Tata_Capital_Presentation.pdf

1. Corporate Presentation
Tata Capital
Reaching new heights.
Bydoing what’s right.

2. The Tatas

3. Group Purpose

4. Visionaries
“ In a free enterprise, the community is not
just another stakeholder in the business but
in fact the very purpose of its existence”
Jamsetji Tata, Founder – Tata Group
(1839 – 1904)
“The Cycle is Complete; what came from
the People has gone back to the People,
many times over.”
Jehangir Ratanji Dadabhoy Tata
(1904-1993)

5. Tata Values

6. The Tatas
India’s largest business Group
Diverse businesses in 7 sectors
Operations in over 80 countries
Products and services exported to over 85 countries
Largest employer in private sector over 3,50,000 employees
Group revenue FY 2009: Rs 325,334 cr / $ 70.8 bn
International income FY 2009: 64.8% of Group revenue

7. Pioneering a Nation’s Future

8. The Tatas Today – Market Value

9. Tatas – The Way Forward

10. Tata Capital
Welcome to a new world
of financial offerings

11. About Tata Capital
Tata Capital Limited
A subsidiary of Tata Sons Limited
Registered with the Reserve Bank of India as a
Systemically Important Non Deposit Accepting Non
Banking Financial Company (NBFC)
A trusted and customer-centric, one-stop financial
services provider caterIng to the diverse needs of
retail, corporate and institutional customers through a
range of offerings, directly or through its subsidiaries.
Also setting foot in the overseas markets with
registered offices of its subsidiaries in Singapore and
London.
Aims to bring the trust and expertise of the Tatas to
the world of financial services.

12. Corporate Structure
Tata Sons
Limited
Tata
Capital
Limited
Tata
Securities
Limited
Tata
Capital
Markets
Limited
TC Travels
& Services
Limited
Tata
Capital
Housing
Finance
Limited
TT
Holdings &
Services
Limited
Tata Capital
Pte Limited
Singapore
Tata Capital
plc
London
Tata Capital
Advisors Pte
Limited
Singapore
Tata
Capital
Markets
Pte
Limited
Singapore

13. Vision
Our philosophy is rooted in the Tata Group’s core values:
Integrity, Understanding, Unity, Excellence and Responsibility.
It is our vision to exemplify these core values in the financial sector and
become the leading financial services company in India with a global
footprint.
We aspire to become a pioneering and forward-looking organization that is
collaborative, nimble, innovative and responsive to the changing financial
needs of our clients. We strive to be a reliable and a result-oriented
custodian of our clients’ finances. We seek to create an amicable
atmosphere of collaboration, understanding and unity, to ensure happy,
motivated and engaged employees.
We seek to be trusted, admired and respected amongst all out stake holders,
customers, employees, regulators, share holders and the community at
large.
We wish to achieve our vision by only doing what’s right.

14. We only do what’s right for you
The essence of brand Tata Capital is
encapsulated in our brand proposition – ‘We only
do what’s right for you'
The proposition reflects our strong resolve to
deliver financial solutions that are ‘right’ for our
customers and the society at large.
We seek to build strong relationships with
customers via deep understanding of their needs,
strong financial expertise and the delivery of
superior and consistent customer experience
across all touch-points.

15. Brand Charter
We choose to put our customer’s interest above ours, and fulfill their needs.
We choose to use our expertise to get the best results for our customers.
We choose to innovate and come up with new ways to fulfill our customers’ needs.
We choose to make promises we can keep, and keep the ones that we have made.
We choose to believe that we enrich our customers, and not just make them rich.
We choose to be humble and courteous with everyone who walks through our doors.
We choose to respect our customers and colleagues, and in turn gain their respect.
We choose to earn our stakeholders’ trust and not just expect it.
We choose to let not just our expertise, but also our conscience lead us.
We believe our choices make us who we are.
So we choose to do only what is right. And nothing less.

16. Corporate Sustainability
We at Tata Capital believe that corporate
sustainability is a cornerstone for business
operations.
Tata Capital is a socially responsible corporate
citizen and a socially committed organization. We
have always made sincere efforts to protect the
interests of all our stakeholders and contribute to
society.
With a view to make a meaningful and positive
contribution, we have identified four key areas of
work - Livelihood & Employability, Health,
Education & Environment

17. Tata
Capital
Commercial
Finance
Investment
Banking
Private
Equity
Infrastructure
Finance
Securities
Wealth
Management
Consumer
Loans
Tata Cards
Travel
Related
Services
Offerings
17
Tata Capital’s range of offerings caters to the diverse financial requirements of its retail, corporate
and institutional customers.
Foreign
Exchange

18. A Unique Customer Centric Business Model
Tata Capital aims to build itself into a customer centric
organization and thus supports a front end which is
truly based on customer convenience.
All products and services of Tata Capital are offered
to the Retail, Corporate and Institutional customers
via a unique common sales and service structure - a
‘one stop shop’ for the customer, servicing his entire
financial requirements through a ‘single window’.

19. Commercial Finance
With its wide array of products and customized
service, our commercial finance business, helps
small, medium and large corporates grow their
business.
Our team of handpicked professionals offers in-
depth expertise to help customers keep pace with
the changing marketplace and offer them
appropriate solutions to meet their ever-growing
financial needs.
Our range of offerings includes Term Loans,
Working Capital Loans, Channel Finance,
Equipment Finance, Lease Rental Discounting,
Bill Discounting Letter of Credit* and Bank
Guarantee*
* Offered through our associate banks.

20. Investment Banking
Tata Capital Investment Banking services help
Institutions and Corporates manage and grow their
business via high quality financial advisory
services and capital market solutions.
Our team of dedicated and experienced
professionals understands the needs of its
customers and offers them cost-effective solutions
from a bouquet of services comprising M&A
Advisory, PE Syndication and Debt and Equity
Capital Market services*
* Brought to you by Tata Capital Markets Limited (TCML),, a wholly-owned subsidiary of Tata Capital Limited.
TCML holds a Category I Merchant Banking license from the Securities and Exchange Board of India.

21. Private Equity
Tata Capital's Private Equity business
identifies, funds, nurtures and profitably exits
companies, with significant growth potential.
Our team looks to create value in these
companies, beyond its role as a financial
investor, by supporting them in areas like
strategy, business development,
manufacturing, marketing, technology, treasury
and facilitating overall improvement and growth
of the company’s operations.
To enable this, the team leverages the vast
business management experience of the Tatas
across different sectors of the economy.

22. Infrastructure Finance
Our Infrastructure Finance business caters to
the specialized needs of the infrastructure
sector.
With an array of attractive finance options to
suit the varying needs of its customers, both
large and small and backed by a reputation of
reliability and trust, it brings a promise of
quality and world class service.
Our range of offerings includes Equipment
Finance, Project Finance, Equipment Rentals,
Working Capital Loans, Bill Discounting/
Factoring, Refinance, Top Up Loans and Loan
Syndication.

23. Securities
Tata Securities Limited*, a wholly owned
subsidiary of Tata Capital Limited, offers, both
institutional and retail customers, quality
products and services like equity trading and
research.
With a strong research and execution team,
and uncompromising ethical standards, Tata
Securities strives to work in the interest of its
customers and has successfully built a
franchise of strong relations.
*Tata Securities Limited. Registered Office: Army & Navy Building, 2nd Floor, 148, M. G. Road, Fort, Mumbai –
400001, Telephone: 91 22 67524000, Fax: 91 22 66378379. Tata Securities Limited. Member Bombay Stock Exchange
Limited. SEBI Registration Number. BSE Cash Segment: INB010664150. BSE Derivative Segment: INF011207954.
Depository Participant of CSDL, SEBI Registration Number: IN-DP-CSDL-450-2 008. Member National Stock
Exchange of India Limited, SEBI Registration Number: INB/F231288730. Depository Participant of NSDL, SEBI
Registration Number: IN-DP-NSDL-298-2008. ARN 0021.

24. Wealth Management
Whether it is selecting the right investment
opportunity, growing a financial portfolio or building a
retirement nest, our Wealth Management team
guides our customers at every step.
Backed with strong research capabilities and a deep
understanding of our customers, our team helps
recommend and execute a customized financial strategy
that is just right for our customers.
The spectrum of offerings includes, Financial Planning
Services, Retirement Planning Services, Third party
investment products like Portfolio Management Services,
Private Equity/Venture Capital Funds, Structured
Products, Mutual Funds#, Fixed Deposits and Bonds
# The participation by a company’s customer in mutual fund products is purely on a voluntary basis

25. Consumer Loans
Our wide range of consumer loans helps ensure
that the dreams our customers want to realize
today, are not put off for tomorrow.
With a deep understanding of our customers’
needs we are able to guide them at every step
and offer them specific financial solutions.
Our Consumer Loans include, Home Loans*,
Auto Loans, Personal Loans, Business Loans,
Education Loans, Loans against Property, Loans
against Shares#, Loans against Gold#.
* Brought to you by Tata Capital Housing Finance Limited, a wholly-owned subsidiary of Tata Capital Limited.
# currently available in select cities only.

26. Tata Cards
The Tata Card* combines the convenience
of a powerful credit card with a rewarding
membership to the Empower program.
The credit card allows customers to earn
points and the Empower program, India's
first multi-brand loyalty program, offers them
the advantage of redeeming these points
across several loyalty programs.
*Tata Card is the White Label Card issued, established and operated by the State Bank of India and Tata
Capital is marketing and distributing this card

27. Travel Related Services
Our travel related services* helps cater to a
range of travel needs - from planning
customized holiday packages for individual
customers to group travel arrangements for
corporate customers.
Our focus on service quality and
transparency is supplemented by our
commitment to optimize the cost, comfort
and convenience for all our customers.
Our wide range of services include Airline
ticketing, Visa & passport facilitation, Hotel
accommodation and Cars-hire & surface
transport
* brought to you by TC Travel and Services Limited, a wholly-owned subsidiary of Tata Capital Limited.

28. TT Holdings & Services Limited, a wholly-
owned subsidiary of Tata Capital Limited
offers a complete range of travel related
foreign exchange products
Our wide range of services include travelers
cheques, foreign currency notes, foreign
currency denominated pre-paid travel cards,
inward money transfer service and other
associated travel related products like travel
insurance, prepaid calling cards.
Foreign Exchange

29. Financial Highlights
Tata Capital is a fast expanding financial services provider and built a strong foundation in its
initial years of business.
YTD Dec 2010 (Rs. Crore)
Total Assets 14, 463
Total Advances 12,100
Net Worth 2,222
Capital Adequacy Ratio 17.1%

30. Managing Committee
Praveen P Kadle | Managing Director & CEO
Govind S. Sankaranarayanan | Chief Financial
Officer & and COO – Corporate Affairs
Amar Sinhji | Head, Human Resources
Shailesh H Rajadhyaksha | Head, Legal &
Compliance and Company Secretary
Pradeep C Bandivadekar | COO, Corporate
Finance
R Vaithianathan | Head, Consumer Finance &
Advisory Business
J Niranjan | Head, Investment Banking
Avijit Bhattacharya | CEO, Tata Securities
Rajan Bhat | Head, Forex, Travel and Cards
Business

31. Affiliates
Financials Limited is a BPO
and KPO unit specialising in the area of
financial services and owned by Tata
Capital Limited, Tata Sons Limited and
others.
Tata Capital Limited also owns around 4%
of the equity capital of
(Development Credit Bank), a new
generation private sector bank with a
network of 80 state-of-the-art branches
across 10 states and two union territories.

32. Strategic Alliances
With Mizuho Securities Co. Ltd. to foster business cooperation in private equity,
investment banking including cross border mergers and acquisitions, securities business
including broking and distribution, structured finance and other business areas such as
wealth management.
With Mizuho Corporate Bank Limited (MHCB) to foster business cooperation, enhancing
cross-market value creation capabilities, strengthening competitive advantages in addition
to aiding each other in gaining a deeper understanding of the Indian and Japanese
markets. As part of the understanding, Tata Capital and MHCB will cooperate in a wide-
range of business areas. Some of these include Ninja Loans, Project and Infrastructure
Finance and Treasury Products.
With Mitsubishi UFJ Securities Co., Limited to establish a basis of cooperation in a
wide range of strategic business areas that include cross-border investment banking,
global offering of Indian equities and working towards development of the local bond
market.

33. Talk to Us
We would be delighted to hear from you.
For any queries regarding our products and services, or for
any other assistance, do reach us at
contactus@tatacapital.com or at the following registered
office addresses of Tata Capital / its subsidiaries. We are
committed to respond to you at the earliest.
Mumbai
Tata Capital Limited, One Forbes, Dr V B Gandhi
Marg, Fort , Mumbai -400 001
Tel: +91 22 6745 9000 | Fax: +91 22 6610 6722
Singapore
TC Pte. Ltd, 8 Cross Street, # 11 PWC Building,
Singapore 048 424
Tel: +65 6592 0979 | Fax: +65 6324 0955
London
Tata Capital PLC, 18 Grosvenor Place, London SW1X
7HS
Tel: +44 20 7235 8288 | Fax: +44 20 7259 5996

34. RegisteredOffice : One Forbes, Dr. V B Gandhi Marg, Mumbai400 001, India |  91 22 6745 9000 | www.tatacapital.com

35. Disclaimer
This presentation cannot be copied and/or disseminated in any manner
This communication is for general information purpose only, without regard to specific objectives, financial situations and needs of any particular person
This presentation does not constitute an offer or invitation to purchase or subscribe for any shares in the Company and neither any part of it shall form the basis of or be
relied upon in connection with any contract or commitment whatsoever.
No representation or warranty, expressed or implied is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of such
information or opinions contained herein
The information contained in this presentation is only current as of its date
Certain statements made in this presentation may not be based on historical information or facts and may be “forward looking statements”, including those relating to the
Company’s general business plans and strategy, its future financial condition and growth prospects, and future developments in its industry and its competitive and
regulatory environment
The Forward Looking Statements contained in this presentation speak only as of the date of this presentation, and hence and it may not reflect the current views of TCL .
Actual results may differ materially from these forward-looking statements due to a number of factors, including future changes or developments in the Company’s
business, its competitive environment and political, economic, legal and social conditions in India
Given these uncertainties, readers/viewers are cautioned not to place undue reliance on such Forward Looking Statements, and should rely entirely on their own
independent enquiries, investigations and advice regarding any information contained in this presentation. Any reliance placed by a reader/viewers on the information
contained in this presentation is wholly at their risk.
The Company may alter, modify or otherwise change in any manner the content of this presentation, without obligation to notify any person of such revision or changes
No part of this material shall be copied or duplicated in any form by any means, or redistributed.
Copyright of presentation solely and exclusively belongs to Tata Capital Ltd, and regardless of the purpose, any reproduction and/or use of this presentation in any shape
or form without the prior written consent of Tata Capital Ltd is strictly prohibited.