Employee Compensation Spending
•
0 likes•174 views
The document discusses employee compensation spending by the state of New York, which is projected to grow 23% between fiscal years 2009-2010 and 2012-2013. It notes pensions, health insurance, and salaries/wages as the main cost drivers. It also lists several unusual features of New York's public pension and health insurance systems compared to other states, such as lower retirement ages and the state paying a large portion of retiree health premiums.
Report
Share
Report
Share
Download to read offline
Recommended
Highlights of the American Taxpayer Relief Act of 2012
The American Taxpayer Relief Act of 2012 made several changes to individual and business tax rates. It established a new 39.6% tax bracket for individual income over $400,000/$450,000 and indexed these thresholds for inflation. It also set the capital gains/dividend tax at 20% for income over the same thresholds. Additionally, it phased out itemized deductions and personal exemptions for higher incomes. The Act made the alternative minimum tax more permanent and increased exemption amounts. It provided tax planning opportunities related to capital gains allocation, estate planning, retirement contributions, and limiting payroll/investment taxes.
Minnesota dhs releases new brochure to help consumers understand ew
Ryan Novaczyk took over the responsibility of CEO of New Perspective Senior Living after he was promoted following an internal leadership shuffle in September 2019. In this role, Ryan Novaczyk is fully committed to keeping the company’s tradition as a major contributor in the senior living marketplace in the states of Wisconsin, North Dakota, Illinois, and Minnesota.
Household budget
This document provides a household financial worksheet for those facing potential foreclosure. It includes sections to track income from various sources over the last, current, and projected months, as well as expenses in similar categories. Total income and expenses are calculated to determine any excess or shortfall. Other assets are listed that could potentially cover shortfalls, such as savings, pending legal cases, tax refunds, or sellable assets. The goal is to analyze a household's complete financial picture to find options aside from foreclosure.
important
Aflac provides supplemental insurance that pays cash benefits directly to policyholders when they are sick or hurt to help cover unexpected medical expenses. The document advertises Aflac's One Day Pay feature and provides contact information for an Aflac insurance agent, Celina Kjanader, who can provide more details about policy benefits, limitations, and exclusions.
Morning Joe Charts - Budget Plans 3.21.12
The document shows graphs and tables outlining the revenue, spending, and deficit impacts of the Ryan budget proposal from 2012-2021. It proposes $5.3 trillion in spending cuts, including a 33% reduction in mandatory programs like food stamps, unemployment benefits, and tax credits. While reducing spending, the budget also cuts $4.6 trillion in taxes, resulting in a $3.3 trillion decrease in budget deficits over the 10-year period.
Campaign Fast Facts
This document discusses rising tuition fees and student debt in British Columbia. It notes that tuition fees have doubled since 2001, tuition fee revenue will soon surpass corporate tax revenue for the government, BC has the lowest non-repayable student aid rate in Canada, per-student funding is less than 2001 levels, and on average students will pay over $7,000 in interest on their loans. It encourages joining a campaign to reverse these trends.
AARP Life Insurance
AARP Mortgage Life Insurance For Senior Citizens, Home loan life programs are those guidelines which you pay into for a specified period of time. Find more here: http://cheaplifeinsurancein2min.com/mortgage-life-insurance-for-senior-citizens/
Spending Plan Worksheet
The document is a spending plan worksheet that contains sections to track a person's monthly net income, savings, committed expenses, and controllable expenses. The worksheet calculates total monthly income and expenses and determines cash flow by subtracting total expenses from total income. It provides a way for a person to assess their financial inflows and outflows on a monthly basis.
Recommended
Highlights of the American Taxpayer Relief Act of 2012
The American Taxpayer Relief Act of 2012 made several changes to individual and business tax rates. It established a new 39.6% tax bracket for individual income over $400,000/$450,000 and indexed these thresholds for inflation. It also set the capital gains/dividend tax at 20% for income over the same thresholds. Additionally, it phased out itemized deductions and personal exemptions for higher incomes. The Act made the alternative minimum tax more permanent and increased exemption amounts. It provided tax planning opportunities related to capital gains allocation, estate planning, retirement contributions, and limiting payroll/investment taxes.
Minnesota dhs releases new brochure to help consumers understand ew
Ryan Novaczyk took over the responsibility of CEO of New Perspective Senior Living after he was promoted following an internal leadership shuffle in September 2019. In this role, Ryan Novaczyk is fully committed to keeping the company’s tradition as a major contributor in the senior living marketplace in the states of Wisconsin, North Dakota, Illinois, and Minnesota.
Household budget
This document provides a household financial worksheet for those facing potential foreclosure. It includes sections to track income from various sources over the last, current, and projected months, as well as expenses in similar categories. Total income and expenses are calculated to determine any excess or shortfall. Other assets are listed that could potentially cover shortfalls, such as savings, pending legal cases, tax refunds, or sellable assets. The goal is to analyze a household's complete financial picture to find options aside from foreclosure.
important
Aflac provides supplemental insurance that pays cash benefits directly to policyholders when they are sick or hurt to help cover unexpected medical expenses. The document advertises Aflac's One Day Pay feature and provides contact information for an Aflac insurance agent, Celina Kjanader, who can provide more details about policy benefits, limitations, and exclusions.
Morning Joe Charts - Budget Plans 3.21.12
The document shows graphs and tables outlining the revenue, spending, and deficit impacts of the Ryan budget proposal from 2012-2021. It proposes $5.3 trillion in spending cuts, including a 33% reduction in mandatory programs like food stamps, unemployment benefits, and tax credits. While reducing spending, the budget also cuts $4.6 trillion in taxes, resulting in a $3.3 trillion decrease in budget deficits over the 10-year period.
Campaign Fast Facts
This document discusses rising tuition fees and student debt in British Columbia. It notes that tuition fees have doubled since 2001, tuition fee revenue will soon surpass corporate tax revenue for the government, BC has the lowest non-repayable student aid rate in Canada, per-student funding is less than 2001 levels, and on average students will pay over $7,000 in interest on their loans. It encourages joining a campaign to reverse these trends.
AARP Life Insurance
AARP Mortgage Life Insurance For Senior Citizens, Home loan life programs are those guidelines which you pay into for a specified period of time. Find more here: http://cheaplifeinsurancein2min.com/mortgage-life-insurance-for-senior-citizens/
Spending Plan Worksheet
The document is a spending plan worksheet that contains sections to track a person's monthly net income, savings, committed expenses, and controllable expenses. The worksheet calculates total monthly income and expenses and determines cash flow by subtracting total expenses from total income. It provides a way for a person to assess their financial inflows and outflows on a monthly basis.
Financing Options
This document discusses different ways that people can pay for home care services for aging loved ones, including using private income/assets, long-term care insurance, a reverse mortgage (HECM), and a VA pension benefit for veterans and spouses that can help cover in-home care costs. It provides contact information for a local home care company called Partners in Healthcare that can provide more details on options.
Town Of Franklin HC
The Town of Franklin is proposing several changes to its employee health plans for fiscal year 2010 in order to mitigate a 4.6% rate increase from its insurer. The changes include replacing the current Medex 3 plan for retirees with Medex 2 and adding a Blue Medicare Rx plan. This would save retirees an average of $552 annually in premiums. The town enrollment across HMO, PPO, and other plans is a total of 962 members. Plan design changes for copays and coinsurance are also proposed for HMO and PPO plans.
S-4606
This document summarizes information about Settlers Life Insurance Company, including its history, financial strength, and the life insurance policies it offers. Settlers Life has been in business since 1933 and has over $400 million in assets. It has an A- rating from A.M. Best, indicating an excellent ability to meet obligations. The company focuses on paying claims, having paid over $323 million in claims since 2000. It offers whole life insurance policies for up to $50,000 that provide coverage from ages 15 days to 85 years with premiums that will never increase and coverage that will never decrease.
Shutdown & debt ceiling
The Congressional Budget Office reported that the deficit picture has improved. Moody's Analytics noted that the fiscal drag on the economy has worsened. The cost to insure $10 million of U.S. debt against default through credit default swaps has soared to over 200,000 euros according to CMA.
Jordan Bateman, Canadian Taxpayers Federation - Visions for Pharmacare
The document discusses issues with government-run healthcare and pharmacare programs in Canada, and proposes alternatives. It argues that [1] government programs routinely go over budget, using examples like the long gun registry and MP pensions, [2] a large portion of drug costs are already covered through private plans but governments still want to expand their role, and [3] the best approach is means-tested subsidies to encourage competitive private insurance rather than an expanded government-run program.
Narrated power point final expenses
This document discusses using an irrevocable funeral trust to protect assets from nursing home costs and become eligible for Medicaid benefits. It notes that most states allow parents to fund funeral trusts for children without counting as a divestment of assets. The funeral trust can be funded with a life insurance policy and provides protection for funeral expenses while allowing spend-down of other assets for Medicaid eligibility. Consulting an elder law attorney is recommended to understand state-specific Medicaid rules.
Selling final expense in a growing market
There are many decisions loved ones must make immediately following a loss. Putting together a final expense program with a licensed professional so their loved ones won’t have to worry about financial pitfalls that accompany these important decisions will help ease their mind and their potential burden.
Foreclosure Prevention Resources-Kristen Jurevich
This document provides resources for homeowners facing foreclosure, including HUD-approved housing counselors, HOPE NOW Alliance, NeighborWorks America, and the Making Home Affordable Program. It lists several government and nonprofit organizations that offer counseling services and financial assistance programs to help homeowners obtain more affordable mortgage payments or alternatives to foreclosure such as short sales and deeds-in-lieu of foreclosure. Contact information is provided for each resource.
20110712 Dustin Ad Final
New York Life and its subsidiary New York Life Insurance and Annuity Corporation have received the highest possible ratings from four major independent rating services that evaluate insurers' financial strength and stability. The ratings services examine different but important aspects of a company and have given New York Life their top marks of Aaa from Moody's, A++ from A.M. Best, AAA from Standard & Poor's, and AAA from Fitch.
Budget Planner
This document provides a monthly spending plan template for budgeting income and expenses. It includes sections to list income sources and priority-ranked expenses categories with space to plan amounts and track actual spending. Guidelines at the bottom suggest typical percentages of income to allocate to major expense categories like housing, food, utilities, transportation and savings. The template aims to help users balance their monthly finances through planning and tracking spending.
FindLaw | AIG Bonus Details Letter from NY AG
The Attorney General wrote to the House Committee on Financial Services to provide information about his investigation into executive compensation at AIG. He expressed dismay that AIG distributed over $160 million in retention bonuses to its Financial Products unit after receiving taxpayer funds. While AIG claims it had no choice, the AG argues AIG had leverage as employees agreed to $1 salaries in exchange for bonuses. The AG is seeking the names of bonus recipients to determine if AIG's claims that they were crucial to unwinding the unit are valid, as some recipients are no longer employed there. His office subpoenaed AIG for the names and will enforce compliance, as American taxpayers deserve to know where money is going.
Final Expense Presentation by SMS
This document discusses the importance of planning and funding for one's final expenses. It notes that while death is certain, planning can make things easier for loved ones. It provides estimates of common final costs and explains how funding arrangements can help reduce estate settlements, taxes, medical bills, and be a last gift. Statistics are given showing that while hospital, surgery or nursing home insurance may not be used, final expense insurance is a 100% certainty that will be used. Contact information is provided to help agents succeed in assisting seniors with final planning.
Atradius Debtor Placement Form
This document is a debtor placement form for a collection agency. It requests information about the debtor such as company details, contact information, bank account numbers, and previous collection experience. It also requests information about the creditor placing the debt such as company name, address, phone number, and authorized representative. The form notes that international cases are always considered immediate collection and that the collection agency has authority to endorse and negotiate checks on behalf of the creditor.
Protecting your income
Income protection is for everyone. If you’re earning an income and can’t afford to retire tomorrow, you need disability insurance. Contact me today.
Pres msu sept22_blewett
This document discusses key aspects of state health insurance exchanges and the Affordable Care Act. It provides an overview of how exchanges are meant to increase access to affordable health insurance coverage by organizing the market and providing subsidies. It also addresses the Supreme Court decision on Medicaid expansion, costs to states of not participating, and new questions states may consider around expanding coverage and subsidizing premiums. Data on current insurance coverage and estimated subsidy amounts by income level are presented.
Retirement Income Education Module
One of a suite of individual retirement education modules created for Nationwide Financial, the Retirement Income Education Module helps a plan participant understand the types of income available at retirement and realize the potential income gap.
The module system gives retirement specialists the ability to create longer, fully customizable presentations by allowing them to mix, match and combine individual modules in the suite. This enables the sales force a greater flexibility in planning meetings and answering individual plan and participant needs.
Devry acct 553 final exam
This document provides a 10 question multiple choice exam for an ACCT 553 DeVry course. It includes questions about taxable income, realized vs recognized gains and losses, tax laws regarding home sales, material participation, adjustments to gross income, net operating losses, and capital gains/losses. Students are asked to determine taxable amounts, describe concepts, and calculate gains/losses based on provided financial information.
Devry acct 553 final exam
acct 553,devry acct 553,devry acct 553 entire course,devry acct 553entire class,devry acct 553 all dq,devry acct 553 final exam,devry acct 553 midterm exam,devry acct 553 week 1,devry acct 553 week 2,devry acct 553 week 3,devry acct 553week 4,devry acct 553 week 5,devry acct 553 week 6,devry acct 553 week 7,devry acct 553 tutorials,devry acct 553assignments,devry acct 553 help
Clearwater - How it works
The document discusses the tax benefits available through the U.S. Virgin Islands Economic Development Commission (EDC) program. It provides that EDC beneficiaries can receive a 90% reduction in federal income tax and are exempt from various other taxes. Clearwater Consulting Concepts is an EDC beneficiary and provides benefits to the USVI economy through hiring local employees, purchasing goods and services locally, and charitable contributions. It offers management services and resources to limited partners who participate in the EDC program. Examples are given comparing the tax benefits for an individual limited partner versus a USVI C corporation limited partner.
The Economic Cost Of Alcohol Abuse In New Mexico, 2007
The economic costs of alcohol abuse in New Mexico in 2007 amounted to an estimated $2.8 billion or over $1,400 per person. This represents an 11% increase from 2006 due to an 11% rise in alcohol-related deaths. The majority (72%) of costs came from lost productivity totaling $1.9 billion, largely from alcohol-related illnesses and premature deaths. Healthcare costs accounted for 16% ($462 million) while other social costs like crime and motor vehicle accidents made up 12% ($323 million) of the total economic burden.
Super Cell
This document discusses different types of positions or roles within a multi-level marketing company:
- Aggressive promoters are passionate about the company and focus on growing the organization.
- Active promoters promote the company part-time.
- Passive participants enjoy the products but may not refer many people.
- Control positions are trusted members who operate a business position without focus on the company.
- Funders can provide one-time gifts and may have any level of interest in the company.
The document then contrasts a binary compensation plan, which can leave people behind, to an alliance binary plan, which aims to help the whole team reach qualifications and bonuses through collective support. It claims the alliance
Umbral
El documento es una reflexión poética sobre el mes de julio. Describe la llegada de julio con su mensaje que mueve el cielo. Habla sobre la naturaleza, los ríos, y recuerdos del pasado de España. Finalmente, menciona que el 19 de julio se celebra con lavanderías y milicianas que traen la paz a los pueblos.
More Related Content
What's hot
Financing Options
This document discusses different ways that people can pay for home care services for aging loved ones, including using private income/assets, long-term care insurance, a reverse mortgage (HECM), and a VA pension benefit for veterans and spouses that can help cover in-home care costs. It provides contact information for a local home care company called Partners in Healthcare that can provide more details on options.
Town Of Franklin HC
The Town of Franklin is proposing several changes to its employee health plans for fiscal year 2010 in order to mitigate a 4.6% rate increase from its insurer. The changes include replacing the current Medex 3 plan for retirees with Medex 2 and adding a Blue Medicare Rx plan. This would save retirees an average of $552 annually in premiums. The town enrollment across HMO, PPO, and other plans is a total of 962 members. Plan design changes for copays and coinsurance are also proposed for HMO and PPO plans.
S-4606
This document summarizes information about Settlers Life Insurance Company, including its history, financial strength, and the life insurance policies it offers. Settlers Life has been in business since 1933 and has over $400 million in assets. It has an A- rating from A.M. Best, indicating an excellent ability to meet obligations. The company focuses on paying claims, having paid over $323 million in claims since 2000. It offers whole life insurance policies for up to $50,000 that provide coverage from ages 15 days to 85 years with premiums that will never increase and coverage that will never decrease.
Shutdown & debt ceiling
The Congressional Budget Office reported that the deficit picture has improved. Moody's Analytics noted that the fiscal drag on the economy has worsened. The cost to insure $10 million of U.S. debt against default through credit default swaps has soared to over 200,000 euros according to CMA.
Jordan Bateman, Canadian Taxpayers Federation - Visions for Pharmacare
The document discusses issues with government-run healthcare and pharmacare programs in Canada, and proposes alternatives. It argues that [1] government programs routinely go over budget, using examples like the long gun registry and MP pensions, [2] a large portion of drug costs are already covered through private plans but governments still want to expand their role, and [3] the best approach is means-tested subsidies to encourage competitive private insurance rather than an expanded government-run program.
Narrated power point final expenses
This document discusses using an irrevocable funeral trust to protect assets from nursing home costs and become eligible for Medicaid benefits. It notes that most states allow parents to fund funeral trusts for children without counting as a divestment of assets. The funeral trust can be funded with a life insurance policy and provides protection for funeral expenses while allowing spend-down of other assets for Medicaid eligibility. Consulting an elder law attorney is recommended to understand state-specific Medicaid rules.
Selling final expense in a growing market
There are many decisions loved ones must make immediately following a loss. Putting together a final expense program with a licensed professional so their loved ones won’t have to worry about financial pitfalls that accompany these important decisions will help ease their mind and their potential burden.
Foreclosure Prevention Resources-Kristen Jurevich
This document provides resources for homeowners facing foreclosure, including HUD-approved housing counselors, HOPE NOW Alliance, NeighborWorks America, and the Making Home Affordable Program. It lists several government and nonprofit organizations that offer counseling services and financial assistance programs to help homeowners obtain more affordable mortgage payments or alternatives to foreclosure such as short sales and deeds-in-lieu of foreclosure. Contact information is provided for each resource.
20110712 Dustin Ad Final
New York Life and its subsidiary New York Life Insurance and Annuity Corporation have received the highest possible ratings from four major independent rating services that evaluate insurers' financial strength and stability. The ratings services examine different but important aspects of a company and have given New York Life their top marks of Aaa from Moody's, A++ from A.M. Best, AAA from Standard & Poor's, and AAA from Fitch.
Budget Planner
This document provides a monthly spending plan template for budgeting income and expenses. It includes sections to list income sources and priority-ranked expenses categories with space to plan amounts and track actual spending. Guidelines at the bottom suggest typical percentages of income to allocate to major expense categories like housing, food, utilities, transportation and savings. The template aims to help users balance their monthly finances through planning and tracking spending.
FindLaw | AIG Bonus Details Letter from NY AG
The Attorney General wrote to the House Committee on Financial Services to provide information about his investigation into executive compensation at AIG. He expressed dismay that AIG distributed over $160 million in retention bonuses to its Financial Products unit after receiving taxpayer funds. While AIG claims it had no choice, the AG argues AIG had leverage as employees agreed to $1 salaries in exchange for bonuses. The AG is seeking the names of bonus recipients to determine if AIG's claims that they were crucial to unwinding the unit are valid, as some recipients are no longer employed there. His office subpoenaed AIG for the names and will enforce compliance, as American taxpayers deserve to know where money is going.
Final Expense Presentation by SMS
This document discusses the importance of planning and funding for one's final expenses. It notes that while death is certain, planning can make things easier for loved ones. It provides estimates of common final costs and explains how funding arrangements can help reduce estate settlements, taxes, medical bills, and be a last gift. Statistics are given showing that while hospital, surgery or nursing home insurance may not be used, final expense insurance is a 100% certainty that will be used. Contact information is provided to help agents succeed in assisting seniors with final planning.
Atradius Debtor Placement Form
This document is a debtor placement form for a collection agency. It requests information about the debtor such as company details, contact information, bank account numbers, and previous collection experience. It also requests information about the creditor placing the debt such as company name, address, phone number, and authorized representative. The form notes that international cases are always considered immediate collection and that the collection agency has authority to endorse and negotiate checks on behalf of the creditor.
Protecting your income
Income protection is for everyone. If you’re earning an income and can’t afford to retire tomorrow, you need disability insurance. Contact me today.
Pres msu sept22_blewett
This document discusses key aspects of state health insurance exchanges and the Affordable Care Act. It provides an overview of how exchanges are meant to increase access to affordable health insurance coverage by organizing the market and providing subsidies. It also addresses the Supreme Court decision on Medicaid expansion, costs to states of not participating, and new questions states may consider around expanding coverage and subsidizing premiums. Data on current insurance coverage and estimated subsidy amounts by income level are presented.
Retirement Income Education Module
One of a suite of individual retirement education modules created for Nationwide Financial, the Retirement Income Education Module helps a plan participant understand the types of income available at retirement and realize the potential income gap.
The module system gives retirement specialists the ability to create longer, fully customizable presentations by allowing them to mix, match and combine individual modules in the suite. This enables the sales force a greater flexibility in planning meetings and answering individual plan and participant needs.
Devry acct 553 final exam
This document provides a 10 question multiple choice exam for an ACCT 553 DeVry course. It includes questions about taxable income, realized vs recognized gains and losses, tax laws regarding home sales, material participation, adjustments to gross income, net operating losses, and capital gains/losses. Students are asked to determine taxable amounts, describe concepts, and calculate gains/losses based on provided financial information.
Devry acct 553 final exam
acct 553,devry acct 553,devry acct 553 entire course,devry acct 553entire class,devry acct 553 all dq,devry acct 553 final exam,devry acct 553 midterm exam,devry acct 553 week 1,devry acct 553 week 2,devry acct 553 week 3,devry acct 553week 4,devry acct 553 week 5,devry acct 553 week 6,devry acct 553 week 7,devry acct 553 tutorials,devry acct 553assignments,devry acct 553 help
Clearwater - How it works
The document discusses the tax benefits available through the U.S. Virgin Islands Economic Development Commission (EDC) program. It provides that EDC beneficiaries can receive a 90% reduction in federal income tax and are exempt from various other taxes. Clearwater Consulting Concepts is an EDC beneficiary and provides benefits to the USVI economy through hiring local employees, purchasing goods and services locally, and charitable contributions. It offers management services and resources to limited partners who participate in the EDC program. Examples are given comparing the tax benefits for an individual limited partner versus a USVI C corporation limited partner.
The Economic Cost Of Alcohol Abuse In New Mexico, 2007
The economic costs of alcohol abuse in New Mexico in 2007 amounted to an estimated $2.8 billion or over $1,400 per person. This represents an 11% increase from 2006 due to an 11% rise in alcohol-related deaths. The majority (72%) of costs came from lost productivity totaling $1.9 billion, largely from alcohol-related illnesses and premature deaths. Healthcare costs accounted for 16% ($462 million) while other social costs like crime and motor vehicle accidents made up 12% ($323 million) of the total economic burden.
What's hot (20)
Jordan Bateman, Canadian Taxpayers Federation - Visions for Pharmacare
Jordan Bateman, Canadian Taxpayers Federation - Visions for Pharmacare
The Economic Cost Of Alcohol Abuse In New Mexico, 2007
The Economic Cost Of Alcohol Abuse In New Mexico, 2007
Viewers also liked
Super Cell
This document discusses different types of positions or roles within a multi-level marketing company:
- Aggressive promoters are passionate about the company and focus on growing the organization.
- Active promoters promote the company part-time.
- Passive participants enjoy the products but may not refer many people.
- Control positions are trusted members who operate a business position without focus on the company.
- Funders can provide one-time gifts and may have any level of interest in the company.
The document then contrasts a binary compensation plan, which can leave people behind, to an alliance binary plan, which aims to help the whole team reach qualifications and bonuses through collective support. It claims the alliance
Umbral
El documento es una reflexión poética sobre el mes de julio. Describe la llegada de julio con su mensaje que mueve el cielo. Habla sobre la naturaleza, los ríos, y recuerdos del pasado de España. Finalmente, menciona que el 19 de julio se celebra con lavanderías y milicianas que traen la paz a los pueblos.
Impactos do Estatuto do Desarmamento Sobre a Demanda Pessoal por Armas de Fogo
Impactos do Estatuto do Desarmamento Sobre a Demanda Pessoal por Armas de FogoMinistério Público de Santa Catarina
Veja o estudo do IPEA sobre a demanda por armas de fogo no Brasil e as consequências sobre seu objetivo principal.Dhanraj pillay's visit on our showroom
This document appears to be contact information for a company called Saniya Distributors located at 7 Hills, Besides Fly Over, Jalna Road in Aurangabad, India with the postal code 431003. In 3 sentences or less, it provides the name of the company, its physical address, and postal code location.
Long lane presentation
Since 1995,Long Lane Inc has been a leading North American manufacturer & supplier of consumer retail packaging to major retailers across the United States & Canada.
Our growth and success has been founded on a simple yet disciplined philosophy. We utilize the best raw materials, technologies and processing equipment to provide our customers with the highest quality and valued products.
Further, our employees take both pride and satisfaction in knowing that their efforts make the difference in our product quality and our customers’ satisfaction.
With a history and tradition of bring forward innovative and differentiated products to the market place we earn and maintain our customers’ business.
We have expertise in corrugated, paper and polymer packaging. We will beat all pricing without compromising Quality standards.
Weekly newsletter
Carlyle is looking to offload its 80% stake in Cyberoam Technologies to Sophos Group for $70-80 million. Myntra raised $50 million led by Premji Invest to strengthen its technology and fund future growth. The government will allow FIIs and NRIs to invest in insurance under the 26% FDI cap. UK-based CDC Group invested $27.5 million in lifestyle e-tailer Jabong to drive business growth and supply chain development.
Airbus Internship Presentation 2012
The internship project aimed to (1) automatically test SCADE symbols by specifying design rules in SysML, (2) prototype Eclipse plugins to launch the testing under INSIDE, and (3) achieve performance improvements over manual testing. Key aspects included modeling BIB processes, realizing INSIDE bundles from test data, and implementing a process to generate models, deploy applications, test symbols, and report results. Results showed the automated approach improved time performance for model generation/testing and reduced process development time.
Visual tools for databade queries and analysis
The document describes a software tool developed to help researchers analyze and visualize data from a cancer registry database. The tool allows users to define queries without programming by selecting variables through an intuitive interface. It generates SQL queries and allows saving, modifying, and combining data sets. The tool also provides visualization features like Venn diagrams, charts, and survival trends to analyze and compare query results. It has become widely used by over 5,000 researchers to discover patterns in the Kentucky cancer registry data.
Роман с работой. Как сделать жизнь лучше?
Выступление в рамках V практической конференции по HR-брендингу в СПб
Luxembourg-2015-chartbook-compare-to-OECD-economies
This document is a chartbook from the 2015 OECD Economic Survey of Luxembourg that compares Luxembourg to other OECD countries across various economic and social metrics. It finds that Luxembourg has the highest GDP per capita among OECD countries, above average life expectancy, and unemployment and debt levels below the OECD average. However, it also spends less than average on R&D and pensions as a percentage of GDP and has slightly lower PISA education scores on average than other OECD countries. Overall, the chartbook presents Luxembourg as having a strong economy but also some opportunities for improvement.
Acronyms
Runways are identified by numbers and letters to indicate their direction. For example, Runway 15L, 15C, and 15R are parallel runways pointing in the same direction. Runway 03L becomes 21R when used in the opposite direction. An instrument landing system (ILS) provides precision guidance for aircraft approaches and landings in low visibility conditions using radio signals and lighting. Airports Display Flight Information (FIDS) in terminals and online to assist passengers by displaying real-time flight status, gates, and check-in information.
Stimulus Packages
The document summarizes the economic stimulus measures taken by various countries in response to the global financial crisis. It discusses the fiscal stimulus packages implemented by the United States, European Union, United Kingdom, Japan, and China. It then focuses on the fiscal and monetary stimulus measures introduced in India, including increasing plan and non-plan expenditures, interest subventions for export credits, import duty reductions, and cuts to reserve requirements to boost bank lending.
CSL CS101 RFID Handheld Reader - Presentation For GS1 Summit 2008
This document discusses Convergence Systems Limited's RFID handheld reader, the CS101. The CS101 offers long read ranges of up to 9 meters outdoors and 12 meters indoors, with read rates of up to 150 tags/second. It also features a "Geiger Counter Tag Search" function that allows users to locate tags using an audio signal that increases in frequency as the tag is approached. The CS101 provides solutions for challenges such as continuous real-time inventorying and efficient document searching. It is particularly useful for applications like electronic vehicle registration, where police need long-range identification, and indoor asset tracking systems using both passive and active RFID tags.
Math statistic report final pdf
The document is a survey report that analyzes game addiction among students aged 18-23 at Taylor's University. It includes an introduction, objectives, methodology, analysis and conclusion. The analysis section contains statistical charts and diagrams that compare gaming habits between those aged 18-20 (Group A) and 21-23 (Group B). Key findings include Group B having more male participants and higher rates of daily gaming than Group A. Most participants from both groups spent 1-4 hours per gaming session and favored strategy and role-playing game genres across computer, mobile and console platforms.
New catalouge.... 2
Impulse Electroccon Pvt. Ltd. is a 6-year old Indian company that manufactures hermetic motors and refrigerator compressor motors for companies like Videocon and aluminum die casting components as a sub-vendor for Bajaj Auto Ltd. The company has manufacturing plants in Aurangabad, Maharashtra and an registered office in Indore. Impulse focuses on quality manufacturing and has produced over 3 million motors and die cast components. The company aims to grow its production and achieve zero defects through its skilled workforce and ISO 9001:2008 certification.
As referendums
Referendums allow citizens to vote directly on policy issues and constitutional changes. Governments have several reasons for holding referendums, including keeping in touch with public opinion and resolving party divisions. While referendums can promote greater democracy, there are also arguments against them such as undermining parliamentary sovereignty and polarizing public debate. Referendums in the UK have had low voter turnouts recently.
Information quality management
This document discusses information quality management. It provides an overview of information quality management including definitions, tools, and strategies. Specifically, it discusses:
- Six common quality management tools - check sheets, control charts, Pareto charts, scatter plots, Ishikawa diagrams, and histograms.
- Components of an effective information quality management function including creating a clear mission, setting specific objectives, developing simple strategies, and designing a small focused quality function.
- Past lessons from total quality management including setting quality measures based on customer needs and making quality a shared responsibility.
The document is a reference for anyone seeking to learn more about information quality management practices and implementing quality standards within an organization's information technology systems.
Un paseo matemático por la ciudad de albacete
Este documento presenta un recorrido por la ciudad de Albacete destacando la presencia y relevancia de las matemáticas en diversos aspectos de la ciudad como su geometría, edificios, calles y plazas nombradas en honor a matemáticos, así como la arquitectura y elementos decorativos que incorporan conceptos matemáticos. También menciona a varios matemáticos ilustres originarios o relacionados con Albacete como Gabriel Ciscar, José de Echegaray, Julio Rey Pastor y Sebastián Izquierdo
Viewers also liked (20)
Impactos do Estatuto do Desarmamento Sobre a Demanda Pessoal por Armas de Fogo
Impactos do Estatuto do Desarmamento Sobre a Demanda Pessoal por Armas de Fogo
Luxembourg-2015-chartbook-compare-to-OECD-economies
Luxembourg-2015-chartbook-compare-to-OECD-economies
CSL CS101 RFID Handheld Reader - Presentation For GS1 Summit 2008
CSL CS101 RFID Handheld Reader - Presentation For GS1 Summit 2008
Similar to Employee Compensation Spending
Medicare at Risk: Visualizing the Need for Reform
Slideshow on the why Medicare, our country's health insurance program for people age 65 or older, needs to be reformed.
Pres nga jul19_blewett
(1) The document discusses different scenarios states may face in their health insurance markets following the Supreme Court decision on the Affordable Care Act.
(2) It outlines options for states like expanding Medicaid only to 100% FPL instead of 138% or buying low-income residents into the insurance exchange.
(3) The document provides data on who would be affected by different state choices, including demographic characteristics and estimates of churn between Medicaid and subsidized exchange plans.
ISSUE: End the Double Standard - RBA NYS Economic Survival Guide
1) Public employee salaries and benefits in New York state are 15% higher than private sector averages and include more generous pensions and healthcare.
2) These high costs are unsustainable for the state budget and taxpayers, representing about two-thirds of state and local government spending.
3) Reforming public employee contracts in 2011, when many union agreements expire, is key to addressing New York's budget problems by benchmarking salaries and benefits to private sector standards.
Reimbursementfor Medical Technology Preferred Health Strategies
Understanding the impact of the current economic environment on the Medical Device Industry and what we can do to prepare
2013 cch basic principles ch09
This document provides an overview of Chapter 9 topics related to tax credits, prepayments, and the Alternative Minimum Tax (AMT) in the form of exhibits and summaries. The chapter covers various tax credits like the child tax credit, education credits, earned income credit, and foreign tax credit. It also discusses obtaining credit for excess tax withholdings and prepayments. Finally, it summarizes how the AMT system works by adding back certain deductions and preferences to calculate Alternative Minimum Taxable Income.
CBC: New York State Budget and Jobs Summit
New York State Budget and Jobs Summit:
The FY 2010-11 Budget and the Longer Run
Presentation by the Citizens Budget Commission
"Truth In Numbers" Report: Cook County Pension Fund
This document discusses the growing unfunded liability of the Cook County Pension Fund. It identifies key drivers of the increasing unfunded liability, including funding benefits but not the liability, rising retiree healthcare costs, lower than assumed investment returns, early retirement incentives, and increased longevity. The unfunded liability has grown from $742 million in 2001 to $5.8 billion in 2011. If action is not taken, the fund could become insolvent by 2038 and no longer be able to pay pensions or provide healthcare to retirees. The document proposes a framework for solutions that reduces liabilities, increases assets, implements equitable changes, and achieves intergenerational fairness.
Pension Committee Chairwoman Bridget Gainer - Truth In Numbers Report on the ...
Pension Committee Chairwoman Bridget Gainer - Truth In Numbers Report on the ...Cook County Commissioner Bridget Gainer
This document discusses the growing unfunded liability of the Cook County Pension Fund. It identifies key drivers of the increasing unfunded liability, including funding benefits but not the liability, rising retiree healthcare costs, lower than assumed investment returns, early retirement incentives, and increased longevity. The unfunded liability has grown from $742 million in 2001 to $5.8 billion in 2011. If action is not taken, the fund could become insolvent by 2038 and no longer be able to pay pensions or provide healthcare to retirees. The document proposes a framework for solutions that reduces liabilities, increases assets, and makes reforms in an equitable manner.Katie Hays, US Chamber of Commerce, Health Care Panel Legislation Panel Discu...
Katie Hays, US Chamber of Commerce, Health Care Panel Legislation Panel Discu...Delaware State Chamber
View this powerpoint delivered by Katie Hays, Executive Director of Government Affairs, U.S. Chamber of Commerce about the Health Care Reform Legislation. This presentation was given on June 2, 2010 at the Delaware State Chamber of Commerce's End-of-Session Legislative Brunch at Dover Downs. Healthcare reform seminar 1042012
Joel Flinchbaugh from Smith Elliott Kearns & Company presented on the tax impacts of the Affordable Care Act. Key points include: the Act will cost $940 billion over 10 years and expand coverage to 32 million Americans; businesses must comply with new reporting and coverage requirements or pay penalties; and individuals will pay higher Medicare taxes, see limits on flexible spending accounts and medical deductions, and face a penalty if uninsurred starting in 2014. The presentation provided details on these new requirements and their implications.
Health Reform Policy and Information Update
The document discusses key provisions of the Affordable Care Act, including the individual mandate, health insurance exchanges, essential health benefits, Medicaid expansion, and the employer mandate. It provides details on eligibility and requirements for the individual mandate, health insurance exchanges, and employer mandate. The document also outlines goals and funding mechanisms for expanding health insurance coverage.
Economic Analysis of Nursing Shortage
The document discusses the nursing shortage in the United States. It states that the US is experiencing a decline in the ratio of nurses to patients, with vacancy rates ranging from 10-13% and some hospitals reporting over 20% vacancies. This shortage is expected to grow as baby boomers retire and need more medical care. The majority of registered nurses are baby boomers and will be retiring soon. There is currently not enough new nurses entering the field to replace the large number that will retire. This will result in a significant nursing shortage in the coming decades.
Health Care In Retirement
The document discusses challenges facing baby boomers in retirement, including rising healthcare costs, Medicare, and how to plan for medical expenses. It notes that the population over 65 will double in 40 years, while healthcare spending is expected to reach $4.3 trillion or 19.5% of GDP by 2017. Medicare is explained as having hospital insurance (Part A), medical insurance (Part B), supplemental plans (Part C), and prescription drug coverage (Part D). However, many services are not covered, posing a problem for retirees on fixed incomes. Proper planning is key to addressing rising medical costs in retirement.
Payroll Tax Info 2009
This document provides tax information for 2009, including federal tax rates and limits, retirement contribution limits, mileage rates, minimum wage rates, and state tax rates and limits for various regions in the United States. Key details include the FICA and Medicare tax rates and wage bases, 401k and IRA contribution limits up to $16,500 and $11,500 respectively, and the federal minimum wage increasing to $7.25 per hour in July 2009. State tax rates, unemployment insurance rates, and minimum wages are provided for multiple states in different regions.
Insurance, Uninsurance, Underinsurance
Presentation by Lynn Blewett, titled "Insurance, Uninsurance, Underinsurance," to the Kansas Health Institute, January 23, 2009, in Topeka, Kansas.
Boston University Medical Center
a part of "The Path Forward for Academic Medical Centers: Innovation", Economics and Better Health, an Economic Studies and Engelberg Center for Health Care Reform event at the Brookings Institutuion
Health Insurance Exchange, Lynn A. Blewett, Ph.D.
Presentation by SHADAC Director Lynn Blewette PhD. "Health Insurance Exchanges". Presented at the Blue Cross Blue Sheild Foundation Summit, February 7th 2012 on the Medtronic Campus in Mounds View Minnesota.
Policy not Politics: A Dialogue About the Health Insurance Exchange
This document provides an overview of health insurance exchanges established under the Affordable Care Act. It discusses the problems exchanges aim to address like the growing uninsured population and rising premium costs. Key components of exchanges are explained, including the types of health plans offered, the individual mandate, and subsidies available for eligible individuals and families. Data on Minnesota's insurance landscape prior to reform is presented to illustrate issues exchanges are meant to remedy.
A New Era in American Health Care: What does it mean for the economy?
The document discusses how the Affordable Care Act aims to address problems in the US healthcare system like the large number of uninsured, rising costs, and quality and access issues. It will expand coverage to 32 million uninsured through Medicaid expansion and health insurance exchanges. Reforms to payment and delivery systems are also expected to help slow premium growth and reduce costs over time. Implementation will occur gradually through 2019, with many provisions taking effect in 2014 such as the individual mandate, Medicaid expansion, and state-based insurance exchanges.
January 2021 tax tips newsletter
January 2021 Tax Tips Newsletter
Harman CPA PDF Of Jan 2021 Newsletter Content
JANUARY 2021 NEWSLETTER CONTENT WHICH
APPEARED ON OUR WEBSITE
John Harman, CPA PLLC
1402 S. Custer Rd, S-102
McKinney, TX 75070
info@mckinneytax.com
Phone: (469) 742-0283
https://www.mckinneytax.com/
YouTube videos here: https://www.youtube.com/user/mckinneytax
John Harman, CPA PLLC, January 2021 Tax Tips Newsletter, mckinneytax, JANUARY 2021 NEWSLETTER
Similar to Employee Compensation Spending (20)
ISSUE: End the Double Standard - RBA NYS Economic Survival Guide
ISSUE: End the Double Standard - RBA NYS Economic Survival Guide
Reimbursementfor Medical Technology Preferred Health Strategies
Reimbursementfor Medical Technology Preferred Health Strategies
"Truth In Numbers" Report: Cook County Pension Fund
"Truth In Numbers" Report: Cook County Pension Fund
Pension Committee Chairwoman Bridget Gainer - Truth In Numbers Report on the ...
Pension Committee Chairwoman Bridget Gainer - Truth In Numbers Report on the ...
Katie Hays, US Chamber of Commerce, Health Care Panel Legislation Panel Discu...
Katie Hays, US Chamber of Commerce, Health Care Panel Legislation Panel Discu...
Policy not Politics: A Dialogue About the Health Insurance Exchange
Policy not Politics: A Dialogue About the Health Insurance Exchange
A New Era in American Health Care: What does it mean for the economy?
A New Era in American Health Care: What does it mean for the economy?
More from Unshackle Upstate
Gipson Mailer
Sen. Terry Gipson is wrong for taxpayers and wrong for small businesses. Unshackle Upstate and NFIB-NY opposed his tax-and-spend agenda.
Serino Mailer
Sue Serino will stand up for taxpayers and small businesses. Unshackle Upstate and NFIB-NY are proud to support her for State Senate.
Tkaczyk Mailer
Unshackle Upstate and NFIB-NY, New York's leading taxpayer and small business advocacy organizations are opposed to Senator Cecilia Tkaczyk's tax-and-spend agenda.
Amedore Mailer
This document endorses George Amedore for State Senate. It states that George Amedore knows how to run a successful business and create jobs, which is why he has been endorsed by New York's leading business and taxpayer organizations, NFIB and Unshackle Upstate. It encourages voting for George Amedore for State Senate on November 4th.
2013 newera countycharts
This document contains data on unemployment rates and population loss in upstate New York counties from 2010 to 2012. It lists the counties with the highest unemployment rates in May 2013, ranging from 9.3% in Lewis County to 7.6% in Cattaraugus and Hamilton Counties, which matched the New York State and U.S. rates that month. It also lists counties that experienced the greatest population declines from 2010 to 2012, from -1.5% in Delaware County to -0.1% in Orleans County, while New York State grew 1.0% and the U.S. grew 1.7% during that period. The source is listed as the New York State Department of Labor and U
2013 newera plan
The document proposes reducing taxes for Upstate New York residents and businesses over 4 years at a total approximate cost of $860 million. It includes reducing state income taxes for low-income residents, phasing out the corporate franchise tax, reducing sales tax in some counties, eliminating an energy assessment for manufacturers, and developing natural gas resources from Marcellus Shale.
Micro City of the Future
Congrats to Plattsburgh for being named a top “Micro City of the Future” by fDi. That is positive news for a brighter future
Scaffold Law Reform Mailer
The document discusses reforming New York State's Scaffold Law from 1885. It argues that the law is outdated and places absolute liability on contractors for elevation-related injuries, leading to high insurance costs that drive up construction costs and unemployment. Reform would add a comparative negligence standard used in other civil liability cases, allowing consideration of worker negligence, to make the law fairer while still protecting worker safety and rights. Reform supporters argue it would improve safety, create jobs, and provide equity for all involved in construction projects in New York.
Nfib ny minimum wage study - 2012
This document analyzes the potential economic impact of a proposed bill (S6413) in New York that would increase the minimum wage. It finds that depending on future inflation rates, the bill could result in nearly 22,000 lost jobs in New York over 10 years and a $2.5 billion reduction in economic output. More than 70% of lost jobs would be in small businesses. The analysis models different inflation scenarios and estimates costs to employers, as well as potential secondary effects on near-minimum wage workers.
Tony jordan on the toll hike
The New York Thruway Authority has been cancelling and rescheduling meetings to approve a proposed 45% toll increase on trucks without public notice, highlighting the need for reform. Assemblyman Tony Jordan introduced a bill that would require legislative approval for regulatory agency decisions with fiscal impacts over $5 million statewide to increase transparency and accountability of public authorities like the Thruway Authority. The toll hike would hurt businesses and families by increasing costs of consumer goods.
GALLIVAN SAYS NO TOLL HIKE
Senator Gallivan urged the Thruway Authority Board to avoid a planned 45% toll increase on three-axel vehicles and instead consider separating the State's Canal System from the Authority. Gallivan argued that a toll increase would hurt the economy and cause trucks to use less suitable local roads instead of the Thruway. Separating the canal system would save the Authority $107 million annually and subject canal costs and operations to legislative oversight through the state budget. Gallivan has been a vocal opponent of toll hikes and introduced legislation in September to sever the canal system from the Authority.
Sean Hanna for Senate
Sean Hanna is running for state senate on November 6 and this document encourages voting for him. It states that Sean Hanna will work hard to create jobs, cut taxes, and fix problems in Albany. It also notes that Sean Hanna earned an 87 on an Unshackle Upstate legislative scorecard, showing him to be a proven leader.
Volunteer for George Amedore
The document outlines a volunteer campaign schedule for George's campaign leading up to the November 6th election. It provides locations, times, and contact information for door knocking, phone banking, sign waving, and packet pickup opportunities between November 1st and November 6th. The campaign is looking for volunteers of all abilities to help in the final push toward election day.
Endorsements
This document contains endorsements from the organization Unshackle Upstate of three candidates for New York State Senate: George Amedore, Mark Grisanti, and Sean Hanna. It notes that each candidate earned a high score (93, 88, and 87, respectively) on Unshackle Upstate's 2012 Legislative Scorecards for their support of job creation and protecting taxpayers. Unshackle Upstate urges people to vote for each candidate on November 6.
Toll hike letters
The letter strongly opposes the proposed 45% toll increase for commercial vehicles on the New York State Thruway. It argues that the large toll hike will hurt businesses and the economy, and potentially force some trucking companies to leave New York. It urges the Thruway Authority to abandon this proposal and consider more responsible long-term solutions to improve its fiscal management.
Assessment of the thruway authority
The document summarizes a report by the New York State Comptroller assessing the finances and proposed toll increase of the New York State Thruway Authority. It finds that the Thruway Authority's revenues have not kept pace with expenses in recent years, due in part to taking on responsibility for the State's Canal System. It also notes increasing debt service costs and concludes the Authority has failed to demonstrate fiscal responsibility or provide specific plans to achieve efficiencies, making the need for a toll increase uncertain.
129th assembly district of new york state
The document is an email from Assembly Minority Leader Brian Kolb urging recipients to oppose the proposed 45% toll hike on trucks by the New York Thruway Authority. It provides three actions recipients can take - contacting the Thruway Authority in writing or by attending public hearings, and contacting their state legislators - and notes that public comments are due by August 24. Kolb states that the toll hike will hurt businesses and the economy if allowed to pass.
Skartados toll hike mailer
Assemblyman Frank Skartados is fighting a proposed 45% toll increase on trucks by the Thruway Authority. He has demanded the authority abandon its toll hike plan, urged an audit of the authority, and will testify against the increase at an upcoming public hearing. The flyer encourages residents to submit comments opposing the toll increase to the authority.
More from Unshackle Upstate (20)
Recently uploaded
Acolyte Episodes review (TV series)..pdf
Acolyte Episodes review (TV series) The Acolyte. Learn about the influence of the program on the Star Wars world, as well as new characters and story twists.
Gabriel Whitley's Motion Summary Judgment
Here is Gabe Whitley's response to my defamation lawsuit for him calling me a rapist and perjurer in court documents.
You have to read it to believe it, but after you read it, you won't believe it. And I included eight examples of defamatory statements/
Essential Tools for Modern PR Business .pptx
Discover the essential tools and strategies for modern PR business success. Learn how to craft compelling news releases, leverage press release sites and news wires, stay updated with PR news, and integrate effective PR practices to enhance your brand's visibility and credibility. Elevate your PR efforts with our comprehensive guide.
What Ukraine Has Lost During Russia’s Invasion
An astonishing, first-of-its-kind, report by the NYT assessing damage in Ukraine. Even if the war ends tomorrow, in many places there will be nothing to go back to.
Letter-from-ECI-to-MeiTY-21st-march-2024.pdf
भारत सरकार द्वारा बड़े पैमाने पर व्हाट्सएप अभियान चलाए जाने से डेटा गोपनीयता, नैतिकता और चुनावों की निष्पक्षता पर सवाल उठते हैं।
EED - The Container Port PERFORMANCE INDEX 2023
El Puerto de Algeciras continúa un año más como el más eficiente del continente europeo y vuelve a situarse en el “top ten” mundial, según el informe The Container Port Performance Index 2023 (CPPI), elaborado por el Banco Mundial y la consultora S&P Global.
El informe CPPI utiliza dos enfoques metodológicos diferentes para calcular la clasificación del índice: uno administrativo o técnico y otro estadístico, basado en análisis factorial (FA). Según los autores, esta dualidad pretende asegurar una clasificación que refleje con precisión el rendimiento real del puerto, a la vez que sea estadísticamente sólida. En esta edición del informe CPPI 2023, se han empleado los mismos enfoques metodológicos y se ha aplicado un método de agregación de clasificaciones para combinar los resultados de ambos enfoques y obtener una clasificación agregada.
Recently uploaded (9)
Employee Compensation Spending
- 1. Employee Compensation Spending Growth of 23 Percent Unusual Features Planned spending on Employee Compensation Pensions Fiscal year 2009 – 2010 to 2012 - 2013 One of only three states to allow OT $20,000 Among only 4% of systems with member contributions in the 1-3% range $18,000 Lower retirement ages; high disability $16,000 Pensions rates $14,000 Health Health Insurance millions of dollars $12,000 Insurance Only 5 other states pay any of Medicare $10,000 Part B premiums for retirees – Only NY pays 100% $8,000 Salaries & wages NYS retirees pay 10 and 25% of $6,000 premiums for single & family coverage; $4,000 public sector norm is 50% for both $2,000 Salaries and Wages $0 Wage increases of 3-4% through 2011 2009-10 2012-13 Source: New York State Division of Budget, 2009-10 Financial Plan: First Source: New York State Division of Budget Quarterly Update, July 30, 2009 Facebook.com/UnshackleUPstate @UnshackleNY