This document discusses Canadians' alarming levels of debt and provides statistics about household debt in Canada. It notes that the average amount of debt per Canadian household is $103,000 and over 1 million Canadians spend 40% or more of their income on debt repayment. The document advocates for debt reduction programs, noting that debt management plans (DMPs) can help consolidate payments, reduce interest rates, and restore credit ratings by making consistent monthly payments. It encourages readers who are struggling with debt to call for assistance.