This document discusses the stages of digital personalization that companies can progress through to improve their marketing performance. It begins by outlining how consumers have embraced digital devices and now expect personalized experiences across channels. While demand for personalization is high, many brands are not delivering on it effectively. The document then introduces a four-stage model for personalization: Stage 1 involves basic broadcast campaigns; Stage 2 adds some behavioral or profile targeting and basic dynamic content; Stage 3 leverages more advanced behavioral/profile targeting and A/B testing; and Stage 4 utilizes workflows and the most sophisticated personalization techniques. Analysis shows most companies are in Stages 1-2. It argues that moving from Stage 1 to Stage 2 requires only