This document is a budget for November that outlines $2,449 in expected expenses across home, bills, insurance, transportation, health, personal categories but $0 in total income, resulting in a monthly balance shortfall of $2,449.

1. Budget for the Month. November
Income Amount
Wages
Bonus Income
Total Income 0
Expenses Budgeted
Mortage/Rent $450.00
Electricity $150.00
Water $45.00
Garbage/Sewer $25.00
Home Cable/Satellite $100.00
Internet $50.00
Food/Groceries $200.00
Household
Laundry/dry cleaning
Student loans $250.00
Credit Cards
Bills
Car payments $300.00
Cell phone $45.00
Homeowner's Insurance $150.00
Health Insurance $89.00
Insurance
Life Insurance $35.00
Car Insurance $80.00
Public Transpotation
Transportation
Fuel/Car Maintenance $75.00
Prescriptions $35.00
Health
Doctor's Appointments $150.00
Entertainment/Dining $115.00
Clothing $65.00
Personal
Personal Care $15.00
Dining Out $25.00
Total Monthly Expenses 2449
Total Monthly Income 0
Tota Monthly Expenses 2449
Monthly Balance: -2449