The document advertises housing units available for purchase or reservation in Carmona Estates, a large residential development located near Carmona, Cavite that offers amenities like a pool, clubhouse, and security. Purchase options include financing through Pag-IBIG or cash payments with discounts for earlier full payment, starting from a low reservation fee of PHP 7,500. Sample computations show 30-year Pag-IBIG amortization would be PHP 4,989 per month for a PHP 730,000 unit.

1. LOW RESERVATION FEE of Php 7,500
Php 4,989/month Pag-ibig Amortization for 30 years
PRE-SELLING NOW – RESERVE YOUR SLOTS NOW – FIRST COME
FIRST SERVE
NO INCOME REQUIREMENTS
Entrance Gate
Carmona Estates is a sprawling development almost 60
hectares large, and composed of nine different phases. Currently available are units
in Carmona Estates 3,4,6, and 7.
Carmona Estates 6 was recently opened to the market. At Carmona 6, the
homeowner can enjoy the refreshing warmth of home as he can take a walk
amidst rich pine trees, be refreshed at the pool, or chill out with family and friends
at the clubhouse.

2. Carmona Estates is conveniently located near the Carmona Exit of the South Luzon
Expressway, and just a few minutes away from the Carmona town proper and
public market. It is only a 30 minute drive from the Makati Central Business
District and has access to schools, hospitals, and business establishments in the
nearby towns of Laguna. Definitely a lot closer when compared to Sta Rosa, less
busy compared to Binan, and for those who live further south of
Laguna, Carmona Estates is strategically located midway for all your personal and
family lifestyle needs.
Its amenities allow you to enjoy the comforts of your community for leisure,
spirituality, and family fun.
Amenities
• Entrance Gate • Concrete Road Network
• Basketball Court • 24-hour Security
• Clubhouse • Electricity provided by Meralco
• Swimming Pool • Centralized Water System
• Shuttle Service • Chapel
House Finish:
House Features:
Pre-painted Long Span Roofing
Floor Area: 40 sq. m.
Painted Exterior and Interior Walls
Lot Area: 40 sq. m.
Water Closet
Three (3) Bedrooms with Partition
Tiled Kitchen Counter
One (1) Toilet and Bath
Tiled Bathroom Flooring
Living Area
Floor Cement Finish
Dining Area
Steel Casement Windows
Kitchen Area
Pre-Cast Panel System
Provision for One (1) Car Garage

3. Dressed up model

12. Manor

15. Turn-Over Photos
Amenities

16. Clubhouse
Swimming pool

17. Basketball court 1
Main Entrance

18. Location Map

19. Master plan

20. SAMPLE COMPUTATIONS:
Option 1: PAG-IBIG FINANCING:
Selling Price Php 730,000.00
Add: Processing Fee Php 87,600.00
Total Contract Price Php 817,600.00
Less: Loanable Amount to Pag-ibig Php 750,000.00
Required Equity Php 67,600.00
Less: Reservation Fee Php 7,500.00
Net Equity Php 60,100.00
Monthly Equity for 12 Months 0% Interest Php 5,008.33

21. Monthly Pag-ibig Amortization:
Yrs to Pay
5 yrs @ 7% Php 14,850.82
10 yrs @ 7%. Php 8,708.14
15 yrs @ 7% Php 6,741.21
20 yrs @ 7% Php 5,814.74
25 yrs @ 7% Php 5,300.84
30 yrs @ 7% Php 4,989.77
NOTE:
 The Manor is strictly PAGIBIG Financing and CASH Payment only. Bank and
In-house Financing are not accepted.
 Mortgage and Redemption Insurance and FIRE insurance are not yet
included in the computation.
 Move-in after 12 months or payment of equity.
 Maximum terms of loan varies depending Buyer’s age.
 Loan must be paid before Buyer reaches 70 yrs. old.
 Processing Fees includes Transfer of Title, Advance One Year Fire/MRI
insurance.
 One year advance property tax and other blueprints.
Option 2: CASH PAYMENT SCHEME(INNER LOT)
(Legal & Miscellaneous Fees and Reservation Fee not included in the
computation of the discount)
Typical Selling Price Php 730,000.00
Less: Reservation Fee Php 7,500.00.00
Selling Price Net of Reservation Fee Php 722,500.00
10% Discount within 7 days from the date of reservation Php 650,250.00
9.5% Discount within 8 to 30 days from the date of reservation Php 653,862.50
9% Discount within 31 to 60 days from the date of reservation Php 657,475.00
8.5% Discount within 61 to 90 days from the date of reservation Php 661,087.50
For Free Tripping and Viewing please contact;
Malou Andulan
E-mail: bmamma2919@yahoo.com.ph
Globe: 0917-7503718
Smart: 0939-4494562

22. Manila line: 994-1773
Cavite line: 046-4816434