Settling Insurance Claims

This document provides information about settling insurance claims after a disaster. It discusses important first steps like contacting your insurance agent or company immediately. It explains how to prepare for an adjuster's visit by gathering documentation of your losses. It also outlines what is covered by typical homeowners insurance policies, such as temporary living expenses, and what is not covered, like flood damage. The document concludes by describing the claims payment process and factors that may affect the settlement amount.