The document promotes the St. Joseph the Worker Village, an affordable residential subdivision in Gen. Trias, Cavite, Philippines, offering housing options starting at PHP 2,697.49 per month through Pag-IBIG financing. It outlines the importance of buying a home now due to rising prices and provides guidance on choosing the right property based on factors like location, budget, and safety. The subdivision offers amenities, various financing options, and emphasizes the long-term benefits of investing in a house and lot for future security and family wellbeing.

1. A Residential Subdivision located at Gen. Trias, Cavite, Philippines (Very affordable house unit through Pag-Ibig Financing for as low as PhP 2,697.49 per month ) St. Joseph the Worker Village

2. Why buy a house and lot? Why buy now, not later? Some Things to Consider in Buying and House and Lot St. Joseph the Worker Village Why buyers choose St. Joseph the Worker Village? Location Map Dignidad House Unit House Features and House Finishes Floor Plan Financing Scheme for Buyers Factors that affect House Price Sample Computation Decision Time! Disclaimer: The informations we will present to you is our team’s effort in conform with what our developer has provided us. All the descriptions and statements represent the developer’s plan. The developer reserves the right to make further improvements and changes where appropriate during design developments.

3. Why buy a house & lot? One of the basic needs of man - shelter A place to call home, to stay and live with your love ones or family members to cherish your bonding moments or a place to stay when you retire from work A tangible investment: Return of investment can be doubled, tripled or quadrupled if you plan to sell after a number of years because its value increases very significantly Can be a source of income (house for rent) Why buy now, not later? The cost of housing units increases as demand increases and the materials used for construction increase too. The cost of a house unit this month is different next month or next year, usually goes up, never will it become lower as time passes by. The house unit you intend to buy later will be availed by others, FIRST COME, FIRST SERVE BASIS. If you plan to buy, do it now, great savings if now rather than later. If you care for your future, your family or love ones, then acquire a house & lot for you and for them to stay.

4. Some Things to Consider in Buying a House and Lot Location : Consider an ideal location that best suits your home convenience, its proximity to vital establishments when you need something or may be you need a place to live in serenity amidst the busy city life or far from the busy city like a vacation house or far from dangers of manmade and natural calamities (like floods) in order to prevent damage to your property. Safety of your property is also important when you invest in a house and lot. Accessibility : Transportation is very vital and living in a place where it is very accessible to any type of transportation is very important. Also, accessible to your work place when you are employed or have business, schools for your children, hospitals in times of illness and emergency, malls when you want to shop, recreation centers when you want to relax, vital business establishments and offices where you transact important papers. House Type and Size : In choosing a house unit, consider the size of your family and the type you want. Generally, a bigger family needs a bigger house unit. Choose one that fits you family size or if planning for a big family or want a spacious house, choose a house and lot that offers room for expansion. House Budget : Choose a house unit that suits your budget in order not to incur problems in paying for it especially if you acquire it through a housing loan. Choose one that is within your paying capacity so that interest for delayed payments will be minimized. If you are renting a house at P2,500.00; P3,000.00; P5,000.00; P10,000.00 or more per month, may be it is time for you to get a house of your own with the same amount. There are available house and lot units to choose from based on your budget. Check the amenities and safety measures present in the subdivision where you want to buy your house. Legality : Make sure that the house and lot unit you buy has a clean title so that the money you invest will not be wasted. Always deal with a legitimate sales associate or agent of the developer of the subdivision where you want to buy a house and lot unit.

5. St. Joseph the Worker Village It is an affordable residential community development of Pro-Friends Company of Friends, Inc. whose vision is to be a God-centered enterprise and be acclaimed globally as an industry prime mover in property development. True enough, being the Top Region IV Developer, it provides its buyers affordable quality housing projects in an environment conducive to the development of community living. Pro-Friends has numerous housing projects in Cavite, Philippines that are all strategically located in the areas of Central, West and East Cavite. Why in Cavite? Due to its strategic location, accessibility, booming economy, becoming highly urbanized like Metro Manila, very close proximity to Metro Manila and major establishments of the country.

6. Why buyers choose St. Joseph the Worker Village? Due to its close proximity to vital establishments like malls (a few minutes away from SM Dasma, Robinson’s Pala-pala), hospitals, schools, churches, market, FCIE, CEPZA, etc . Accessible through Roxas Blvd., Coastal Road, Emilio Aguinaldo Highway then through Malagasang, Imus and Sabang, Dasmarinas, Cavite passing thru Parklane Subdivision. St. Joseph the Worker Village offers the most affordable rowhouse units in Cavite as compared to other rowhouse projects in the area. It is located at Brgy. Santiago, Gen. Trias, Cavite and offers Dignidad House Unit. Amenities and facilities include an open court – basketball court, concrete roads, sufficient open space.

7. Location Map

8. Dignidad House Unit 1-Storey, provision for 2 rooms, 1T&B

9. House Features One Storey - no partition 1 Toilet & Bath Living area Dining area Provision for two bedrooms Kitchen area House Finishes Kitchen counter Corrugated G.I. sheets Pre-cast panel system Plain cement exterior & interior walls Floor cement finish Jalousie window Tiled bathroom flooring Water closet

10. The actual turnover unit has no partition, so furnishing of your house interior is based on your style or how it looks like. Floor Plan

11. Financing Scheme for Buyers You can acquire a house unit through any of the following mode of payments: 1. Cash : 7 days from the date of reservation to 90 days Discount : 8.5% to 10% of the selling price 2. Deferred cash : 1 month to 12 months from the date of reservation at 0% interest Discount : 4% to 9.5% of the selling price 3. Through a housing loan payable in easy installment plan Down Payment Discount if paid in cash: 5% to 7.5% Pag-Ibig financing : 5, 10, 15, 20, 25 or 30 years to pay Please see sample computation provided . NOTE on Discount : Reservation fee & Legal and Miscellaneous fees are not included in the computation of discount.

12. Factors that Affect House Price Location a. Lots facing East versus lots facing West b. Lots closer to the gate, amenities, main roads versus farther lots c. Block location d. Proximity to vital or major establishments and Metro Manila 2. House Size: a. Lot Area: Larger lot area (e.g. corner lots, end units) versus smaller lot area (inner units) b. Floor Area: Larger floor area versus smaller floor area 3. House Type: 1-Storey, 2-Storey, 3-Storey, rowhouse, Townhouse, Single Attached, Single Detached 4. Availability of the House Unit : House units in newly opened subdivisions (or new Phase) or Pre-Selling house units are generally lower compared to Ready for Occupancy House units or those in subdivisions that are already developed with full amenities and almost all house units are sold out. 5. Other factors include increase of material cost and inflation. Take advantage of newly opened subdivisions like St. Joseph the Worker Village before price increases.

13. Dignidad House Sample Computation (Pag-Ibig Financing) P 2,697.49 30 Years to Pay P 2,876.49 25 Years to Pay P 2,500.00 Monthly Down Payment payable in 6 months Monthly Amortization of Pag-Ibig loanable amount (including MRI/Fire insurance) P 3,165.01 20 Years to Pay P 15,00.00 Net DP (TDP less RF payable in cash with discount or in equal installment at 0% interest) P 5,000.00 Less: Reservation Fee (RF) P 20,000.00 Total Down Payment (TDP) TCP less Pag-Ibig loanable amount) P 400,000.00 Maximum Loanable Amount through Pag-Ibig P 420,000.00 Total Contract Price (TCP)

14. Decision Time! With the mentioned features and amenities, affordable price through cash or easy installment housing loan, you can own a house and lot at St. Joseph the Worker Village. Do not let this opportunity pass by. What we suggest is that you do it now! Contact us for a FREE tripping of the site. Reserve after tripping the unit that you want to buy by paying the reservation fee so that others will not avail it (first come first served basis). Payment of the reservation fee is made at the Developer’s office. A receipt is issued as proof of payment.

15. Owning a house and lot is worth an investment and accomplishment for you and for your family. If you are renting, now is the time to own a house. The money that you use for your rent, use it to pay for your monthly amortization. Contact us today for inquiries and a FREE tripping! E-mail: [email_address] or [email_address] Mobile unit: Smart/TNT: +639094725209 Globe/TM: +639152862637 Sun: +639325455692 Website: http://bcbsmarthome.sulit.com Thank You! So, act now before it’s too late!