In a real estate purchase, there are allowable credits that enable the purchaser to pay significantly less if the transaction is structured properly. If you'd like assistance on a mortgage loan, we'd be happy to help you. Call John at 916-224-753 or Patty Aguon at 916-833-5063.

1. Somebody Give
Me Some Credit!
Your Folsom
VITEK Team
John & Patty
Information in presentation intended for real estate professionals only. Not for consumer use.

2. Remember that credit is
money.
~Benjamin Franklin

3. Give it Up!
How Much Can a Seller Credit for
Closing Costs?
FHA – 6% (although you’ll probably never
need more than 4%)
VA – 4%
Conventional (owner occ.) 3%
Conventional (investment) 2%

4. Inquiries?
Information in presentation intended for real estate professionals
only. Not for consumer use. VITEK Mortgage Group is licensed by
the Department of Business Oversight under the California
Residential Mortgage Lending Act. NMLS # 37408