This document contains summaries of multiple articles. It discusses keeping money safe in banks, the threats facing coral reefs from climate change and human activities, the toxic chemicals contained in cigarettes, the career of an aquarist who cares for marine life, and the birth of the world's first test tube baby in 1978. Key places mentioned include the Coral Triangle region in the Pacific and Indian Oceans and two oceanariums on Sentosa Island. Words defined include safekeeping, deposit, interest, ecosystem, diverse, devastating, endangered, toxic cocktail, odourless and pungent.