This document provides an overview of key considerations for homeowners looking to sell their house. It discusses reasons why now may be a good time to sell, such as strong demand, less competition from other listings, and the benefits of locking in a low mortgage rate. It also notes that using a real estate agent is typically recommended even by CEOs of for-sale-by-owner websites when selling their own homes. The document then looks at projections for future home price appreciation and rising mortgage interest rates. It outlines factors for homeowners to consider if deciding to rent their home rather than sell, and stresses the importance of being prepared to negotiate for those attempting a for-sale-by-owner sale.
This packet contains the latest trends and information for rates and prices across the US. It contains important information about the steps to purchasing real estate, hiring the right real estate agent and reasons why you should be providing your mortgage broker with a ton of paperwork upfront in order to get the most accurate quote on how much of a house you can afford. Use this as a guide in helping you decide whether or not now is the time to buy and use it during your home buying process. Knowledge is power, the more you know, the easier the home buying process will be for you. Not only that - the more you know, the less you may be given the run-around!
Take a peek at the most recent sales trends and step by step home purchasing time line to help you decide if this is the right time for you to purchase a home.
Things to Consider When Buying a Home (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
Things to consider when buying a home in Eastern CT including Ledyard, Groton, Mystic, Stonington, Norwich, Montville, New London, East Lyme, or Waterford.
Are You Thinking About Buying a Home?
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home...or if interest rates are projected to rise or fall. This free eGuide will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Things to consider when buying a home for the winter of 2015. The first step is getting pre-qualified for a home loan. We are happy to help you and you can now start the loan process online at www.crystalmcatee.com
This packet contains the latest trends and information for rates and prices across the US. It contains important information about the steps to purchasing real estate, hiring the right real estate agent and reasons why you should be providing your mortgage broker with a ton of paperwork upfront in order to get the most accurate quote on how much of a house you can afford. Use this as a guide in helping you decide whether or not now is the time to buy and use it during your home buying process. Knowledge is power, the more you know, the easier the home buying process will be for you. Not only that - the more you know, the less you may be given the run-around!
Take a peek at the most recent sales trends and step by step home purchasing time line to help you decide if this is the right time for you to purchase a home.
Things to Consider When Buying a Home (Fall 2021) | KM Realty Group ChicagoTammy Jackson
This “Buyer Guide” will give you powerful marketing materials to share with clients, and help you simply and effectively explain the current market opportunities to potential buyers.
We Make Real Estate Buying and Selling Easy.
https://kmrealtygroup.net/
Let's connect with a real estate professional to discuss your home buying or selling process. https://bit.ly/connect-km-realty
Things to consider when buying a home in Eastern CT including Ledyard, Groton, Mystic, Stonington, Norwich, Montville, New London, East Lyme, or Waterford.
Are You Thinking About Buying a Home?
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home...or if interest rates are projected to rise or fall. This free eGuide will answer many of your questions and likely bring up a few things you didn’t even know you should consider when buying a home.
Things to consider when buying a home for the winter of 2015. The first step is getting pre-qualified for a home loan. We are happy to help you and you can now start the loan process online at www.crystalmcatee.com
This edition touches on construction trends, buyer trends, the importance between rate increases compared to purchase power, timing marketing your home with a time with less competition and selling during the time of the year when it may be the easiest with acquiring a mortgage.
Things to consider when selling a home in Eastern CT including Ledyard, Groton, Mystic, Stonington, Norwich, Montville, New London, East Lyme, or Waterford.
This “Seller Guide” will help you simply and effectively explain the current market to potential sellers, and give you powerful marketing materials to share with clients, or bring to your pre-listing appointments
Selling Your Home in 2015 For MD, DC and VA Homeowners Herboso&Associates
The opportunities are there for you
If 2015 is the year you decide to make the big move
This is a must read for you
More information :
http://www.Reallynicehomes.com/selling
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Flat available for sale
Location- Tupudana, Ranchi
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Super Build Up Area-1629 sq.ft.
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Balcony- 2
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Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
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Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
2. TABLE OF CONTENTS
1 5 REASONS TO SELL NOW
3 EVERYONE AGREES: YOU SHOULD
USE AN AGENT
4 FUTURE HOUSE PRICES:
A LOOK INTO THE CRYSTAL BALL
5 WHERE ARE MORTGAGE INTEREST
RATES HEADED?
6 5 REASONS TO HIRE A REAL ESTATE
PROFESSIONAL
7 SHOULD I RENT MY HOUSE IF I
CAN’T SELL IT?
9 FSBO’s MUST BE READY TO
NEGOTIATE
3. 5 REASONS TO SELL NOW
Many sellers are still hesitant about putting their house up for sale. Where are prices headed?
Where are interest rates headed? Can buyers qualify for a mortgage? These are all valid
questions. However, there are several reasons to sell your home sooner rather than later.
Here are five of those reasons.
1. Demand is Strong
There is currently a pent-up demand of purchasers as many home buyers pushed off their
search this past winter & early spring because of extreme weather. According to the National
Association of Realtors (NAR), the number of buyers in the market, which fell off dramatically
in December, January and February, has begun to increase again over the last few months.
These buyers are ready, willing and able to buy…and are in the market right now!
2. There Is Less Competition Now
Housing supply is still under the historical number of 6 months’ supply. This means that, in
many markets, there are not enough homes for sale to satisfy the number of buyers in that
market. This is good news for home prices. However, additional inventory is about to come in
to the market.
There is a pent-up desire for many homeowners to move as they were unable to sell over the
last few years due to a negative equity situation. Homeowners are now seeing a return to
positive equity as prices increased over the last eighteen months. Many of these homes will
be coming to the market in the near future. Also, new construction of single-family homes is
again beginning to increase. A recent study by Harris Poll revealed that 41% of buyers would
prefer to buy a new home while only 21% prefer an existing home (38% had no preference).
KEEPINGCURRENTMATTERS.COM 1
4. The choices buyers have will continue to increase over the next few months. Don’t wait until
all this other inventory of homes comes to market before you sell.
3. The Process Will Be Quicker
One of the biggest challenges of the 2014 housing market has been the length of time
it takes from contract to closing. Banks are requiring more and more paperwork before
approving a mortgage. As the market heats up, banks will be inundated with loan inquiries
causing closing timelines to lengthen. Selling now will make the process quicker & simpler.
4. There Will Never Be a Better Time to Move-Up
If you are moving up to a larger, more expensive home, consider doing it now. Prices are
projected to appreciate by over 19% from now to 2018. If you are moving to a higher priced
home, it will wind-up costing you more in raw dollars (both in down payment & mortgage
payment) if you wait. You can also lock-in your 30 year housing expense with an interest rate
in the low 4’s right now. Rates are projected to be over 5% by this time next year.
5. It’s Time to Move On with Your Life
Look at the reason you decided to sell in the first place and determine whether it is worth
waiting. Is money more important than being with family? Is money more important than
your health? Is money more important than having the freedom to go on with your life the
way you think you should?
Only you know the answers to the questions above. You have the power to take back control
of the situation by putting your home on the market and pricing it so it sells. Perhaps, the
time has come for you and your family to move on and start living the life you desire.
That is what is truly important.
KEEPINGCURRENTMATTERS.COM 2
5. EVERYONE AGREES: YOU
SHOULD USE AN AGENT
BuyOwner.com is one of many websites that
tell home owners they do not need to enlist
the help of a professional agent to be able
to sell their home. They encourage sellers to
instead For Sale By Owner (FSBO). As per their
website:
“BuyOwner.com allows you to reach the most
potential buyers in the shortest amount of time,
in the most effective (the Internet) and most cost
effective manner (no commission!) possible.”
However, perhaps not everyone at the firm
believes this. It has been reported, in a
recent Herald Tribune article, that when it came to selling his Florida mansion, Al Bennati,
the longtime chief executive of BuyOwner.com, has chosen to list his home with a local real
estate agent.
This doesn’t surprise us. The most recent Home Sellers’ and Buyers’ Profile Report from the
National Association of Realtors revealed that, though 92% of buyers search for a home on
the internet, 90% still use a real estate professional.
This isn’t the first time that a CEO of a major FSBO website has enlisted the help of an agent
when it came time to sell their own home. In August of 2011, the Wall Street Journal reported
on Colby Sambrotto of forsalebyowner.com who, after failing to sell his home using FSBO
websites, needed an agent to sell his NYC apartment.
Even Fannie Mae suggests using an agent is the best alternative. Here is a quote directly from
the Know Your Options section of their website:
“Unless you are experienced at selling homes, it usually makes financial sense to get professional
help - homes sold by agents typically sell at a higher price and spend less time on the market.”
Bottom Line
Two separate people made fortunes convincing others to sell their home through their FSBO
sites. Yet, when it came to selling their own home, they recognized the value of using a real
estate professional.
There is a reason the real estate industry has been around for centuries: it performs a
valuable service.
KEEPINGCURRENTMATTERS.COM
3
6. FUTURE HOUSE PRICES:
A LOOK INTO THE CRYSTAL BALL
Today, many real estate conversations center on
housing prices and where they may be headed.
That is why there is tremendous value in the
Home Price Expectation Survey. Every quarter,
Pulsenomics surveys a nationwide panel of over
one hundred economists, real estate experts
and investment & market strategists about
where prices are headed over the next five
years. They then average the projections of all
100+ experts into a single number.
The results of their latest survey:
• Values will appreciate by 4.4% in 2014
• Cumulative appreciation will be 19.5% by 2018
• That means the average annual appreciation will
be 3.6% over the next 5 years.
• Even the experts making up the most bearish
quartile of the survey still are projecting a
cumulative appreciation of almost 9.4% by 2018
Individual opinions make headlines. This survey
is a fair depiction of future values.
KEEPINGCURRENTMATTERS.COM
4
7. WHERE ARE MORTGAGE INTEREST
RATES HEADED?
“One thing seems certain: we aren’t likely to see average 30-year fixed mortgage rates return
to the historic lows experienced in 2012.” - Freddie Mac, March 24, 2014
There are those that hope that 30-year
mortgage interest rates will head back under
4%. Obviously, for any prospective home
purchaser that would be great news. However,
there is probably a greater chance that
interest rates will return to the greater than
6% rate of the last decade before they would
return to the less than 3.5% rate of 2012.
Freddie Mac, on their blog, explained that
current rates are still extremely low compared
to historic averages.
“The all-time record low – since Freddie Mac began tracking mortgage rates in 1971 – was 3.31%
in November 2012. Conversely, the all-time record high occurred in October of 1981, hitting
18.63%. That’s more than four times higher than today’s average 30-year fixed rate of 4.32% as
of March 20...rates hovering around 4.5% may be high relative to last year, but something to
celebrate compared to almost any year since 1971.”
And Freddie Mac projects mortgage rates will increase going forward.
If you are thinking of purchasing another home, waiting for a dramatic decrease in mortgage
rates might not make sense.
KEEPINGCURRENTMATTERS.COM 5
8. 5Reasons to Hire a
Real Estate Professional
They help with all disclosures and paperwork necessary in
today’s heavily regulated environment.
They are well educated in and experienced with the entire
sales process.
They act as a “buffer” in negotiations with all parties
throughout the entire transaction.
They help understand today’s real estate values when
setting the price on a listing or on an offer to purchase.
They simply and effectively explain today’s real estate
headlines and decipher what they mean to you.
KEEPINGCURRENTMATTERS.COM 6
9. SHOULD I RENT MY HOUSE IF I CAN’T SELL IT?
There has been a lot written about how buying a home is less expensive than renting one in
most parts of the country. Rents are skyrocketing and homes are still at great prices. These
two situations are also causing some sellers to consider renting their home instead of selling
it. After all, a homeowner can get great rental income now and perhaps wait until house
values increase even further before selling.
This logic makes sense in some cases. There is a strong belief that residential real estate is a
great investment right now. However, if you have no desire to actually become an educated
investor in this sector, you may be headed for more trouble than you were looking for.
Before renting your home, you should answer the following questions to make sure this is
the right course of action for you and your family.
10 Questions to ask BEFORE renting your home
1. How will you respond if your tenant says they can’t afford to pay the rent this month
because of more pressing obligations? (This happens most often during holiday season
and back-to-school time when families with children have extra expenses).
2. Because of the economy, many homeowners cannot make their mortgage payment. What
percentage of tenants do you think cannot afford to pay their rent?
3. Have you interviewed experienced eviction attorneys in case a challenge does arise?
4. Have you talked to your insurance company about a possible increase in premiums as
liability is greater in a non-owner occupied home?
KEEPINGCURRENTMATTERS.COM 7
10. 5. Will you allow pets? Cats? Dogs? How big a dog?
6. How will you actually collect the rent? By mail? In person?
7. Repairs are part of being a landlord. Who will take tenant calls when necessary repairs
come up?
8. Do you have a list of craftspeople readily available to handle these repairs?
9. How often will you do a physical inspection of the property?
10. Will you alert your current neighbors that you are renting the house?
Bottom Line
Again, renting out residential real estate historically is a great investment. However, it is not
without its challenges. Make sure you have decided to rent the house because you want to
be an investor, not because you are hoping to get a few extra dollars by postponing a sale.
KEEPINGCURRENTMATTERS.COM 8
11. FSBO’s MUST BE READY TO NEGOTIATE
In a recovering market, some sellers might be tempted to try and sell their home on their
own (FSBO) without using the services of a real estate professional. Real estate agents are
trained and experienced negotiators. In most cases, the seller is not. The seller must realize
their ability to negotiate will determine whether they get the best deal for themselves and
their family.
Here is a list of some of the people with whom the seller must be prepared to negotiate if
they decide to FSBO:
• The buyer who wants the best deal possible
• The buyer’s agent who solely represents the best interest of the buyer
• The buyer’s attorney (in some parts of the country)
• The home inspection companies which work for the buyer and will almost always find
some problems with the house.
• The termite company if there are challenges
• The buyer’s lender if the structure of the mortgage requires the sellers’ participation
• The appraiser if there is a question of value
• The title company if there are challenges with certificates of occupancy (CO) or other
permits
• The town or municipality if you need to get the COs permits mentioned above
• The buyer’s buyer in case there are challenges on the house your buyer is selling.
• Your bank in the case of a short sale
KEEPINGCURRENTMATTERS.COM 9