1. The document describes a hypothetical loan scenario where a lender provides a loan of 100,000 units to a borrower at an interest rate of 10% per year over 20 years. 2. It calculates the annual interest payment on the loan as well as the total interest paid over the lifetime of the loan. 3. It then provides examples of calculating interest for additional loan scenarios involving different principal amounts, interest rates, and time periods to demonstrate how to calculate annual and total interest paid on loans.

1. 1
fldgia fj<`o fmd<10
fuu mdvu wOHhkfhka Tng
² fldgia fj<`o fmd< yd tys iajNdjh y`ÿkd .ekSug
² fldgia fj<`o fmd< wdYs%; úfYaIs; jpk y`ÿkd .ekSug
² fldgia úIhfhys wdfhdackfhka ,dNdxY wdodhu .Kkh lsÍug
² fldgia wdfhdackfhka ,efnk m%d.aOk ,dNdxY .Kkh lsÍug
² fldgia wdYs%; .eg¿ úi`§ug
yelshdj ,efnkq we;'
10.1 ye`oskaùu
wdfma rfÜ mj;ajdf.k hk jHdmdrj,ska fndfyduhla" YS% ,xldfõ 2007 wxl 7
orK iud.ï mk; hgf;a ,shd mÈxÑ jQ iud.ï h' fuu iud.ïj, yjq,alrejka
;ks mqoa.,fhl= fyda mqoa.,hska lsysmfofkl= fyda úh yels h' iuyr iud.ïj,
yjq,alrejka m%udKfha iSudjla ke;' ta wkqj tu iud.ï" yjq,alrejkaf.a m%udKh
wkqj iSudiys; fm!oa.,sl fyda iSudiys; fmdÿ f,i j¾. follg fnfoa' ñka
yjq,alrejka m%udKh iSudjla ke;s iud.ï iSudiys; fmdÿ iud.ï fõ' fuu fmdÿ
iud.ïj,g ish jHdmdrh wdrïN lsÍug fyda mj;ajd f.k hdug wjYH uQ,Huh
iïm;a /ia lr .ekSu i`oyd uyck;dj o yjq,a lr .; yels h' fï i`oyd wo
jHdmdr f,dalfha mj;sk ckm%shu l%uh" uyck;dj fj; iud.fï fldgia ksl=;a
lsÍuhs' fuu fldgia .kqfokq lsÍu i`oyd myiqlï ,nd fok wdh;kh fldgia
fj<`o fmd<hs'
10. 2 fldgia fj<`o fmd<
—fld<U jHdmdr jia;= yqjudrej˜ f,i o y`ÿkajk fuu wdh;k YS% ,xld iq/l=ïm;a
yd úksuh fldñIka iNdj hgf;a mj;skakls' fuu fldñIka iNdj fldgia fj<`o
fmdf<a jev lghq;= i`oyd u. fmkaùu" fufyhùu yd kshdukh lrkq ,nhs'
fldgia .kqfokq i`oyd fldgia fj<`o fmd<g we;=,;a jk iud.ï" tu fj<`o
fmdf<a ,shdmÈxÑ ù" ,ehsia;= .; iud.ï f,i" iud.ï tu f,aLkhg we;=<;a úh
hq;= hs' fujeks iud.ï 295 la 2015 j¾Ifha uq,a Nd.h jk úg fufia ,ehsia;= .;
ù" ;snqKs' tu iud.ïj, fldgia ñ,§ .ekSu fyda úlsKSug .kqfokqlrejkag iydh
ùu msKsi" ;e/õldr iud.ï o fuu fj<`o fmdf<a ls%hd;aul fõ' .kqfokqlrejkag"

2. 2
fldgia fj<`o fmd< yd iïnkaO ù .kqfokq l< yelafla fuu ;e/õldr iud.ï
yryd muKs' tÈfkod fldgia fj<`o fmdf<a .kqfokqj, iajNdjh jgyd .ekSug
wka;¾cd, myiqlï o ;sfnk w;r" .kqfokqlrejkag wka;¾cd,h Tiafia fldgia
.kqfokq lsÍug o yelshdj ;sfí'
10. 3 fldgia
,ehsia;= .; iSudiys; fmdÿ iud.ï ish m%d.aOkh /ia lr .ekSug uyck;dj
iïnkaO lr .kafka — fldgia ˜ kñka y`ÿkajk tallh yrydhs' iud.fï wdrïNl
m%d.aOkh" tallhla f,i i<ld th iudk fldgiaj,g ke;fyd;a mx.=j,g fn¥
úg bka tla mx.=jla y`ÿkajk kduh —fldgia ˜ h' fuu fldgia ñ, § .kakd
flfkl= fldgia úIfhys uqo,a wdfhdackh l< wdfhdaclfhl= f,i ye`Èka fõ'
hï iud.ul fldgia ñ, § .;a wdfhdaclfhl=g Tyq ,nd .;a fldgia m%udKhg
wkqmd;slj tu iud.fï ysñldß;ajh ,efí'
ksoiqk
hï iud.ul uyck;dj i`oyd ksl=;a l< fldgia 100000 lska wdfhdaclfhl=
fldgia 10 000 la ñ, § .kshs' túg wdfhdaclhdg iud.fï
100000
10000
l ysñldß;ajhla
,efí'
th m%;sY;hla f,i olajuq' túg 100000
10000
× 100] = 10]
wdfhdaclhd iud.fuka 10] l ysñldß;ajhla ,nhs'
hï iud.ula" uq,ajrg ish wdrïNl fldgia uyck;dj fj; ksl=;a lsÍfï §" tu
fldgilg ñ,la tu iud.u úiskau kshu lrkq ,nhs' tu wdrïNl y`ÿkajd §fï
ñ, lsisfia;a fjkia jkafka ke;' tu ñ,g hï wdfhdaclfhl=g iud.fï fldgia
´kEu m%udKghla ñ, § .; yels h'
ksoiqk 1
iSudiys; A fmdÿ iud.fï fldgia 100000 la remsh,a 10 la jQ wdrïNl y`ÿkajd
§fï ñ,lg uyck;dj fj; ksl=;a lrhs' úYajd tu iud.fï fldgia 5000 la ñ,
§ .kshs'
(i) úYajd fldgia úIfhys wdfhdackh l< uqo, fidhkak'
(ii) úYajdg fldgia ñ, È .ekSu ksid ,enQ tu iud.fï ysñldß;ajh
(a) Nd.hla f,i
(b) m%;sY;hla f,i olajkak'
(i) fldgil ñ, = re' 10
úYajd ñ, § .;a fldgia .Kk = 1000
... wdfhdackh l< uqo, = re' 10 × 5000
= re' 50 000

3. 3
(ii) iud.u ksl=;a l< fldgia .Kk = 100 000
úYajd ñ, § .;a fldgia .Kk = 5000
(a) úYajdf.a iud.fï ysñldß;ajh Nd.hla f,i =
100000
5000
=
20
1
(b) m%;sY;hla f,i =
20
1
× 100]
= 5]
10. 4 fldgia i`oyd ,dNdxY
,ehsia;=.; iud.ï" ish wdrïNl fldgia ksl=;a lsÍfï § u ;u iud.fï ,dNfhka
fldgialrejka i`oyd ksl=;a lrk m%udKh ksfõokh lrhs' th jd¾Islj fyda
ld¾;= jYfhka fyda fldgilg hï uqo,la f,i m%ldY fõ' th —,dNdxYh˜ f,i
ye`Èka fõ'
ksoiqk
A kï iud.u ish fldgialrejka i`oyd fldgilg remsh,a 5 l jd¾Isl ,dNdxYhla
f.jhs'
fuu ,dNdxYh" iud.fï ;SrKh mßÈ jßka jr fjkia lsÍug yelshdj mj;S'
ksoiqk 2
iSudiys; A fmdÿ iud.fï remsh,a 10 fldgia 5000 la úYajd úiska ñ,g .kakd
,È' iud.u fldgilg remsh,a 4 l jd¾Isl ,dNdxYhla f.jhs'
(i) úYajd i;= fldgia .Kk = 5000
fldgila i`oyd jd¾Isl ,dNdxYh = re' 4
... úYajd ,nk jd¾Isl wdodhu = re' 5000 × 4
= re' 20 000
(ii) úYajd wdfhdackh l< uqo, = re' 10 × 5000
= re' 50 000
... Tyqf.a jd¾Isl wdodhu m%;sY;hla f,i =
50000
2000
× 100]
20
1
= 40]

4. 4
oeka fldgia wdfhdackfha uQ,sl wjia:djg wod< lreKq we;=<;a my; wNHdifha
fhfokak'
10'1 wNHdih
1. wdfhdaclfhla iisß fmd;a iud.fï fldgila re' 25 ne.ska" fldgia 1000 la
ñ, § .;af;a h'
(i) Tyq wdfhdackh l< uqo, lSh o@
(ii) iud.u jd¾Isl ,dNdxYh f,i fldgilg remsh,a 4 la f.jhs kï
wdfhdaclhdf.a jd¾Isl ,dNdxYh wdodhu fidhkak'
2. my; oelafjk j.= iïmQ¾K lrkak'
(i)
(ii) fldgia
.Kk
jd¾Isl
,dNdxYh
fldgilg
re'
jd¾Isl
,dNdxY
wdodhu
re'
500
1000
.......
.......
2000
750
2
3.50
5
2.50
..........
..........
...............
...............
5000
500 000
8000
2250
fldgil
ñ,
re'
fldgia
.Kk
wdfhdackh
l< uqo,
re'
10
20
.......
.......
30
45
2500
5000
500
4000
..........
..........
...............
...............
50 000
80 000
30 000
135 000

5. 5
3. iSudiys; fmdÿ iud.ula ish m%d.aOkh /ia lr .ekSu i`oyd fldgila remsh,a
25la jQ y`ÿkajd §fï ñ,lg fldgia 10 000 000 la uyck;dj fj; ksl=;a
lrhs' tu fldgia i`oyd jd¾Isl ,dNdxYh fldgilg remsh,a 5 ls' tu iud.
fï wdfhdackh i`oyd bÈßm;a jk iqÔ iud.fï fldgia 50 000la ñ, § .kshs'
(i) iud.fï wfmalaIs; m%d.aOkh lSh o@
(ii) iqÔ fldgia úIhfhys wdfhdackh lrk uqo, fidhkak'
(iii) fldgia wdfhdackfhka iqÔj jd¾Islj ,efnk ,dNdxY wdodhu fidhkak'
(iv) iqÔf.a jd¾Isl wdodhu Tyq fh¥ uqof,ka ljr m%;sY;hla o@
4. jd¾Isl ,dNdxYh fldgilg remsh,a 3 ne.ska f.jk iud.ul fldgila
remsh,a 20 ne.ska ufya, úiska ñ, § .kakd ,È' Tyq tu wdfhdackfhka j¾Ih
wjidkfha § remsh,a 12000 l ,dNdxY wdodhula ,eîh'
(i) iud.fuka ufya, i;=j ;snQ fldgia .Kk fidhkak'
(ii) fldgia ñ, § .ekSu i`oyd ufya, wdfhdackh l< uqo, fidhkak'
5. .fkaIa Tyq i;=j ;snQ remsh,a 100000 l uqo,ska yß wvla tla;rd iud.ul
jd¾Islj fldgilg remsh,a 4 ne.ska f.jk remsh,a 25 fldgia ñ, § .ekSug;a
b;sß wv jd¾Islj 12] l fmd<shla f.jk uQ,H wdh;khl ;ekam;a lsÍug;a
;SrKh lf<ah' .fkaIag jvd jdisodhl l=uk wdfhdackh ±hs fya;= olajñka
fmkajkak'
;u fldgia .kqfokq i`oyd fldgia fj<`o fmd<g we;=<;a ùug wjia:dj ,efnkafka
tys ,ehsia;=.; iud.ïj,g muKla nj wms oksuq' tjeks iud.ula wdrïNfha §
u uyck;j fj; fldgia ksl=;a lsÍu yereKq fldg Bg miq wjia:dj, isÿjk
fldgia .kqfokq ms<sn`oj yeoEÍug my; igykg wjOdkh fhduq lruq'
iSudiys; fk;aó iud.u" fldgilg remsh,a
2 ne.ska ,dNdxY f.jk fldgia 100 000 la
remsh,a 10 la jQ wdrïNl y`ÿkajd §fï ñ,lg
uyck;dj fj; ksl=;a lrkq ,eîh' j¾Ihlg
miq fuu iud.fï fldgil ñ, fldgia fj<`o
fmdf<a remsh,a 20 f;la by< ke`. ;snqKs'
tu wjia:dfõ k§Yd by; iud.fï fldgia
1000la tjlg meje;s fj<`o fmd< ñ, jk
remsh,a 20 ne.ska ñm § .;a;dh' weh fldgiaj,
wdfhdackfhka jd¾Islj fldgilg remsh,a 2
ne.ska ,dNdxY ,enqjd h' j¾I lsysmhlg miq
tu iud.fï fldgil fj<`o fmd< ñ, remsh,a
28 la f;la by< ke`.s wjia:dfõ weh ;ud i;=
fldgia 1000 úl=Kk ,È'

6. 6
by; igyfka i`oyka fk;aó iud.fï fldgila y`ÿkajd §fï wdrïNl ñ, hgf;a
wdfhdaclhskag fldgia ñ, § .ekSu isÿjk wjia:dj fldgia fj<`o fmdf<a m%d:ñl
fj<`o fmd< f,i ye`Èkafõ' m%d:ñl fj<`o fmdf<a § wdfhdaclhskag yelsjkafka
fldgia ñ, § .ekSu muKs' tfy;a Bg miqj fldgia .kqfokqjg bv ,nd foñka
fldgila i`oyd we;s b,a¨u wkqj w¨;a fj<`o fmd< ñ,la ielfikafka oaú;shsl
fj<`o fmd< kï wjia:dfõ § h' by; iud.fï fldgil ñ, remsh,a 20 f;la
by< ke`." kej;;a jir lsysmhlska remsh,a 28 f;la jeä úh' fï wdldrhg
fldgil fj<`o fmd< ñf,a wvq jeä ùu oaú;shsl fj<`o fmdf<a§ isÿfõ' tu
wjia:dfõ § wdfhdaclhskag ;ud i;= fldgia úlsKSug fyda w¨;a fldgia ñ, §
.ekSug fyda yelsh'
10. 5 fldgil fj<`o fmd< ñ,
by; igyfka i`oyka fk;aó iud.fï y`ÿkajd §fï ñ, remsh,a 10 la jQ fldgila
j¾Ihlg miq remsh,a 20 f;la o" Bg miq remsh,a 28 f;la o ñ, by< ke`. we;'
tfia ñ, ke`.Su isÿjkafka fldgia fj<`o fmdf<a § tu iud.fï meje;au wkqj"
wdfhdaclhska isÿ lrk fldgia .kqfokq lsÍu ksihs' fufia fldgia fj<`o fmd<
yryd .kqfokq ùfï § hï iud.ul fldgila i`oyd ;SrKh jk ñ, tu wjia:dfõ
fldgil fj<`o fmd< ñ,hs' wdfhdaclhska tu wjia:dfõ § fldgia ñ, § .; hq;=
jkafka tu fldgil fj<`o fmd< ñ, wkqjhs'
10. 6 m%d.aOk ,dNh
iud.ul fldgia tys y`ÿkajd §fï ñ,g fyda fj<`o fmd< ñ,g fyda ñ, § .;a
úg tu ñ, fldgil .eKqï ñ, f,i;a tu fldgia fj<`o fmd< ñ,g úlsKSfï
§ tu ñ, fldgil úl=Kqï ñ, f,i;a ye`Èka fõ' wdfhdaclfhl= úiska iud.ul
fldgia úIfhys .kqfokq lsÍfï § fldgil fyda fldgiaj, .eKqï ñ, yd úl=Kqï
ñ, w;r jk fjki m%d.aOkh ,dNh fyda m%d.aOk w,dNh f,i ye`Èka fõ'
úl=Kqï ñ, > .eKqï ñ, jk úg m%d.aOk ,dNhla o"
.eKqï ñ, > úl=Kqï ñ, jk úg m%d.aOk w,dNhla o wdfhdaclhdg ysñ fõ'
ksoiqk 3
fldgia fj<`o fmd< iu. iïnkaO wdfhdaclfhl= jk fmf¾rd uy;d tla;rd
iud.ul fldgia 2000 la" fldgila remsh,a 20 ne.ska ñ, § .;af;a h' tu iud.
fï fldgil fj<`o fmd< ñ, remsh,a 25 f;la by< ke`.s wjia:djl Tyq ;ud i;=
tu iud.fï fldgia ish,a,u úl=Kd fjk;a iud.ul fldgia úIfhys tu uqo,a
wdfhdackh lf<ah'

7. 7
(i) uq,a iud.fï fldgia úIfhys wdfhdackh l< uqo, fidhkak'
(ii) fldgia úlsKSfuka Tyq ,;a uqo, fidhkak'
(iii) Tyqf.a m%d.aOk ,dNh fldmuK o@
(iv) m%d.aOk ,dNh .eKqï ñf,a m%;sY;hla f,i olajkak'
(i) uq,a iud.fï wdfhdackh l< uqo, = remsh,a 20 × 2000
= remsh,a 40 000
(ii) fldgia úlsKSfuka ,efnk uqo, = remsh,a 25 × 2000
= remsh,a 50 000
(iii) m%d.aOk ,dNh = remsh,a 50000 – 40000
= remsh,a 50 000
= remsh,a 10 000
(iv) m%d.aOk ,dNh .eKqï ñf,a m%;sY;hla f,i =
40000
10000
× 100]
= 25]
(iv) ys i`oyka m%d.aOk ,dN m%;sY; fldgil ñ, weiqfrka o,nd .; yels h'
fldgil .eKqï ñ, = re' 20
fldgil úl=Kqï ñ, = re' 25
... m%d.aOk ,dNh m%;sY;hla f,i = 20
25 – 20
× 100]
= 20
5
× 100]
= 25]
ksoiqk 4
fudfyduâ uy;d ;ud i;=j ;snQ remsh,a 96 000 l uqo,lska fldgila" jd¾Isl
,dNdxY fldgilg remsh,a 2 ne.ska f.jk A kï iud.fï fldgila remsh,a 18
ne.ska o b;sß fldgi jd¾Isl ,dNdxY fldgilg remsh,a 3.50 ne.ska f.jk B kï
iud.fï fldgila remsh,a 21 ne.ska o ñ, § .;af;a h' j¾Ihla wjidkfha A kï
iud.fï jd¾Isl ,dNdxY wdodhug jvd re 1000 la jeäfhka B iud.fuka Tyqg
,enqKs'

8. 8
(i) A iud.fï wdfhdackh l< uqo, x f,i f.k" x we;=<;a iólrK
f.dvk.kak'
(ii) tla tla iud.fï wdfhdackh l< uqo,a fjk fjku fidhkak'
(iii) iud.ï fofla Tyqg ;snQ fldgia m%udK fjk fjku fidhkak'
(iv) tla tla iud.fuka ,enQ jd¾Isl ,dNdxY wdodhï fjk fjku fidhkak'
(v) jd¾Isl wdodhu ,eîfuka miq fudfyduâ uy;d iud.ï foflau Tyq
i;= ish¿u fldgia tjlg iud.ï foflau fldgil fj<`o fmd< ñ,
jQ remsh,a 20 ne.ska úl=Kd oeóh'
(a) iud.ï fofla fldgia úlsKSfuka ,enQ uq¿ uqo, fidhkak'
(b) iud.ï foflau wdfhdackfhka j¾I wjidkfha ,efnk ,dNdxY
wdodhfuka m%d.aOk ,dNdxY tl;=j fh¥ uqo,ska 25] la úh hq;= njg jQ
fudfyduâ uy;df.a n,dfmdfrd;a;=j bgq fkdjQ nj fmkajkak'
(i) A iud.fuka .;a fldgia .Kk = 18
x
A iud.fuka .;a fldgia .Kk = re'
18
x
× 2 = 9
x
B iud.fuka .;a fldgia .Kk = re'
21
( 96000 – x)
× 3.50
= re'
21
( 96000 – x)
×
2
7
1
3
= re'
6
( 96000 – x)
... = 1000
6
( 96000 – x)
–
9
x
(ii)
6
( 96000 – x)
–
9
x
= 1000
= 18 × 1000
6
18 ( 96000 – x)
–
9
x
18 ×
3 (96000 – x ) – 2x = 18 000
288000 – 3x – 2x = 18 000
288000 – 18000 = 5x

9. 9
270000 = 5x
x = 54000
... 96000 – x = 42000
... A iud.fï wdfhdackh l< uqo, = re' 54000
B iud.fï wdfhdackh l< uqo, = re' 42000
(iii) A iud.fï ysñj ;snQ fldgia .Kk = 18
54000
= 3000
B iud.fï ysñj ;snQ fldgia .Kk = 21
42000
= 2000
(iv) A iud.fï wdfhdackfhka ,enQ wdodhu = re' 3000 × 2 = 6000
B iud.fï wdfhdackfhka ,enQ wdodhu = re' 2000 × 3.50 = 7000
(v) A iud.fï fldgia úslsKSfuka ,enQ uqo, = re' 3000 × 20 = 60000
B iud.fï fldgia úslsKSfuka ,enQ uqo, = re' 2000 × 20 = 40000
... iud.ï foflau fldgia úlsKSfuka ,enQ = re' 60000 + 40000
uq¿ uqo,
= re' 100000
iud.ï foflkau ,enQ jd¾Isl ,dNdxY = re' 6000 + 7000
wdodhu
= re' 13000
... j¾I wjidkfha ,dNdxY wdodhï yd fldgia = re' 10000 + 13000
úlsKSfuka ,enQ uqof,a tl;=j
= re' 23000
iud.ï fofla fldgia wdfhdackhg fh¥ = re' 96000
uqo,
... uqo,a wdfhdackfhka ,enQ ,dNh fh¥ uqof,a =
96000
23000
× 100]

10. 10
m%;sY;hla f,i
=
96
23000
= 23.9]]
... fudfyduâ uy;df.a n,dfmdfrd;a;=j bgq ù ke;'
oeka fldgia fj<`o fmdf<a wdfhdackh ms<sn`o fuf;la W.;a lreKq
we;=<;a my; wNHdifha fhfokak'
10'2 wNHdih
1. j.=j iïmQ¾K lrkak'
wdfhdackh lrk
uqo, re'
fldgil fj<`o
fmd< ñ, re'
fldgia .Kk fldgilg
jd¾Islj re' 3
ne.ska wdodhu re'
50 000
20 000
75 000
..............
..............
25
40
.......
15
60
..................
..................
..................
500
2000
...................
...................
3000
...................
...................
2. jd¾Isl ,dNdxYh fldgilg remsh,a 4 la f.jk iud.ul fj<`o fmd< ñ,
remsh,a 30 la jQ fldgia ñ, § .ekSug ;ß`ÿ re 60 000 la fhoùh'
(i) ñ, § .;a fldgia .Kk lSh o@
(ii) fldgia wdfhdackfhka ;ß`ÿ ,nk jd¾Isl ,dNdxY wdodhu fidhkak'
(iii) jd¾Isl ,dNdxY wdodhu fh¥ uqo,ska ljr m%;sY;hla o@
3. rfïIa tla;rd iud.ul fldgil fj<`o fmd< w.h remsh,a 40 la j ;sìh §
fldgia 5000 la ñ, § .;af;A h' tu fldgil fj<`o fmd< ñ, remsh,a 50 la
jQ wjia:dfõ § Tyq i;=j ;snQ iud.fï fldgia ish,a,u úl=Kk ,È'
(i) fldgia úlsKSfï § rfïIa tla fldgilska ,nk m%d.aOk ,dNh lSh o@
(ii) fldgia ish,a,u úlsKSfuka ,nk m%d.aOkh ,dNh fidhkak'
(iii) m%d.aOk ,dNh" fmdÿ uqof,a m%;sY;hla f,i olajkak'
4. jHdmdßlfhla fj<`o fmd< ñ, remsh,a 40 la jQ tla;rd iud.ul fldgia
úIhfhys re' 40 000la wdfhdackh lf<ah' bka Tyq fh¥ uqo,ska 10] l

11. 11
m%udKhla ,dNdxY wdodhu f,i j¾Ihlg ,nd .;af;a h' tu wdodhu ,nd
.ekSfuka miq fldgila remsh,a 50 ne.ska tu fldgia ish,a,u úl=Kd oeóh'
(i) jHdmdßlhd iud.fuka ,enQ jd¾Isl wdodhu fidhkak'
(ii) iud.u úiska fldgila i`oyd jd¾Islj f.jQ ,dNdxYh fidhkak'
(iii) Tyq fldgia úlsKSfuka ,enQ uqo, fidhkak'
(iv) Tyqg ,efnk m%d.aOk ,dNh fidhkak'
(v) Tyqf.a m%d.aOk ,dNh" fh¥ uqof,a m%;sY;hla f,i olajkak'
5. fj<`o fmd< ñ, remsh,a 20 la jQ iud.ul fldgia ñ, § .;a flfkl= fldgia
j, fj<`o fmd< ñ, jeä jQ wjia:djl fldgia ish,a,u úl=Kd oukq ,eîh'
bka Tyq ,enQ m%d.aOk ,dNh fh¥ uqo,ska 80] la úh'
(i) tla fldgilska Tyq ,enQ m%d.aOk ,dNh lSh o@
(ii) fldgila úl=Kd ,oafoa lSh ne.ska o@
6. fldgil fj<`o fmd< ñ, re' 22.50 la jQ iud.ul" fldgia ñ, § .;a flfkl=
wdodhï ,eîfuka miq tu fldgil fj<`o fmd< ñ, re' 30 la jQ wjia:djl
úlsKSfuka ,efnk m%d.aOk ,dNh fh¥ uqof,a m%;sY;hla f,i olajkak'
7. jd¾Isl ,dNdxY fldgilg remsh,a 6 la f.jk iud.ul fj<`o fmd< ñ,
remsh,a 40 la jQ fldgia 1000 la ysñ wdfhdaclfhla tu fldgia tla j¾.hl
,dNdxY wdodhï ,eîfuka miq tajdfha fj<`o fmd< ñ, jeä jQ wjia:djl
úl=Kd oeóh' fldgia úlsKSfuka yd ,dNdxY wdodhfuka Tyq ,enQ uq¿ wdodhu
remsh,a 71000 la úh'
(i) fldgia wdfhdackfhka j¾Ihlg ,enQ ,dNdxY wdodhu lSh o@
(ii) Tyq fldgila úl=Kkakg we;af;a lSh ne.ska o@
(iii) Tyq ,enQ m%d.aOk ,dNh fidhkak'
8. jd¾Isl ,dNdxY fldgilg remsh,a 4 ne.ska yd fj<`o fmd< ñ, remsh,a 20
jQ fldgia iy jd¾Isl ,dNdxY fldgilg remsh,a 5 ne.ska yd fj<`o fmd<
ñ, remsh,a 25 jQ fldgia o ñ, § .ekSug foaúka o iu uqo,a m%udK ne.ska
fhoúh' tu wdfhdack foflkau Tyq ,enQ wdodhu fh¥ uqof,a m%;sY;hla f,i
olajkak'
9. wdfhdaclfhla ;ud <`. ;snQ re' 70000 l uqo,ska fldgila jd¾Isl ,dNdxY
fldgilg remsh,a 3 la f.jk fj<`o fmd< ñ, re' 30la jQ iud.ul fldgia
o" b;sß fldgi jd¾Isl ,dNdxY remsh,a 4 la f.jk" fj<`o fmd< ñ, remsh,a
20 la jQ iud.ul fldgia o ñ, § .ekSug fhoù h' fuu wdfhdackfhka
Tyq j¾Ihlg ,enQ wdodhu remsh,a 9500la jQfha kï" Tyq tla tla iud.fï
wdfhdackh l< uqo,a fjk fjku fidhkak'

12. 12
10. jd¾Isl ,dNdxY fldgilg remsh,a 5 la f.jk iud.ul fldgia 4000la ysñj
;snQ wdfhdaclfhl=" tu fldgiaj, fj,`o fmd< ñ, remsh,a 45 jQ wjia:dfõ
tajd úl=Kd oeóh' fldgia úlsKSfuka ,o uqo, iïmQ¾Kfhkau fj<`o fmd<
ñ, remsh,a 25 la jQ fjk;a iud.ul fldgia ñ, § .;af;ah' tu wdfhdackh
ksid Tyqf.a wdodhu uq,ska ,enQ wdodhug jvd remsh,a 8800 lska jeä úh'
fojk iud.fï fldgila i`oyd f.jk jd¾Isl ,dNdxYh fidhkak'
ñY% wNHdih
1. tla;rd iud.ul fldgila i`oyd jd¾Isl ,dNdxY remsh,a 5 la f.jhs' tu
iud.fï fldgil fj<`o fmd< ñ, remsh,a 48 la j ;sìh § Wmq,a tu iud.fï
fldgia úIhfhys uqo,a wdfhdackh lf<a h' j¾I lsysmhla wdodhu ,eîfuka
miq Tyq" ;ud i;= fldgia 30] l m%d.aOk ,dNhla ,efnk fia fldgil
fj<`ofmd< ñ, by< ke.s wjia:djl úlsKSug woyia lrhs' Tyqf.a wfmalaIdj
id¾:l ùug fldgila úlsKsh hq;af;a lShg o@
2. u,als ;ud i;=j ;snQ remsh,a 50 000l uqo,la ia:djr ;ekam;= i`oyd j¾Ihlg
12] la f.jk uQ,H wdh;khl j¾Ihl ld,hla i`oyd ;ekam;a l<d h'
j¾Ih wjidkfha uQ,H wdh;kfhka tu uqo, ksoyia lr .;a weh" wjqreoaog
,enQ fmd,sh;a iu`. uq¿ uqo, u j¾Ihlg fldgilg remsh,a 4la f.jk
fjf<`ofmd< ñ, remsh,a 28la o fldgi úIhfhys wdfhdackh l<d h'
(i) uQ,H wdh;kfha ia:djr ;ekam;= i`oyd ,enQ fmd,sh fidhkak'
(ii) fldgia ñ, § .ekSug wdfhdackh l< uqo, fidhkak'
(iii) fldgia wdfhdackfhka ,enQ jd¾Isl ,dNdxY wdodhu fidhkak'
(iv) fojk j¾Ih i`oyd jvd jdisodhl jkafka" fmd,sh;a iu`. uq¿ uqo,u
kej; uQ,H wdh;kfha ;ekam;a lsÍu o@ fldgia úIhfhys wdfhdackh
ms<s;-=rg fya;= olajkak'
3. jd¾Isl ,dNdxY fldgilg remsh,a 2 ne.ska jQ iudk fldgia 1 500la ysñ
wdfhdaclfhla" tu fldgia j¾Ihl wdodhu ,eîfuka miq fjf<`ofmd< ñ,
remsh,a 32 jQ wjia:dfõ úl=Kk ,§' fldgia úlsKSfuka ,o uqo," jd¾Isl
,dNdxY fldgilg remsh,a 2 ne.ska f.j iud.ul fjf<`ofmd< ñ, remsh,a
40la jQ fldgia úIhfhys fhoúh' m<uq iud.fï yd fojk iud.fï wdodhu
w;r wkqmd;h 1 : 2 nj fmkajkak'
4. A kï iud.fï uqo,a wdfhdackh l< ;s<sK tys remsh,a 25 ne.ska ñ,§ .;a
fldgia 2000l ysñlrefjla fõ' fldgia fjf<`ofmdf<a ñ, .Kka ms<sn`o j
wjOdkfhka isák Tyq" tu iud.fï fldgiaj, fjf<`ofmd< ñ, remsh,a 32la

13. 13
nj ksÍlaIKh lf<a h' B<`. i;sh jk úg" tu fldgil fjf<`ofmd< ñ,
remsh,a 30 f;la wvq úh' tu wjia:dfõ ;s<sK ;ud i;= fldgia úl=Kqfï kï"
fmr i;shg jvd ljr m%;sY; mdvqjla ysñ fõ o@
5. WfoaYa 12] iq¿ fmd<shg remsh,a 40 000la uQ,H wdh;khlska Khg .;sñ' Tyq
tu uqo, iïmQ¾Kfhka u jd¾Isl j fldgilg ,dNdxY remsh,a 4.50la f.jk
iud.ul fjf<`ofmd< ñ, remsh,a 20 jQ fldgia úIhfhka wdfhdack lf<a
h' jir ;=klg miq Tyq i;= fldgia ish,a, tjlg tjeks fjf<`ofmd< ñ, jQ
remsh,a 28 ne.ska úl=Kd oud uQ,H wdh;kfhka ,nd .;a Kh uqo, fmd,sh;a
iu`. iïmQ¾Kfhka f.jd ksu lf<a h' fuu .KqfoKqj ksid" WfoaYag remsh,a
18 600l ,dNhla ,enqKq nj fmkajkak'