The document provides information about the Wellington Courtyard condominium development in Tagaytay, Philippines. It summarizes the key features and amenities of the development including its location in a pollution-free and accessible area, security features, easy access within the development, and outdoor recreation areas. It also provides sample payment options and financing terms, required documentation, and answers to frequently asked questions about the development.

3. Why Tagaytay? Atmosphere – generally Cool and Pollution free Accessible by SLEX or Coastal road. (Only 1 ½ to 2 hrs. drive from Metro Manila) Robinsons Commercial Strip ( for future development) & Mahogany Public Market Nearby Gourmet Restaurants, Fast Food Outlets, Recreation Parks, Bars, Coffee Shops and Casino 24-hour convenience stores, Churches, Power and water facilities, Telephone Lines, Clinics, Police Stations High Market value of Tagaytay properties

4. Architects Perspective

5. American Country inspired architectural design

6. Architects Perspective

7. WHY WELLINGTON COURTYARD? Wellington Courtyard is a 5-strorey Vacation Condominium the offers: 1. The View and - 2 nd to 5 th floor units equipped with balconies Cool Breeze - 90% of units facing the courtyard 2. Security - Gate & Guardhouse - Lobby and Reception area -Perimeter fence 3.Trouble –free - Covered Parking Area Parking - 6-meter driveway

8. WHY WELLINGTON COURTYARD? 4. Easy Access to - Service Elevator Units - Service Stairs - 1.5 meter corridor 5.Safety for Senior Family members - Ramp-up and children 6. Household conveniences - Cable TV Ready & Maintenance Services - Telephone Lines -Water Tank -Building Administration

9. WHY WELLINGTON COURTYARD? 7. Unlimited Rest & - Courtyard Features Recreation with Reflecting Pool Family & Friends Infinity Pool Picnic & Children’s Playcourt Multi-purpose play court Clubhouse Admin. Office

10. Architect’s Rendition of Promenade Unit

12. Architect’s Rendition of Typical 2 BR Unit

15. Architect’s Rendition of Penthouse Unit with Loft

16. FINANCING OPTIONS CONDOMINIUM UNIT Cash Deferred Cash Installment Thru: Bank Financing In-House Financing

17. FINANCING OPTIONS CASH Reservation fee P 30,000.00 (Condominium) Within 1 month - 10% discount on TSP

18. FINANCING OPTIONS DEFERRED CASH Reservation fee P 30,000.00 (Condominium) Deferred TSP (net of reservation fee) Payable in 24 mos , 0% interest

19. FINANCING OPTIONS INSTALLMENT Reservation fee P 30,000.00 (Condominium) Downpayment 40% of TSP 10% of DP discount if DP is paid within 1 month Balance 60% of TSP Bank Financing* Govt. Financing* In-House Financing * 3 years @ 18% interest per annum 5 years @ 18% interest per annum Miscellaneous Fees 5% of TSP (PSBank) ; 8% of TSP (In-House) *Subject to prevailing interest rate at the time of loan approval.

20. SAMPLE OPTION CASH, 30 DAYS

21. Spot Cash TSP : 1,860,400.00 Spot cash discount Paid in 30 days, 10% : 186,040.00 Net Selling Price : 1,674,360.00 Reservation fee : 30,000.00 Balance w/in 30 days : 1,644,360.00 Miscellaneous Fee – 5% of TSP (Net) : 93,020.00 SAMPLE COMPUTATION

22. SAMPLE OPTION DEFERRED CASH 24 MONTHS

23. Deferred Cash TSP : 1,860,400.00 Reservation fee : 30,000.00 Deferred : 1,830,400.00 Monthly, 24 months : 76,266.67 Miscellaneous Fee – 5% of TSP (Net) : 93,020.00 Monthly, 24 months : 3,875.84 SAMPLE COMPUTATION

24. SAMPLE OPTION STANDARD BANK 40% DP, 18 MOS.

25. SAMPLE COMPUTATION Installment – Bank Financing (PS Bank) 40% Downpayment TSP : 1,860,400.00 Reservation fee : 30,000.00 Downpayment : 744,400.00 Monthly, 18 months : 39,688.89 Balance : 1,116,000.00 Monthly, 5 years @ 11.25% pa : 24,403.92 Miscellaneous Fee – 5% of TSP (Net) : 93,020.00 Monthly, 18 months : 5,167.74

26. SAMPLE OPTION BPI-FSB 10%DP, 18 MOS

27. SAMPLE COMPUTATION Installment – Bank Financing (BPI) 10% Downpayment TSP : 1,860,400.00 Reservation fee : 30,000.00 Downpayment : 186,400.00 Monthly, 18 months : 8,688.89 Balance : 1,674,000.00 Monthly, 5 years @ 10.5% pa : 35,980.79 10 years @ 11.5% pa : 23,535.68 15 years @ 12% pa : 20,090.21 Miscellaneous Fee – 5% of TSP (Net) : 93,020.00 Monthly, 18 months : 5,167.74

28. SUPER EASY HOME FIXED INSTALLMENT 10 YRS

29. SUPER EASY HOME FIXED INSTALLMENT 15 YRS

30. Documentation

31. LIST OF REQUIREMENTS ACCEPTANCE OF SALE Signed and Accomplished Offer To Reserve/Reservation Agreement Signed and Accomplished Buyer's Information Form Signed Construction Agreement (if with house package) Photocopy of Valid ID Signed Sample Option/Computation After Reservation: Buyer's Undertaking (if buyer has incomplete docs.) Signing of Schedule of Payments Signing of List of Requirements

32. PAYING EQUITY Personal Requirements: (within 8 days after the reservation) Community Tax Certificate (principal and spouse if married) TIN Card/1902 Form (TIN Application) Birth Certificate (single)/Marriage Contract (Married) Death Certificate of Spouse (widow) Court Order/Divorced Paper (legally separated) Photocopy of Passport (OFW) Valid ID of spouse (if married) CTC and Valid ID of Atty-In-Fact (if OFW) Postdated Checks for downpayment based on schedule of payments

33. Signing of RHI Contracts/Documents: Contract To Sell Deed of Sale Deed of Restrictions Deed of sale with Reconveyance Deed of Sale with Mortgage Other Requirements: Special Power of Attorney (for OFW/working abroad) Sworn Statement (for naturalized citizen of other countries) Affidavit of Waiver (for foreigner spouse of buyer) Cert. of Registration of Business and Business Permit (for self-employed)

34. PROCESSING OF LOAN Financial Requirements: Current Contract of Employment/Consularized Certificate of Employment (OFW) Notarized Cert. of Employment w/ Compensation (Locally Employed) Audited Financial Statement (Self-Employed) Proof of Remittance Latest Six Mos. Bank Statement Pag-IBIG Passbook (for P.O.P. member) MSVS-Membership Status Verification Slip (for Pag-IBIG local member) Income Tax Return (ITR) Duly Signed and Accomplished Loan Application Form

35. TIME OF DELIVERY Delivery date is on last quarter 2010 (BLDG A.) Guardhouse shall be constructed simultaneously with building A Admin Office and Clubhouse shall be constructed simultaneously with building B Structural Architect – Aromin & Sy

36. FAQ’s

37. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD What is the height from floor to ceiling? - - 2.7 meters or 9 feet What is the length of the building? - - 42 meters What is the capacity of the elevator? - - 10 persons

38. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD What is the roofing system? - - Asphalt shingles What are the construction materials? - - Concrete, steel and timber 6. What is the dimension of the car park? - - 2.60 x 5.20 meter or 13.52 sq.m. compared to standard which is 2.20 x 5.00

39. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 7. What are the inclusions of the miscellaneous fee? - the miscellaneous fee for Wellington Courtyard covers the following: FOR IN-HOUSE FINANCING A. Deposit on Misc. Fee Transfer Tax Doc stamps for registration of sale Filing fee for registration of sale Water and Electric Connection B. Deposit on Loan and Mortgage Fees Mortgage Annotation Notarial Fee

40. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 7. What are the inclusions of the miscellaneous fee? - the miscellaneous fee for Wellington Courtyard covers the following: FOR BANK FINANCING A. Deposit on Misc. Fee Transfer Tax Doc stamps for registration of sale Filing fee for registration of sale Water and Electric Connection Note: Bank misc. fee is exclusive of Mortgage Annotation, Handling Fees and Insurance (MRI and Fire)

41. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 8. What is the depth of the building foundation? - Depends on structural computation. Foundation of the building shall withstand the required earthquake intensity of 7. 9. Does it have a garbage chute? What is its garbage disposal management? - None. But it has a centralized garbage bin.

42. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 10. Will each building have a guard/receptionist for monitoring of people coming in and out of the building? - Each building shall have an area for reception. As to having a staff/receptionist to man the reception is Condo Corp. dependent.

43. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 11. What is the capacity of the water tank? - Will follow the required 20% of average daily demand with fire reserve as mandated by law. 12. What is its water and electricity source? - For Electricity, its Meralco Electric lines, for water, it’ll be the local district water supply

44. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 13. What is the height of the perimeter fence? - 1.8 meters as required height in the tagaytay zone 14. What is its fire protection device? Does it have sprinklers? Or at least fire extinguisher for each floor of the building? - Each unit shall have an individual smoke detector (battery operated) 15. What is the height of the building? 18.50 meters

45. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD Is the location accessibility to manila? What’s the traffic flow in the area? What are the means and modes of transport? The location of the Wellington Courtyard is highly accessible from Metro Manila. One has options of different access routes going to the site. One could take the coastal road-aguinaldo hi-way or SLEX via Sta. Rosa or Southwoods exit-Silang road-Aguinaldo Hi-way.

46. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD Are there schools, shopping malls, churches, hospitals and business establishments in the area? - Yes. There are a lot of of places of interest in the area. Number of colleges are there such Mater Dei, Olivarez College. Shopping Malls which are soon to rise are major malls such as SM and Robinsons. And a bunch of restaurants and fast food outlets to choose from.

47. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 18. Does it have enough outdoor space? - Yes, the courtyard gives enough outdoor space for all the unit owners. The courtyard comes with number of features and amenities. From swimming pool to multi purpose clubhouse, to promenade, to multi-purpose play court, and the rest of the courtyard amenities.

48. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 19. Are pets allowed in the condominium? - It will depend on the deed of declaration of restrictions to be agreed upon by the management body or the Condominium Corporation.

49. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 20. Can you grow vegetables in the yard? - No. Only ornamental plants can be grown in the lawn.

50. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 21. Is taal volcano a threat in the community’s safety? - No, the location of project is beyond the tagaytay danger zone.

51. FREQUENTLY ASKED QUESTIONS ABOUT THE WELLINGTON COURTYARD 22. Is there a possibility of landslide or soil erosion in the area? - None. Because the location is already quite far from the ridge area of tagaytay.