Central Piedmont Community College's (CPCC) SIFE team has conducted several projects over the past year to educate community members on financial literacy and entrepreneurship, including a leadership academy for at-risk youth and seminars on budgeting and credit scores that impacted over 400 people; the team is diverse with members from different academic areas and plans future projects focused on sustainability, fundraising, and international student transition.

1. 2010 — 2011
SSCHOOLCHOOL ANDAND CCOMMUNITYOMMUNITY
Central Piedmont Community College (CPCC) is a large, urban
two-year college located in Mecklenburg County, North
Carolina. This includes the city of Charlotte and the greater
metropolitan population of approximately 1.5 million people.
Charlotte is an economically thriving “New South” city emerging as
the nation’s second largest banking center. Of Charlotte’s 827,445
residents, approximately 148,940 adults do not have a high school
diploma (Census 2000), and 20% of adults in Charlotte cannot read
at a Level 1 Literacy Skill Level (National Adult Literacy Survey).
CPCC operates six campuses making it the largest community
college in North Carolina. CPCC’s student body is diverse.
Forty-six percent of students represent a minority population and
the average age is 29. Approximately 38% of CPCC students are
categorized as high risk and non-traditional students; many are re-
cent immigrants, displaced workers, and of low income.
TTEAMEAM HHISTORYISTORY
Established in fall 2003, the eight member SIFE team competed
and was awarded Rookie of the Year. The team won the
Southeast Regional Championship in March, 2007.
This year’s SIFE Team membership is diverse with students
participating from many curriculum areas. Team members
work while earning their degrees along with being committed to
changing the community. In 2004-2005, the team underwent some
changes, but re-established itself under the leadership of Ms.
Patricia McDaniel in 2005-2006. Two additional faculty advisors
were added, Mr. William Crews and Mr. Cedric Steele.
SIFE TSIFE TEAMEAM OOFFICERSFFICERS
Advisors: Mr. William Crews, Mr. Cedric Steele
Executive Committee: DeMaurio Page, Marlene Blanco-Chavez,
Verleatha Williams, and Selina Piccoli
SIFE TSIFE TEAMEAM MMISSIONISSION SSTATEMENTTATEMENT
Our mission is to empower the community by teaching
self-sufficiency through financial planning, entrepreneurship,
and effective citizenship. This team was organized to provide
opportunities for team members to give back to the community
through teaching and service.
Goals:
1. Deliver programs that meet community needs
2. Raise funds to support our mission and projects
3. Increase membership and replace students graduating

2. MIDWOOD LEADERSHIP ACADEMY
Targeted Concepts: Entrepreneurship, Financial Literacy, Success
Skills
Hours: 29
People Impacted: 77
Project Status: Completed, On-going
Project Cost: $82.91
Need: To help create a new mentality in young people thus
helping them become conscientious adults and future leaders.
Project Description: The SIFE team partnered with Pro-Active
Consulting to design a leadership academy for low income/high risk
students. This academy was created to help these students gain an
understanding of the fundamentals of business and equip them with
the leadership skills to be successful in life. Students were
interviewed and selected based upon faculty recommendations from
Midwood. They completed a series of workshops on effective
leadership characteristics and skills.
Measured Results:
100% successfully completed the program
Life Impact: The program helped instill leadership skills and
confidence for all of the student participants. Since the leadership
session, students have taken on roles as student advisors for the
entire student body of Midwood. The students have planned a
spring dance as their first official project. They will require each
attendee to donate canned goods. All of the donations will be
contributed to the Salvation Army. Shelia Ijames, Midwood’s
principal stated, “I have seen a tremendous change in the students’
performance as leaders within the school.” One-hundred percent
of the students stated “they use the leadership skills on a daily basis
and will continue to do so when they return to a traditional high
school next fall.”
CPCC FINANCIAL LITERACY
Targeted Concepts: Financial Literacy, Success Skills
Hours: 10
People Impacted: 60
Project Status: Completed, On-going
Project Cost: In-Kind Donations
Need: To educate college students on avoiding personal debt. In
the long run this will help them obtain personal and professional
goals.
Project Description: SIFE partnered with Carolina Telco Credit
Union and conducted financial seminars for CPCC students. These
seminars were designed to provide participants with the tools
necessary for managing their financial resources in a competitive
economy. The Financial Literacy Workshop taught and reinforced
financial management skills which included: budgeting, debt
consolidation, checking, savings account information, FICO
scores, and the difference between credit unions and banks.
Practical exercises in budgeting helped participants understand the
value of money and the importance of saving.
Measured Results:
100% of participants reported an understanding about the
importance of budgeting
82% of the participants reported understanding the impact that
your credit score has on your life
89% of participants reported an understanding of the importance of
having a good banking relationship
Life Impact::
54% started a Debt Management Plan
82% developed a budget
71% are utilizing their budget.

3. YYOUROUR LIFELIFE IISS YYOUROUR BBUSINESSUSINESS
Targeted Concepts: Financial Literacy, Success Skills,
Business Ethics, Entrepreneurship
Hours: 43
People Impacted: 69
Project Status: Completed, On-going
Project Cost: $474.40
Need: To help create a new mentality of fiscal and social
responsibility in citizens.
Project Description: Mrs. Verleath Williams designed a series of
workshops that targeted CPCC Adult High School students.
These workshops were created to help empower them with a new
outlook on life and equip the participants with tools to increase
their social economic status. The participants were educated on
how to structure their lives like a successful business, by
reinforcing vital skills in financial literacy, business ethics, and
entrepreneurship. A comprehensive workbook, designed by Mrs.
Williams, educated participants in strategic planning, time
management, marketing, forecasting, and ethics. After successful
completion of the workbook, participants constructed a
comprehensive Life Plan.
Measured Results:
89% of the students completed their Life Plan
21% of the students will graduate Adult High School 2011
Life Impact:
24% are committed to furthering their education at CPCC
89% are utilizing their budget on a daily basis
60% have reported saving 5% of their income
We will continue to meet with students bi-monthly to provide
them assistance and encouragement in the
implementation of their Life Plan
FINANCIAL FREEDOM
Targeted Concepts: Financial Literacy, Success Skills
Hours: 4
People Impacted: 40
Project Status: Completed, Ongoing
Project Cost: In-Kind Donations
Need: To educate indigent population with tools to sustain
themselves in this economic time.
Project Description: This workshop was designed for clients of
Jacob’s Ladder, a non-profit organization, that helps transient
population in job placement and life skills. The Financial Freedom
Workshop emphasizes budget management, debt management, and
financial skills. The workshop educated participants on techniques
to develop and sustain good financial health. The material was
created for the participants to be able to educate their family and
friends on gaining and maintaining good financial health.
Measured Results:
40% planned to establish a checking and savings account
39 % of participants are committed to saving and budgeting
44% of the participants committed to making their life better
83% of the participants committed to applying the knowledge they
learned to their daily leaves
Life Impact: Based upon surveys the participants stated they are
able to make better financial decisions due to this workshop.
Participants reported that because of this workshop they are now
comfortable in asking the questions that help them make an
informed decision. Surveys reported that all participants are
committed to applying the knowledge that they learned in their lives
to ensure a better quality of life.
SUSTAINABILITYSUSTAINABILITY
Projects on the Horizon for Spring 2011: Energy Savings Plan
with Bishop Spaugh Middle School, CPCC Financial Literacy Lunch
and Learn, and Financial Freedom Workshop
Projects On The Horizon For Summer 2011: Entrepreneurship
Summer Camp
Projects In the Making: International Student Transition
Program, Entrepreneurial Incubator, CPCC Adult High School
Transition
Recruitment Kick Off : 2011/2012 School Year
Business Advisory Board: Utilizing our Advisory Board more as a
resource for project development, funding, and member
recruitment
Fund Raising: Start A Capital Campaign with more emphasis on
funding from grants and contributions from Advisory Broad
We are committed to the long-term survival of CPCC’s SIFE
Team by actively developing new projects for future
implementation, funding, and recruitment strategies for
continued growth.

4. FFINANCIALINANCIAL SSTATEMENTTATEMENT
CCOMPERHENSIVEOMPERHENSIVE PPROJECTROJECT SSUMMARYUMMARY
Cash Flows
Beginning Balance
Fundraiser
College Donation
$1019.02
263.25
450.00
Available Funds 1732.27
Project Cost 557.31
Miscellaneous
Expense 204.81
Total Expenses (762.12)
Ending Balance $ 970.15
AADVISORYDVISORY BBOARDOARD MMEMBERSEMBERS
1. Gregory Sharpe, Human Resources, Coca-Cola Bottling Company
2. Thea Bandy, Technical Writer, Wells Fargo,
3. Debbie Page, Human Resources, Mergis Group
4. Joseph Rapley, Veteran Specialist, Mecklenburg County
5. Renee Hode, Director, Institute of Entrepreneurship, CPCC
6. Kelly Emanuel, SIFE Alumna
7. Allen Dargins, Owner, Realty Resources of the Carolinas
Projects Target Audience
People
Impacted
Total
Hours Project Status
Midwood Leadership Academy Low Income-High Risk Students 92 133
Completed
On-going
Your Life Is Your Business Adult High School 71 43
Completed
On-Going
Financial Freedom Homeless Women 20 12
Completed
On-Going
CPCC Financial Literacy Lunch and
Learn
CPCC Students 60 10
Completed
On-Going
ESP (Energy Savings Plan) Charlotte Mecklenburg Schools 86 100 On-going
International Programs Project CPCC International Students 100 20 On-going
Anti-Piracy
Greater Charlotte & Online
Community
836 7
Completed
On-Going
Entrepreneur
Seminar
Financial
Literacy
Seminar
Preparing for Competition Financial Literacy Seminar SIFE Alumnus assisting
current members