This document outlines the key features of 8 insurance plans numbered 814-821. It provides details on items like the minimum and maximum entry ages, policy terms, sum assured amounts, premium rates, and benefits. The plans offer various riders, loan options, and survival/maturity benefits. Commission structures are also specified for agents.

1. PLANS>>>>>>>>>>>>> 814 NEW ENDT
SALIENT FEATURE
PLAN WITH PROFIT
815 NEW
JEEVAN ANAND
816 NEW
BIMA BACHAT
817 SNG PRM
ENDT PLAN
820 NEW
MONEY BACK
821 NEW
MONEY BACK
MIN.AGE
MAX,AGE
MAX,MAT.AGE
MIN.POLICY TERM
MAX.POLICY TERM
PRM.PAY.TERM
MIN.S.A.
MAX.S.A.
MULTIPLE S.A.
REBATE FOR S.A
8 YRS LBD
55 YRS ANB
75 YRS ANB
12 YRS
35 YRS
EQUAL TO POLICY TERM
100000
NO LIMIT
5000
18 YRS LBD
50 YRS ANB
75 YRS ANB
15 YRS
35 YRS
EQUAL TO POLICY TERM
100000
NO LIMIT
5000
90 DAYS COMPLITED
65 YRS ANB
18 TO 75 YRS ANB
10 YRS
25 YRS
NIL
50000
NO LIMIT
5000
13 YRS LBD
50 YRS ANB
70 YRS ANB
20YRS
20 YRS FIXED TERM
15YRS
100000
NO LIMIT
5000
13 YRS LBD
45 YRS ANB
70 YRS ANB
25YRS
25YRS FIXED TERM
20YRS
100000
NO LIMIT
5000
1LAK TO 1.95> NIL
2LAKS TO 4.95=2% OF BSA
5LAKS ABOVE = 3% OF BSA
ALL MODES
YLY=2%,HLY=1%,QLY=NIL
YES MAX. 50LAKS
NOT AVAILABLE
N/A
NOT AVAILABLE
YES
YES
YES
80% REFUND OF PRM.
FROM DATE OF ACCEPTANCE
1LAK TO 1.95> NIL/2 TO 4.95
> 1.5%/ 5 TO 9.95> 2.5%/
10LAKS ABOVE 3% OF BSA
ALL MODES
YLY=2%,HLY=1%,QLY=NIL
YES MAX. 50LAKS
NOT AVAILABLE
N/A
NOT AVAILABLE
YES
YES
YES
80% REFUND OF PRM.
FROM DATE OF ACCEPTANCE
15 YRS LBD
66 YRS ANB
75 YRS ANB
9 YRS.12 YRS, 15 YRS
9 YRS.12 YRS, 15 YRS
NIL
RS.35/50/70(in thousand)FOR 9/12/15
NO LIMIT
5000
FOR 9YRS>LESS THAN 75=NIL,75 TO
1.5=6%.ABOVE 1.5=8%/12YRS>LESS
THAN 1LAK NIL, 1 TO 2 LAK=4%,FOR
15YRS>LESS THAN 1.5LAK=NIL,1.5 TO
3=3%,3LAKS ABOVE=5%
SINGLE
NIL
NOT AVAILABLE
NOT AVAILABLE
NOT AVAILABLE
NOT AVAIALBLE
YES
YES
YES
90% REFUND OF PRM.
FROM DATE OF ACCEPTANCE
1LAK TO 1.95> NIL
2LAKS TO 4.95=2% OF BSA
5LAKS ABOVE = 3% OF BSA
ALL MODES
YLY=2%,HLY=1%,QLY=NIL
YES MAX. 50LAKS
YES
N/A
NOT AVAILABLE
YES
YES
YES
80% REFUND OF PRM.
FROM DATE OF ACCEPTANCE
1LAK TO 1.95> NIL
2LAKS TO 4.95=2% OF BSA
5LAKS ABOVE = 3% OF BSA
ALL MODES
YLY=2%,HLY=1%,QLY=NIL
YES MAX. 50LAKS
YES
N/A
NOT AVAILABLE
YES
YES
YES
80% REFUND OF PRM.
FROM DATE OF ACCEPTANCE
RS.300/STD,NSAP I,II,III
CAT. I.II.III
ALLOWED
90% OF SV OF INFORCE POL.
80% OF PAID UP POL.
NO ACTION WILL BE TAKEN
AVAILABLE AFTER 3YRS
AVAILABLE AFTER 3YRS
WITHIN 2 YRS
NOT APPLICABLE
RS.300/STD,NSAP I,II,III
CAT. I.II.III
ALLOWED
90% OF SV OF INFORCE POL.
80% OF PAID UP POL.
NO ACTION WILL BE TAKEN
AVAILABLE AFTER 3YRS
AVAILABLE AFTER 3YRS
WITHIN 2 YRS
NOT APPLICABLE
50 TO 95000> NIL/ 1 TO 1.95>
18% OF SA/ 2 TO 2.95> 25% OF
SA / 3 LAKS ABOVE 30% OF SA
SINGLE
NIL
NOT AVAIABLE
NOT AVAIABLE
NOT AVAIABLE
NOT AVAILABLE
YES
YES
YES
90% REFUND OF PRM.
8YRS COMPLITED OR 2YRS FROM
DOC WHICHEVER IS EARLIER
NO MIMIMUM PREMIUM
STD,NSAP I,II,III
CAT. I.II.III
ALLOWED
AFTER 1YR ,TERM 15 YRS>55%,
16 TO 20 TRS>40%,21above30%
NO ACTION WILL BE TAKEN
DISCOUNTED VALUE OF
1ST YR 70% & 90% THERE AFTER
N/A
NO
BSA+ SRB+FAB
SA+SRB+FAB Or 10 TIMES OF
YLY PRM. Or HIGHER OF BSA
300 , 340 & 360
AVAILABLE
1ST YR 12 TO 14 YRS=20%+BC,
15YRS> =25%, 2 & 3 YR=7.5%,
FROM 4TH YR=ONWARDS 5%
10%
1ST YR 3.09% &
SUBSEQUENT 1.545%
BSA+ SRB+FAB
SA ( 125% OF BSA)+ SRB+FAB
OR 10 TIMES ANNULISED PRM.
300
AVAILABLE
1ST YR 12 TO 14 YRS=20%+BC,
15YRS> =25%, 2 & 3 YR=7.5%,
FROM 4TH YR=ONWARDS 5%
10%
1ST YR 3.09% &
SUBSEQUENT 1.545%
RS.300/STD,NSAP I,II,III
CAT. I.II.III
ALLOWED
90% OF SV OF INFORCE POL.
80% OF PAID UP POL.
NO ACTION WILL BE TAKEN
AVAILABLE AFTER 3YRS
AVAILABLE AFTER 3YRS
WITHIN 2 YRS
20% OF BSA PAYABLE ON
5TH/10TH/15TH YR
40% OF BSA+ SRB+FAB
125% OF BSA OR 10 TIMES
OF ANNULISED PRM.
300 & 340
AVAILABLE
20%+BC.40%FYC, 2&3>7.5% &
& FROM 4TH YR 5%
RS.300/STD,NSAP I,II,III
CAT. I.II.III
ALLOWED
90% OF SV OF INFORCE POL.
80% OF PAID UP POL.
NO ACTION WILL BE TAKEN
AVAILABLE AFTER 3YRS
AVAILABLE AFTER 3YRS
WITHIN 2 YRS
15% OF BSA PAYABLE ON
5TH/10TH/15TH & 20TH YR
40% OF BSA+ SRB+FAB
125% OF BSA OR 10 TIMES
OF ANNULISED PRM.
300 & 340
AVAILABLE
20%+BC.40%FYC, 2&3>7.5%
& FROM 4TH YR 5%
10%
1ST YR 3.09% &
SUBSEQUENT 1.545%
10%
1ST YR 3.09% &
SUBSEQUENT 1.545%
MODE OF PAYMENT
MODE REBATE
DAB/EPDB
TERM RIDER
PWB
CIR
DATING BACK
NOMINATION
ASSIGNMENT
SUICIDE WITHIN 1YR
RISK COMMENCES
MIN.PRM
AGE PROOFS
FEMALE CAT.
NMG/NMS
LOAN
FORECLOSURE
SSV
GSV
REVIVAL
SURVIVAL BENEFITS
AVAILABLE
MATURITY S.A.
DEATH BENEFIT
PROPOSAL FORMS
COOLING OFF
AGENTS COMMISSION
CEIS REBATE
SERVICE TAX
NO MIMIMUM PREMIUM
STD,NSAP I,II,III
CAT. I.II.III
ALLOWED
AFTER 1 YR 60% OF SV
NO ACTION WILL BE TAKEN
ANY TIME WIYHOUT LOYALITY
1ST YR= 70%, THERE AFTER 90%
NIL
9YR>15% ON 3/6YR, 12YR>15% ON
3/6/9YR, 15YR>15%ON3/6/9/12 YR
SNG PRM.+ LA-TAX & EXTRA PRM
1ST5 YRS ONLY SUM ASSURED
AFTER 5 YRS >SA+ LA
300 ,340
AVAILABLE
2%
2%
3.09%
SA+ SRB+FAB
SA+SRB+FAB OR RETURN OF SNG.
PRM.EXCLUDING TAX & EXTRA PRM.
300 , 340 & 360
AVAILABLE
2%
2%
3.09%
TRAINING MATERIALS FOR AGENTS ONLY & NOT FOR PRIVATE CIRCULATION PREPARED BY: P.T.PATIL DOLIC HUBLI III DHARWAR DIVISION (9448133179)Email>ptpatil179@gmail.com
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