This document summarizes a property development project called "The Heritage Park" located in Sitio Manggahan, Palo-Alto, Calamba City, Laguna. It includes details about the permits secured, location and accessibility of the site, proposed site development plan featuring roads, drainage, and amenities. It also presents the proposed house models - Lizelle, Stephanie, Alexi and Belle, describing their features, floor area and pricing. Finally, it provides the payment schemes and terms including required downpayment, discounts and sample computations for purchase through in-house or bank financing.

1. Product
Presentation
July 06, 2012
PBRDC Sales Office,
Paciano, Calamba City

2. PALM BEACH REALTY AND
DEVELOPMENT
CORPORATION

3. ARTICLES OF
INCORPORATION
SEC REGISTRATION
NUMBER:
A199809621
DATE OF REGISTRATION
July 3, 1998

4. PROJECTS
HANDLED

5. MAJADA OUT, CALAMBA CITY
PROJECT AREA : 4.1 HECTARE
507 TOWNHOUSE UNITS

6. TOWNHOUSES

7. CLUBHOUSE

12. THE
HERITAGE PARK
(C-5, Taguig City)

14. PROJECT PROFILE

15. Sitio Manggahan, Palo-Alto
Calamba City, Laguna

16. PERMITS SECURED
License to Sell No. 25322 dated Feb. 13, 2012
Certificate of Registration
Development Permit and Locational
Clearance
DAR Conversion Clearance
Environmental Compliance Certificate (ECC)
Socialized Housing Compliant

17. THE PROPERTY
Situated in Sitio Manggahan, Brgy. Palo-
Alto, Calamba City
LOCATION

18.
ACCESSIBILITY
The proximity of the project site to the following sites:
Mayapa/Canlubang SLEX Exit - 2.0 kms.
Science Park Calamba - 3.4 kms.
Majada in –going to Canlubang - 4.0 kms.
Paseo Uno (Checkpoint) - 4.0 kms.
Jollibee Crossing - 5.6 kms.
Science Park Crossing - 8.1 kms.

19. LOT AREA
Total Lot Area- 47,678 square
meters
Project Area - 42,183 square meters

20. THE SITE IS RELATIVELY FLAT AND HAS A
FULL VIEW OF MOUNT MAKILING.

21. IT HAS A TOTAL FRONTAGE OF APPROXIMATELY 300 METERS.

22. A DORMANT CREEK IS LOCATED AT THE BACK OF THE PROPERTY.

23. Site
Developmen
t

24. SITE DEVELOPMENT PLAN

25. SITE DEVELOPMENT FEATURES
The land development shall conform to the rules and
standards
of BP 220. Basic features of the land development
include the following:
 Concrete Roads;
 Concrete Curbs And Gutters;
 Underground Drainage System;
 Centralized Water System;
 Electrical System;
 Concrete Catch-basins And Manholes;
 Multi-purpose Hall;
 Basketball Court;
 Open Spaces; And
 Guarded/Landscaped Entrance

26. GATE AND GUARDHOUSE PERSPECTIVE

27. Entrance Gate

28. ROAD LOTS

29. ROAD LOTS

30. Retaining Walls

31. Retaining Walls

32. HOUSE
MODELS

33. Lizelle
SINGLE ATTACHED
Floor Area:
57 sq.m.
Average Lot Area:
66 sq.m

34. ENTRANCE DOOR
LIZELLE

35. LIZELLE

36. STEPHANIE
SINGLE ATTACHED
Floor Area:
57 sq.m.
Average Lot
Area:
66 sq.m.

37. ENTRANCE DOOR
STEPHANIE

38. STEPHANIE

39. STEPHANIE
LIZELLE
Floor Area:
57 sq.m.
Average Lot Area:
66 sq.m.

40. ALEXI
TOWNHOUSE
Floor Area:
52 sq.m.
Average Lot Area:
45.1 sq.m

41. ENTRANCE DOOR
ENTRANCE DOOR
ALEXI

42. ALEXI

43. BELLE
TOWNHOUSE
Floor Area:
52 sq.m.
Average Lot Area:
45.1 sq.m

44. ENTRANCE DOOR
ENTRANCE DOOR
BELLE

45. BELLE

46. BELLE
ALEXI
LIZELLE
BELLE
Floor Area:
52 sq.m.
Average Lot Area:
45.1 sq.m

48. HOUSE
FEATURES

49. TWO-STOREY
CONCRETE WALLS
AND SLABS
(REINFORCED
CONCRETE)
ROOFING
• Pre-painted long-
span with gutter
and downspouts
• Galvanized roof
purlins
CEILING
• 2.4 - 2.6 meter
ceiling (Hardiflex)
TRELLIS
• Pre-fabricated
concrete beams
with 2 coats

50. WINDOWS
• aluminum
powder-
coated sliding
windows
DOORS
• Powder
coated Steel Panel
Door
WALLS
• Cast in
place (reinforced
concrete)
• 3-coats
painted wall finish
(exterior)
• 1 ½ coats
painted
wall finish
(interior)

51. STAIRS TOILET AND BATH
All Steel with wooden steps and Wall finish – Glazed Ceramic Tiles
metal handrails Floor Finish – Unglazed Ceramic Tiles
(with provision of T&B at the 2nd Floor)

52. Granite kitchen counter top with stainless
kitchen and laminated base cabinet

53. OTHER HOUSE FEATURES
FLOORINGS
• Ground Floor- Plain cement Finish
• Loft- Reinforced concrete slab and plain
cement finish
SEPTIC TANK
• CHB-3 Chamber Cement Tank
ELECTRICAL WORKS
• 40 amps Circuit Breaker with complete
rough-ins/outlets
CONCRETE PATHWALK

54. PRICING SCHEME
SALES TERMS
SCHEMES
DISCOUNTS
INTEREST RATES

55. PRICING
SINGLE ATTACHED UNITS
(inclusive of Misc. Expenses)
P 1,256,000.00
TOWNHOUSE UNITS
(inclusive of Misc. Expenses)
P 1,020,835.00

56. PURCHASE ON CASH BASIS
1. SPOT CASH (30-DAY)
7% Discount on the Selling Price of the House and
Lot Unit
Scheme:
a.Payment of the required Reservation Fee
b.Payment of the Total Contract Amount (TCA)
within 30 days from RA Date

57. 2. DEFERRED CASH (365 DAYS/ 1 YEAR)
No interest, no discount
Scheme:
a Payment of the required Reservation Fee
b Payment of the remaining balances for 12 equal monthly
installments to start 30 days from RA Date. Monthly installment
shall be covered by a Post Dated Checks (PDC) payable to PBRDC.
If paid in advance, the remaining balance shall be subject to
the following discounts:
60-day cash - 5% Discount
90-day cash - 3% Discount

58. PURCHASE THROUGH IN-HOUSE FINANCING
1. IN-HOUSE FINANCING
TERM INTEREST RATE FACTOR RATE
5 years 16% 0.0243180571
7 years 17% 0.0204358049
10 years 18% 0.0180185199
PAYMENT SCHEME:
• Payment of the required Reservation Fee
• Payment of 20% Equity Requirement
(Reservation Fee included) at a maximum term of
12 months.
• Payment of 80% Balance to start 30 days after full
payment of Equity (Buyer to issue at least 24 PDCs
to cover 24-monthly installments)

59. 2. PURCHASE THROUGH PAG-IBIG or BANK FINANCING
A buyer may opt to purchase through Pag-IBIG Housing Loan
or Bank Financing from any of the banks accredited by
PBRDC.
Payment Scheme:
• Payment of the required Reservation Fee
•Payment of 20% Equity Requirement (Reservation Fee
included) at a maximum term of 12 months.
• Balance of the TCA or the Estimated Loan Value shall
be paid by way of assignment to PBRDC the net proceeds of
the Buyer’s housing loan.

60. DISCOUNTS ON EQUITY
Buyers who shall opt to purchase through financing may avail of
the following discounts for the early completion of their equity:
1. SEVEN PERCENT (7%)
upon payment in full of the required equity within 30
days from date of Reservation Agreement (RA).
2. FIVE PERCENT (5%)
upon payment of any amount in excess of the required
equity within 30 days from date of RA.
3. THREE PERCENT (3%)
upon 90-day advance payment on the installment due.

61. To avail on any of these schemes, a buyer should
comply with the following requirements:
•Payment of the Reservation Fee and execution of the
Reservation Agreement.
•Submission of complete set of required documents for
pre-approval of the financing institution. (Incomplete
documents shall not be accepted)
•Remittance of the required downpayment which are
necessary in the loan processing.
Late payment is subject to 2% penalty/month on the amount
due.

62. CURRENT PROMO
1. P50,000.00 Discount
for the 1st 50 Buyers
2. P5,000.00 Reservation
Fee
for the first 50 buyers

63. RESERVATION PERIOD
Buyer’s basic documentary requirements:
1. Income Documents
 Certificate of Employment
 Payslip,
 Income Tax Return
2. Proof of Billing Address
 Meralco/Water Bill
 Cellphone/Phone Bill
 Others Billings
3. Two (2)valid IDs
 Government Issued
 Company ID

64. COMPUTATION

65. SAMPLE COMPUTATION
IN-HOUSE & BANK
A. SELLING PRICE
Total Selling Price P
1,167,900.00
Add: Other Charges 99,271.50
TOTAL CONTRACT AMOUNT P 1,267,171.50
B. DOWNPAYMENT/EQUITY
20% Downpayment P 253,434.30
Less: Discount 50,000.00
Net Downpayment P 203,434.30
Less: Reservation Fee 5,000.00
TOTAL DOWNPAYMENT P 198,434.30

66. PAYMENT SCHEDULE OF DOWNPAYMENT
P 198,434.30 - Total Downpayment
P16,536.19 per month
to start 30 days after the Reservation Date

67. C. REMAINING BALANCE/ESTIMATED LOAN
VALUE
(TO BE FINANCED THROUGH IN-HOUSE)
Loan Amount - P 1,013,737.20
Factor Rate (5yrs-16%) - x .0243180571
Monthly Amortization - P 24,652.12
Plus: MRI - P 415.00
Fire - 324.00
Total Monthly Amortization - P 25,391.12

68. C. REMAINING BALANCE/ESTIMATED LOAN
VALUE
(TO BE FINANCED THROUGH PAG-IBIG)
Loan Amount - P 1,013,737.20
Factor Rate (9.5% -30yrs) - x 0.00840854
Monthly Amortization - P 8,524.05
Plus: MRI - P 415.00
Fire - 324.00
Additional Cont. - 250.00
Total Monthly Amortization- P 9,513.05

69. HOLDING PERIOD
The holding of a particular unit in favor of a
particular broker/agent shall be allowed for a
period of ONLY 24 HOURS subject to the
submission of a Client’s Registration Form
(PBF) or any equivalent document duly signed
by the buyer and broker/agent.
Each broker shall be allowed for only two (2)
24-hour consecutive holding period.

70. End of Presentation…..
Thank you so
much !!!!
HAPPY SELLING
TO EVERYONE!