The document is a spending plan worksheet that contains sections to track a person's monthly net income, savings, committed expenses, and controllable expenses. The worksheet calculates total monthly income and expenses and determines cash flow by subtracting total expenses from total income. It provides a way for a person to assess their financial inflows and outflows on a monthly basis.

1. SPENDING PLAN WORKSHEET
MONTHLY NET INCOME MONTHLY SAVINGS
Net monthly wages Emergencies
Net monthly wages of others Down Payment for House/Car
Food stamps Vacations
Unemployment Gifts
Disability / SSDI Renovations / Repairs
Social Security / Retirement Special Events
Alimony / Child Support Investments / Retirement
Other Other
TOTAL $- TOTAL $-
MONTHLY COMMITTED EXPENSES MONTHLY CONTROLLABLE EXPENSES
Rent / Mortgage Groceries
Property Taxes Household Items
Condo Fee Gasoline for Car
Electric Other Transportation Costs
Heat Recreation
Water / Sewer Eating Out
Cable Clothing
Internet Pet Care
Landline Personal Care
Cell Phone Health Care
Day Care Education
Car Insurance Premiums Donations
Alimony / Child Support Kids' Allowance/Lunch Money
Credit Card Payments Payments to Other People
Car Payments Other
Medical Payments Other
Student Loan Payments Other
Memberships to Gyms, Clubs Other
Other Other
Other Other
Other Other
TOTAL $- TOTAL $-
SAVINGS & CASH
INCOME EXPENSES FLOW
$- - $- = $-