This document summarizes SoftBanQ, a company that provides working capital loans to small and medium enterprises (SMEs) in India. It notes that 93% of SME financing in India is self-financed or through non-institutional sources, leaving a $200 billion funding gap. SoftBanQ aims to fill this gap by offering fast, flexible, and transparent receivables-backed loans to SMEs, focusing on those with over $40,000 in annual turnover and at least one multinational or listed client. The loans are repaid after the SME's customers pay invoices within 30-180 days. SoftBanQ conducts diligence on applicant profiles and financials to disburse