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Unique Capabilities &
Service Commitment
         For

ABC Company
Stellarus Benefits
                          Who we are

    • Wisconsin owned and managed
    • Small enough to quickly respond
    • Large enough to have market leverage
    • Specialized benefits knowledge
    • Resources to deliver innovative solutions
    • Passion for our business
    • Dedication to our clients’ success
     One of the only Woman-owned
     benefit advisory firms in Wisconsin*
* Certification pending
Stellarus Benefits
                     What we do


 We provide independent benefit advice and solutions
 that maximize the return our clients receive for every
 dollar they invest in their employees.

          • Minimize business risk & cost
          • Introduce innovation
          • Simplify decision making
          • Create plan efficiency
          • Increase employee satisfaction


Establish Value & Trust
Stellarus Benefits
                   How we do it



   Stellarus delivers results
   1.   Benefit process management
   2.   Employee communications & education
   3.   Long and short term strategic planning
   4.   Data analysis and plan modeling
   5.   HR support



With integrity
1. Benefit Process Management
                                              The Problem:
                                              Too many moving parts.

A solid plan ensures:                         The Solution:
                                              Stellarus Process Management.
  • No surprises
  • The right information at the right time
  • Complete communication and ongoing education
  • Vendor due diligence, negotiations, and selection
  • SPD development and supervision
  • Budget planning & renewal underwriting
  • Contribution and price modeling
  • Employee claims escalation support


Accountability
2. Custom Employee Communications

                       The Problem:
                       Not enough time in the day.


                       The Solution:
                       Stellarus communications.




                            Wellness Newsletters
                            Open Enrollment
                            Benefit Statements
                            Plan Design
                            Spanish versions
2. Custom Employee Communications
       Total Compensation Statements

                                The Problem:
                                Employees don’t understand
              Informed          the value of their benefits.
              employees
              appreciate        The Solution:
              their benefits.   Total Comp Statements.
The Problem:
2. Custom Employee                     It’s difficult to keep
Communications                         employees informed about
                                       changes in the plans.
Targeted Employee Education
                                       The Solution:
                                       Stellarus communications.

                              Informed employees
                              are better consumers
3. Strategic Benefit Planning
       Refining & implementing your benefit objectives



Containing costs while maintaining value and
employee appreciation requires planning that
integrates:
 • Plan design and funding alternatives
 • Employee education
 • Technology
 • Budget
 • Organizational culture
3. Strategic Benefit Planning

                         The Problem:
                         No clear strategic direction
                         that meets benefit objectives.



                         The Solution:
                         Stellarus Strategic Benefit
                         Planning is designed to
                         maintain benefit value, cost,
                         and options.



    Refining &
implementing your
 benefit objectives
4. Data Analysis & Plan Modeling
      Monthly Claim Dashboards


                        The Problem: Carrier/TPA
                        reporting is generally high in
                        data, low in information
                        making it difficult to develop an
                        actionable strategy.


                         The Solution: Stellarus Claim
                         Dashboards provide a
                         valuable snapshot of critical
                         cost & plan use. Customized
                         to your specific needs and
                         updated monthly or quarterly.
4. Data Analysis
    Health Plan Claims
    Benchmarking
The Problem:
Too many reports, not enough
strategic claims information.



The Solution:
Stellarus benchmarks critical
utilization and cost drivers
providing the foundation for
effective communication and
plan design solutions.


               Norms adjusted by:
               region, size, industry,
               single/family mix, age/gender mix
               Based on 26 million people and
               $86 billion in claims.
4. Data Analysis
                        Cost Modeling Tools
Actuarial modeling
of renewal and plan     Resources dedicated to cost
                        savings and planning flexibility
  design changes
                                   The Problem:
                                   The crystal ball isn’t
                                   very accurate.

                                   The Solution:
                                   Stellarus Plan and
                                   Contribution modeling
      Contribution                 tools provide reliable
       modeling                    results and realistic
    to manage cost                 expectations.
   sharing strategies
Problem:
                Your HR resources are tight.
5. HR Support
                Solution:
                Stellarus provides the HR
                support you need including
                access to degreed
                professionals, surveys, focus
                groups, communications,
                compliance, etc.
5. HR Resources 24/7
The Problem:
No simple, centralized access
to the HR resources you need.


The Solution:
Stellarus Virtual HR Portal
offers easy access to:
• Peer Community, 59,800
  active HR users
• Compliance tools and forms;
  FMLA, COBRA, HIPAA
• Education, handbooks,
  policies, and procedure
  templates
• Easy access to hundreds of
  customized topics - English
  and Spanish versions
• VPN document storage for
  plan information, carrier links
5. HR Support - Health Care Reform

                                   The Solution:
The Problem:                       Stellarus provides understanding and insight
HCR is confusing. You need         on requirements, time lines, financial
help with clarity and direction.   implications and modeling tools. We
                                   educate employees with presentations,
                                   newsletters, posters, payroll stuffers.
Unique Capabilities &
    Service Commitment

330 S. Executive Drive, Suite 200
      Brookfield, WI 53005
          262-787-7070
  www.stellarusbenefits.com

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Stellarus Benefits Capabilities - General

  • 1. Unique Capabilities & Service Commitment For ABC Company
  • 2. Stellarus Benefits Who we are • Wisconsin owned and managed • Small enough to quickly respond • Large enough to have market leverage • Specialized benefits knowledge • Resources to deliver innovative solutions • Passion for our business • Dedication to our clients’ success One of the only Woman-owned benefit advisory firms in Wisconsin* * Certification pending
  • 3. Stellarus Benefits What we do We provide independent benefit advice and solutions that maximize the return our clients receive for every dollar they invest in their employees. • Minimize business risk & cost • Introduce innovation • Simplify decision making • Create plan efficiency • Increase employee satisfaction Establish Value & Trust
  • 4. Stellarus Benefits How we do it Stellarus delivers results 1. Benefit process management 2. Employee communications & education 3. Long and short term strategic planning 4. Data analysis and plan modeling 5. HR support With integrity
  • 5. 1. Benefit Process Management The Problem: Too many moving parts. A solid plan ensures: The Solution: Stellarus Process Management. • No surprises • The right information at the right time • Complete communication and ongoing education • Vendor due diligence, negotiations, and selection • SPD development and supervision • Budget planning & renewal underwriting • Contribution and price modeling • Employee claims escalation support Accountability
  • 6. 2. Custom Employee Communications The Problem: Not enough time in the day. The Solution: Stellarus communications. Wellness Newsletters Open Enrollment Benefit Statements Plan Design Spanish versions
  • 7. 2. Custom Employee Communications Total Compensation Statements The Problem: Employees don’t understand Informed the value of their benefits. employees appreciate The Solution: their benefits. Total Comp Statements.
  • 8. The Problem: 2. Custom Employee It’s difficult to keep Communications employees informed about changes in the plans. Targeted Employee Education The Solution: Stellarus communications. Informed employees are better consumers
  • 9. 3. Strategic Benefit Planning Refining & implementing your benefit objectives Containing costs while maintaining value and employee appreciation requires planning that integrates: • Plan design and funding alternatives • Employee education • Technology • Budget • Organizational culture
  • 10. 3. Strategic Benefit Planning The Problem: No clear strategic direction that meets benefit objectives. The Solution: Stellarus Strategic Benefit Planning is designed to maintain benefit value, cost, and options. Refining & implementing your benefit objectives
  • 11. 4. Data Analysis & Plan Modeling Monthly Claim Dashboards The Problem: Carrier/TPA reporting is generally high in data, low in information making it difficult to develop an actionable strategy. The Solution: Stellarus Claim Dashboards provide a valuable snapshot of critical cost & plan use. Customized to your specific needs and updated monthly or quarterly.
  • 12. 4. Data Analysis Health Plan Claims Benchmarking The Problem: Too many reports, not enough strategic claims information. The Solution: Stellarus benchmarks critical utilization and cost drivers providing the foundation for effective communication and plan design solutions. Norms adjusted by: region, size, industry, single/family mix, age/gender mix Based on 26 million people and $86 billion in claims.
  • 13. 4. Data Analysis Cost Modeling Tools Actuarial modeling of renewal and plan Resources dedicated to cost savings and planning flexibility design changes The Problem: The crystal ball isn’t very accurate. The Solution: Stellarus Plan and Contribution modeling Contribution tools provide reliable modeling results and realistic to manage cost expectations. sharing strategies
  • 14. Problem: Your HR resources are tight. 5. HR Support Solution: Stellarus provides the HR support you need including access to degreed professionals, surveys, focus groups, communications, compliance, etc.
  • 15. 5. HR Resources 24/7 The Problem: No simple, centralized access to the HR resources you need. The Solution: Stellarus Virtual HR Portal offers easy access to: • Peer Community, 59,800 active HR users • Compliance tools and forms; FMLA, COBRA, HIPAA • Education, handbooks, policies, and procedure templates • Easy access to hundreds of customized topics - English and Spanish versions • VPN document storage for plan information, carrier links
  • 16. 5. HR Support - Health Care Reform The Solution: The Problem: Stellarus provides understanding and insight HCR is confusing. You need on requirements, time lines, financial help with clarity and direction. implications and modeling tools. We educate employees with presentations, newsletters, posters, payroll stuffers.
  • 17. Unique Capabilities & Service Commitment 330 S. Executive Drive, Suite 200 Brookfield, WI 53005 262-787-7070 www.stellarusbenefits.com