth under Trump. However, nearly all forecasts predict more modest GDP growth of around 2.3% in 2017 rather than the 4% growth suggested by Trump. The future remains uncertain as Trump frequently tweets and singles out companies. Interest rates may soften in the first quarter but end the year only modestly higher than the start of 2017.
Georgia ranks ninth among states for Fortune 500 headquarters locations according to a 2014 Fortune magazine issue. Seventeen companies are headquartered in Georgia on the Fortune 500 list, with 31 on the Fortune 1000 list. Approximately 85% of these companies increased revenue from the previous year. Atlanta ranks third among cities for Fortune 500 headquarters concentration. In recent years, three companies have moved their global headquarters to metro Atlanta from other states. Georgia continues to add more Fortune 500 and Fortune 1000 headquarters locations.
This document contains credits for photos used in a Haiku Deck presentation, listing the photographer for each photo. The majority of photos are credited to __MaRiNa__, with others credited to eschipul, "JT" Taylor, HER-S, artefatica, TwomasC, diffendale, Amandine Marque, Vincent_AF, Sarah Ross photography, Will Montague, martinak15, Kamoteus (A New Beginning), wdroops, and em-si. The document encourages the reader to create their own Haiku Deck presentation.
The document lists the names of various photographers who have contributed photos to Haiku Deck presentations, including angela7dreams, Luz Adriana Villa A., ||-SAM Nasim-||, drukaman *andré ferreira*, kevin dooley, SivamDesign, and giev. It encourages the reader to create their own Haiku Deck presentation on SlideShare.
The document lists the names of 18 photographers who have contributed photos to a presentation or gallery. It includes photographers named Rubem Jr, Antimidia, ieuz, __MaRiNa__, Carlos Sottovia, ancient history, Matheus Bertoluci - Mteusb, Alberto.., jonycunha, Geomangio, mudei para flickr.com/rogianesi, jeronimoooooooo, Gustavo Kunst, deltafrut, Luis Hernandez - D2k6.es, SantaRosa OLD SKOOL, and repeats the names jonycunha, deltafrut, Luis Hernandez - D2k6.es, Santa
Presenter Teknik Universitas Bunda Mulia Maria NovaliaMaria Novalia
Dokumen ini membahas pentingnya persiapan yang matang dalam presentasi, termasuk menguasai materi, peralatan, dan mental. Presentasi yang efektif memiliki tujuan jelas, fokus pada pendengar, materi yang relevan dan medianya sesuai. Kesalahan umum presenter adalah demam panggung, persiapan yang kurang memadai, dan penyampaian visual yang berlebihan.
This document discusses the need to transform the humanitarian financing model to address growing challenges. It argues that humanitarian actors must work with other actors beyond the sector to share responsibilities and financing burdens. Specifically, it calls for:
1. Rebalancing the division of labor so humanitarian funding focuses on acute needs while development actors address longer-term and transition crises.
2. Prioritizing nationally-led responses through sustained investment in local capacity and reforms to funding mechanisms to improve local access.
3. Embracing diverse financing sources to alleviate pressure and allow humanitarian actors to focus on impartial crisis response.
System upgrades are also needed, including improving needs analysis and anticipation, reorganizing the financing architecture, and increasing
This document lists the names of various photographers who have contributed photos to Haiku Deck presentations. It includes 16 different photographer names attributed to photos, with some photographers credited multiple times. The document ends by encouraging the reader to create their own Haiku Deck presentation on SlideShare.
This document is a Haiku Deck presentation containing photos from various photographers including martinak15, skoeber, gailhampshire, DonkeyHotey, aguscr, fxp, contemplicity, Himalayan Trails, swanky, and jonycunha. The presentation encourages the viewer to get inspired and create their own Haiku Deck presentation on SlideShare.
This document contains a list of photo credits attributed to various photographers. It ends by encouraging the reader to create their own presentation on SlideShare. In 3 sentences or less, this summarizes the key information without copying the full content.
The document lists photo credits attributed to various photographers, including WarzauWynn, Rose Braverman, pennuja, angela7dreams, pepe50, Guillaume Cattiaux, Luz Adriana Villa A., rappensuncle, Himalayan Trails, and steveberardi. Each photo credit is listed individually without any additional context. The document ends by encouraging the creation of presentations on SlideShare.
This document is a list of photo credits from various photographers and contains no other text. It attributes photos to 16 different photographers, with each credit listing the photographer's name and sometimes additional information like a username. The document ends by encouraging the reader to create their own presentation on SlideShare.
This document lists the names of 16 photographers who have contributed photos to Haiku Deck presentations. Each entry includes the name of the photographer and the source of the photo. The document encourages the reader to get started creating their own Haiku Deck presentation on SlideShare.
The document lists the names of 22 photographers and includes the text "Inspired? Create your own Haiku Deck presentation on SlideShare! GET STARTED". It seems to be providing credits to photographers and encouraging the creation of photo presentations.
The document lists the names of various photographers repeatedly in no particular order. It seems to be providing photo credits but without any images or context for the photos. The repeated listing of photographer names is the only substantive information contained.
Presentación de Servicios de Ingeniería HospitalariaFacility Latam
El documento presenta las propuestas de ingeniería hospitalaria y mantenimiento de Facility Latam, incluyendo servicios de mantenimiento integral, pintura profesional, diseño y construcción hospitalaria, y asesoría en ingeniería y mantenimiento hospitalario. La compañía ofrece soluciones integrales de facility management adaptadas a las necesidades específicas de cada cliente.
William C. Schmidt is an experienced systems and network engineer with over 18 years of experience. He has skills in network security, virtualization, Active Directory, and SAN technologies. Schmidt holds several certifications and has administered networks for healthcare, research, and architectural organizations. He is currently a senior network systems administrator for a real estate coaching firm where he upgraded servers and firewalls.
Australia is an island continent located in the southern hemisphere. It has a diverse landscape ranging from deserts to rainforests. The population of over 23 million speaks over 200 languages, with English and several European languages being most common. Famous landmarks include the Sydney Opera House, Uluru, Tasmania, and the pink lakes. Australia is also home to many unique animal species, over 80% of which are found nowhere else, such as kangaroos, koalas, and platypus.
This document provides an overview of All Star Financial, an independent fee-only financial advisory firm. It discusses the firm's services, investment philosophy, and approach to managing client portfolios. Key points include:
1. All Star Financial provides personal and corporate financial planning, investment management, and tax services. They manage client assets using mutual funds, ETFs, stocks, and bonds.
2. The firm's investment approach focuses on reducing risk and volatility through strategic asset allocation and diversification. They emphasize keeping what you earn over maximizing returns.
3. Examples from past economic cycles and market downturns illustrate why diversification and staying the course are important strategies during volatile periods. Panicking and making
Everyone enjoys a nice surprise - especially the ones that cause you to grin ear to ear, smile non-stop and wish the moment will never end.
There can also be bad surprises - and these are not the least bit enjoyable.
In this issue of the IceCap Global Outlook, we explain how governments are about to experience a bad surprise. And their reaction to these surprises will be significantly higher taxes for everyone.
There will also be a good surprise - adjusting your portfolios in anticipation of the bad surprise will allow you to not only preserve your capital, but also have you grinning ear to ear.
We invite you to read more.
Years ago, the seeds were sown.
Governments began an untenable trend of consistently spending more money than they collected in taxes. The difference of course, was made up by borrowing. As the years and deficits rolled along, so too did the amount of money owing. Governments responded by borrowing even more.
Meanwhile, global economies inevitably experienced varying crises. Governments and central banks always responded the same way - even more spending (and borrowing), and lower interest rates to stimulate growth.
Today, we've reached a dead-end.
Governments continue to borrow, but only because interest rates have been reduced to 0% AND because they are borrowing from themselves by printing money.
This dead-end is also compounded by a slowing global economy caused by the reluctance of private investors to spend.
In this issue of the IceCap Global Outlook, we prepare investors for a collision between:
a slowing economy,
0% and negative% interest rates,
an unsustainable debt binge.
What happens next hasn't occurred before in our lifetime - and this is why many investors will be blindsided.
She adores hats. She is always very polite and respectful of others. She waves to everyone, and consistently avoids conflict. She is a lady; she is The Queen.
Without a doubt, Queen Elizabeth lives a life quite unlike everyone else in the World – after all, royalty does have its privileges. Yet, when it comes to investing, the Queen is swimming in the same pool of stock market sharks as us common people.
Like everyone else, she pours through her quarterly statements to see how she’s fared. And like everyone else, she loves to make money and simply deplores negative returns. It was rumored that the 2008 crisis hit her particularly hard – over USD 40 million in stock market losses.
This experience must have jilted something, as when The Queen was visiting the esteemed London School of Economics she asked the professor a rather “un-queen” like question – why did economists fail to predict the biggest global recession since the Great Depression?
The recent American election continues to have the world on edge. Seemingly every media outlet and investment manager around the world continues to hammer away at the bad or good that will be created by the actions of the new President.
This is a mistake.
While the entire world continues to be focused on President Trump and American Politics, it has become completely distracted as to what is happening in Europe.
Europe remains a pile of timber and in this issue of the IceCap Global Outlook, we describe how dramatic swings in politics and interest rates will be the spark that reignites the crisis in the old world.
- The document discusses how Labor Day may mark the end of summer but not the end of market volatility this year. Uncertainty around China, the Fed, commodities, and equities is fueling high volatility.
- Bill Gross, a prominent bond investor, recommends cash or near-cash investments due to ongoing uncertainty and risk. His comments add to concerns that ordinary investors may reduce market exposure.
- Uncertainty around China, the Fed interest rate decision, Europe, and Japan means volatility is likely to continue through the autumn. The document argues this "volatility heat wave" is just beginning.
The current economic expansion has achieved 2 significant milestones. And what makes these milestones special is that when combined together, they create an economic paradox.
For starters, the current economic expansion has set the record as the longest period of continuous economic growth in US history.
While at the same time, it has also set the record as being the weakest period of continuous economic growth in US history.
This should raise questions as well as concerns.
The answer to the primary question is as follows: this economic expansion has been completely supported and enabled by unorthodox interest policies by global central banks. Zero % and negative % interest rates around the world has allowed economies to maintain positive, yet muted growth.
The concern with this economic experience is that the majority of this growth has been artificially created.
In this IceCap Global Outlook, we examine the invisible hand and why it is the key to understanding why economic growth is so weak, and better still - what happens next.
1. The document promotes World Financial Group's (WFG) Variable Universal Life (VUL) insurance product and "crusade" by arguing it provides better solutions than traditional insurance and investment products.
2. It claims VUL offers significant tax advantages under IRS laws and can address multiple family financial needs like protection, savings, and retirement in a single product.
3. Testimonials from financial experts are presented to argue VUL is one of the most powerful financial tools available.
ROTHSCHILD FAMILY DUMPS U.S. DOLLAR FOR GOLD & ‘OTHER CURRENCIES’, BITCOIN?Steven Rhyner
Some {believe|think} that the {global|worldwide|international} {economic|financial} {climate|environment} is {getting worse|becoming worse|worsening} {by the day|every day|day by day}, with the collapse of Cyprus, Greece (Grexit), Argentina, Venezuela, Zimbabwe in our {rear|back} {view|sight} mirror.
The document discusses three main points:
1) Government liabilities in developed nations range from $150-250 trillion, far exceeding their ability to pay given declining taxpayer bases and rising claimants. This suggests governments will default through inflation or debt repudiation.
2) Central banks are engaging in currency debasement through balance sheet expansion, amounting to the first global, coordinated devaluation in history. Hard assets are preferable to sovereign debt in this environment.
3) Central banks have destroyed 95-97% of the purchasing power of major currencies like the US and Canadian dollars since their inceptions. Low rates have inflated asset prices divorced from cash flows, contrary to central banks' mandates for price stability
The document summarizes the events that led to the 2008 financial crisis. Cheap money policies by the Federal Reserve encouraged risky lending. Mortgage loans were given to high-risk borrowers and new financial instruments spread risk throughout the system. When the housing bubble burst, the crisis spread globally as losses mounted. The document provides tips for surviving the crisis such as reducing debt, investing for the long term in necessities, and staying informed about market conditions.
The document discusses lessons that can be learned from the 2008 financial crisis on Wall Street. It notes that Americans lacked propensity to save, taking on too much debt through credit cards and mortgages. This led to a mortgage bubble that burst. The crisis showed the importance of countries having higher savings rates being able to take advantage of cheap stock prices. While the situation was dire, the document argues there are opportunities for Jamaican investors to buy cheap stocks that will rebound, such as Citigroup. It also warns that both individuals and corporations need to curb tendencies towards overleveraging.
US Economic Outlook 2008-11+ (Updated 28 May 08); Discussion of Money, Federal Reserve, Dollar as World's Reserve Currency, Inflation, Deflation, Oil, OPEC, Debt, Saving Rate, Housing Bubble and Future Outlook for US Economy
The document summarizes the US economic outlook from 2008 to 2011. It discusses several factors that contributed to the housing bubble and current economic crisis, including loose monetary policy, the use of adjustable rate mortgages, and the securitization of subprime loans. It predicts a long recovery for the housing market, a doubling of the money supply leading to high inflation, and potentially major problems for the US dollar if other nations drop it as their reserve currency or demand higher prices for oil. The key recommendations are to get out of debt, save money, and potentially buy gold as a hedge against inflation and a falling dollar.
US Economic Outlook 2008-11+ ; Discussion of Money, Federal Reserve, Dollar as World's Reserve Currency, Inflation, Deflation, Oil, OPEC, Debt, Saving Rate, Housing Bubble and Future Outlook for US Economy
- The document discusses whether the current stock market is in a bubble. It notes that by some measures like price-to-earnings ratios, stocks are not yet in bubble territory as they were in 2000.
- It provides several facts to counter the "hair on fire" media coverage of the stock market: there are no true market gurus, markets tend to rise over time, trying to time the market often fails, and cash is not king compared to long term investing in stocks.
- Even if a bubble forms, bubbles always burst eventually but stocks recover over time, so investors should stick to their plan and not panic during downturns.
part 2- Forum Nexus Finance Class Prof. Brian Butlers Lectures Final Pa...Brian David Butler
The document discusses international finance concepts including currency exchange rates, risks of borrowing or lending in foreign currencies, and tools for hedging foreign exchange risk. It provides an example of a Mexican shoe manufacturer that borrowed $1 million USD and may face increased repayment costs if the peso depreciates against the dollar in a year. Students are asked to calculate repayment costs under current and potential future exchange rates to demonstrate this foreign exchange risk.
Umbrella Investment Support offers investment support solutions and services in the Netherlands, including facilitating loans, project financing, and other financial products. They aim to support clients, partners, and investors in achieving sustainable growth and returns. The document discusses the Dutch market opportunity for investing in loans and other financial products, highlighting the various collateral options and risk management processes involved. It also warns of an impending global financial crisis and market crash, but positions Umbrella Investment Support as being able to help investors protect themselves and maximize returns through their low-risk investment projects.
2. DOW JONES (Wall Str. 30)
(May 2015)
S&P 500
(May 2015)
Forecast:
DJIA:
PRICE WILL PLUMMET. FALLING AS LOW
AS 8000 (we are SHORT aggressively)
(at about 16000 expect a BULLISH correction)
S&P 500
PRICE WILL PLUMMET. FALLING AS LOW
AS 800 (we are SHORT aggressively)
(at about 1900 expect a BULLISH correction)
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3. Forecast:
NASDAQ 100:
PRICE WILL PLUMMET.
FALLING AS LOW AS 1300
(we are SHORT aggressively)
(at about 3800 expect a BULLISH correction)
NASDOAQ 100
(May 2015)
FTSE 100
(May 2015)
Forecast:
FTSE 100:
PRICE WILL PLUMMET.
FALLING BELOW 4000
(we are SHORT aggressively)
(at about 6100 expect a BULLISH correction)
SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
4. 10 Year
T-Bond
(May 2015)
The "CURRENT CREDIT BUBBLE" in USA is different when
comparing to the recent 2008 crisis. Let me put this into
perspective - the old saying goes......"out of the frying pan and
into the fire"......today's Credit Debt is a calamity that no
government, corporation or individual will be able to avoid.
Consider, the significant differences:
1) B-RATED debt issued during 2007 accounted for nearly 30%
of all debt been issued,
2) today B-RATED debt has had a major “POLARITY SHIFT” – the
debt accounts for nearly 70% of issued debt.
The world is addicted to debt like a cocaine addict needs his
next fix - House hold and Corporate Debt is growing bigger and
bigger. If you think the end of the 2000’s was a “great
depression”.....then with regrets I have to let you know……the
worst is still to come!!
** Take a look at the “Worlds Live Debt Clock” growing bigger by
the second http://www.nationaldebtclocks.org/
Be prepared for governments to default and
municipalities to declare bankruptcy!!!
We will be running away from Bonds as far as
the South Pole is from the North Pole – we consider Bonds
TOXIC and will wipe out your retirement fund
On the short term we expect yield to rise.
5 Year
US Treasury Note
(May 2015)
Forecast:
10 Year T-Bond & 5 Year US
Treasury Note:
PRICE WILL PLUMMET.
We cannot see the end of the fall. It is
doubtful that government will be able to
keep their promise.
(we are SHORT aggressively)
SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
5. US$ INDEX
(May 2015)
EUR/US$
(May 2015)
Forecast:
EUR/US$:
EURO will continue down below 0.90. It
is highly unlikely that the EURO will
survive the European DEFLATIONARY
market. My expectation is that many
more Country members will ultimately
follow in Greece’s foot steps, ultimately
resulting into defaulting and possibly
leaving the EURO zone. In fact the
EURO ZONE will probably break up
significantly.
(we are SHORT aggressively)
Forecast:
US$ Index:
We are BULLISH Aggressively
Price may pull back/spike to
about 92.00 before resuming the
BULL Target: (+) 105.00
(Please read our summary at the end of this
presentation – we have some vital information to
share with you)
SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
6. Forecast:
US oil
We are aggressively BEARISH.
Price may head up to $65 then
resuming LOWER - our key levels
for profit taking are at $35 and
$30.
(we will be looking out for signs for price to
head as low as $20)
Forecast:
US oil
We are aggressively BEARISH.
Price may head up to $65 then
resuming LOWER - our key levels
for profit taking are at $35 and
$30.
(we will be looking out for signs for price to
head as low as $20)
SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
7. Forecast:
Coal
We are aggressively BEARISH.
Coal: Price may head up before resuming
LOWER - our key levels for profit
taking are at $25
(we will be looking out for signs for price to
head as low as $15)
Iron Ore: MEMBERS ONLY
HR Coil: MEMBERS ONLY
SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
9. SummARY
Regrets I cannot provide all our strategies and discussions as it would not be fair to my
existing subscribers and members, All we have provided are a real life strategy “today”
to survive and prosper a changing world.
In Short this is what I am doing to Survive and Prosper:
I have SHORTS on Dow Jones, S&P500, NAS100, FTSE100, BONDS, GOLD, OIL, for many months already
and in some instances we have taken some profits and re-entered when testing the highs.
Generally speaking commodities will continue down hill until 2020 minimal. Actually, my extreme expectation is
until 2025/2030 before the bull returns regrets since life comes with risk we have no guarantees and have to
Monitor the situation carefully – consider, the weather can change any day without notice. Why then would the
Laws of nature be any more different for humans, food security and finance. A war like Ukraine or Greece pulling
out of the Euro Zone or even 9/11….who knew? know one did – One thing is for sure these “unknown’ proved one
thing and that is the Efficient Market Theory is wrong and the only sure thing is that we need to be prepared for
surprises. My subscribers were well informed steering clear of these disastrous calamities well in advance before
it becomes common knowledge reported in the media. Remember the Media reports on old news..what happened
yesterday.
The credit bubble will have a major impact on property and I am prepared for a major downside on prices in USA,
China and other nations. USA property / credit bubble will deflate first before China. I have prepared by ridding
myself of debt and have sold all my properties. I would suggest to keep your prime residence if it has sentimental
value and debt free (I sold my residence and currently rent). On another note about real estate - China and other
nations has a slightly different time bomb cycle ticking away waiting and preparing for it to explode.
I am not taking a random walk down memory lane for nothing but looking back to 2007 the stock market peaked
in July and Bear Sterns reported, two of their mortgage funds had taken a leap off the dark side of the moon. A
few days later after liquidating the “credit crunches” killer claws gripped the world s heart. Believe me this is mild
compared to the future facing the world – we are preparing for a down trend reversal lasting years.
DJ composite Index soon after started a massive decline loosing more than 50% value. And about the same
time the avalanche started into what soon became the largest market crash since before WWII. And by the end
of Q1 (2008) a homeless and destitute Bear Sterns sold herself to JP Morgan Chase. On the contrary I am remin-
SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
10. ding you about recent calamities, which some have referred to as “worse than the great depression”. I have
already mentioned to sell your property…well this includes bonds, equities, gold and others. Remember the
term CASH IS KING (excluding the SHORT I have on DOW etc…)
Well its true and the cash you want are the actual hard notes…. 20’s, 50’s and 100’s. We urge you to collect
US$ and Swiss Franks for safety – US$ dollar is the safest asset on earth. While deflation destroys most
things….the US$ dollar will increase in value. Yip…that’s right while things around you lose value the US$ will
grow stronger, resulting in your buying power increasing and the best part is that prime “blue chip”
investments will be at basement bargain prices for you to snap them up just before the next BULL run begins.
Having given you this information, I will also warn you sternly that you will need my help to survive &
prosper….because when your government goes bankrupt they will take your cash “in the name of the
nations best interest” and leave you poor and destitute to fend for your self. You need to hide your money
in safe depositories, so the question is where will you hide your money??? Which banks are the strongest
and most likely to survive ?? For more information on my strategies on how to survive and prosper you will
need to be a subscriber. Please contact me on Linked to discuss further.
I have already mentioned that there are different cycles at play rising and falling at different times, each
cycle weather commodity or not has its own Laws of Nature at play.
Hence, it is of paramount importance to note that while some commodities are still know where near the end
of their down hill slide such as Gold; there are others that are nearing their end and almost mature in fact I
will be looking for the low around end 2015 and Q1(2016) for soft commodities such as Soybean, Cotton and
Orange Juice with an upside BULL exceeding 50%. You can prosper from these significant prices rising.
At this point I should give a warning about the human condition influenced by Fear & Greed “heads
up”..keep it under control – remember to keep calm during BEAR markets as Extreme Volatility is the order
of the day and be sure you will be tested. More importantly you can prosper because with this volatility prices
jump rising above 20% even going as high as 40%...80%.... And on the flip side prices are also falling
20%...50%..80%.....and it happens fast. SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
SummARY (Cont......)
Regrets I cannot provide all our strategies and discussions as it would not be fair to my
existing subscribers and members, All we have provided are a real life strategy “today”
to survive and prosper a changing world.
11. SNIPPETS OF REPORT - FREE PROMOTIONAL COPY
In closing this free copy of my strategies and the uncertainty that faces the world. The challenges that are before
Us may seem to higher a mountain to climb. Many people on earth have voiced their displeasure especially the poor to middle
class. It is obvious how equality has grown in light of governments choosing to bail out the “so called to big to fail” , the rich on Wall
street with tax payers lives – many have called banks and governments agents of evil. Edward Snowden is a prime example of
how wrong things can go and in light of his experience one is inclined to agree that governments are agents of evil.
The world has for thousands of years since the Babylonians been lending money just like bankers and back then if you defaulted
and could not pay as an individual you became a slave to repay your debt. Fortunately we live in a time with Fait currency and well
the only thing we will loose is our money and property for defaulting on payment. so it can be argued we have had some
improvements. Contrary to what many think the people of earth today are far richer , healthier and freer than ever in our history.
We have more choices and the means to fight back and take our freedom back from those who wish to disposes us. Since
innovation / technology is what improves lives since the dawn of mans existence we should be confident just like when we
domesticated the use of fire, began sing tools, invention of the wheel, industrial revolution, electricity, and today the technological
age we can be sure that life will get better but first worst to wake us up and cure us of our disease of living in our comfort zones.
Our history has given us much knowledge and the proven science to solve our problems already exist, in fact it is only needed to
implement mechanically – it’s the will we require to engineer and design a better world for all that is needed above all else.
Considering Globalization has raised some interesting questions, its easy to be peaceful, loving and caring during the good times
but when things go South then what happens??? Consider, as an example will corporations be compelled by their governments to
chose their domestic markets/national interests survival and thus be loyal to their countrymen over loyalty to a foreign power,
and/or shareholding. Consider the implication……..to import or export materials such as iron ore, coal, steel and other
commodities. In the future we can expect governments to become “protective” as they respond to the economic climate and they
will also become more authoritarian.
The technology age has also raised some interesting questions that no one has answers for. For example with the advent of
personal computers what was once the domain of the rich and big business the average man on the street has access too and
what is more information travels so fast and people can respond even faster. This means fear and panic spreads like an
uncontrollable fire. It is therefore reasonable to raise an eyebrow considering that markets can crash faster than ever before.
In conclusion, whether you are an individual or corporation and If you want to survive and prosper the pending DEBT
NUCLEAR holocaust you will need to know what I am doing. Please contact me on Linked In to discuss further
Kind Regards,
Chad Graham
(Trader & Investment Strategist)