This document outlines the layers of a Service Oriented Architecture (SOA) reference stack, including the consumer layer, business process management (BPM) layer, enterprise service bus (ESB) layer, service layer, service component layer, operational layer, quality of service (QoS) layer, governance layer, and information management layer. Each layer is described in one to two sentences. The SOA reference architecture provides a standard structure for building applications and integrating systems using web services and service-oriented principles.